Rate Chart

Ultimate Care - CHIHLIP25044V012425

Base Gross premium

Office Premium corresponding to Individual (1A) - Zone 1 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
<1	5,456	5,720	6,407	7,166	8,052	8,979	10,210	11,481	12,754	14,126
1	5,512	5,779	6,473	7,239	8,135	9,072	10,316	11,600	12,886	14,272
2	5,568	5,838	6,539	7,314	8,219	9,166	10,422	11,720	13,020	14,420
3	5,625	5,898	6,607	7,389	8,304	9,260	10,530	11,841	13,155	14,570
4	5,683	5,959	6,675	7,466	8,390	9,356	10,639	11,964	13,291	14,721
5	5,741	6,020	6,743	7,543	8,477	9,453	10,749	12,088	13,429	14,874
6	5,800	6,082	6,813	7,620	8,564	9,551	10,861	12,213	13,568	15,028
7	5,860	6,145	6,883	7,699	8,653	9,649	10,973	12,340	13,709	15,184
8	5,920	6,208	6,954	7,778	8,742	9,749	11,087	12,467	13,851	15,342
9	5,981	6,272	7,025	7,859	8,832	9,850	11,201	12,597	13,995	15,501
10	6,042	6,336	7,098	7,940	8,923	9,952	11,317	12,727	14,140	15,662
11	6,104	6,401	7,171	8,021	9,016	10,055	11,435	12,859	14,287	15,825
12	6,167	6,467	7,245	8,104	9,109	10,159	11,553	12,993	14,435	15,989
13	6,230	6,534	7,319	8,188	9,203	10,264	11,673	13,127	14,585	16,155
14	6,295	6,601	7,395	8,272	9,298	10,370	11,794	13,263	14,736	16,323
15	6,359	6,669	7,471	8,358	9,394	10,477	11,916	13,401	14,889	16,492
16	6,425	6,737	7,548	8,444	9,491	10,586	12,039	13,540	15,044	16,663
17	6,491	6,807	7,626	8,531	9,589	10,695	12,164	13,680	15,200	16,837
18	6,880	7,216	8,085	9,045	10,168	11,341	12,900	14,508	16,121	17,857
19	7,049	7,392	8,283	9,267	10,418	11,620	13,217	14,866	16,518	18,298
20	7,221	7,573	8,486	9,495	10,674	11,906	13,543	15,232	16,926	18,749
21	7,398	7,759	8,694	9,728	10,936	12,199	13,876	15,608	17,343	19,212
22	7,579	7,949	8,907	9,967	11,205	12,500	14,218	15,993	17,771	19,686
23	7,765	8,143	9,126	10,212	11,481	12,807	14,569	16,387	18,210	20,172
24	7,955	8,343	9,350	10,463	11,763	13,123	14,928	16,791	18,659	20,671
25	8,150	8,548	9,579	10,720	12,053	13,446	15,296	17,206	19,120	21,181
26	8,283	8,687	9,736	10,896	12,251	13,667	15,547	17,489	19,434	21,530
27	8,418	8,829	9,896	11,074	12,452	13,891	15,803	17,776	19,754	21,884
28	8,556	8,974	10,058	11,256	12,656	14,119	16,062	18,069	20,079	22,245
29	8,696	9,121	10,222	11,440	12,864	14,351	16,327	18,366	20,410	22,611
30	8,838	9,270	10,390	11,628	13,075	14,587	16,595	18,668	20,746	22,984
31	8,983	9,422	10,560	11,819	13,289	14,827	16,868	18,975	21,088	23,362
32	9,129	9,576	10,733	12,013	13,508	15,070	17,145	19,288	21,435	23,747
33	9,279	9,733	10,909	12,210	13,730	15,318	17,427	19,605	21,788	24,138
34	9,431	9,892	11,088	12,410	13,955	15,570	17,714	19,928	22,147	24,536
35	9,585	10,054	11,270	12,614	14,184	15,826	18,005	20,256	22,511	24,940
36	9,742	10,219	11,455	12,821	14,417	16,086	18,302	20,589	22,882	25,351
37	10,125	10,621	11,905	13,326	14,986	16,721	19,024	21,403	23,787	26,354
38	10,523	11,038	12,374	13,851	15,577	17,381	19,776	22,249	24,727	27,396
39	10,937	11,473	12,862	14,397	16,191	18,067	20,557	23,128	25,705	28,480
40	11,367	11,924	13,368	14,965	16,830	18,780	21,369	24,043	26,722	29,607
41	11,815	12,394	13,895	15,555	17,495	19,522	22,214	24,993	27,779	30,779
42	12,202	12,800	14,352	16,066	18,070	20,165	22,946	25,817	28,695	31,794
43	12,603	13,221	14,823	16,595	18,665	20,829	23,702	26,668	29,641	32,843
44	13,016	13,655	15,310	17,140	19,279	21,514	24,483	27,547	30,618	33,926
45	13,444	14,103	15,814	17,704	19,914	22,223	25,289	28,455	31,628	35,045
46	13,885	14,567	16,334	18,287	20,569	22,955	26,123	29,394	32,672	36,202
47	14,668	15,388	17,255	19,319	21,731	24,252	27,600	31,056	34,520	38,251
48	15,494	16,255	18,228	20,410	22,959	25,623	29,160	32,813	36,473	40,416
49	16,368	17,172	19,257	21,562	24,256	27,071	30,809	34,669	38,538	42,704
50	17,291	18,141	20,344	22,780	25,627	28,602	32,552	36,631	40,719	45,121
51	17,402	18,257	20,475	22,926	25,791	28,785	32,761	36,866	40,980	45,411
52	18,237	19,133	21,458	24,028	27,031	30,170	34,337	38,641	42,953	47,598
53	19,112	20,052	22,489	25,182	28,330	31,621	35,990	40,501	45,021	49,890
54	20,030	21,015	23,569	26,393	29,693	33,142	37,722	42,451	47,189	52,293
55	20,991	22,024	24,702	27,662	31,121	34,737	39,538	44,495	49,462	54,812
56	22,000	23,083	25,890	28,992	32,619	36,409	41,441	46,637	51,845	57,453
57	23,786	24,957	27,993	31,349	35,271	39,371	44,813	50,434	56,066	62,132
58	25,719	26,985	30,269	33,899	38,141	42,574	48,461	54,540	60,631	67,192
59	27,809	29,178	32,730	36,656	41,244	46,039	52,406	58,981	65,569	72,665
60	30,453	31,935	35,776	40,022	44,984	50,171	57,058	64,168	71,294	78,969
61	32,898	34,500	38,655	43,248	48,615	54,224	61,673	69,364	77,071	85,372
62	35,096	36,807	41,243	46,147	51,878	57,868	65,821	74,034	82,264	91,127
63	37,442	39,269	44,006	49,243	55,362	61,758	70,251	79,020	87,808	97,273
64	39,948	41,899	46,957	52,549	59,083	65,913	74,981	84,345	93,729	103,835
65	42,624	44,707	50,108	56,079	63,056	70,349	80,032	90,031	100,051	110,842
66	45,481	47,705	53,473	59,848	67,298	75,086	85,426	96,102	106,801	118,325
67	48,034	50,385	56,480	63,217	71,090	79,319	90,246	101,529	112,835	125,012
68	50,733	53,217	59,658	66,777	75,097	83,793	95,340	107,263	119,211	132,079
69	53,584	56,210	63,016	70,539	79,331	88,521	100,723	113,323	125,949	139,547
70	56,598	59,372	66,564	74,515	83,806	93,517	106,412	119,726	133,069	147,439
71	59,782	62,714	70,315	78,716	88,535	98,797	112,423	126,493	140,593	155,779
72	61,983	65,023	72,906	81,619	91,802	102,445	116,577	131,169	145,793	161,542
73	64,265	67,418	75,593	84,630	95,191	106,229	120,885	136,019	151,185	167,518
74	66,632	69,902	78,381	87,753	98,705	110,153	125,353	141,049	156,777	173,717
75	69,086	72,478	81,271	90,991	102,350	114,223	129,987	146,265	162,577	180,145
76	71,632	75,150	84,269	94,350	106,131	118,444	134,793	151,675	168,592	186,813
77	75,316	79,016	88,607	99,210	111,600	124,551	141,747	159,503	177,296	196,460
78	79,191	83,082	93,170	104,321	117,354	130,975	149,061	167,736	186,451	206,607
79	83,266	87,358	97,969	109,698	123,405	137,731	156,754	176,396	196,080	217,279
80	87,552	91,856	103,016	115,352	129,769	144,837	164,845	185,504	206,207	228,504
80+	92,060	96,587	108,325	121,300	136,463	152,311	173,355	195,083	216,858	240,310

Office Premium corresponding to Individual (1A1C) - Zone 1 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	8,060	8,453	9,473	10,601	11,919	13,297	15,126	17,014	18,907	20,945
19	8,177	8,577	9,612	10,756	12,094	13,492	15,348	17,265	19,185	21,254
20	8,298	8,703	9,754	10,916	12,273	13,692	15,576	17,521	19,470	21,570
21	8,422	8,833	9,900	11,079	12,457	13,897	15,809	17,784	19,763	21,894
22	8,549	8,966	10,049	11,246	12,645	14,107	16,049	18,053	20,062	22,226
23	8,679	9,103	10,202	11,418	12,838	14,323	16,294	18,329	20,369	22,566
24	8,812	9,242	10,359	11,593	13,036	14,543	16,545	18,612	20,684	22,915
25	8,948	9,386	10,520	11,773	13,238	14,770	16,803	18,902	21,006	23,272
26	9,075	9,519	10,669	11,941	13,427	14,980	17,042	19,172	21,306	23,604
27	9,204	9,654	10,821	12,110	13,618	15,193	17,285	19,445	21,610	23,941
28	9,334	9,791	10,974	12,283	13,812	15,410	17,532	19,723	21,919	24,283
29	9,467	9,930	11,130	12,458	14,009	15,630	17,782	20,005	22,232	24,630
30	9,601	10,071	11,289	12,635	14,208	15,853	18,036	20,290	22,550	24,983
31	9,738	10,214	11,450	12,815	14,411	16,079	18,294	20,581	22,872	25,341
32	9,877	10,360	11,613	12,998	14,617	16,309	18,555	20,875	23,200	25,704
33	10,017	10,508	11,779	13,184	14,826	16,542	18,821	21,174	23,532	26,072
34	10,160	10,657	11,947	13,372	15,038	16,779	19,091	21,478	23,870	26,446
35	10,305	10,809	12,117	13,563	15,253	17,019	19,364	21,786	24,212	26,825
36	10,452	10,964	12,291	13,757	15,472	17,263	19,642	22,098	24,560	27,211
37	10,758	11,285	12,651	14,161	15,925	17,770	20,219	22,748	25,282	28,011
38	11,074	11,617	13,024	14,578	16,396	18,295	20,817	23,421	26,030	28,840
39	11,402	11,961	13,410	15,011	16,883	18,839	21,436	24,118	26,805	29,700
40	11,743	12,318	13,810	15,460	17,388	19,403	22,078	24,841	27,609	30,590
41	12,095	12,688	14,225	15,925	17,911	19,987	22,743	25,589	28,442	31,513
42	12,406	13,014	14,592	16,335	18,373	20,503	23,330	26,250	29,176	32,328
43	13,598	14,265	15,996	17,908	20,143	22,479	25,581	28,784	31,993	35,450
44	14,005	14,693	16,475	18,445	20,748	23,154	26,350	29,649	32,956	36,517
45	14,425	15,134	16,970	18,999	21,371	23,851	27,142	30,541	33,948	37,616
46	15,547	16,311	18,291	20,480	23,037	25,711	29,261	32,926	36,599	40,555
47	16,261	17,060	19,131	21,421	24,097	26,894	30,607	34,442	38,285	42,423
48	17,011	17,847	20,014	22,410	25,211	28,137	32,023	36,036	40,057	44,387
49	17,799	18,674	20,943	23,451	26,381	29,444	33,511	37,711	41,920	46,452
50	18,492	19,401	21,758	24,364	27,409	30,592	34,819	39,182	43,556	48,265
51	18,575	19,488	21,856	24,473	27,532	30,730	34,975	39,359	43,751	48,483
52	19,201	20,145	22,593	25,300	28,462	31,768	36,157	40,689	45,231	50,123
53	19,857	20,834	23,367	26,166	29,437	32,856	37,397	42,084	46,782	51,842
54	20,546	21,556	24,177	27,074	30,459	33,997	38,696	43,547	48,408	53,644
55	21,267	22,313	25,026	28,025	31,530	35,194	40,058	45,080	50,113	55,534
56	22,023	23,107	25,917	29,023	32,653	36,447	41,485	46,687	51,900	57,514
57	23,363	24,513	27,495	30,791	34,643	38,669	44,015	49,534	55,066	61,023
58	24,812	26,034	29,202	32,703	36,795	41,072	46,750	52,614	58,490	64,818
59	26,380	27,679	31,047	34,771	39,122	43,670	49,709	55,945	62,193	68,923
60	28,363	29,746	33,332	37,295	41,928	46,769	53,198	59,835	66,487	73,651
61	30,197	31,670	35,491	39,715	44,650	49,809	56,659	63,732	70,820	78,453
62	31,845	33,400	37,432	41,889	47,098	52,542	59,770	67,234	74,714	82,770
63	33,605	35,247	39,505	44,211	49,711	55,460	63,093	70,974	78,873	87,379
64	35,484	37,219	41,718	46,690	52,502	58,576	66,640	74,968	83,313	92,301
65	37,491	39,325	44,081	49,338	55,481	61,903	70,429	79,232	88,054	97,556
66	46,441	48,715	54,610	61,127	68,743	76,703	87,272	98,186	109,123	120,902
67	48,739	51,127	57,317	64,159	72,156	80,513	91,611	103,070	114,553	126,920
68	51,168	53,675	60,177	67,363	75,762	84,540	96,195	108,231	120,291	133,281
69	53,734	56,369	63,199	70,749	79,573	88,795	101,040	113,684	126,355	140,002
70	56,446	59,215	66,393	74,327	83,600	93,292	106,160	119,448	132,763	147,105
71	59,312	62,223	69,768	78,108	87,856	98,043	111,570	125,538	139,535	154,610
72	61,293	64,301	72,100	80,721	90,796	101,327	115,309	129,746	144,215	159,797
73	63,347	66,457	74,519	83,431	93,846	104,732	119,186	134,111	149,068	165,176
74	65,477	68,692	77,027	86,241	97,009	108,264	123,207	138,638	154,101	170,755
75	67,686	71,011	79,629	89,156	100,290	111,927	127,378	143,332	159,321	176,540
76	69,977	73,415	82,327	92,179	103,692	115,725	131,703	148,201	164,735	182,541
77	73,293	76,894	86,232	96,553	108,615	121,222	137,962	155,247	172,568	191,223
78	76,780	80,554	90,338	101,153	113,793	127,003	144,544	162,657	180,807	200,356
79	80,447	84,403	94,657	105,992	119,239	133,084	151,468	170,450	189,473	209,960
80	84,305	88,451	99,200	111,081	124,966	139,479	158,750	178,647	198,587	220,063
80+	88,362	92,709	103,977	116,434	130,991	146,206	166,409	187,269	208,174	230,688

Office Premium corresponding to Individual (1A2C) - Zone 1 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	11,273	11,825	13,257	14,840	16,690	18,624	21,192	23,843	26,499	29,361
19	11,391	11,949	13,396	14,996	16,865	18,819	21,414	24,093	26,778	29,669
20	11,511	12,076	13,538	15,155	17,045	19,020	21,642	24,349	27,063	29,985
21	11,635	12,205	13,684	15,318	17,228	19,225	21,875	24,612	27,355	30,309
22	11,762	12,338	13,833	15,486	17,417	19,435	22,115	24,882	27,655	30,641
23	11,892	12,475	13,986	15,657	17,609	19,650	22,360	25,158	27,962	30,981
24	12,025	12,615	14,143	15,833	17,807	19,871	22,611	25,441	28,276	31,330
25	12,161	12,758	14,304	16,013	18,010	20,097	22,869	25,731	28,599	31,687
26	12,288	12,891	14,453	16,180	18,198	20,307	23,108	26,000	28,898	32,020
27	12,417	13,026	14,605	16,350	18,389	20,521	23,351	26,274	29,202	32,357
28	12,548	13,163	14,758	16,522	18,583	20,737	23,598	26,551	29,511	32,699
29	12,714	13,337	14,954	16,741	18,830	21,013	23,911	26,904	29,904	33,134
30	12,882	13,514	15,152	16,964	19,080	21,292	24,229	27,262	30,302	33,575
31	13,053	13,693	15,354	17,189	19,334	21,575	24,552	27,625	30,705	34,022
32	13,226	13,875	15,558	17,417	19,591	21,863	24,879	27,993	31,115	34,476
33	13,402	14,060	15,765	17,649	19,852	22,154	25,211	28,367	31,530	34,936
34	13,580	14,247	15,974	17,884	20,116	22,449	25,547	28,745	31,951	35,403
35	13,761	14,436	16,187	18,123	20,385	22,749	25,888	29,129	32,378	35,876
36	13,944	14,628	16,403	18,364	20,657	23,053	26,234	29,519	32,810	36,356
37	14,286	14,988	16,806	18,816	21,165	23,620	26,880	30,246	33,619	37,252
38	14,640	15,359	17,222	19,282	21,690	24,206	27,547	30,997	34,454	38,178
39	15,005	15,742	17,652	19,764	22,232	24,812	28,237	31,773	35,318	39,135
40	15,383	16,138	18,097	20,263	22,793	25,438	28,950	32,576	36,210	40,124
41	15,773	16,548	18,557	20,778	23,373	26,085	29,687	33,406	37,133	41,146
42	16,123	16,915	18,969	21,239	23,892	26,665	30,346	34,148	37,958	42,061
43	17,354	18,207	20,418	22,863	25,720	28,706	32,670	36,764	40,867	45,285
44	17,800	18,675	20,944	23,452	26,383	29,446	33,513	37,713	41,922	46,455
45	18,260	19,158	21,485	24,058	27,065	30,208	34,381	38,690	43,008	47,658
46	20,294	21,292	23,880	26,741	30,085	33,580	38,220	43,012	47,813	52,985
47	21,125	22,164	24,859	27,838	31,319	34,958	39,790	44,778	49,778	55,162
48	21,996	23,078	25,885	28,987	32,612	36,402	41,433	46,628	51,835	57,442
49	22,908	24,035	26,959	30,190	33,967	37,914	43,155	48,567	53,990	59,831
50	23,727	24,895	27,923	31,271	35,183	39,272	44,701	50,307	55,925	61,976
51	23,940	25,118	28,174	31,552	35,499	39,625	45,103	50,760	56,428	62,533
52	24,699	25,915	29,068	32,554	36,627	40,884	46,537	52,373	58,223	64,522
53	25,356	26,604	29,841	33,420	37,602	41,972	47,776	53,768	59,774	66,241
54	26,044	27,327	30,652	34,328	38,623	43,113	49,075	55,231	61,400	68,044
55	26,765	28,084	31,501	35,279	39,695	44,309	50,437	56,764	63,104	69,933
56	27,521	28,877	32,392	36,277	40,818	45,563	51,864	58,371	64,891	71,914
57	28,861	30,283	33,970	38,045	42,807	47,785	54,394	61,218	68,057	75,423
58	30,311	31,804	35,676	39,957	44,959	50,187	57,130	64,298	71,481	79,218
59	31,878	33,449	37,522	42,025	47,287	52,786	60,089	67,629	75,185	83,323
60	33,861	35,516	39,807	44,549	50,092	55,885	63,577	71,519	79,479	88,051
61	35,695	37,441	41,966	46,968	52,815	58,925	67,038	75,416	83,811	92,853
62	37,343	39,170	43,907	49,143	55,262	61,658	70,150	78,918	87,705	97,169
63	39,103	41,017	45,980	51,465	57,875	64,576	73,472	82,658	91,864	101,778
64	40,983	42,990	48,193	53,944	60,666	67,691	77,020	86,652	96,304	106,700
65	42,989	45,096	50,556	56,592	63,646	71,018	80,808	90,916	101,046	111,956
66	51,939	54,485	61,085	68,381	76,907	85,819	97,652	109,870	122,114	135,301
67	54,237	56,897	63,792	71,413	80,320	89,629	101,990	114,754	127,544	141,320
68	56,666	59,446	66,652	74,617	83,926	93,656	106,575	119,915	133,283	147,680
69	59,233	62,139	69,674	78,003	87,737	97,911	111,420	125,368	139,347	154,401
70	61,945	64,985	72,868	81,581	91,764	102,407	116,539	131,132	145,755	161,504
71	64,811	67,993	76,243	85,362	96,020	107,159	121,950	137,222	152,527	169,010
72	66,791	70,071	78,575	87,975	98,961	110,443	125,688	141,430	157,206	174,196
73	68,845	72,227	80,994	90,685	102,011	113,848	129,566	145,795	162,059	179,575
74	70,975	74,462	83,502	93,495	105,174	117,380	133,587	150,322	167,092	185,154
75	73,184	76,781	86,104	96,410	108,454	121,042	137,757	155,016	172,312	190,940
76	75,476	79,185	88,802	99,433	111,856	124,841	142,082	159,885	177,726	196,940
77	78,791	82,665	92,706	103,807	116,779	130,338	148,341	166,930	185,559	205,623
78	82,278	86,324	96,813	108,407	121,957	136,119	154,924	174,340	193,799	214,755
79	85,946	90,173	101,132	113,246	127,403	142,200	161,847	182,134	202,464	224,360
80	89,803	94,221	105,674	118,335	133,131	148,595	169,129	190,331	211,579	234,462
80+	93,860	98,479	110,452	123,688	139,155	155,322	176,788	198,953	221,165	245,087

Office Premium corresponding to Individual (2A) - Zone 1 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	9,593	10,062	11,279	12,623	14,195	15,838	18,019	20,272	22,529	24,960
19	9,710	10,185	11,417	12,779	14,370	16,033	18,242	20,522	22,807	25,268
20	9,831	10,312	11,559	12,938	14,549	16,234	18,470	20,779	23,092	25,584
21	9,955	10,442	11,705	13,101	14,733	16,439	18,703	21,041	23,385	25,908
22	10,199	10,699	11,993	13,424	15,096	16,844	19,165	21,561	23,963	26,549
23	10,450	10,962	12,288	13,755	15,468	17,260	19,638	22,094	24,555	27,205
24	10,707	11,231	12,591	14,094	15,850	17,685	20,123	22,640	25,162	27,878
25	10,970	11,507	12,901	14,441	16,241	18,122	20,620	23,199	25,784	28,567
26	11,193	11,742	13,163	14,735	16,572	18,492	21,041	23,673	26,311	29,152
27	11,421	11,981	13,432	15,036	16,910	18,870	21,471	24,157	26,849	29,749
28	11,654	12,225	13,706	15,343	17,256	19,256	21,911	24,652	27,399	30,358
29	11,845	12,426	13,931	15,595	17,540	19,573	22,272	25,058	27,851	30,859
30	12,039	12,630	14,160	15,852	17,828	19,895	22,638	25,471	28,310	31,368
31	12,237	12,837	14,393	16,112	18,122	20,222	23,011	25,891	28,777	31,885
32	12,438	13,048	14,629	16,377	18,420	20,555	23,390	26,318	29,251	32,411
33	12,642	13,262	14,869	16,646	18,723	20,894	23,776	26,751	29,734	32,945
34	12,849	13,480	15,114	16,920	19,031	21,238	24,167	27,192	30,224	33,489
35	13,060	13,701	15,362	17,198	19,344	21,587	24,565	27,641	30,722	34,041
36	13,275	13,926	15,615	17,481	19,663	21,943	24,970	28,096	31,229	34,603
37	13,649	14,319	16,055	17,975	20,219	22,563	25,677	28,892	32,113	35,583
38	14,036	14,725	16,511	18,485	20,793	23,205	26,407	29,713	33,027	36,596
39	14,435	15,144	16,981	19,012	21,386	23,867	27,161	30,562	33,971	37,642
40	15,004	15,741	17,652	19,763	22,231	24,811	28,236	31,772	35,316	39,133
41	15,596	16,362	18,349	20,544	23,110	25,792	29,353	33,030	36,714	40,683
42	16,157	16,951	19,009	21,284	23,943	26,722	30,412	34,222	38,040	42,152
43	16,739	17,561	19,694	22,052	24,807	27,686	31,510	35,458	39,414	43,675
44	17,342	18,194	20,404	22,847	25,702	28,685	32,647	36,738	40,838	45,254
45	17,912	18,793	21,076	23,599	26,549	29,631	33,724	37,951	42,186	46,748
46	19,191	20,135	22,582	25,286	28,447	31,751	36,138	40,668	45,207	50,096
47	20,067	21,054	23,613	26,442	29,749	33,204	37,792	42,530	47,278	52,391
48	20,986	22,019	24,696	27,655	31,114	34,728	39,528	44,483	49,450	54,799
49	22,640	23,754	26,643	29,837	33,569	37,470	42,649	47,997	53,357	59,129
50	23,919	25,097	28,150	31,524	35,468	39,590	45,064	50,715	56,379	62,479
51	24,622	25,834	28,977	32,452	36,512	40,756	46,391	52,209	58,040	64,320
52	25,903	27,179	30,486	34,142	38,415	42,881	48,810	54,932	61,068	67,676
53	27,252	28,595	32,075	35,922	40,418	45,117	51,356	57,799	64,255	71,209
54	28,023	29,404	32,983	36,939	41,563	46,395	52,812	59,437	66,077	73,228
55	29,371	30,818	34,570	38,717	43,564	48,630	55,356	62,301	69,261	76,757
56	30,784	32,301	36,234	40,581	45,662	50,972	58,023	65,303	72,599	80,457
57	32,812	34,429	38,622	43,257	48,673	54,334	61,851	69,613	77,391	85,769
58	34,983	36,707	41,178	46,120	51,896	57,933	65,949	74,226	82,520	91,453
59	37,306	39,146	43,915	49,186	55,347	61,786	70,336	79,164	88,011	97,539
60	40,630	42,619	47,777	53,479	60,142	67,106	76,353	85,902	95,470	105,776
61	43,912	46,064	51,643	57,810	65,016	72,549	82,550	92,878	103,227	114,373
62	47,128	49,439	55,430	62,052	69,791	77,880	88,621	99,711	110,825	122,794
63	50,871	53,353	59,787	66,899	75,210	83,897	95,432	107,342	119,277	132,131
64	54,584	57,250	64,159	71,797	80,723	90,053	102,441	115,232	128,050	141,855
65	58,239	61,085	68,463	76,619	86,150	96,113	109,340	122,998	136,686	151,427
66	68,949	72,322	81,065	90,730	102,025	113,831	129,506	145,692	161,912	179,382
67	73,127	76,706	85,985	96,242	108,229	120,757	137,392	154,570	171,783	190,322
68	77,562	81,361	91,208	102,093	114,815	128,111	145,765	163,995	182,263	201,938
69	89,078	93,443	104,760	117,268	131,887	147,166	167,454	188,402	209,395	232,004
70	94,089	98,701	110,660	123,878	139,327	155,473	176,912	199,049	221,234	245,126
71	99,383	104,258	116,895	130,864	147,189	164,251	186,907	210,301	233,744	258,992
72	103,930	109,030	122,249	136,862	153,940	171,790	195,490	219,963	244,487	270,900
73	108,696	114,031	127,862	143,150	161,017	179,692	204,488	230,091	255,748	283,382
74	113,693	119,275	133,746	149,742	168,436	187,975	213,919	240,708	267,553	296,466
75	117,882	123,671	138,679	155,269	174,657	194,921	221,828	249,611	277,453	307,438
76	122,227	128,231	143,796	161,002	181,109	202,125	230,031	258,844	287,720	318,818
77	127,673	133,946	150,209	168,186	189,195	211,154	240,310	270,416	300,586	333,079
78	133,369	139,924	156,917	175,701	197,654	220,598	251,063	282,521	314,045	347,997
79	139,328	146,177	163,934	183,563	206,502	230,477	262,312	295,183	328,125	363,602
80	146,501	153,705	172,381	193,026	217,152	242,370	275,853	310,426	345,073	382,387
80+	165,627	173,777	194,905	218,259	245,553	274,080	311,958	351,070	390,265	432,477

Office Premium corresponding to Individual (2A1C) - Zone 1 - for Policy Duration >3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	12,806	13,434	15,063	16,863	18,967	21,166	24,085	27,100	30,121	33,375
19	12,924	13,558	15,201	17,018	19,142	21,361	24,308	27,350	30,400	33,684
20	13,044	13,684	15,343	17,177	19,321	21,561	24,536	27,607	30,685	34,000
21	13,168	13,814	15,489	17,341	19,505	21,766	24,769	27,870	30,977	34,324
22	13,413	14,071	15,777	17,663	19,868	22,172	25,231	28,390	31,555	34,964
23	13,663	14,334	16,072	17,994	20,240	22,587	25,704	28,922	32,147	35,621
24	13,920	14,603	16,375	18,333	20,621	23,013	26,189	29,468	32,754	36,293
25	14,183	14,880	16,685	18,680	21,012	23,449	26,686	30,027	33,376	36,983
26	14,440	15,149	16,987	19,019	21,393	23,875	27,170	30,573	33,983	37,655
27	14,702	15,424	17,295	19,364	21,782	24,309	27,665	31,129	34,601	38,341
28	14,969	15,704	17,610	19,717	22,179	24,752	28,169	31,697	35,232	39,040
29	15,195	15,941	17,876	20,015	22,514	25,126	28,595	32,177	35,766	39,631
30	15,424	16,182	18,146	20,317	22,854	25,506	29,028	32,664	36,308	40,232
31	15,657	16,426	18,420	20,624	23,200	25,893	29,468	33,159	36,858	40,842
32	15,894	16,674	18,699	20,936	23,551	26,285	29,914	33,661	37,417	41,461
33	16,134	16,926	18,982	21,253	23,908	26,683	30,368	34,172	37,984	42,091
34	16,378	17,183	19,269	21,575	24,271	27,088	30,828	34,690	38,561	42,729
35	16,626	17,443	19,561	21,902	24,638	27,498	31,296	35,217	39,146	43,378
36	16,877	17,707	19,857	22,234	25,012	27,916	31,771	35,752	39,741	44,038
37	17,289	18,139	20,342	22,778	25,624	28,599	32,549	36,627	40,714	45,116
38	17,714	18,585	20,842	23,338	26,255	29,303	33,350	37,530	41,718	46,229
39	18,152	19,044	21,358	23,916	26,905	30,029	34,177	38,461	42,753	47,376
40	18,760	19,683	22,074	24,718	27,808	31,037	35,325	39,753	44,190	48,968
41	19,391	20,345	22,817	25,551	28,745	32,083	36,516	41,094	45,681	50,621
42	19,992	20,975	23,525	26,343	29,637	33,079	37,650	42,370	47,100	52,194
43	21,485	22,542	25,283	28,313	31,854	35,555	40,469	45,543	50,628	56,105
44	22,206	23,299	26,132	29,264	32,924	36,750	41,830	47,075	52,331	57,992
45	22,897	24,024	26,946	30,176	33,951	37,896	43,134	48,544	53,964	59,802
46	24,299	25,496	28,597	32,026	36,033	40,221	45,782	51,524	57,278	63,475
47	25,302	26,548	29,779	33,349	37,522	41,884	47,675	53,655	59,648	66,102
48	26,351	27,649	31,014	34,733	39,080	43,623	49,656	55,885	62,127	68,849
49	28,138	29,524	33,118	37,091	41,733	46,586	53,029	59,681	66,348	73,528
50	29,417	30,867	34,624	38,778	43,633	48,706	55,443	62,399	69,371	76,878
51	30,120	31,604	35,452	39,706	44,676	49,872	56,770	63,893	71,031	78,719
52	31,402	32,949	36,961	41,396	46,579	51,996	59,189	66,616	74,059	82,075
53	32,751	34,365	38,550	43,176	48,582	54,233	61,736	69,483	77,247	85,608
54	33,522	35,174	39,458	44,193	49,727	55,511	63,191	71,121	79,068	87,627
55	34,869	36,588	41,045	45,971	51,728	57,746	65,735	73,985	82,253	91,157
56	36,282	38,071	42,709	47,835	53,826	60,088	68,402	76,987	85,591	94,857
57	38,310	40,199	45,097	50,511	56,838	63,450	72,231	81,297	90,383	100,168
58	40,481	42,477	47,653	53,374	60,061	67,049	76,328	85,910	95,512	105,853
59	42,805	44,916	50,390	56,440	63,511	70,902	80,715	90,848	101,002	111,938
60	46,128	48,389	54,252	60,732	68,306	76,222	86,733	97,586	108,462	120,175
61	49,411	51,834	58,118	65,063	73,181	81,665	92,930	104,562	116,218	128,772
62	52,626	55,209	61,905	69,306	77,956	86,996	99,000	111,395	123,816	137,194
63	56,370	59,123	66,262	74,153	83,374	93,013	105,811	119,026	132,268	146,531
64	60,083	63,020	70,634	79,051	88,888	99,169	112,820	126,916	141,041	156,255
65	63,738	66,855	74,938	83,873	94,315	105,228	119,720	134,682	149,677	165,827
66	74,447	78,092	87,540	97,984	110,190	122,947	139,886	157,376	174,904	193,781
67	78,625	82,476	92,460	103,496	116,393	129,873	147,772	166,254	184,775	204,722
68	83,060	87,131	97,683	109,347	122,979	137,227	156,145	175,679	195,254	216,337
69	94,577	99,214	111,234	124,522	140,051	156,282	177,833	200,086	222,387	246,404
70	99,587	104,472	117,135	131,132	147,491	164,589	187,291	210,733	234,225	259,525
71	104,882	110,028	123,370	138,118	155,353	173,367	197,286	221,985	246,735	273,391
72	109,429	114,800	128,724	144,116	162,105	180,906	205,870	231,647	257,479	285,299
73	114,195	119,801	134,337	150,404	169,182	188,808	214,867	241,775	268,740	297,781
74	119,191	125,045	140,221	156,996	176,600	197,091	224,298	252,392	280,545	310,866
75	123,381	129,442	145,154	162,523	182,822	204,037	232,207	261,295	290,444	321,838
76	127,726	134,002	150,271	168,256	189,274	211,241	240,410	270,528	300,711	333,217
77	133,171	139,716	156,684	175,440	197,360	220,270	250,690	282,100	313,578	347,479
78	138,868	145,694	163,392	182,955	205,818	229,714	261,443	294,205	327,037	362,396
79	144,826	151,948	170,409	190,817	214,666	239,593	272,691	306,867	341,116	378,002
80	151,999	159,475	178,856	200,280	225,317	251,485	286,232	322,110	358,064	396,787
80+	171,126	179,547	201,380	225,513	253,717	283,196	322,338	362,754	403,256	446,877

Office Premium corresponding to Individual (2A2C) - Zone 1 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	16,019	16,806	18,847	21,102	23,738	26,493	30,151	33,928	37,714	41,790
19	16,137	16,930	18,985	21,258	23,913	26,688	30,374	34,179	37,992	42,099
20	16,258	17,057	19,128	21,417	24,092	26,889	30,601	34,435	38,277	42,415
21	16,381	17,186	19,273	21,580	24,276	27,094	30,835	34,698	38,570	42,739
22	16,626	17,443	19,561	21,903	24,639	27,499	31,297	35,218	39,147	43,380
23	16,877	17,706	19,856	22,233	25,011	27,915	31,770	35,750	39,740	44,036
24	17,133	17,976	20,159	22,572	25,393	28,341	32,255	36,296	40,347	44,709
25	17,397	18,252	20,469	22,919	25,783	28,777	32,752	36,856	40,968	45,398
26	17,653	18,521	20,771	23,258	26,165	29,203	33,236	37,401	41,575	46,070
27	17,915	18,796	21,080	23,604	26,553	29,637	33,730	37,958	42,194	46,756
28	18,182	19,076	21,394	23,956	26,950	30,079	34,235	38,525	42,825	47,455
29	18,442	19,349	21,699	24,298	27,335	30,509	34,724	39,076	43,438	48,135
30	18,705	19,625	22,009	24,645	27,726	30,946	35,221	39,636	44,060	48,824
31	18,972	19,905	22,324	24,998	28,123	31,389	35,726	40,203	44,691	49,524
32	19,243	20,190	22,643	25,356	28,525	31,838	36,237	40,780	45,332	50,234
33	19,519	20,479	22,968	25,719	28,934	32,295	36,757	41,365	45,982	50,955
34	19,798	20,772	23,297	26,087	29,349	32,758	37,284	41,958	46,642	51,686
35	20,081	21,069	23,630	26,461	29,770	33,228	37,820	42,561	47,312	52,429
36	20,369	21,371	23,969	26,841	30,197	33,705	38,363	43,172	47,992	53,183
37	20,818	21,842	24,497	27,433	30,863	34,449	39,209	44,125	49,051	54,357
38	21,279	22,326	25,041	28,042	31,549	35,214	40,081	45,106	50,142	55,566
39	21,755	22,825	25,601	28,669	32,254	36,002	40,978	46,116	51,265	56,811
40	22,400	23,503	26,361	29,521	33,213	37,072	42,197	47,488	52,791	58,502
41	23,069	24,205	27,149	30,403	34,207	38,182	43,460	48,910	54,372	60,254
42	23,708	24,876	27,902	31,247	35,156	39,241	44,666	50,268	55,882	61,928
43	25,241	26,484	29,706	33,268	37,431	41,782	47,559	53,524	59,502	65,940
44	26,000	27,281	30,601	34,270	38,559	43,041	48,993	55,139	61,297	67,930
45	26,731	28,048	31,461	35,235	39,644	44,253	50,373	56,692	63,024	69,844
46	29,045	30,477	34,187	38,288	43,080	48,090	54,741	61,609	68,492	75,905
47	30,166	31,653	35,507	39,766	44,745	49,948	56,857	63,991	71,140	78,840
48	31,336	32,881	36,884	41,310	46,482	51,888	59,066	66,477	73,905	81,904
49	33,247	34,885	39,134	43,830	49,319	55,055	62,672	70,537	78,418	86,907
50	34,653	36,361	40,790	45,685	51,406	57,386	65,326	73,524	81,740	90,589
51	35,485	37,235	41,770	46,784	52,643	58,767	66,898	75,294	83,708	92,770
52	36,900	38,719	43,436	48,650	54,744	61,112	69,569	78,300	87,051	96,475
53	38,249	40,135	45,025	50,430	56,747	63,349	72,115	81,167	90,238	100,007
54	39,020	40,944	45,933	51,447	57,892	64,627	73,571	82,805	92,060	102,027
55	40,368	42,359	47,520	53,225	59,893	66,862	76,115	85,669	95,244	105,556
56	41,780	43,841	49,184	55,089	61,990	69,204	78,782	88,671	98,582	109,256
57	43,809	45,970	51,572	57,765	65,002	72,566	82,610	92,981	103,374	114,567
58	45,979	48,247	54,128	60,628	68,225	76,165	86,708	97,594	108,503	120,252
59	48,303	50,686	56,864	63,694	71,675	80,018	91,094	102,532	113,993	126,337
60	51,626	54,159	60,727	67,986	76,470	85,338	97,112	109,270	121,453	134,574
61	54,909	57,605	64,593	72,317	81,345	90,781	103,309	116,246	129,210	143,172
62	58,125	60,979	68,380	76,560	86,120	96,112	109,379	123,079	136,808	151,593
63	61,868	64,893	72,737	81,407	91,539	102,129	116,190	130,710	145,260	160,930
64	65,581	68,790	77,109	86,305	97,052	108,285	123,199	138,600	154,033	170,654
65	69,236	72,626	81,413	91,127	102,479	114,344	130,099	146,366	162,669	180,226
66	79,946	83,862	94,015	105,238	118,354	132,063	150,265	169,060	187,895	208,181
67	84,123	88,246	98,935	110,749	124,557	138,989	158,151	177,938	197,766	219,121
68	88,559	92,901	104,158	116,601	131,143	146,342	166,524	187,363	208,246	230,737
69	100,075	104,984	117,709	131,776	148,216	165,398	188,213	211,770	235,378	260,803
70	105,085	110,242	123,610	138,386	155,655	173,705	197,671	222,417	247,216	273,925
71	110,380	115,798	129,845	145,372	163,517	182,483	207,666	233,669	259,727	287,791
72	114,927	120,570	135,199	151,370	170,269	190,022	216,249	243,331	270,470	299,699
73	119,693	125,572	140,812	157,658	177,346	197,924	225,246	253,459	281,731	312,181
74	124,689	130,815	146,695	164,250	184,765	206,207	234,678	264,076	293,536	325,265
75	128,879	135,212	151,629	169,777	190,986	213,153	242,587	272,979	303,436	336,237
76	133,224	139,772	156,746	175,510	197,438	220,357	250,789	282,212	313,702	347,617
77	138,670	145,487	163,159	182,694	205,524	229,386	261,069	293,784	326,569	361,878
78	144,366	151,464	169,867	190,209	213,982	238,830	271,822	305,889	340,028	376,796
79	150,325	157,718	176,884	198,070	222,830	248,709	283,071	318,551	354,107	392,401
80	157,498	165,245	185,331	207,534	233,481	260,601	296,611	333,794	371,055	411,186
80+	176,624	185,317	207,855	232,767	261,882	292,312	332,717	374,438	416,247	461,276

Office Premium corresponding to Individual (1A) - Zone (1A) - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
<1	4,985	5,227	5,853	6,545	7,354	8,199	9,322	10,481	11,643	12,894
1	5,036	5,280	5,913	6,612	7,430	8,284	9,418	10,589	11,763	13,027
2	5,088	5,334	5,974	6,680	7,506	8,369	9,516	10,699	11,885	13,162
3	5,140	5,389	6,035	6,749	7,584	8,456	9,614	10,810	12,008	13,299
4	5,193	5,444	6,097	6,819	7,662	8,543	9,713	10,922	12,133	13,437
5	5,246	5,500	6,160	6,889	7,741	8,631	9,814	11,035	12,258	13,576
6	5,300	5,557	6,223	6,960	7,821	8,721	9,915	11,149	12,385	13,717
7	5,354	5,614	6,287	7,031	7,901	8,811	10,018	11,264	12,514	13,859
8	5,409	5,671	6,352	7,104	7,983	8,902	10,122	11,381	12,643	14,003
9	5,464	5,729	6,417	7,177	8,065	8,994	10,226	11,499	12,775	14,148
10	5,520	5,788	6,483	7,251	8,148	9,087	10,332	11,618	12,907	14,295
11	5,577	5,848	6,550	7,326	8,233	9,180	10,439	11,738	13,041	14,443
12	5,634	5,908	6,617	7,401	8,318	9,275	10,547	11,860	13,176	14,593
13	5,692	5,968	6,685	7,477	8,403	9,371	10,656	11,983	13,313	14,745
14	5,750	6,030	6,754	7,555	8,490	9,468	10,766	12,107	13,451	14,898
15	5,809	6,092	6,824	7,632	8,578	9,566	10,878	12,233	13,590	15,052
16	5,869	6,154	6,894	7,711	8,666	9,665	10,991	12,359	13,731	15,209
17	5,929	6,218	6,965	7,791	8,756	9,765	11,104	12,488	13,874	15,366
18	6,285	6,591	7,383	8,260	9,284	10,354	11,775	13,243	14,713	16,297
19	6,438	6,752	7,564	8,462	9,512	10,609	12,065	13,569	15,076	16,699
20	6,596	6,917	7,749	8,670	9,745	10,869	12,362	13,903	15,448	17,111
21	6,757	7,086	7,939	8,882	9,985	11,137	12,666	14,246	15,829	17,533
22	6,922	7,259	8,134	9,100	10,230	11,410	12,978	14,597	16,219	17,966
23	7,091	7,437	8,333	9,324	10,481	11,691	13,298	14,957	16,619	18,409
24	7,265	7,619	8,537	9,553	10,739	11,979	13,625	15,325	17,029	18,864
25	7,443	7,806	8,747	9,787	11,003	12,274	13,961	15,703	17,449	19,329
26	7,564	7,933	8,890	9,947	11,183	12,475	14,190	15,961	17,736	19,648
27	7,688	8,063	9,035	10,110	11,367	12,680	14,423	16,224	18,028	19,971
28	7,813	8,194	9,183	10,276	11,553	12,888	14,660	16,490	18,324	20,300
29	7,941	8,328	9,333	10,444	11,743	13,099	14,901	16,762	18,626	20,634
30	8,070	8,465	9,486	10,615	11,935	13,315	15,146	17,037	18,932	20,974
31	8,202	8,603	9,641	10,789	12,131	13,533	15,395	17,318	19,244	21,319
32	8,336	8,744	9,799	10,966	12,330	13,755	15,648	17,602	19,561	21,670
33	8,473	8,887	9,960	11,146	12,532	13,981	15,905	17,892	19,883	22,027
34	8,611	9,032	10,123	11,329	12,738	14,211	16,167	18,186	20,210	22,390
35	8,752	9,180	10,289	11,515	12,947	14,444	16,433	18,486	20,543	22,758
36	8,895	9,330	10,457	11,703	13,160	14,682	16,703	18,790	20,881	23,133
37	9,244	9,696	10,869	12,164	13,678	15,261	17,362	19,532	21,706	24,048
38	9,607	10,077	11,296	12,643	14,217	15,863	18,048	20,303	22,564	24,999
39	9,985	10,474	11,741	13,141	14,778	16,489	18,760	21,106	23,456	25,987
40	10,377	10,886	12,203	13,659	15,361	17,139	19,501	21,940	24,383	27,015
41	10,786	11,314	12,683	14,197	15,967	17,816	20,271	22,807	25,348	28,084
42	11,139	11,685	13,100	14,664	16,492	18,402	20,939	23,558	26,183	29,010
43	11,504	12,068	13,530	15,146	17,034	19,008	21,628	24,334	27,046	29,967
44	11,882	12,464	13,974	15,644	17,594	19,633	22,341	25,136	27,938	30,955
45	12,272	12,873	14,433	16,158	18,173	20,280	23,077	25,965	28,859	31,976
46	12,674	13,296	14,908	16,689	18,771	20,948	23,837	26,821	29,811	33,031
47	13,388	14,045	15,748	17,631	19,831	22,131	25,184	28,337	31,497	34,899
48	14,142	14,836	16,636	18,626	20,951	23,381	26,608	29,939	33,278	36,874
49	14,939	15,673	17,575	19,677	22,134	24,702	28,112	31,633	35,161	38,961
50	15,781	16,556	18,566	20,788	23,384	26,098	29,702	33,422	37,151	41,167
51	15,882	16,662	18,685	20,921	23,534	26,265	29,892	33,637	37,389	41,431
52	16,644	17,461	19,582	21,926	24,665	27,528	31,330	35,255	39,189	43,426
53	17,442	18,299	20,522	22,979	25,851	28,852	32,837	36,952	41,076	45,517
54	18,279	19,178	21,508	24,084	27,094	30,240	34,417	38,731	43,053	47,709
55	19,156	20,099	22,541	25,241	28,396	31,694	36,073	40,595	45,126	50,006
56	20,076	21,064	23,624	26,454	29,762	33,219	37,810	42,550	47,299	52,415
57	21,706	22,774	25,543	28,604	32,182	35,921	40,886	46,012	51,150	56,683
58	23,468	24,624	27,619	30,930	34,799	38,843	44,213	49,758	55,314	61,299
59	25,375	26,624	29,864	33,445	37,630	42,004	47,812	53,809	59,819	66,291
60	27,787	29,138	32,642	36,515	41,042	45,773	52,055	58,541	65,041	72,041
61	30,017	31,479	35,268	39,458	44,353	49,470	56,264	63,280	70,310	77,882
62	32,022	33,582	37,629	42,102	47,330	52,794	60,048	67,540	75,047	83,132
63	34,162	35,829	40,150	44,926	50,508	56,343	64,089	72,088	80,104	88,737
64	36,448	38,227	42,841	47,942	53,902	60,132	68,404	76,945	85,505	94,723
65	38,888	40,789	45,716	51,162	57,526	64,178	73,011	82,132	91,271	101,115
66	41,494	43,524	48,785	54,600	61,396	68,499	77,931	87,670	97,429	107,940
67	43,824	45,968	51,528	57,673	64,855	72,361	82,328	92,619	102,933	114,040
68	46,285	48,551	54,426	60,920	68,510	76,442	86,974	97,850	108,749	120,486
69	48,886	51,281	57,489	64,352	72,372	80,754	91,885	103,377	114,894	127,298
70	51,635	54,166	60,726	67,978	76,454	85,312	97,074	109,219	121,389	134,497
71	54,540	57,214	64,147	71,811	80,767	90,128	102,557	115,391	128,253	142,104
72	56,547	59,321	66,511	74,459	83,747	93,456	106,346	119,657	132,995	147,361
73	58,629	61,505	68,962	77,205	86,838	96,907	110,276	124,080	137,914	152,813
74	60,788	63,771	71,505	80,053	90,044	100,486	114,351	128,668	143,015	158,467
75	63,027	66,121	74,141	83,007	93,369	104,199	118,578	133,426	148,306	164,331
76	65,349	68,558	76,876	86,071	96,817	108,049	122,962	138,361	153,792	170,412
77	68,709	72,084	80,833	90,504	101,807	113,620	129,305	145,501	161,732	179,212
78	72,243	75,793	84,995	95,167	107,054	119,479	135,977	153,011	170,082	188,468
79	75,961	79,694	89,372	100,071	112,574	125,642	142,994	160,910	178,865	198,202
80	79,870	83,797	93,976	105,229	118,379	132,124	150,374	169,218	188,103	208,441
80+	83,982	88,112	98,819	110,654	124,485	138,941	158,136	177,956	197,819	219,210

Office Premium corresponding to Individual (1A1C) - Zone (1A) - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	7,360	7,719	8,650	9,679	10,881	12,137	13,806	15,529	17,255	19,114
19	7,468	7,832	8,777	9,820	11,040	12,316	14,009	15,757	17,509	19,396
20	7,578	7,948	8,906	9,966	11,204	12,498	14,216	15,991	17,769	19,684
21	7,691	8,066	9,039	10,115	11,371	12,685	14,429	16,231	18,036	19,979
22	7,806	8,187	9,175	10,267	11,543	12,877	14,648	16,476	18,309	20,282
23	7,925	8,312	9,315	10,423	11,719	13,073	14,872	16,728	18,589	20,593
24	8,046	8,439	9,458	10,584	11,900	13,275	15,101	16,986	18,876	20,911
25	8,171	8,570	9,604	10,748	12,084	13,481	15,336	17,251	19,170	21,237
26	8,287	8,691	9,741	10,901	12,256	13,673	15,554	17,497	19,443	21,540
27	8,404	8,815	9,879	11,055	12,430	13,867	15,776	17,746	19,721	21,847
28	8,523	8,940	10,019	11,213	12,607	14,065	16,001	17,999	20,002	22,159
29	8,644	9,066	10,162	11,372	12,787	14,266	16,229	18,256	20,288	22,476
30	8,767	9,195	10,306	11,534	12,969	14,469	16,461	18,517	20,578	22,797
31	8,891	9,326	10,453	11,698	13,154	14,676	16,696	18,782	20,872	23,123
32	9,018	9,459	10,602	11,865	13,342	14,885	16,934	19,050	21,171	23,455
33	9,146	9,593	10,753	12,034	13,532	15,098	17,177	19,323	21,474	23,791
34	9,276	9,730	10,906	12,206	13,726	15,314	17,423	19,600	21,782	24,132
35	9,409	9,869	11,062	12,381	13,922	15,533	17,672	19,881	22,094	24,478
36	9,543	10,010	11,220	12,558	14,121	15,755	17,925	20,166	22,411	24,829
37	9,822	10,302	11,548	12,926	14,535	16,218	18,452	20,758	23,070	25,559
38	10,110	10,605	11,888	13,307	14,964	16,697	18,997	21,372	23,752	26,316
39	10,410	10,919	12,241	13,702	15,409	17,193	19,562	22,008	24,460	27,100
40	10,720	11,245	12,606	14,111	15,869	17,707	20,148	22,667	25,193	27,912
41	11,041	11,582	12,985	14,535	16,347	18,240	20,754	23,350	25,952	28,754
42	11,325	11,880	13,319	14,909	16,768	18,710	21,290	23,953	26,622	29,497
43	12,412	13,021	14,599	16,344	18,382	20,513	23,343	26,264	29,192	32,345
44	12,784	13,411	15,037	16,834	18,934	21,129	24,044	27,054	30,070	33,318
45	13,167	13,813	15,488	17,339	19,503	21,764	24,767	27,868	30,975	34,321
46	14,191	14,887	16,693	18,690	21,023	23,461	26,699	30,042	33,393	37,001
47	14,841	15,570	17,460	19,548	21,989	24,540	27,928	31,426	34,931	38,706
48	15,525	16,288	18,265	20,451	23,005	25,674	29,219	32,879	36,547	40,497
49	16,245	17,043	19,112	21,399	24,073	26,867	30,577	34,407	38,246	42,381
50	16,876	17,706	19,856	22,233	25,011	27,914	31,769	35,749	39,739	44,035
51	16,952	17,785	19,945	22,332	25,123	28,039	31,912	35,910	39,917	44,233
52	17,523	18,384	20,618	23,086	25,971	28,986	32,990	37,124	41,267	45,729
53	18,122	19,013	21,323	23,876	26,860	29,979	34,121	38,397	42,682	47,297
54	18,750	19,672	22,062	24,704	27,792	31,020	35,306	39,731	44,165	48,941
55	19,408	20,362	22,837	25,573	28,770	32,111	36,548	41,129	45,720	50,664
56	20,097	21,086	23,649	26,483	29,794	33,255	37,850	42,595	47,350	52,471
57	21,320	22,369	25,089	28,095	31,609	35,281	40,157	45,192	50,238	55,672
58	22,642	23,756	26,645	29,839	33,572	37,473	42,653	48,001	53,361	59,134
59	24,071	25,257	28,329	31,725	35,695	39,843	45,352	51,039	56,739	62,878
60	25,881	27,142	30,413	34,028	38,254	42,670	48,534	54,588	60,656	67,191
61	27,553	28,897	32,383	36,235	40,737	45,443	51,691	58,142	64,608	71,571
62	29,057	30,475	34,153	38,218	42,970	47,935	54,529	61,337	68,160	75,508
63	30,662	32,160	36,044	40,336	45,353	50,597	57,560	64,749	71,953	79,713
64	32,376	33,959	38,062	42,598	47,899	53,439	60,796	68,392	76,004	84,202
65	34,207	35,880	40,218	45,013	50,617	56,474	64,251	72,281	80,329	88,996
66	42,370	44,445	49,822	55,767	62,714	69,974	79,615	89,570	99,546	110,291
67	44,467	46,645	52,291	58,532	65,826	73,450	83,573	94,025	104,500	115,781
68	46,682	48,970	54,900	61,455	69,116	77,123	87,755	98,733	109,734	121,582
69	49,023	51,426	57,657	64,543	72,592	81,004	92,174	103,707	115,265	127,713
70	51,497	54,022	60,570	67,807	76,265	85,106	96,844	108,964	121,111	134,192
71	54,111	56,766	63,648	71,256	80,147	89,440	101,779	114,520	127,288	141,038
72	55,918	58,662	65,776	73,640	82,830	92,435	105,189	118,359	131,556	145,769
73	57,791	60,628	67,982	76,111	85,612	95,541	108,726	122,340	135,983	150,676
74	59,734	62,667	70,270	78,675	88,497	98,763	112,394	126,469	140,574	155,765
75	61,750	64,782	72,643	81,333	91,489	102,104	116,198	130,751	145,335	161,042
76	63,839	66,975	75,105	84,091	94,593	105,569	120,143	135,192	150,273	166,516
77	66,864	70,149	78,666	88,080	99,083	110,583	125,852	141,619	157,419	174,436
78	70,044	73,487	82,412	92,277	103,806	115,856	131,857	148,378	164,934	182,765
79	73,390	76,998	86,351	96,690	108,774	121,403	138,172	155,487	172,839	191,527
80	76,908	80,690	90,495	101,333	113,998	127,237	144,814	162,964	181,153	200,742
80+	80,609	84,574	94,853	106,215	119,494	133,372	151,800	170,828	189,897	210,434

Office Premium corresponding to Individual (1A2C) - Zone (1A) - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	10,292	10,795	12,102	13,546	15,233	16,997	19,339	21,757	24,180	26,790
19	10,399	10,908	12,228	13,687	15,393	17,175	19,542	21,985	24,434	27,072
20	10,509	11,024	12,358	13,833	15,556	17,358	19,750	22,219	24,694	27,360
21	10,622	11,142	12,491	13,982	15,724	17,545	19,963	22,459	24,961	27,656
22	10,738	11,263	12,627	14,134	15,895	17,736	20,181	22,705	25,234	27,958
23	10,856	11,388	12,767	14,290	16,071	17,933	20,405	22,957	25,514	28,269
24	10,978	11,515	12,910	14,451	16,252	18,134	20,634	23,215	25,801	28,587
25	11,102	11,646	13,056	14,615	16,437	18,341	20,869	23,479	26,095	28,913
26	11,218	11,767	13,192	14,767	16,608	18,532	21,087	23,725	26,369	29,216
27	11,335	11,891	13,331	14,922	16,783	18,727	21,309	23,975	26,646	29,523
28	11,454	12,016	13,471	15,080	16,960	18,925	21,534	24,228	26,928	29,835
29	11,606	12,175	13,649	15,279	17,185	19,176	21,820	24,550	27,286	30,232
30	11,759	12,336	13,830	15,482	17,413	19,431	22,110	24,876	27,649	30,635
31	11,915	12,499	14,014	15,688	17,644	19,689	22,404	25,208	28,017	31,043
32	12,073	12,665	14,200	15,896	17,879	19,951	22,702	25,543	28,390	31,457
33	12,234	12,833	14,389	16,108	18,117	20,217	23,005	25,884	28,769	31,876
34	12,396	13,004	14,580	16,322	18,358	20,486	23,312	26,229	29,153	32,302
35	12,561	13,177	14,774	16,540	18,603	20,759	23,623	26,579	29,542	32,733
36	12,728	13,352	14,971	16,760	18,851	21,036	23,938	26,935	29,937	33,171
37	13,040	13,680	15,338	17,172	19,314	21,554	24,527	27,598	30,675	33,988
38	13,363	14,018	15,718	17,597	19,793	22,089	25,136	28,283	31,437	34,833
39	13,696	14,368	16,111	18,037	20,288	22,641	25,765	28,991	32,224	35,706
40	14,040	14,730	16,516	18,491	20,800	23,212	26,416	29,723	33,038	36,608
41	14,397	15,103	16,936	18,961	21,329	23,803	27,088	30,480	33,880	37,541
42	14,715	15,438	17,311	19,382	21,802	24,331	27,690	31,158	34,633	38,376
43	15,838	16,616	18,633	20,863	23,469	26,193	29,809	33,544	37,286	41,316
44	16,245	17,044	19,113	21,401	24,074	26,868	30,578	34,409	38,248	42,383
45	16,665	17,484	19,607	21,954	24,697	27,563	31,370	35,300	39,239	43,481
46	18,520	19,431	21,792	24,401	27,451	30,639	34,872	39,242	43,622	48,339
47	19,278	20,226	22,684	25,402	28,577	31,896	36,303	40,854	45,414	50,325
48	20,072	21,060	23,620	26,449	29,757	33,213	37,803	42,541	47,290	52,405
49	20,904	21,933	24,599	27,547	30,992	34,592	39,373	44,309	49,256	54,584
50	21,652	22,717	25,479	28,533	32,101	35,831	40,784	45,897	51,022	56,541
51	21,846	22,921	25,708	28,789	32,390	36,153	41,150	46,310	51,480	57,049
52	22,538	23,648	26,524	29,703	33,418	37,302	42,458	47,782	53,117	58,863
53	23,137	24,276	27,229	30,493	34,307	38,294	43,588	49,054	54,532	60,432
54	23,765	24,935	27,968	31,321	35,240	39,335	44,773	50,388	56,015	62,076
55	24,423	25,626	28,743	32,189	36,217	40,426	46,015	51,787	57,570	63,799
56	25,113	26,349	29,555	33,099	37,241	41,570	47,318	53,253	59,200	65,606
57	26,335	27,632	30,995	34,712	39,056	43,596	49,625	55,850	62,088	68,806
58	27,657	29,019	32,552	36,456	41,019	45,788	52,120	58,659	65,211	72,268
59	29,087	30,520	34,235	38,342	43,142	48,158	54,819	61,697	68,590	76,013
60	30,896	32,405	36,319	40,645	45,701	50,985	58,001	65,246	72,506	80,325
61	32,568	34,161	38,289	42,852	48,184	53,758	61,159	68,800	76,458	84,706
62	34,072	35,739	40,059	44,835	50,417	56,251	63,997	71,995	80,010	88,643
63	35,677	37,423	41,950	46,953	52,801	58,912	67,027	75,407	83,804	92,847
64	37,392	39,222	43,968	49,215	55,346	61,754	70,263	79,049	87,854	97,337
65	39,222	41,143	46,124	51,630	58,064	64,789	73,719	82,939	92,179	102,130
66	47,386	49,708	55,728	62,383	70,161	78,290	89,083	100,228	111,397	123,425
67	49,482	51,908	58,197	65,149	73,274	81,765	93,040	104,683	116,350	128,915
68	51,697	54,233	60,806	68,072	76,563	85,438	97,222	109,390	121,584	134,717
69	54,038	56,690	63,563	71,160	80,039	89,319	101,642	114,365	127,116	140,848
70	56,512	59,286	66,476	74,424	83,713	93,421	106,312	119,622	132,961	147,327
71	59,127	62,029	69,555	77,873	87,594	97,755	111,247	125,177	139,138	154,173
72	60,933	63,925	71,682	80,256	90,277	100,750	114,657	129,016	143,406	158,904
73	62,807	65,891	73,888	82,728	93,059	103,857	118,194	132,998	147,833	163,811
74	64,750	67,930	76,177	85,292	95,944	107,078	121,862	137,127	152,424	168,899
75	66,765	70,045	78,550	87,950	98,936	110,419	125,666	141,409	157,185	174,177
76	68,855	72,239	81,011	90,707	102,040	113,884	129,611	145,850	162,124	179,650
77	71,879	75,412	84,572	94,697	106,530	118,898	135,320	152,276	169,269	187,570
78	75,060	78,750	88,318	98,894	111,253	124,172	141,324	159,036	176,785	195,900
79	78,405	82,261	92,257	103,307	116,221	129,718	147,640	166,145	184,689	204,661
80	81,924	85,954	96,401	107,949	121,446	135,552	154,282	173,622	193,003	213,876
80+	85,625	89,837	100,759	112,832	126,941	141,688	161,268	181,486	201,747	223,568

Office Premium corresponding to Individual (2A)-Zone(1A)- for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	8,759	9,187	10,297	11,523	12,957	14,456	16,445	18,500	20,559	22,776
19	8,866	9,300	10,423	11,665	13,117	14,634	16,648	18,728	20,813	23,058
20	8,976	9,415	10,553	11,810	13,280	14,816	16,856	18,962	21,073	23,346
21	9,089	9,534	10,686	11,959	13,448	15,003	17,069	19,202	21,339	23,641
22	9,312	9,768	10,948	12,254	13,779	15,373	17,490	19,676	21,867	24,226
23	9,541	10,008	11,218	12,555	14,118	15,752	17,922	20,162	22,407	24,824
24	9,775	10,253	11,494	12,864	14,466	16,141	18,364	20,660	22,960	25,438
25	10,015	10,505	11,776	13,181	14,823	16,539	18,817	21,170	23,528	26,067
26	10,219	10,719	12,016	13,450	15,125	16,876	19,202	21,603	24,009	26,600
27	10,427	10,937	12,261	13,724	15,434	17,221	19,594	22,044	24,500	27,144
28	10,639	11,160	12,511	14,004	15,749	17,573	19,995	22,496	25,001	27,700
29	10,813	11,343	12,716	14,234	16,008	17,862	20,324	22,866	25,413	28,157
30	10,991	11,529	12,925	14,468	16,271	18,156	20,659	23,243	25,832	28,621
31	11,171	11,718	13,137	14,706	16,539	18,455	20,999	23,626	26,258	29,093
32	11,354	11,910	13,353	14,947	16,811	18,758	21,344	24,015	26,691	29,573
33	11,540	12,106	13,572	15,193	17,087	19,067	21,696	24,410	27,131	30,060
34	11,729	12,304	13,795	15,443	17,368	19,381	22,053	24,813	27,578	30,556
35	11,922	12,506	14,022	15,697	17,654	19,700	22,416	25,222	28,033	31,060
36	12,117	12,712	14,252	15,955	17,944	20,024	22,786	25,637	28,495	31,572
37	12,459	13,070	14,654	16,405	18,451	20,590	23,430	26,363	29,301	32,466
38	12,812	13,440	15,069	16,870	18,975	21,175	24,096	27,112	30,135	33,390
39	13,176	13,823	15,499	17,351	19,516	21,779	24,784	27,887	30,996	34,345
40	13,695	14,367	16,110	18,036	20,287	22,640	25,764	28,990	32,223	35,704
41	14,235	14,934	16,746	18,748	21,089	23,535	26,783	30,137	33,498	37,118
42	14,747	15,471	17,348	19,424	21,849	24,384	27,749	31,225	34,707	38,458
43	15,277	16,028	17,973	20,123	22,636	25,263	28,751	32,352	35,961	39,847
44	15,827	16,605	18,620	20,849	23,453	26,175	29,789	33,520	37,260	41,287
45	16,347	17,151	19,233	21,535	24,226	27,037	30,771	34,626	38,489	42,650
46	17,514	18,375	20,607	23,074	25,957	28,971	32,973	37,105	41,245	45,705
47	18,313	19,214	21,548	24,129	27,144	30,296	34,482	38,803	43,134	47,798
48	19,152	20,094	22,536	25,235	28,389	31,687	36,064	40,585	45,115	49,994
49	20,660	21,676	24,312	27,225	30,629	34,187	38,912	43,790	48,679	53,944
50	21,827	22,901	25,686	28,764	32,362	36,122	41,114	46,270	51,436	57,000
51	22,468	23,574	26,441	29,610	33,314	37,185	42,325	47,632	52,951	58,679
52	23,637	24,801	27,817	31,152	35,049	39,123	44,531	50,116	55,713	61,740
53	24,867	26,092	29,266	32,775	36,876	41,163	46,854	52,731	58,620	64,963
54	25,571	26,830	30,095	33,703	37,921	42,329	48,182	54,225	60,282	66,805
55	26,800	28,120	31,542	35,325	39,746	44,367	50,502	56,838	63,186	70,024
56	28,089	29,472	33,060	37,025	41,660	46,504	52,935	59,576	66,231	73,399
57	29,939	31,414	35,238	39,466	44,407	49,571	56,427	63,507	70,602	78,244
58	31,919	33,492	37,570	42,078	47,347	52,853	60,165	67,715	75,281	83,429
59	34,038	35,716	40,066	44,874	50,494	56,367	64,166	72,219	80,289	88,980
60	37,070	38,884	43,589	48,790	54,868	61,220	69,655	78,365	87,093	96,493
61	40,064	42,027	47,116	52,740	59,314	66,185	75,308	84,728	94,168	104,335
62	42,997	45,105	50,570	56,610	63,670	71,048	80,845	90,961	101,099	112,017
63	46,412	48,675	54,544	61,031	68,613	76,536	87,058	97,922	108,809	120,534
64	49,799	52,230	58,532	65,499	73,642	82,152	93,451	105,119	116,811	129,404
65	53,132	55,728	62,459	69,898	78,592	87,679	99,745	112,203	124,688	138,135
66	62,902	65,978	73,953	82,769	93,072	103,841	118,140	132,904	147,699	163,634
67	66,712	69,977	78,441	87,797	98,731	110,159	125,333	141,001	156,703	173,613
68	70,758	74,223	83,205	93,134	104,738	116,867	132,970	149,599	166,262	184,209
69	81,263	85,244	95,567	106,976	120,311	134,248	152,754	171,862	191,011	211,634
70	85,833	90,041	100,948	113,006	127,097	141,825	161,381	181,574	201,810	223,603
71	90,663	95,109	106,636	119,378	134,269	149,833	170,498	191,837	213,221	236,252
72	94,810	99,461	111,520	124,850	140,427	156,709	178,328	200,651	223,021	247,113
73	99,158	104,024	116,640	130,585	146,883	163,917	186,535	209,889	233,293	258,499
74	103,715	108,807	122,007	136,598	153,650	171,473	195,138	219,573	244,061	270,434
75	107,537	112,817	126,507	141,640	159,325	177,809	202,352	227,694	253,091	280,442
76	111,500	116,977	131,174	146,869	165,210	184,380	209,834	236,117	262,456	290,822
77	116,467	122,189	137,024	153,422	172,586	192,615	219,211	246,672	274,192	303,831
78	121,663	127,642	143,143	160,277	180,301	201,230	229,019	257,714	286,469	317,438
79	127,099	133,346	149,544	167,448	188,372	210,242	239,280	269,264	299,312	331,673
80	133,641	140,213	157,248	176,080	198,087	221,089	251,631	283,168	314,771	348,808
80+	151,088	158,522	177,794	199,097	223,993	250,014	284,565	320,241	355,993	394,498

Office Premium corresponding to Individual (2A1C) - Zone (1A)- for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	11,690	12,263	13,748	15,390	17,309	19,315	21,979	24,728	27,484	30,452
19	11,797	12,376	13,875	15,532	17,469	19,493	22,181	24,957	27,738	30,734
20	11,907	12,491	14,005	15,677	17,633	19,676	22,389	25,191	27,998	31,022
21	12,020	12,610	14,137	15,826	17,800	19,863	22,602	25,431	28,265	31,318
22	12,243	12,844	14,400	16,121	18,131	20,233	23,023	25,905	28,792	31,902
23	12,472	13,084	14,669	16,422	18,471	20,612	23,455	26,390	29,332	32,501
24	12,706	13,329	14,945	16,731	18,819	21,000	23,897	26,888	29,886	33,114
25	12,946	13,581	15,228	17,048	19,175	21,398	24,350	27,399	30,453	33,743
26	13,180	13,827	15,504	17,357	19,523	21,787	24,792	27,896	31,006	34,356
27	13,419	14,078	15,785	17,672	19,878	22,183	25,243	28,404	31,571	34,982
28	13,663	14,333	16,072	17,994	20,239	22,587	25,703	28,921	32,146	35,620
29	13,869	14,550	16,314	18,265	20,545	22,928	26,092	29,359	32,633	36,159
30	14,078	14,769	16,561	18,541	20,856	23,275	26,487	29,804	33,127	36,707
31	14,291	14,992	16,811	18,822	21,171	23,627	26,888	30,255	33,629	37,263
32	14,506	15,219	17,065	19,106	21,492	23,985	27,295	30,713	34,139	37,828
33	14,725	15,448	17,323	19,395	21,817	24,348	27,709	31,179	34,657	38,402
34	14,948	15,682	17,585	19,689	22,147	24,717	28,129	31,652	35,183	38,985
35	15,174	15,919	17,851	19,987	22,483	25,092	28,556	32,132	35,717	39,577
36	15,404	16,160	18,122	20,290	22,824	25,472	28,989	32,620	36,259	40,178
37	15,779	16,555	18,564	20,786	23,382	26,095	29,698	33,419	37,147	41,162
38	16,167	16,961	19,020	21,297	23,957	26,738	30,430	34,242	38,062	42,177
39	16,566	17,380	19,491	21,824	24,550	27,400	31,184	35,091	39,006	43,223
40	17,121	17,962	20,144	22,556	25,374	28,320	32,231	36,270	40,317	44,676
41	17,697	18,567	20,822	23,315	26,229	29,274	33,318	37,493	41,677	46,183
42	18,244	19,142	21,467	24,038	27,042	30,182	34,352	38,657	42,972	47,618
43	19,607	20,571	23,071	25,835	29,065	32,441	36,923	41,552	46,190	51,186
44	20,264	21,261	23,845	26,702	30,041	33,531	38,164	42,949	47,743	52,907
45	20,894	21,922	24,588	27,534	30,977	34,576	39,354	44,288	49,233	54,558
46	22,174	23,265	26,094	29,222	32,877	36,697	41,769	47,007	52,255	57,908
47	23,089	24,225	27,172	30,429	34,235	38,214	43,496	48,951	54,417	60,304
48	24,046	25,229	28,299	31,691	35,656	39,800	45,303	50,985	56,678	62,810
49	25,675	26,940	30,218	33,841	38,076	42,502	48,379	54,448	60,529	67,079
50	26,842	28,164	31,592	35,381	39,809	44,437	50,582	56,927	63,286	70,134
51	27,483	28,837	32,347	36,227	40,761	45,500	51,792	58,290	64,801	71,813
52	28,652	30,064	33,724	37,769	42,497	47,438	53,999	60,774	67,563	74,875
53	29,883	31,355	35,173	39,392	44,324	49,478	56,322	63,388	70,470	78,097
54	30,586	32,093	36,001	40,320	45,368	50,644	57,650	64,883	72,132	79,939
55	31,815	33,383	37,448	41,942	47,193	52,682	59,970	67,495	75,037	83,159
56	33,104	34,736	38,966	43,642	49,107	54,819	62,403	70,234	78,081	86,533
57	34,954	36,677	41,145	46,083	51,854	57,886	65,895	74,165	82,453	91,378
58	36,934	38,755	43,476	48,695	54,794	61,169	69,633	78,372	87,131	96,564
59	39,053	40,979	45,972	51,491	57,941	64,683	73,634	82,877	92,139	102,114
60	42,085	44,148	49,495	55,407	62,315	69,536	79,123	89,023	98,943	109,628
61	45,079	47,290	53,022	59,357	66,761	74,500	84,776	95,386	106,019	117,470
62	48,013	50,368	56,476	63,227	71,117	79,363	90,313	101,619	112,949	125,152
63	51,427	53,939	60,450	67,648	76,060	84,852	96,525	108,579	120,659	133,669
64	54,814	57,493	64,439	72,116	81,089	90,467	102,919	115,776	128,661	142,538
65	58,148	60,992	68,365	76,515	86,039	95,994	109,212	122,861	136,539	151,269
66	67,917	71,241	79,860	89,386	100,520	112,156	127,607	143,561	159,549	176,769
67	71,728	75,240	84,347	94,414	106,178	118,474	134,801	151,659	168,553	186,748
68	75,773	79,486	89,111	99,751	112,185	125,182	142,438	160,256	178,112	197,343
69	86,278	90,508	101,473	113,593	127,758	142,563	162,222	182,520	202,861	224,769
70	90,848	95,304	106,855	119,623	134,545	150,141	170,849	192,232	213,660	236,738
71	95,678	100,372	112,542	125,994	141,716	158,148	179,966	202,495	225,071	249,386
72	99,825	104,725	117,426	131,466	147,874	165,024	187,795	211,308	234,871	260,248
73	104,173	109,287	122,546	137,202	154,330	172,232	196,002	220,547	245,143	271,633
74	108,730	114,070	127,913	143,214	161,097	179,788	204,605	230,231	255,911	283,569
75	112,552	118,080	132,413	148,256	166,772	186,124	211,820	238,352	264,941	293,577
76	116,515	122,240	137,081	153,485	172,657	192,695	219,302	246,775	274,306	303,957
77	121,483	127,453	142,930	160,039	180,033	200,931	228,679	257,330	286,042	316,966
78	126,679	132,906	149,049	166,894	187,748	209,545	238,487	268,371	298,319	330,573
79	132,114	138,610	155,450	174,064	195,819	218,557	248,748	279,922	311,162	344,808
80	138,657	145,476	163,155	182,696	205,534	229,404	261,099	293,825	326,621	361,943
80+	156,103	163,785	183,700	205,713	231,440	258,330	294,033	330,899	367,844	407,633

Office Premium corresponding to Individual (2A2C)-Zone(1A)- for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	14,621	15,339	17,200	19,257	21,662	24,175	27,512	30,957	34,410	38,128
19	14,728	15,452	17,327	19,399	21,821	24,353	27,714	31,185	34,664	38,410
20	14,838	15,567	17,456	19,544	21,985	24,536	27,922	31,419	34,924	38,698
21	14,951	15,686	17,589	19,693	22,152	24,723	28,135	31,659	35,190	38,994
22	15,174	15,920	17,852	19,988	22,484	25,092	28,556	32,133	35,718	39,578
23	15,403	16,160	18,121	20,289	22,823	25,471	28,988	32,619	36,258	40,177
24	15,637	16,405	18,397	20,598	23,171	25,860	29,430	33,117	36,811	40,790
25	15,877	16,657	18,680	20,915	23,528	26,258	29,884	33,627	37,379	41,419
26	16,112	16,903	18,955	21,224	23,875	26,646	30,326	34,125	37,932	42,032
27	16,350	17,154	19,237	21,539	24,230	27,042	30,776	34,632	38,496	42,658
28	16,594	17,409	19,524	21,861	24,592	27,446	31,236	35,150	39,072	43,296
29	16,831	17,658	19,802	22,173	24,943	27,838	31,683	35,653	39,631	43,915
30	17,071	17,910	20,085	22,489	25,299	28,236	32,136	36,163	40,198	44,544
31	17,314	18,166	20,372	22,811	25,661	28,641	32,596	36,681	40,774	45,183
32	17,562	18,425	20,663	23,137	26,029	29,051	33,063	37,207	41,359	45,830
33	17,813	18,689	20,959	23,469	26,401	29,467	33,537	37,740	41,952	46,488
34	18,068	18,956	21,259	23,805	26,780	29,889	34,018	38,281	42,554	47,155
35	18,326	19,227	21,564	24,146	27,164	30,318	34,506	38,831	43,165	47,832
36	18,589	19,503	21,873	24,492	27,554	30,753	35,002	39,389	43,785	48,520
37	18,998	19,932	22,354	25,032	28,161	31,432	35,774	40,258	44,752	49,591
38	19,419	20,374	22,850	25,587	28,786	32,130	36,569	41,153	45,747	50,694
39	19,852	20,829	23,361	26,159	29,430	32,848	37,387	42,074	46,771	51,829
40	20,441	21,447	24,054	26,936	30,305	33,825	38,499	43,326	48,162	53,372
41	21,052	22,088	24,773	27,742	31,211	34,837	39,651	44,623	49,605	54,970
42	21,635	22,699	25,460	28,511	32,076	35,803	40,752	45,861	50,982	56,497
43	23,032	24,166	27,105	30,355	34,152	38,120	43,390	48,831	54,284	60,157
44	23,725	24,893	27,922	31,269	35,181	39,269	44,698	50,304	55,922	61,972
45	24,392	25,593	28,707	32,148	36,171	40,375	45,957	51,721	57,497	63,718
46	26,503	27,808	31,193	34,933	39,305	43,875	49,942	56,207	62,485	69,246
47	27,525	28,881	32,397	36,282	40,823	45,570	51,872	58,379	64,900	71,924
48	28,592	30,001	33,653	37,690	42,408	47,339	53,886	60,647	67,422	74,718
49	30,335	31,830	35,705	39,989	44,995	50,228	57,176	64,350	71,539	79,282
50	31,617	33,176	37,215	41,681	46,900	52,354	59,597	67,075	74,569	82,641
51	32,377	33,973	38,110	42,683	48,028	53,614	61,031	68,689	76,364	84,630
52	33,668	35,327	39,630	44,386	49,944	55,753	63,467	71,431	79,413	88,009
53	34,898	36,618	41,079	46,009	51,771	57,793	65,789	74,046	82,320	91,232
54	35,601	37,357	41,907	46,937	52,815	58,959	67,117	75,541	83,982	93,074
55	36,831	38,647	43,355	48,559	54,641	60,997	69,438	78,153	86,887	96,293
56	38,119	39,999	44,872	50,259	56,554	63,134	71,870	80,892	89,932	99,668
57	39,969	41,940	47,051	52,699	59,301	66,201	75,363	84,823	94,303	104,513
58	41,949	44,018	49,382	55,312	62,241	69,484	79,100	89,030	98,981	109,698
59	44,069	46,243	51,878	58,108	65,388	72,998	83,102	93,534	103,989	115,249
60	47,100	49,411	55,402	62,023	69,762	77,851	88,591	99,680	110,794	122,763
61	50,095	52,553	58,928	65,974	74,209	82,815	94,243	106,044	117,869	130,605
62	53,028	55,632	62,382	69,844	78,564	87,679	99,781	112,277	124,799	138,286
63	56,442	59,202	66,356	74,265	83,507	93,167	105,993	119,237	132,509	146,803
64	59,829	62,756	70,345	78,733	88,536	98,782	112,387	126,434	140,512	155,673
65	63,163	66,255	74,271	83,131	93,486	104,309	118,680	133,519	148,389	164,404
66	72,932	76,505	85,766	96,003	107,967	120,471	137,075	154,219	171,400	189,903
67	76,743	80,504	90,253	101,030	113,625	126,789	144,268	162,317	180,403	199,883
68	80,789	84,749	95,018	106,368	119,633	133,497	151,906	170,914	189,963	210,478
69	91,293	95,771	107,379	120,210	135,205	150,879	171,689	193,178	214,712	237,904
70	95,864	100,567	112,761	126,240	141,992	158,456	180,317	202,889	225,510	249,873
71	100,693	105,636	118,448	132,611	149,163	166,463	189,434	213,152	236,921	262,521
72	104,841	109,988	123,332	138,083	155,322	173,339	197,263	221,966	246,721	273,383
73	109,188	114,550	128,452	143,819	161,777	180,547	205,470	231,204	256,993	284,768
74	113,746	119,333	133,819	149,831	168,544	188,103	214,073	240,889	267,761	296,703
75	117,567	123,344	138,319	154,873	174,219	194,439	221,287	249,010	276,791	306,712
76	121,531	127,503	142,987	160,102	180,104	201,010	228,769	257,432	286,156	317,092
77	126,498	132,716	148,836	166,655	187,480	209,246	238,146	267,988	297,893	330,100
78	131,694	138,169	154,955	173,510	195,195	217,860	247,955	279,029	310,170	343,708
79	137,129	143,873	161,356	180,681	203,266	226,872	258,215	290,579	323,012	357,942
80	143,672	150,739	169,061	189,313	212,981	237,719	270,566	304,483	338,472	375,077
80+	161,119	169,048	189,606	212,330	238,887	266,645	303,501	341,557	379,694	420,767

Office Premium corresponding to Individual (1A)-Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
<1	3,863	4,049	4,532	5,065	5,688	6,339	7,204	8,097	8,992	9,956
1	3,903	4,091	4,578	5,117	5,747	6,405	7,278	8,181	9,085	10,059
2	3,942	4,132	4,625	5,169	5,806	6,471	7,353	8,265	9,179	10,163
3	3,983	4,175	4,672	5,222	5,865	6,537	7,429	8,351	9,274	10,268
4	4,023	4,217	4,720	5,276	5,925	6,604	7,506	8,437	9,370	10,374
5	4,064	4,260	4,768	5,330	5,986	6,672	7,583	8,524	9,466	10,482
6	4,106	4,304	4,817	5,385	6,048	6,741	7,661	8,612	9,564	10,590
7	4,147	4,348	4,866	5,440	6,110	6,810	7,740	8,701	9,663	10,700
8	4,190	4,392	4,916	5,496	6,173	6,880	7,820	8,791	9,763	10,810
9	4,232	4,437	4,966	5,552	6,236	6,951	7,901	8,881	9,864	10,922
10	4,276	4,482	5,017	5,609	6,300	7,023	7,982	8,973	9,966	11,035
11	4,319	4,528	5,069	5,666	6,365	7,095	8,065	9,066	10,069	11,150
12	4,363	4,574	5,121	5,725	6,431	7,168	8,148	9,160	10,173	11,265
13	4,408	4,621	5,173	5,783	6,497	7,242	8,232	9,254	10,279	11,382
14	4,453	4,668	5,226	5,843	6,564	7,317	8,317	9,350	10,385	11,500
15	4,498	4,716	5,280	5,903	6,631	7,392	8,403	9,447	10,492	11,619
16	4,544	4,764	5,334	5,963	6,699	7,468	8,490	9,544	10,601	11,739
17	4,591	4,813	5,388	6,025	6,768	7,545	8,577	9,643	10,711	11,861
18	4,865	5,100	5,711	6,386	7,175	7,999	9,094	10,225	11,358	12,578
19	4,983	5,224	5,850	6,542	7,350	8,195	9,318	10,476	11,637	12,888
20	5,104	5,351	5,993	6,702	7,530	8,396	9,546	10,734	11,923	13,205
21	5,228	5,482	6,139	6,866	7,715	8,602	9,781	10,997	12,217	13,530
22	5,355	5,615	6,289	7,034	7,904	8,813	10,021	11,268	12,518	13,863
23	5,486	5,752	6,443	7,206	8,097	9,029	10,267	11,545	12,826	14,205
24	5,620	5,892	6,600	7,382	8,296	9,251	10,519	11,829	13,142	14,555
25	5,757	6,036	6,761	7,563	8,499	9,478	10,778	12,120	13,465	14,914
26	5,850	6,134	6,871	7,686	8,638	9,633	10,955	12,319	13,686	15,159
27	5,945	6,234	6,983	7,812	8,779	9,791	11,134	12,521	13,911	15,408
28	6,042	6,336	7,097	7,939	8,923	9,951	11,317	12,727	14,140	15,661
29	6,140	6,439	7,213	8,069	9,069	10,114	11,502	12,936	14,372	15,919
30	6,240	6,544	7,331	8,201	9,217	10,280	11,691	13,148	14,608	16,180
31	6,342	6,650	7,450	8,335	9,368	10,449	11,883	13,364	14,848	16,446
32	6,445	6,759	7,572	8,471	9,522	10,620	12,078	13,583	15,092	16,717
33	6,550	6,869	7,696	8,610	9,678	10,794	12,276	13,806	15,340	16,992
34	6,657	6,981	7,821	8,750	9,836	10,971	12,477	14,033	15,592	17,271
35	6,765	7,095	7,949	8,893	9,997	11,151	12,682	14,264	15,849	17,555
36	6,875	7,210	8,079	9,039	10,161	11,333	12,890	14,498	16,109	17,844
37	7,145	7,493	8,396	9,394	10,560	11,779	13,398	15,070	16,745	18,549
38	7,424	7,786	8,725	9,763	10,976	12,243	13,926	15,664	17,406	19,281
39	7,715	8,092	9,068	10,147	11,407	12,725	14,475	16,282	18,093	20,043
40	8,017	8,409	9,424	10,545	11,856	13,227	15,046	16,925	18,807	20,835
41	8,332	8,739	9,794	10,960	12,323	13,748	15,639	17,593	19,550	21,658
42	8,604	9,025	10,115	11,320	12,728	14,199	16,154	18,172	20,194	22,371
43	8,886	9,320	10,446	11,691	13,146	14,666	16,685	18,769	20,859	23,108
44	9,176	9,625	10,788	12,074	13,577	15,148	17,234	19,387	21,545	23,870
45	9,477	9,940	11,142	12,471	14,023	15,646	17,801	20,025	22,255	24,656
46	9,787	10,266	11,507	12,880	14,484	16,160	18,386	20,685	22,988	25,469
47	10,337	10,843	12,155	13,605	15,300	17,072	19,424	21,853	24,287	26,909
48	10,918	11,452	12,839	14,372	16,163	18,035	20,521	23,087	25,660	28,430
49	11,531	12,097	13,562	15,182	17,074	19,053	21,680	24,392	27,110	30,038
50	12,180	12,777	14,326	16,037	18,038	20,128	22,904	25,771	28,643	31,737
51	12,258	12,859	14,417	16,140	18,153	20,257	23,051	25,936	28,827	31,940
52	12,845	13,475	15,108	16,914	19,024	21,230	24,159	27,183	30,213	33,477
53	13,460	14,120	15,833	17,726	19,938	22,250	25,320	28,490	31,666	35,088
54	14,105	14,797	16,592	18,576	20,895	23,319	26,537	29,860	33,190	36,776
55	14,780	15,506	17,388	19,468	21,899	24,439	27,813	31,296	34,787	38,546
56	15,489	16,250	18,222	20,403	22,951	25,614	29,150	32,802	36,461	40,402
57	16,744	17,567	19,701	22,059	24,815	27,696	31,520	35,470	39,427	43,690
58	18,102	18,992	21,300	23,850	26,831	29,947	34,084	38,355	42,636	47,246
59	19,571	20,534	23,029	25,788	29,012	32,382	36,856	41,476	46,106	51,092
60	21,429	22,470	25,170	28,153	31,640	35,285	40,124	45,121	50,129	55,522
61	23,147	24,273	27,193	30,420	34,191	38,133	43,367	48,772	54,188	60,021
62	24,691	25,894	29,011	32,457	36,484	40,694	46,283	52,053	57,837	64,065
63	26,340	27,624	30,953	34,633	38,933	43,428	49,395	55,558	61,733	68,384
64	28,101	29,472	33,027	36,956	41,548	46,347	52,719	59,299	65,893	72,995
65	29,981	31,445	35,241	39,436	44,339	49,464	56,269	63,295	70,336	77,919
66	31,989	33,552	37,605	42,085	47,321	52,793	60,059	67,561	75,079	83,177
67	33,783	35,435	39,718	44,452	49,985	55,768	63,446	71,374	79,319	87,876
68	35,680	37,425	41,951	46,954	52,801	58,912	67,025	75,404	83,800	92,842
69	37,684	39,528	44,311	49,598	55,776	62,234	70,808	79,662	88,534	98,090
70	39,801	41,751	46,805	52,391	58,921	65,745	74,806	84,162	93,538	103,636
71	42,039	44,099	49,440	55,344	62,243	69,455	79,030	88,917	98,825	109,496
72	43,585	45,722	51,261	57,384	64,539	72,018	81,949	92,203	102,479	113,545
73	45,189	47,405	53,149	59,499	66,921	74,677	84,976	95,611	106,268	117,745
74	46,852	49,150	55,108	61,694	69,390	77,435	88,116	99,145	110,198	122,101
75	48,577	50,960	57,139	63,969	71,952	80,294	91,372	102,810	114,273	126,618
76	50,366	52,838	59,246	66,330	74,608	83,260	94,749	106,612	118,500	131,303
77	52,955	55,554	62,294	69,745	78,452	87,552	99,636	112,113	124,616	138,083
78	55,677	58,412	65,501	73,337	82,494	92,066	104,775	117,898	131,049	145,213
79	58,541	61,417	68,873	77,115	86,747	96,814	110,181	123,983	137,815	152,712
80	61,553	64,577	72,420	81,088	91,219	101,807	115,867	130,384	144,932	160,600
80+	64,720	67,902	76,150	85,267	95,922	107,059	121,846	137,115	152,417	168,896

Office Premium corresponding to Individual(1A1C) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	5,693	5,970	6,687	7,479	8,405	9,373	10,659	11,986	13,316	14,748
19	5,776	6,057	6,784	7,588	8,528	9,510	10,815	12,162	13,511	14,965
20	5,861	6,146	6,884	7,700	8,654	9,651	10,975	12,342	13,712	15,187
21	5,948	6,237	6,986	7,815	8,783	9,795	11,139	12,527	13,917	15,415
22	6,037	6,330	7,091	7,932	8,915	9,943	11,307	12,716	14,128	15,648
23	6,128	6,426	7,199	8,053	9,051	10,094	11,480	12,910	14,343	15,887
24	6,222	6,524	7,309	8,176	9,190	10,249	11,656	13,109	14,564	16,132
25	6,318	6,625	7,422	8,303	9,332	10,408	11,837	13,312	14,791	16,383
26	6,407	6,719	7,527	8,420	9,465	10,556	12,005	13,502	15,001	16,616
27	6,497	6,813	7,633	8,540	9,599	10,706	12,176	13,694	15,215	16,853
28	6,589	6,910	7,741	8,661	9,735	10,858	12,349	13,889	15,432	17,094
29	6,682	7,007	7,851	8,784	9,874	11,013	12,525	14,087	15,652	17,338
30	6,777	7,107	7,962	8,908	10,014	11,169	12,704	14,288	15,875	17,585
31	6,873	7,207	8,076	9,035	10,156	11,329	12,885	14,492	16,102	17,837
32	6,970	7,310	8,190	9,164	10,301	11,490	13,069	14,699	16,332	18,092
33	7,069	7,413	8,307	9,294	10,448	11,654	13,255	14,909	16,566	18,351
34	7,169	7,519	8,425	9,426	10,597	11,820	13,445	15,122	16,803	18,613
35	7,271	7,626	8,545	9,561	10,748	11,989	13,637	15,339	17,044	18,880
36	7,374	7,734	8,666	9,697	10,902	12,161	13,832	15,558	17,288	19,151
37	7,589	7,959	8,919	9,980	11,221	12,517	14,238	16,015	17,795	19,713
38	7,812	8,193	9,181	10,274	11,551	12,886	14,658	16,487	18,321	20,296
39	8,042	8,435	9,453	10,578	11,893	13,268	15,093	16,977	18,866	20,900
40	8,281	8,686	9,734	10,893	12,248	13,664	15,544	17,485	19,431	21,526
41	8,529	8,946	10,026	11,220	12,616	14,075	16,011	18,011	20,016	22,174
42	8,747	9,175	10,283	11,509	12,940	14,437	16,424	18,476	20,532	22,747
43	9,585	10,054	11,270	12,614	14,184	15,826	18,005	20,256	22,511	24,940
44	9,871	10,355	11,607	12,991	14,609	16,300	18,546	20,864	23,188	25,690
45	10,166	10,664	11,954	13,381	15,047	16,790	19,103	21,491	23,885	26,463
46	10,955	11,492	12,883	14,421	16,218	18,097	20,591	23,167	25,748	28,528
47	11,456	12,018	13,473	15,082	16,963	18,928	21,538	24,232	26,933	29,841
48	11,983	12,571	14,094	15,778	17,745	19,802	22,533	25,352	28,178	31,221
49	12,537	13,152	14,746	16,508	18,568	20,720	23,578	26,529	29,487	32,672
50	13,024	13,663	15,319	17,150	19,290	21,527	24,497	27,563	30,636	33,946
51	13,082	13,724	15,388	17,227	19,377	21,624	24,607	27,687	30,774	34,099
52	13,522	14,186	15,906	17,808	20,030	22,353	25,438	28,622	31,814	35,251
53	13,984	14,670	16,449	18,416	20,715	23,118	26,308	29,603	32,904	36,459
54	14,467	15,177	17,019	19,055	21,433	23,920	27,221	30,630	34,046	37,726
55	14,974	15,709	17,616	19,723	22,186	24,760	28,178	31,708	35,244	39,053
56	15,505	16,267	18,242	20,424	22,975	25,641	29,181	32,837	36,500	40,445
57	16,447	17,255	19,351	21,667	24,373	27,202	30,959	34,838	38,725	42,911
58	17,465	18,324	20,550	23,010	25,885	28,891	32,881	37,002	41,131	45,578
59	18,567	19,480	21,847	24,463	27,521	30,717	34,960	39,342	43,733	48,462
60	19,961	20,932	23,452	26,237	29,492	32,894	37,412	42,076	46,750	51,785
61	21,249	22,285	24,969	27,937	31,406	35,031	39,844	44,814	49,795	55,159
62	22,407	23,500	26,333	29,465	33,125	36,951	42,031	47,275	52,532	58,192
63	23,644	24,798	27,790	31,097	34,962	39,001	44,365	49,904	55,454	61,431
64	24,965	26,184	29,345	32,839	36,923	41,191	46,858	52,710	58,574	64,890
65	26,375	27,664	31,006	34,700	39,017	43,529	49,520	55,706	61,906	68,583
66	32,664	34,262	38,405	42,984	48,336	53,929	61,356	69,025	76,711	84,988
67	34,279	35,957	40,306	45,114	50,734	56,607	64,405	72,457	80,526	89,217
68	35,985	37,748	42,316	47,366	53,268	59,436	67,627	76,084	84,559	93,686
69	37,789	39,640	44,440	49,745	55,946	62,426	71,031	79,916	88,820	98,409
70	39,695	41,640	46,684	52,260	58,776	65,586	74,629	83,966	93,323	103,400
71	41,709	43,754	49,056	54,917	61,766	68,925	78,431	88,246	98,082	108,675
72	43,100	45,214	50,695	56,753	63,833	71,232	81,058	91,203	101,370	112,319
73	44,544	46,729	52,394	58,657	65,976	73,625	83,782	94,270	104,780	116,099
74	46,041	48,300	54,157	60,632	68,198	76,107	86,608	97,451	108,317	120,020
75	47,593	49,929	55,985	62,680	70,504	78,681	89,539	100,750	111,985	124,085
76	49,203	51,619	57,881	64,804	72,894	81,350	92,578	104,171	115,789	128,302
77	51,533	54,064	60,625	67,878	76,354	85,213	96,976	109,122	121,294	134,403
78	53,983	56,635	63,510	71,110	79,992	89,275	101,601	114,329	127,083	140,820
79	56,560	59,340	66,545	74,510	83,819	93,548	106,466	119,806	133,173	147,570
80	59,271	62,184	69,738	78,087	87,844	98,042	111,584	125,566	139,578	154,668
80+	62,122	65,176	73,095	81,848	92,077	102,769	116,965	131,624	146,314	162,135

Office Premium corresponding to Individual (1A2C) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	7,951	8,339	9,346	10,458	11,758	13,117	14,921	16,784	18,651	20,661
19	8,034	8,426	9,443	10,567	11,881	13,254	15,077	16,960	18,846	20,878
20	8,119	8,515	9,543	10,679	12,007	13,395	15,237	17,140	19,047	21,100
21	8,206	8,607	9,645	10,794	12,136	13,539	15,402	17,325	19,252	21,328
22	8,295	8,700	9,750	10,911	12,268	13,687	15,570	17,514	19,463	21,561
23	8,386	8,796	9,858	11,032	12,404	13,838	15,742	17,708	19,678	21,800
24	8,480	8,894	9,968	11,155	12,543	13,993	15,919	17,907	19,900	22,045
25	8,576	8,995	10,081	11,282	12,685	14,152	16,100	18,111	20,126	22,297
26	8,665	9,088	10,186	11,399	12,818	14,300	16,268	18,300	20,337	22,530
27	8,755	9,183	10,292	11,519	12,952	14,450	16,439	18,492	20,550	22,767
28	8,847	9,279	10,401	11,640	13,088	14,602	16,612	18,687	20,767	23,007
29	8,964	9,402	10,538	11,794	13,261	14,795	16,832	18,935	21,043	23,313
30	9,082	9,526	10,677	11,950	13,437	14,992	17,056	19,187	21,323	23,623
31	9,202	9,652	10,819	12,108	13,616	15,191	17,282	19,442	21,606	23,937
32	9,324	9,780	10,962	12,269	13,796	15,393	17,512	19,701	21,894	24,256
33	9,447	9,909	11,108	12,432	13,980	15,597	17,745	19,963	22,186	24,580
34	9,573	10,041	11,255	12,597	14,166	15,805	17,982	20,229	22,482	24,907
35	9,699	10,174	11,404	12,765	14,354	16,015	18,221	20,499	22,782	25,240
36	9,828	10,309	11,556	12,934	14,545	16,229	18,464	20,773	23,086	25,577
37	10,069	10,561	11,839	13,252	14,902	16,627	18,918	21,283	23,654	26,207
38	10,317	10,822	12,132	13,579	15,271	17,039	19,387	21,811	24,241	26,857
39	10,574	11,092	12,434	13,918	15,652	17,465	19,872	22,357	24,847	27,530
40	10,839	11,370	12,747	14,268	16,046	17,905	20,373	22,921	25,475	28,225
41	11,114	11,658	13,070	14,630	16,454	18,360	20,891	23,504	26,123	28,943
42	11,359	11,916	13,359	14,954	16,818	18,767	21,354	24,026	26,703	29,586
43	12,224	12,824	14,378	16,095	18,103	20,201	22,987	25,864	28,747	31,852
44	12,538	13,153	14,747	16,509	18,569	20,722	23,580	26,531	29,488	32,674
45	12,861	13,492	15,127	16,935	19,048	21,257	24,189	27,217	30,251	33,519
46	14,290	14,992	16,811	18,821	21,171	23,626	26,887	30,254	33,628	37,262
47	14,874	15,605	17,498	19,592	22,038	24,595	27,990	31,496	35,009	38,792
48	15,486	16,247	18,219	20,399	22,947	25,609	29,145	32,796	36,454	40,394
49	16,127	16,919	18,974	21,244	23,898	26,672	30,355	34,158	37,969	42,073
50	16,703	17,524	19,652	22,004	24,753	27,626	31,441	35,381	39,329	43,580
51	16,852	17,680	19,828	22,201	24,975	27,874	31,724	35,699	39,682	43,972
52	17,386	18,240	20,456	22,905	25,767	28,759	32,731	36,833	40,943	45,370
53	17,847	18,725	20,999	23,514	26,452	29,524	33,602	37,813	42,033	46,578
54	18,331	19,232	21,569	24,152	27,171	30,326	34,515	38,841	43,176	47,844
55	18,838	19,764	22,166	24,821	27,923	31,166	35,472	39,918	44,373	49,172
56	19,369	20,322	22,792	25,522	28,712	32,047	36,475	41,047	45,629	50,564
57	20,311	21,310	23,900	26,764	30,110	33,608	38,252	43,048	47,854	53,029
58	21,329	22,379	25,100	28,107	31,623	35,297	40,175	45,212	50,260	55,696
59	22,431	23,535	26,397	29,561	33,258	37,123	42,254	47,553	52,862	58,581
60	23,824	24,987	28,002	31,335	35,229	39,300	44,705	50,287	55,880	61,903
61	25,113	26,339	29,519	33,035	37,143	41,436	47,138	53,025	58,924	65,278
62	26,271	27,555	30,883	34,563	38,863	43,357	49,324	55,486	61,661	68,311
63	27,508	28,853	32,340	36,194	40,699	45,407	51,659	58,114	64,583	71,550
64	28,828	30,239	33,895	37,937	42,660	47,597	54,152	60,920	67,703	75,008
65	30,238	31,718	35,556	39,797	44,754	49,935	56,814	63,917	71,035	78,701
66	36,528	38,317	42,954	48,081	54,073	60,335	68,650	77,236	85,840	95,106
67	38,143	40,011	44,856	50,212	56,471	63,012	71,699	80,667	89,655	99,335
68	39,849	41,802	46,866	52,463	59,005	65,842	74,920	84,294	93,688	103,805
69	41,653	43,695	48,990	54,843	61,683	68,832	78,325	88,126	97,949	108,528
70	43,558	45,695	51,234	57,357	64,513	71,992	81,922	92,176	102,452	113,519
71	45,572	47,809	53,606	60,014	67,503	75,331	85,724	96,456	107,211	118,793
72	46,964	49,269	55,245	61,850	69,570	77,638	88,351	99,413	110,499	122,438
73	48,407	50,784	56,944	63,754	71,713	80,031	91,076	102,480	113,909	126,218
74	49,904	52,355	58,707	65,729	73,935	82,513	93,902	105,661	117,446	130,138
75	51,457	53,984	60,535	67,777	76,241	85,087	96,832	108,960	121,114	134,204
76	53,067	55,673	62,431	69,901	78,631	87,756	99,871	112,382	124,918	138,420
77	55,396	58,118	65,175	72,975	82,091	91,618	104,269	117,332	130,423	144,521
78	57,847	60,690	68,060	76,208	85,729	95,681	108,895	122,539	136,213	150,939
79	60,424	63,394	71,095	79,608	89,556	99,954	113,760	128,016	142,302	157,688
80	63,135	66,239	74,287	83,184	93,581	104,448	118,877	133,776	148,707	164,787
80+	65,986	69,231	77,645	86,945	97,814	109,175	124,259	139,834	155,443	172,253

Office Premium corresponding to Individual (2A) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	6,770	7,100	7,955	8,900	10,005	11,159	12,692	14,275	15,861	17,569
19	6,853	7,187	8,053	9,009	10,128	11,296	12,848	14,451	16,056	17,786
20	6,938	7,276	8,153	9,121	10,254	11,437	13,008	14,631	16,257	18,008
21	7,025	7,367	8,255	9,236	10,383	11,581	13,172	14,816	16,462	18,236
22	7,197	7,548	8,457	9,463	10,638	11,866	13,497	15,181	16,868	18,686
23	7,373	7,733	8,665	9,695	10,899	12,158	13,829	15,555	17,284	19,147
24	7,553	7,922	8,877	9,933	11,167	12,457	14,170	15,939	17,711	19,620
25	7,738	8,116	9,095	10,177	11,442	12,764	14,519	16,332	18,148	20,104
26	7,895	8,281	9,280	10,384	11,675	13,024	14,815	16,665	18,518	20,515
27	8,055	8,449	9,468	10,595	11,913	13,290	15,118	17,005	18,897	20,934
28	8,219	8,620	9,661	10,811	12,156	13,561	15,426	17,353	19,283	21,363
29	8,353	8,761	9,819	10,989	12,355	13,783	15,680	17,638	19,601	21,714
30	8,490	8,905	9,980	11,169	12,558	14,010	15,938	17,928	19,923	22,072
31	8,629	9,050	10,143	11,352	12,764	14,240	16,200	18,223	20,251	22,435
32	8,770	9,198	10,310	11,538	12,973	14,474	16,466	18,523	20,585	22,805
33	8,913	9,349	10,479	11,727	13,186	14,712	16,737	18,828	20,924	23,181
34	9,059	9,502	10,650	11,920	13,403	14,953	17,012	19,138	21,268	23,562
35	9,207	9,657	10,825	12,115	13,623	15,199	17,292	19,453	21,618	23,951
36	9,358	9,816	11,002	12,314	13,847	15,449	17,576	19,773	21,974	24,345
37	9,621	10,092	11,312	12,661	14,237	15,885	18,073	20,332	22,596	25,034
38	9,893	10,377	11,632	13,019	14,641	16,336	18,586	20,909	23,238	25,746
39	10,173	10,671	11,963	13,390	15,058	16,801	19,116	21,506	23,901	26,481
40	10,573	11,091	12,434	13,918	15,652	17,464	19,871	22,356	24,846	27,529
41	10,989	11,528	12,923	14,466	16,269	18,154	20,656	23,240	25,829	28,618
42	11,383	11,941	13,388	14,986	16,855	18,807	21,400	24,078	26,761	29,650
43	11,792	12,370	13,869	15,525	17,461	19,485	22,172	24,946	27,726	30,720
44	12,216	12,815	14,368	16,084	18,090	20,187	22,971	25,846	28,727	31,830
45	12,617	13,235	14,840	16,613	18,686	20,852	23,728	26,698	29,674	32,879
46	13,515	14,178	15,898	17,799	20,020	22,341	25,424	28,607	31,797	35,232
47	14,131	14,825	16,623	18,611	20,934	23,362	26,587	29,916	33,252	36,845
48	14,777	15,502	17,384	19,463	21,893	24,433	27,806	31,288	34,778	38,537
49	15,939	16,722	18,752	20,996	23,619	26,360	29,999	33,758	37,524	41,580
50	16,838	17,665	19,810	22,182	24,953	27,850	31,696	35,668	39,648	43,934
51	17,332	18,184	20,392	22,834	25,687	28,669	32,629	36,717	40,815	45,227
52	18,232	19,129	21,453	24,022	27,024	30,162	34,329	38,631	42,942	47,586
53	19,180	20,123	22,569	25,272	28,431	31,734	36,118	40,645	45,182	50,068
54	19,722	20,692	23,207	25,987	29,236	32,632	37,141	41,797	46,462	51,487
55	20,669	21,686	24,322	27,236	30,642	34,202	38,929	43,809	48,700	53,967
56	21,662	22,728	25,491	28,546	32,116	35,848	40,803	45,919	51,046	56,567
57	23,087	24,223	27,170	30,426	34,233	38,211	43,493	48,947	54,413	60,300
58	24,612	25,824	28,966	32,439	36,497	40,740	46,372	52,188	58,017	64,294
59	26,245	27,538	30,889	34,593	38,922	43,447	49,455	55,658	61,875	68,570
60	28,580	29,978	33,603	37,609	42,292	47,185	53,683	60,393	67,117	74,359
61	30,887	32,399	36,319	40,653	45,717	51,010	58,038	65,295	72,568	80,400
62	33,147	34,771	38,980	43,634	49,072	54,756	62,304	70,097	77,907	86,318
63	35,777	37,521	42,042	47,040	52,880	58,984	67,090	75,459	83,846	92,879
64	38,386	40,259	45,115	50,482	56,754	63,310	72,015	81,003	90,011	99,712
65	40,955	42,955	48,139	53,870	60,568	67,568	76,863	86,461	96,079	106,438
66	48,481	50,850	56,995	63,786	71,723	80,019	91,034	102,408	113,806	126,082
67	51,416	53,931	60,451	67,659	76,082	84,886	96,576	108,646	120,742	133,770
68	54,533	57,202	64,122	71,771	80,710	90,053	102,459	115,269	128,106	141,932
69	62,625	65,693	73,645	82,434	92,707	103,444	117,700	132,421	147,172	163,060
70	66,146	69,388	77,791	87,079	97,935	109,281	124,346	139,902	155,491	172,280
71	69,867	73,292	82,172	91,988	103,460	115,450	131,370	147,808	164,282	182,024
72	73,062	76,645	85,935	96,203	108,204	120,747	137,401	154,598	171,832	190,392
73	76,411	80,160	89,879	100,622	113,177	126,300	143,724	161,715	179,745	199,163
74	79,922	83,844	94,013	105,254	118,390	132,120	150,351	169,176	188,040	208,357
75	82,866	86,934	97,480	109,138	122,762	137,002	155,909	175,432	194,997	216,068
76	85,919	90,138	101,076	113,166	127,296	142,064	161,673	181,920	202,211	224,064
77	89,746	94,154	105,582	118,215	132,978	148,408	168,896	190,052	211,252	234,085
78	93,749	98,355	110,296	123,495	138,921	155,045	176,453	198,558	220,710	244,568
79	97,936	102,749	115,227	129,020	145,139	161,987	184,357	207,456	230,604	255,534
80	102,976	108,039	121,163	135,669	152,623	170,343	193,872	218,167	242,513	268,734
80+	116,417	122,143	136,990	153,401	172,580	192,627	219,244	246,727	274,270	303,933

Office Premium corresponding to Individual (2A1C) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	9,028	9,470	10,614	11,879	13,358	14,903	16,955	19,073	21,196	23,483
19	9,111	9,557	10,712	11,988	13,481	15,040	17,111	19,249	21,392	23,699
20	9,196	9,646	10,812	12,100	13,607	15,181	17,271	19,429	21,592	23,921
21	9,283	9,737	10,914	12,215	13,736	15,325	17,435	19,614	21,797	24,149
22	9,455	9,917	11,116	12,442	13,991	15,610	17,759	19,979	22,204	24,599
23	9,631	10,102	11,324	12,674	14,252	15,902	18,092	20,353	22,620	25,060
24	9,811	10,292	11,536	12,912	14,520	16,201	18,433	20,737	23,046	25,533
25	9,996	10,486	11,754	13,156	14,795	16,508	18,782	21,130	23,483	26,018
26	10,177	10,675	11,967	13,394	15,063	16,807	19,122	21,513	23,909	26,490
27	10,361	10,868	12,183	13,637	15,336	17,112	19,470	21,904	24,344	26,972
28	10,548	11,065	12,404	13,885	15,615	17,423	19,824	22,303	24,788	27,463
29	10,707	11,232	12,591	14,094	15,850	17,686	20,123	22,640	25,162	27,879
30	10,868	11,401	12,781	14,307	16,090	17,953	20,428	22,983	25,543	28,301
31	11,032	11,572	12,974	14,523	16,333	18,225	20,737	23,331	25,930	28,729
32	11,198	11,747	13,169	14,742	16,579	18,500	21,050	23,684	26,323	29,165
33	11,367	11,924	13,368	14,965	16,830	18,780	21,369	24,042	26,722	29,607
34	11,538	12,104	13,570	15,191	17,085	19,064	21,693	24,407	27,127	30,056
35	11,713	12,287	13,775	15,420	17,343	19,353	22,021	24,777	27,538	30,512
36	11,889	12,472	13,983	15,654	17,606	19,646	22,355	25,153	27,956	30,975
37	12,179	12,776	14,324	16,036	18,036	20,126	22,902	25,768	28,640	31,733
38	12,477	13,089	14,676	16,429	18,479	20,621	23,465	26,402	29,345	32,515
39	12,785	13,412	15,038	16,835	18,936	21,131	24,046	27,056	30,072	33,321
40	13,212	13,861	15,541	17,399	19,570	21,840	24,853	27,964	31,082	34,440
41	13,656	14,326	16,064	17,984	20,229	22,575	25,690	28,906	32,130	35,601
42	14,078	14,769	16,561	18,541	20,856	23,275	26,487	29,803	33,127	36,707
43	15,127	15,870	17,796	19,926	22,414	25,014	28,468	32,033	35,606	39,455
44	15,634	16,402	18,393	20,594	23,166	25,854	29,423	33,109	36,803	40,781
45	16,119	16,911	18,965	21,234	23,887	26,659	30,340	34,141	37,950	42,053
46	17,105	17,946	20,125	22,534	25,350	28,293	32,201	36,235	40,279	44,634
47	17,810	18,685	20,955	23,464	26,397	29,462	33,531	37,733	41,944	46,480
48	18,547	19,459	21,823	24,437	27,491	30,684	34,923	39,300	43,686	48,410
49	19,802	20,777	23,302	26,093	29,356	32,766	37,293	41,968	46,653	51,698
50	20,701	21,720	24,360	27,279	30,690	34,256	38,990	43,878	48,777	54,052
51	21,195	22,238	24,942	27,931	31,424	35,075	39,922	44,928	49,944	55,346
52	22,096	23,183	26,003	29,119	32,761	36,568	41,622	46,841	52,071	57,704
53	23,044	24,178	27,119	30,370	34,169	38,139	43,412	48,856	54,311	60,187
54	23,586	24,747	27,757	31,084	34,973	39,038	44,434	50,007	55,591	61,606
55	24,533	25,741	28,872	32,334	36,379	40,608	46,222	52,019	57,829	64,086
56	25,525	26,782	30,041	33,644	37,853	42,254	48,096	54,129	60,175	66,686
57	26,950	28,278	31,719	35,524	39,970	44,616	50,787	57,157	63,542	70,418
58	28,476	29,879	33,516	37,536	42,235	47,145	53,666	60,399	67,146	74,413
59	30,109	31,592	35,439	39,690	44,659	49,853	56,748	63,869	71,004	78,689
60	32,444	34,033	38,153	42,707	48,029	53,591	60,977	68,603	76,246	84,477
61	34,751	36,454	40,869	45,750	51,454	57,416	65,332	73,505	81,697	90,518
62	37,010	38,825	43,530	48,731	54,809	61,162	69,597	78,307	87,036	96,436
63	39,641	41,576	46,592	52,137	58,617	65,390	74,383	83,669	92,975	102,997
64	42,250	44,314	49,665	55,579	62,491	69,716	79,309	89,214	99,140	109,830
65	44,818	47,009	52,689	58,968	66,305	73,974	84,157	94,671	105,208	116,556
66	52,344	54,905	61,544	68,883	77,460	86,425	98,328	110,618	122,935	136,200
67	55,280	57,986	65,001	72,756	81,819	91,292	103,869	116,857	129,871	143,888
68	58,396	61,257	68,672	76,868	86,447	96,459	109,753	123,480	137,235	152,051
69	66,489	69,747	78,195	87,532	98,444	109,850	124,994	140,631	156,301	173,178
70	70,010	73,442	82,341	92,177	103,672	115,687	131,640	148,113	164,620	182,399
71	73,730	77,347	86,722	97,085	109,197	121,855	138,663	156,019	173,411	192,143
72	76,926	80,700	90,485	101,301	113,941	127,153	144,695	162,809	180,961	200,510
73	80,275	84,215	94,429	105,719	118,914	132,705	151,017	169,926	188,874	209,281
74	83,786	87,899	98,563	110,351	124,127	138,526	157,645	177,386	197,169	218,476
75	86,730	90,989	102,030	114,235	128,499	143,407	163,203	183,642	204,126	226,186
76	89,783	94,193	105,626	118,263	133,033	148,470	168,966	190,131	211,340	234,182
77	93,610	98,209	110,132	123,312	138,715	154,814	176,190	198,262	220,382	244,204
78	97,612	102,409	114,846	128,593	144,659	161,450	183,746	206,768	229,839	254,687
79	101,800	106,804	119,777	134,117	150,876	168,393	191,651	215,666	239,733	265,653
80	106,840	112,093	125,712	140,767	158,360	176,749	201,166	226,377	251,642	278,853
80+	120,280	126,198	141,540	158,498	178,318	199,032	226,537	254,938	283,399	314,051

Office Premium corresponding to Individual (2A2C) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	11,286	11,840	13,273	14,858	16,711	18,647	21,217	23,871	26,531	29,396
19	11,369	11,926	13,371	14,967	16,833	18,784	21,373	24,047	26,727	29,613
20	11,454	12,015	13,471	15,079	16,959	18,924	21,533	24,228	26,927	29,835
21	11,541	12,107	13,573	15,194	17,088	19,069	21,698	24,412	27,133	30,063
22	11,713	12,287	13,775	15,421	17,344	19,353	22,022	24,777	27,539	30,513
23	11,889	12,472	13,983	15,653	17,605	19,645	22,354	25,152	27,955	30,974
24	12,069	12,661	14,195	15,891	17,873	19,945	22,695	25,535	28,381	31,447
25	12,254	12,855	14,413	16,135	18,148	20,251	23,044	25,928	28,818	31,931
26	12,435	13,045	14,626	16,373	18,416	20,550	23,385	26,312	29,245	32,403
27	12,619	13,238	14,842	16,616	18,689	20,856	23,732	26,703	29,679	32,885
28	12,806	13,435	15,063	16,864	18,968	21,167	24,087	27,101	30,123	33,377
29	12,989	13,626	15,278	17,104	19,238	21,469	24,431	27,489	30,553	33,854
30	13,174	13,820	15,496	17,348	19,513	21,776	24,780	27,882	30,991	34,339
31	13,361	14,017	15,717	17,596	19,792	22,087	25,134	28,281	31,434	34,830
32	13,552	14,217	15,941	17,847	20,075	22,403	25,494	28,686	31,884	35,329
33	13,745	14,420	16,169	18,102	20,362	22,723	25,859	29,097	32,341	35,836
34	13,942	14,626	16,400	18,361	20,653	23,049	26,230	29,514	32,805	36,350
35	14,141	14,835	16,635	18,624	20,949	23,379	26,606	29,937	33,276	36,872
36	14,343	15,047	16,873	18,891	21,249	23,714	26,987	30,367	33,754	37,401
37	14,658	15,378	17,244	19,307	21,717	24,237	27,582	31,037	34,498	38,227
38	14,983	15,719	17,626	19,735	22,199	24,775	28,195	31,726	35,265	39,076
39	15,317	16,069	18,019	20,175	22,695	25,328	28,825	32,436	36,054	39,951
40	15,770	16,545	18,554	20,774	23,369	26,081	29,682	33,400	37,126	41,139
41	16,241	17,039	19,107	21,394	24,067	26,860	30,569	34,399	38,237	42,370
42	16,690	17,510	19,636	21,987	24,734	27,605	31,417	35,353	39,298	43,546
43	17,766	18,640	20,904	23,407	26,332	29,390	33,449	37,641	41,842	46,366
44	18,300	19,200	21,533	24,112	27,125	30,275	34,457	38,776	43,103	47,764
45	18,814	19,739	22,138	24,789	27,888	31,127	35,427	39,867	44,317	49,109
46	20,440	21,446	24,053	26,935	30,303	33,823	38,497	43,323	48,159	53,368
47	21,228	22,272	24,980	27,974	31,472	35,129	39,984	44,997	50,020	55,431
48	22,050	23,135	25,948	29,058	32,693	36,491	41,535	46,743	51,963	57,584
49	23,392	24,544	27,529	30,829	34,686	38,717	44,070	49,596	55,135	61,099
50	24,380	25,581	28,693	32,133	36,153	40,355	45,934	51,696	57,469	63,687
51	24,965	26,195	29,382	32,905	37,022	41,325	47,039	52,939	58,852	65,219
52	25,959	27,238	30,553	34,216	38,498	42,974	48,916	55,052	61,201	67,823
53	26,907	28,233	31,669	35,467	39,906	44,545	50,705	57,066	63,440	70,305
54	27,449	28,801	32,307	36,182	40,710	45,443	51,728	58,217	64,720	71,724
55	28,396	29,795	33,422	37,431	42,116	47,014	53,516	60,230	66,958	74,204
56	29,389	30,837	34,591	38,741	43,591	48,659	55,390	62,339	69,304	76,804
57	30,814	32,333	36,269	40,621	45,707	51,022	58,080	65,368	72,671	80,537
58	32,339	33,933	38,066	42,633	47,972	53,551	60,960	68,609	76,275	84,531
59	33,972	35,647	39,989	44,788	50,396	56,258	64,042	72,079	80,133	88,807
60	36,308	38,088	42,703	47,804	53,766	59,997	68,271	76,814	85,375	94,596
61	38,614	40,509	45,419	50,847	57,191	63,822	72,625	81,716	90,826	100,637
62	40,874	42,880	48,080	53,829	60,546	67,568	76,891	86,518	96,165	106,555
63	43,505	45,631	51,142	57,234	64,354	71,796	81,677	91,880	102,104	113,116
64	46,114	48,369	54,214	60,676	68,228	76,122	86,602	97,424	108,269	119,949
65	48,682	51,064	57,239	64,065	72,042	80,380	91,451	102,882	114,337	126,675
66	56,208	58,960	66,094	73,981	83,197	92,831	105,621	118,829	132,064	146,319
67	59,143	62,041	69,551	77,854	87,556	97,698	111,163	125,067	139,000	154,007
68	62,260	65,311	73,222	81,966	92,184	102,865	117,047	131,690	146,365	162,169
69	70,353	73,802	82,744	92,629	104,181	116,255	132,287	148,841	165,430	183,297
70	73,874	77,497	86,891	97,274	109,409	122,093	138,934	156,323	173,749	192,517
71	77,594	81,401	91,272	102,183	114,934	128,261	145,957	164,229	182,540	202,261
72	80,789	84,755	95,035	106,398	119,678	133,558	151,989	171,019	190,090	210,629
73	84,138	88,269	98,979	110,817	124,651	139,111	158,311	178,136	198,003	219,400
74	87,649	91,954	103,113	115,448	129,864	144,932	164,938	185,596	206,298	228,594
75	90,593	95,043	106,580	119,333	134,236	149,813	170,496	191,853	213,255	236,305
76	93,647	98,248	110,176	123,361	138,770	154,875	176,260	198,341	220,469	244,301
77	97,473	102,263	114,682	128,409	144,452	161,220	183,484	206,473	229,511	254,322
78	101,476	106,464	119,396	133,690	150,396	167,856	191,040	214,979	238,968	264,805
79	105,663	110,858	124,327	139,214	156,613	174,798	198,944	223,877	248,862	275,771
80	110,704	116,148	130,262	145,864	164,098	183,155	208,459	234,588	260,771	288,971
80+	124,144	130,253	146,090	163,596	184,055	205,438	233,831	263,148	292,528	324,170

Office Premium corresponding to Individual (1A) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
<1	3,719	3,898	4,361	4,874	5,473	6,099	6,931	7,790	8,650	9,577
1	3,756	3,937	4,406	4,924	5,529	6,162	7,002	7,870	8,739	9,676
2	3,795	3,977	4,451	4,974	5,586	6,225	7,074	7,951	8,830	9,776
3	3,833	4,018	4,496	5,025	5,643	6,290	7,147	8,033	8,921	9,877
4	3,872	4,059	4,542	5,077	5,701	6,354	7,221	8,116	9,013	9,979
5	3,912	4,100	4,589	5,129	5,760	6,420	7,295	8,200	9,106	10,082
6	3,952	4,142	4,636	5,181	5,819	6,486	7,371	8,284	9,200	10,187
7	3,992	4,184	4,683	5,234	5,879	6,552	7,447	8,370	9,295	10,292
8	4,032	4,227	4,731	5,288	5,939	6,620	7,523	8,456	9,391	10,399
9	4,074	4,270	4,779	5,342	6,000	6,688	7,601	8,544	9,489	10,506
10	4,115	4,314	4,828	5,397	6,062	6,757	7,679	8,632	9,587	10,615
11	4,157	4,358	4,878	5,452	6,124	6,826	7,758	8,721	9,686	10,725
12	4,199	4,402	4,927	5,508	6,187	6,897	7,839	8,811	9,786	10,836
13	4,242	4,447	4,978	5,565	6,251	6,968	7,919	8,902	9,887	10,948
14	4,285	4,492	5,029	5,622	6,315	7,039	8,001	8,994	9,989	11,061
15	4,329	4,538	5,080	5,680	6,380	7,112	8,084	9,087	10,093	11,176
16	4,373	4,585	5,132	5,738	6,445	7,185	8,167	9,181	10,197	11,292
17	4,418	4,632	5,185	5,797	6,512	7,259	8,251	9,276	10,303	11,408
18	4,681	4,908	5,495	6,144	6,903	7,696	8,748	9,835	10,925	12,098
19	4,795	5,027	5,629	6,294	7,072	7,884	8,963	10,077	11,193	12,396
20	4,912	5,149	5,766	6,448	7,245	8,077	9,183	10,325	11,469	12,701
21	5,031	5,275	5,907	6,605	7,422	8,275	9,408	10,578	11,751	13,014
22	5,153	5,403	6,051	6,767	7,604	8,478	9,639	10,838	12,040	13,334
23	5,279	5,535	6,199	6,932	7,790	8,686	9,876	11,105	12,336	13,662
24	5,407	5,670	6,350	7,102	7,981	8,899	10,119	11,378	12,640	13,999
25	5,539	5,808	6,505	7,276	8,176	9,118	10,367	11,658	12,951	14,344
26	5,629	5,902	6,611	7,394	8,310	9,267	10,537	11,849	13,164	14,580
27	5,720	5,998	6,719	7,515	8,446	9,418	10,710	12,043	13,380	14,819
28	5,813	6,096	6,828	7,638	8,584	9,573	10,885	12,241	13,600	15,063
29	5,908	6,195	6,940	7,762	8,724	9,729	11,064	12,442	13,823	15,310
30	6,004	6,296	7,053	7,889	8,867	9,889	11,245	12,646	14,050	15,562
31	6,102	6,398	7,168	8,018	9,012	10,050	11,430	12,854	14,281	15,818
32	6,201	6,503	7,285	8,149	9,159	10,215	11,617	13,065	14,515	16,078
33	6,302	6,609	7,404	8,282	9,309	10,382	11,808	13,279	14,754	16,342
34	6,405	6,716	7,524	8,418	9,462	10,553	12,001	13,497	14,996	16,611
35	6,509	6,826	7,647	8,555	9,616	10,726	12,198	13,719	15,243	16,884
36	6,615	6,937	7,772	8,695	9,774	10,901	12,398	13,944	15,493	17,162
37	6,874	7,208	8,077	9,036	10,158	11,330	12,887	14,494	16,105	17,839
38	7,143	7,491	8,393	9,391	10,557	11,776	13,394	15,065	16,740	18,544
39	7,422	7,784	8,723	9,760	10,973	12,240	13,922	15,660	17,401	19,276
40	7,713	8,089	9,065	10,144	11,404	12,722	14,471	16,278	18,088	20,037
41	8,015	8,407	9,421	10,543	11,853	13,223	15,042	16,920	18,802	20,829
42	8,277	8,681	9,729	10,888	12,242	13,657	15,536	17,476	19,421	21,515
43	8,548	8,965	10,048	11,245	12,644	14,106	16,047	18,051	20,060	22,223
44	8,827	9,259	10,377	11,614	13,059	14,569	16,575	18,645	20,721	22,956
45	9,116	9,562	10,717	11,995	13,488	15,048	17,120	19,259	21,403	23,712
46	9,414	9,875	11,069	12,388	13,931	15,543	17,683	19,893	22,108	24,493
47	9,943	10,430	11,691	13,086	14,716	16,419	18,681	21,016	23,357	25,877
48	10,502	11,016	12,349	13,823	15,545	17,345	19,735	22,203	24,677	27,340
49	11,092	11,635	13,044	14,601	16,421	18,324	20,850	23,458	26,071	28,886
50	11,716	12,290	13,779	15,424	17,348	19,358	22,027	24,783	27,545	30,520
51	11,790	12,368	13,867	15,523	17,459	19,482	22,168	24,942	27,722	30,715
52	12,354	12,960	14,531	16,267	18,296	20,417	23,233	26,141	29,055	32,193
53	12,946	13,581	15,228	17,048	19,175	21,398	24,350	27,398	30,452	33,742
54	13,566	14,232	15,958	17,866	20,095	22,426	25,520	28,715	31,917	35,366
55	14,216	14,914	16,723	18,723	21,060	23,503	26,747	30,096	33,453	37,068
56	14,897	15,629	17,525	19,622	22,072	24,633	28,033	31,544	35,063	38,852
57	16,104	16,896	18,947	21,214	23,864	26,634	30,312	34,109	37,915	42,013
58	17,410	18,266	20,484	22,937	25,803	28,799	32,776	36,884	41,000	45,432
59	18,822	19,748	22,147	24,800	27,900	31,140	35,442	39,884	44,336	49,131
60	20,609	21,610	24,205	27,074	30,427	33,932	38,585	43,389	48,204	53,390
61	22,261	23,344	26,151	29,254	32,880	36,670	41,703	46,900	52,107	57,716
62	23,746	24,902	27,899	31,213	35,085	39,132	44,506	50,055	55,616	61,605
63	25,331	26,566	29,767	33,305	37,439	41,761	47,499	53,425	59,362	65,757
64	27,024	28,343	31,760	35,538	39,953	44,568	50,696	57,022	63,363	70,191
65	28,832	30,240	33,889	37,923	42,638	47,565	54,108	60,864	67,634	74,926
66	30,763	32,266	36,163	40,470	45,504	50,766	57,752	64,966	72,196	79,981
67	32,488	34,076	38,194	42,747	48,066	53,627	61,010	68,633	76,272	84,500
68	34,311	35,990	40,342	45,152	50,774	56,650	64,451	72,507	80,580	89,275
69	36,238	38,012	42,611	47,694	53,635	59,844	68,089	76,602	85,133	94,321
70	38,274	40,149	45,008	50,380	56,658	63,220	71,932	80,929	89,944	99,653
71	40,426	42,407	47,542	53,219	59,853	66,787	75,994	85,501	95,028	105,288
72	41,913	43,967	49,293	55,181	62,061	69,252	78,801	88,660	98,541	109,182
73	43,455	45,585	51,109	57,215	64,351	71,809	81,712	91,937	102,184	113,221
74	45,054	47,264	52,992	59,325	66,725	74,460	84,731	95,336	105,963	117,409
75	46,712	49,004	54,946	61,513	69,188	77,210	87,862	98,860	109,882	121,752
76	48,433	50,809	56,971	63,782	71,742	80,062	91,109	102,515	113,946	126,257
77	50,922	53,421	59,902	67,066	75,438	84,189	95,807	107,805	119,827	132,776
78	53,540	56,169	62,985	70,520	79,325	88,529	100,749	113,368	126,013	139,632
79	56,293	59,058	66,228	74,152	83,414	93,094	105,947	119,219	132,519	146,843
80	59,189	62,098	69,638	77,973	87,714	97,895	111,414	125,373	139,361	154,427
80+	62,235	65,294	73,225	81,992	92,237	102,945	117,164	131,845	146,558	162,404

Office Premium corresponding to Individual (1A1C) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	5,478	5,744	6,433	7,195	8,086	9,017	10,252	11,529	12,807	14,185
19	5,558	5,828	6,527	7,300	8,204	9,149	10,403	11,698	12,995	14,393
20	5,639	5,913	6,623	7,408	8,325	9,284	10,557	11,871	13,188	14,607
21	5,723	6,001	6,722	7,518	8,449	9,422	10,714	12,049	13,386	14,826
22	5,809	6,091	6,822	7,631	8,576	9,564	10,876	12,231	13,588	15,050
23	5,896	6,183	6,926	7,747	8,707	9,710	11,042	12,417	13,795	15,280
24	5,986	6,277	7,032	7,866	8,840	9,859	11,212	12,608	14,008	15,515
25	6,078	6,374	7,140	7,987	8,977	10,012	11,386	12,804	14,226	15,757
26	6,164	6,464	7,241	8,100	9,104	10,154	11,547	12,986	14,428	15,981
27	6,251	6,555	7,344	8,215	9,234	10,298	11,712	13,171	14,634	16,209
28	6,339	6,648	7,448	8,332	9,365	10,444	11,878	13,359	14,842	16,440
29	6,429	6,742	7,553	8,450	9,498	10,593	12,047	13,549	15,054	16,675
30	6,520	6,837	7,660	8,570	9,633	10,744	12,219	13,742	15,269	16,913
31	6,612	6,934	7,769	8,691	9,770	10,897	12,393	13,938	15,487	17,154
32	6,706	7,032	7,879	8,815	9,909	11,052	12,570	14,137	15,708	17,400
33	6,801	7,132	7,991	8,940	10,050	11,210	12,749	14,339	15,933	17,649
34	6,897	7,233	8,105	9,068	10,193	11,370	12,931	14,544	16,161	17,901
35	6,995	7,336	8,220	9,197	10,339	11,532	13,116	14,752	16,392	18,158
36	7,095	7,440	8,337	9,328	10,486	11,697	13,304	14,964	16,627	18,418
37	7,301	7,657	8,580	9,600	10,793	12,039	13,694	15,402	17,115	18,959
38	7,515	7,882	8,832	9,883	11,111	12,394	14,098	15,857	17,620	19,519
39	7,737	8,114	9,093	10,175	11,440	12,761	14,516	16,328	18,144	20,100
40	7,967	8,356	9,364	10,478	11,781	13,142	14,950	16,817	18,687	20,702
41	8,205	8,605	9,644	10,793	12,134	13,537	15,400	17,323	19,250	21,325
42	8,415	8,826	9,892	11,070	12,446	13,885	15,796	17,769	19,746	21,876
43	9,220	9,671	10,840	12,132	13,643	15,221	17,317	19,481	21,649	23,985
44	9,496	9,960	11,164	12,496	14,051	15,677	17,836	20,066	22,300	24,706
45	9,779	10,258	11,498	12,870	14,473	16,148	18,372	20,669	22,970	25,449
46	10,537	11,053	12,391	13,870	15,598	17,405	19,803	22,280	24,761	27,434
47	11,020	11,559	12,959	14,506	16,314	18,204	20,713	23,304	25,901	28,697
48	11,526	12,091	13,556	15,175	17,067	19,044	21,670	24,381	27,098	30,024
49	12,059	12,650	14,183	15,877	17,858	19,927	22,675	25,513	28,356	31,419
50	12,527	13,141	14,734	16,495	18,552	20,703	23,558	26,507	29,462	32,644
51	12,583	13,200	14,800	16,569	18,635	20,796	23,664	26,626	29,594	32,791
52	13,006	13,644	15,298	17,127	19,264	21,497	24,463	27,525	30,594	33,899
53	13,450	14,110	15,821	17,712	19,922	22,233	25,300	28,468	31,642	35,061
54	13,915	14,598	16,368	18,325	20,613	23,004	26,178	29,456	32,741	36,279
55	14,402	15,109	16,942	18,969	21,337	23,812	27,098	30,492	33,893	37,555
56	14,913	15,645	17,544	19,643	22,095	24,659	28,063	31,578	35,100	38,893
57	15,818	16,595	18,610	20,837	23,440	26,160	29,772	33,502	37,239	41,264
58	16,797	17,623	19,763	22,129	24,894	27,783	31,620	35,582	39,553	43,829
59	17,857	18,734	21,010	23,526	26,466	29,539	33,620	37,833	42,055	46,602
60	19,197	20,131	22,554	25,232	28,362	31,633	35,977	40,462	44,956	49,797
61	20,436	21,431	24,013	26,867	30,202	33,687	38,315	43,094	47,884	53,041
62	21,549	22,600	25,324	28,336	31,855	35,534	40,418	45,461	50,515	55,958
63	22,738	23,848	26,725	29,905	33,621	37,505	42,663	47,988	53,325	59,072
64	24,008	25,181	28,220	31,580	35,507	39,610	45,060	50,686	56,325	62,398
65	25,364	26,604	29,817	33,369	37,520	41,859	47,619	53,568	59,529	65,949
66	31,411	32,948	36,931	41,334	46,480	51,859	59,000	66,374	73,764	81,723
67	32,964	34,578	38,760	43,383	48,786	54,433	61,932	69,674	77,433	85,789
68	34,605	36,300	40,692	45,548	51,223	57,154	65,029	73,161	81,310	90,087
69	36,339	38,119	42,735	47,836	53,798	60,029	68,303	76,846	85,408	94,628
70	38,172	40,043	44,892	50,254	56,519	63,067	71,762	80,740	89,737	99,427
71	40,108	42,075	47,173	52,808	59,394	66,278	75,418	84,855	94,313	104,499
72	41,446	43,479	48,749	54,574	61,381	68,496	77,944	87,699	97,475	108,003
73	42,834	44,936	50,383	56,405	63,442	70,797	80,564	90,648	100,754	111,638
74	44,274	46,446	52,078	58,304	65,579	73,184	83,281	93,707	104,155	115,407
75	45,766	48,013	53,836	60,273	67,796	75,658	86,099	96,879	107,682	119,316
76	47,314	49,637	55,659	62,315	70,094	78,225	89,021	100,168	111,340	123,371
77	49,555	51,988	58,297	65,271	73,421	81,939	93,250	104,929	116,632	129,237
78	51,911	54,461	61,072	68,379	76,919	85,845	97,697	109,935	122,199	135,408
79	54,389	57,061	63,990	71,648	80,599	89,954	102,375	115,201	128,055	141,898
80	56,995	59,797	67,059	75,087	84,469	94,275	107,296	120,740	134,213	148,723
80+	59,737	62,673	70,287	78,704	88,540	98,820	112,471	126,565	140,690	155,903

Office Premium corresponding to Individual (1A2C) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	7,649	8,023	8,990	10,060	11,310	12,616	14,351	16,142	17,937	19,871
19	7,729	8,106	9,084	10,165	11,428	12,748	14,501	16,311	18,125	20,079
20	7,810	8,192	9,180	10,272	11,549	12,883	14,655	16,485	18,318	20,293
21	7,894	8,279	9,278	10,383	11,673	13,022	14,813	16,662	18,516	20,512
22	7,980	8,369	9,379	10,496	11,800	13,164	14,975	16,844	18,718	20,736
23	8,067	8,461	9,483	10,611	11,931	13,310	15,140	17,031	18,925	20,966
24	8,157	8,556	9,589	10,730	12,064	13,459	15,310	17,222	19,138	21,201
25	8,250	8,653	9,697	10,852	12,201	13,612	15,484	17,418	19,356	21,443
26	8,335	8,742	9,798	10,965	12,328	13,754	15,646	17,600	19,558	21,667
27	8,422	8,834	9,900	11,080	12,458	13,898	15,810	17,785	19,764	21,895
28	8,511	8,926	10,004	11,196	12,589	14,044	15,977	17,972	19,972	22,126
29	8,623	9,044	10,137	11,344	12,755	14,230	16,189	18,211	20,238	22,420
30	8,737	9,164	10,271	11,494	12,924	14,419	16,404	18,453	20,506	22,718
31	8,852	9,285	10,407	11,647	13,096	14,610	16,622	18,698	20,779	23,021
32	8,969	9,408	10,544	11,801	13,270	14,804	16,843	18,947	21,056	23,327
33	9,088	9,532	10,684	11,958	13,446	15,001	17,067	19,199	21,336	23,638
34	9,208	9,659	10,826	12,116	13,625	15,201	17,294	19,455	21,621	23,953
35	9,330	9,787	10,970	12,277	13,806	15,403	17,524	19,714	21,909	24,273
36	9,454	9,917	11,115	12,441	13,990	15,608	17,758	19,977	22,202	24,597
37	9,685	10,159	11,388	12,746	14,333	15,992	18,194	20,469	22,748	25,203
38	9,924	10,410	11,669	13,061	14,688	16,388	18,645	20,976	23,312	25,828
39	10,171	10,669	11,960	13,387	15,054	16,797	19,111	21,501	23,896	26,475
40	10,426	10,937	12,260	13,723	15,433	17,220	19,593	22,043	24,499	27,143
41	10,690	11,214	12,571	14,071	15,825	17,658	20,091	22,604	25,122	27,834
42	10,926	11,461	12,849	14,383	16,175	18,049	20,537	23,106	25,680	28,452
43	11,758	12,334	13,828	15,480	17,410	19,428	22,107	24,873	27,645	30,631
44	12,060	12,651	14,184	15,878	17,859	19,928	22,677	25,514	28,358	31,421
45	12,370	12,977	14,549	16,288	18,320	20,443	23,263	26,174	29,092	32,234
46	13,744	14,419	16,168	18,101	20,360	22,722	25,857	29,094	32,339	35,833
47	14,306	15,008	16,829	18,842	21,194	23,653	26,917	30,288	33,666	37,304
48	14,894	15,626	17,522	19,618	22,068	24,628	28,028	31,538	35,056	38,845
49	15,511	16,273	18,248	20,431	22,983	25,650	29,191	32,848	36,512	40,459
50	16,064	16,853	18,900	21,161	23,805	26,568	30,236	34,024	37,820	41,908
51	16,208	17,004	19,069	21,351	24,018	26,806	30,507	34,329	38,160	42,285
52	16,721	17,543	19,673	22,028	24,780	27,657	31,476	35,420	39,372	43,628
53	17,165	18,008	20,196	22,613	25,439	28,392	32,313	36,362	40,420	44,790
54	17,630	18,496	20,743	23,227	26,129	29,163	33,191	37,351	41,519	46,008
55	18,117	19,008	21,317	23,870	26,853	29,971	34,111	38,386	42,671	47,284
56	18,628	19,544	21,919	24,544	27,612	30,818	35,076	39,472	43,878	48,623
57	19,533	20,494	22,985	25,738	28,956	32,319	36,785	41,396	46,017	50,994
58	20,513	21,522	24,138	27,030	30,410	33,943	38,634	43,477	48,331	53,558
59	21,572	22,633	25,385	28,428	31,983	35,699	40,633	45,727	50,833	56,332
60	22,912	24,030	26,929	30,133	33,878	37,793	42,990	48,356	53,734	59,526
61	24,151	25,330	28,388	31,768	35,718	39,847	45,329	50,989	56,662	62,771
62	25,264	26,499	29,699	33,237	37,372	41,693	47,431	53,356	59,293	65,687
63	26,454	27,747	31,100	34,806	39,137	43,665	49,676	55,883	62,103	68,802
64	27,723	29,079	32,595	36,481	41,023	45,770	52,073	58,581	65,103	72,127
65	29,079	30,502	34,192	38,270	43,036	48,018	54,632	61,462	68,307	75,678
66	35,126	36,847	41,306	46,236	51,997	58,018	66,013	74,269	82,542	91,452
67	36,679	38,476	43,135	48,284	54,303	60,593	68,945	77,569	86,211	95,519
68	38,320	40,198	45,067	50,449	56,739	63,313	72,042	81,056	90,088	99,816
69	40,054	42,018	47,109	52,737	59,314	66,188	75,316	84,741	94,186	104,358
70	41,887	43,941	49,267	55,155	62,035	69,227	78,775	88,635	98,515	109,157
71	43,823	45,974	51,548	57,710	64,911	72,437	82,431	92,750	103,091	114,228
72	45,162	47,378	53,124	59,475	66,898	74,656	84,957	95,594	106,253	117,733
73	46,549	48,834	54,758	61,306	68,958	76,957	87,577	98,543	109,532	121,367
74	47,989	50,345	56,453	63,205	71,096	79,343	90,294	101,601	112,933	125,137
75	49,481	51,911	58,211	65,174	73,312	81,818	93,112	104,773	116,460	129,046
76	51,030	53,536	60,034	67,217	75,611	84,385	96,034	108,063	120,118	133,100
77	53,270	55,887	62,672	70,172	78,937	88,099	100,263	112,823	125,410	138,967
78	55,626	58,359	65,447	73,280	82,436	92,005	104,711	117,830	130,977	145,137
79	58,104	60,960	68,365	76,550	86,115	96,113	109,389	123,096	136,833	151,627
80	60,710	63,695	71,434	79,988	89,986	100,435	114,309	128,635	142,991	158,453
80+	63,452	66,572	74,662	83,605	94,056	104,980	119,484	134,460	149,468	165,632

Office Premium corresponding to Individual (2A) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	6,514	6,831	7,653	8,562	9,624	10,734	12,208	13,730	15,255	16,897
19	6,593	6,915	7,747	8,667	9,742	10,866	12,358	13,899	15,443	17,106
20	6,675	7,000	7,843	8,774	9,863	11,001	12,512	14,072	15,635	17,319
21	6,759	7,088	7,941	8,885	9,987	11,140	12,670	14,250	15,833	17,538
22	6,924	7,261	8,136	9,103	10,233	11,414	12,982	14,601	16,223	17,971
23	7,093	7,439	8,335	9,326	10,484	11,694	13,301	14,961	16,623	18,414
24	7,267	7,621	8,540	9,555	10,742	11,982	13,629	15,329	17,034	18,869
25	7,445	7,808	8,749	9,790	11,006	12,277	13,965	15,707	17,454	19,335
26	7,595	7,966	8,927	9,989	11,230	12,527	14,249	16,028	17,810	19,730
27	7,749	8,128	9,108	10,192	11,458	12,782	14,540	16,355	18,174	20,133
28	7,907	8,293	9,293	10,399	11,692	13,043	14,837	16,689	18,546	20,545
29	8,036	8,428	9,445	10,570	11,884	13,257	15,081	16,964	18,851	20,883
30	8,167	8,566	9,600	10,743	12,079	13,475	15,329	17,243	19,161	21,227
31	8,301	8,706	9,757	10,919	12,277	13,696	15,581	17,526	19,476	21,576
32	8,436	8,848	9,917	11,098	12,478	13,921	15,837	17,815	19,797	21,932
33	8,574	8,993	10,079	11,280	12,683	14,150	16,097	18,108	20,123	22,293
34	8,714	9,140	10,244	11,465	12,891	14,382	16,362	18,406	20,454	22,660
35	8,857	9,290	10,412	11,653	13,103	14,618	16,631	18,709	20,791	23,033
36	9,002	9,442	10,583	11,844	13,318	14,859	16,904	19,016	21,133	23,413
37	9,255	9,707	10,881	12,178	13,694	15,278	17,382	19,554	21,731	24,075
38	9,516	9,982	11,188	12,522	14,082	15,711	17,875	20,109	22,348	24,759
39	9,786	10,265	11,506	12,879	14,482	16,159	18,385	20,683	22,986	25,466
40	10,171	10,668	11,959	13,386	15,054	16,796	19,111	21,500	23,895	26,474
41	10,570	11,088	12,430	13,914	15,647	17,459	19,865	22,350	24,839	27,521
42	10,950	11,486	12,877	14,414	16,210	18,088	20,581	23,155	25,735	28,514
43	11,342	11,898	13,339	14,932	16,794	18,739	21,323	23,990	26,664	29,543
44	11,750	12,326	13,819	15,469	17,398	19,415	22,092	24,856	27,626	30,609
45	12,135	12,730	14,273	15,978	17,971	20,054	22,819	25,675	28,537	31,619
46	12,999	13,637	15,290	17,118	19,254	21,486	24,450	27,511	30,578	33,881
47	13,591	14,258	15,987	17,899	20,133	22,468	25,568	28,769	31,977	35,432
48	14,212	14,910	16,719	18,718	21,055	23,497	26,740	30,089	33,444	37,058
49	15,330	16,083	18,035	20,192	22,714	25,350	28,849	32,463	36,084	39,984
50	16,194	16,990	19,052	21,333	23,997	26,783	30,481	34,300	38,126	42,248
51	16,669	17,488	19,612	21,959	24,703	27,570	31,378	35,309	39,249	43,492
52	17,535	18,397	20,631	23,102	25,988	29,006	33,012	37,149	41,295	45,759
53	18,446	19,353	21,705	24,304	27,342	30,517	34,733	39,086	43,448	48,146
54	18,967	19,900	22,318	24,991	28,115	31,381	35,716	40,193	44,679	49,511
55	19,878	20,856	23,391	26,193	29,468	32,890	37,435	42,128	46,831	51,896
56	20,832	21,857	24,515	27,452	30,885	34,473	39,237	44,156	49,086	54,395
57	22,203	23,295	26,128	29,260	32,920	36,745	41,824	47,068	52,324	57,984
58	23,669	24,835	27,856	31,195	35,098	39,177	44,593	50,185	55,789	61,825
59	25,239	26,482	29,704	33,266	37,429	41,780	47,556	53,521	59,499	65,937
60	27,485	28,829	32,314	36,167	40,669	45,374	51,622	58,074	64,539	71,502
61	29,703	31,157	34,926	39,093	43,962	49,052	55,810	62,788	69,780	77,311
62	31,876	33,437	37,485	41,959	47,189	52,654	59,911	67,405	74,914	83,002
63	34,405	36,082	40,429	45,234	50,850	56,720	64,513	72,561	80,625	89,310
64	36,914	38,715	43,383	48,544	54,575	60,879	69,249	77,892	86,553	95,881
65	39,383	41,306	46,291	51,802	58,242	64,973	73,911	83,140	92,388	102,348
66	46,620	48,899	54,806	61,337	68,969	76,945	87,537	98,473	109,433	121,236
67	49,442	51,861	58,130	65,061	73,160	81,625	92,865	104,471	116,102	128,628
68	52,439	55,006	61,659	69,014	77,610	86,594	98,522	110,840	123,183	136,477
69	60,221	63,170	70,816	79,268	89,145	99,469	113,177	127,331	141,516	156,792
70	63,606	66,723	74,803	83,734	94,172	105,082	119,568	134,525	149,515	165,658
71	67,183	70,477	79,015	88,454	99,484	111,013	126,321	142,127	157,967	175,027
72	70,256	73,701	82,633	92,507	104,046	116,107	132,121	148,656	165,226	183,073
73	73,476	77,081	86,426	96,756	108,828	121,446	138,200	155,499	172,835	191,507
74	76,852	80,623	90,401	101,209	113,841	127,043	144,572	162,673	180,812	200,347
75	79,683	83,594	93,735	104,944	118,044	131,736	149,916	168,688	187,501	207,761
76	82,619	86,675	97,192	108,817	122,404	136,604	155,459	174,927	194,438	215,450
77	86,298	90,537	101,525	113,672	127,867	142,704	162,404	182,746	203,131	225,086
78	90,147	94,576	106,058	118,749	133,582	149,085	169,670	190,925	212,225	235,166
79	94,173	98,801	110,799	124,061	139,561	155,760	177,270	199,481	221,738	245,710
80	99,020	103,887	116,506	130,455	146,757	163,796	186,419	209,780	233,190	258,402
80+	111,943	117,449	131,725	147,505	165,947	185,222	210,815	237,242	263,725	292,247

Office Premium corresponding to Individual (2A1C) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	8,685	9,110	10,210	11,426	12,848	14,334	16,306	18,343	20,385	22,583
19	8,765	9,193	10,304	11,531	12,966	14,465	16,457	18,512	20,573	22,792
20	8,846	9,279	10,400	11,639	13,087	14,601	16,611	18,686	20,765	23,005
21	8,930	9,366	10,498	11,749	13,211	14,739	16,768	18,863	20,963	23,224
22	9,095	9,540	10,693	11,967	13,457	15,013	17,080	19,215	21,353	23,657
23	9,264	9,717	10,892	12,191	13,708	15,294	17,400	19,574	21,754	24,100
24	9,438	9,900	11,096	12,420	13,966	15,582	17,728	19,943	22,164	24,555
25	9,616	10,086	11,306	12,654	14,230	15,877	18,063	20,321	22,584	25,021
26	9,789	10,268	11,510	12,883	14,487	16,164	18,391	20,690	22,994	25,475
27	9,966	10,454	11,719	13,116	14,750	16,458	18,725	21,066	23,412	25,938
28	10,147	10,643	11,931	13,354	15,018	16,757	19,065	21,449	23,838	26,411
29	10,299	10,803	12,111	13,556	15,245	17,010	19,353	21,773	24,199	26,810
30	10,454	10,966	12,293	13,760	15,475	17,267	19,646	22,103	24,565	27,216
31	10,611	11,131	12,478	13,968	15,708	17,527	19,943	22,437	24,936	27,628
32	10,771	11,299	12,667	14,179	15,946	17,792	20,245	22,777	25,314	28,047
33	10,934	11,469	12,858	14,393	16,187	18,062	20,551	23,122	25,698	28,472
34	11,098	11,642	13,052	14,610	16,431	18,335	20,862	23,472	26,087	28,904
35	11,266	11,818	13,249	14,831	16,680	18,612	21,178	23,828	26,483	29,342
36	11,436	11,996	13,449	15,056	16,933	18,894	21,499	24,189	26,885	29,788
37	11,714	12,289	13,777	15,423	17,346	19,356	22,025	24,781	27,542	30,516
38	12,001	12,590	14,115	15,801	17,772	19,832	22,567	25,390	28,220	31,268
39	12,297	12,900	14,464	16,192	18,211	20,322	23,125	26,019	28,920	32,043
40	12,708	13,331	14,947	16,734	18,821	21,003	23,901	26,892	29,890	33,119
41	13,134	13,779	15,450	17,296	19,455	21,710	24,706	27,798	30,898	34,236
42	13,540	14,205	15,928	17,832	20,057	22,383	25,472	28,661	31,857	35,299
43	14,549	15,264	17,116	19,163	21,556	24,056	27,377	30,805	34,241	37,941
44	15,036	15,775	17,689	19,805	22,278	24,863	28,296	31,840	35,391	39,216
45	15,503	16,265	18,239	20,421	22,972	25,638	29,177	32,832	36,495	40,439
46	16,451	17,259	19,355	21,672	24,379	27,209	30,966	34,846	38,734	42,921
47	17,129	17,970	20,153	22,566	25,385	28,332	32,245	36,286	40,335	44,696
48	17,837	18,714	20,988	23,501	26,438	29,508	33,584	37,792	42,010	46,552
49	19,045	19,981	22,410	25,094	28,231	31,509	35,863	40,358	44,862	49,714
50	19,909	20,888	23,427	26,234	29,514	32,942	37,494	42,194	46,904	51,977
51	20,384	21,387	23,987	26,861	30,219	33,730	38,391	43,204	48,027	53,221
52	21,250	22,295	25,006	28,003	31,505	35,165	40,025	45,044	50,073	55,489
53	22,161	23,252	26,080	29,205	32,858	36,676	41,746	46,980	52,226	57,876
54	22,682	23,799	26,693	29,893	33,632	37,540	42,729	48,087	53,457	59,240
55	23,593	24,754	27,766	31,094	34,984	39,050	44,448	50,023	55,609	61,625
56	24,547	25,756	28,890	32,353	36,401	40,632	46,250	52,051	57,864	64,125
57	25,918	27,194	30,503	34,161	38,436	42,904	48,837	54,963	61,102	67,714
58	27,384	28,733	32,231	36,096	40,614	45,336	51,606	58,080	64,567	71,554
59	28,954	30,381	34,079	38,168	42,945	47,939	54,570	61,416	68,277	75,666
60	31,200	32,728	36,689	41,068	46,185	51,534	58,636	65,969	73,317	81,232
61	33,418	35,056	39,301	43,994	49,479	55,211	62,823	70,682	78,558	87,041
62	35,591	37,336	41,860	46,861	52,705	58,814	66,924	75,299	83,692	92,731
63	38,120	39,981	44,804	50,136	56,366	62,879	71,526	80,455	89,403	99,040
64	40,629	42,613	47,758	53,445	60,092	67,038	76,262	85,786	95,331	105,610
65	43,098	45,205	50,666	56,703	63,759	71,133	80,924	91,034	101,166	112,077
66	50,335	52,797	59,181	66,238	74,485	83,105	94,550	106,368	118,211	130,966
67	53,157	55,759	62,505	69,962	78,676	87,784	99,878	112,366	124,880	138,358
68	56,154	58,905	66,034	73,916	83,126	92,753	105,536	118,734	131,961	146,206
69	63,936	67,069	75,191	84,169	94,662	105,628	120,190	135,226	150,294	166,522
70	67,321	70,621	79,178	88,635	99,689	111,241	126,581	142,420	158,293	175,387
71	70,898	74,376	83,390	93,355	105,001	117,172	133,334	150,022	166,745	184,756
72	73,971	77,600	87,008	97,408	109,563	122,266	139,134	156,551	174,004	192,802
73	77,191	80,979	90,801	101,657	114,344	127,605	145,213	163,394	181,613	201,236
74	80,567	84,522	94,776	106,111	119,357	133,202	151,585	170,567	189,590	210,077
75	83,398	87,493	98,110	109,845	123,561	137,896	156,929	176,583	196,278	217,490
76	86,334	90,574	101,567	113,719	127,920	142,763	162,472	182,822	203,215	225,179
77	90,013	94,435	105,900	118,573	133,384	148,863	169,417	190,641	211,909	234,815
78	93,862	98,474	110,433	123,651	139,099	155,245	176,683	198,820	221,003	244,895
79	97,888	102,700	115,174	128,963	145,077	161,920	184,283	207,375	230,516	255,439
80	102,735	107,786	120,881	135,357	152,274	169,955	193,432	217,674	241,968	268,132
80+	115,658	121,348	136,100	152,406	171,463	191,381	217,828	245,136	272,503	301,976

Office Premium corresponding to Individual (2A2C) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	10,856	11,388	12,767	14,291	16,072	17,933	20,405	22,957	25,515	28,269
19	10,936	11,472	12,860	14,396	16,190	18,065	20,555	23,126	25,703	28,478
20	11,017	11,557	12,956	14,503	16,311	18,200	20,709	23,300	25,895	28,691
21	11,101	11,645	13,055	14,614	16,435	18,339	20,867	23,477	26,093	28,910
22	11,266	11,818	13,249	14,832	16,680	18,613	21,179	23,828	26,483	29,343
23	11,436	11,996	13,449	15,055	16,932	18,894	21,499	24,188	26,884	29,786
24	11,609	12,178	13,653	15,284	17,190	19,181	21,826	24,557	27,294	30,241
25	11,787	12,365	13,863	15,519	17,454	19,476	22,162	24,935	27,714	30,707
26	11,960	12,547	14,067	15,747	17,711	19,764	22,489	25,304	28,124	31,161
27	12,137	12,732	14,275	15,981	17,974	20,057	22,823	25,679	28,542	31,624
28	12,318	12,922	14,488	16,219	18,242	20,356	23,164	26,063	28,968	32,097
29	12,493	13,106	14,694	16,450	18,502	20,647	23,495	26,435	29,382	32,556
30	12,671	13,292	14,904	16,685	18,766	20,942	23,831	26,813	29,802	33,022
31	12,851	13,482	15,116	16,923	19,034	21,241	24,171	27,197	30,229	33,494
32	13,035	13,674	15,332	17,165	19,306	21,545	24,517	27,586	30,662	33,974
33	13,221	13,869	15,551	17,410	19,583	21,853	24,868	27,981	31,101	34,461
34	13,409	14,067	15,773	17,659	19,863	22,166	25,225	28,383	31,547	34,956
35	13,601	14,268	15,999	17,912	20,147	22,484	25,586	28,790	32,000	35,457
36	13,795	14,473	16,228	18,168	20,436	22,806	25,953	29,203	32,459	35,967
37	14,098	14,791	16,585	18,568	20,886	23,309	26,525	29,847	33,175	36,760
38	14,410	15,118	16,952	18,980	21,349	23,826	27,114	30,510	33,912	37,577
39	14,731	15,455	17,330	19,403	21,826	24,358	27,720	31,192	34,671	38,418
40	15,168	15,913	17,844	19,979	22,474	25,081	28,544	32,119	35,702	39,560
41	15,620	16,387	18,376	20,575	23,145	25,831	29,397	33,080	36,770	40,744
42	16,052	16,840	18,885	21,145	23,786	26,547	30,212	33,997	37,790	41,875
43	17,087	17,927	20,104	22,511	25,323	28,263	32,167	36,197	40,236	44,587
44	17,600	18,465	20,709	23,188	26,086	29,114	33,136	37,288	41,449	45,931
45	18,094	18,984	21,290	23,840	26,819	29,933	34,068	38,338	42,616	47,224
46	19,658	20,625	23,131	25,902	29,141	32,526	37,020	41,660	46,311	51,319
47	20,415	21,419	24,023	26,902	30,265	33,781	38,450	43,270	48,100	53,303
48	21,206	22,249	24,954	27,944	31,439	35,092	39,942	44,949	49,968	55,373
49	22,496	23,604	26,474	29,647	33,356	37,232	42,378	47,692	53,018	58,753
50	23,446	24,601	27,593	30,901	34,766	38,807	44,172	49,711	55,262	61,241
51	24,009	25,191	28,256	31,643	35,602	39,740	45,234	50,907	56,592	62,715
52	24,965	26,194	29,381	32,904	37,021	41,325	47,038	52,938	58,850	65,218
53	25,876	27,151	30,455	34,107	38,375	42,836	48,759	54,875	61,004	67,605
54	26,397	27,697	31,068	34,794	39,148	43,699	49,742	55,982	62,235	68,969
55	27,308	28,653	32,140	35,995	40,500	45,209	51,461	57,917	64,387	71,354
56	28,262	29,655	33,265	37,255	41,918	46,792	53,263	59,946	66,642	73,854
57	29,633	31,093	34,878	39,063	43,953	49,064	55,850	62,858	69,880	77,443
58	31,099	32,632	36,605	40,998	46,130	51,495	58,619	65,974	73,345	81,284
59	32,670	34,280	38,454	43,069	48,462	54,098	61,583	69,311	77,055	85,396
60	34,915	36,627	41,064	45,969	51,702	57,693	65,649	73,863	82,095	90,961
61	37,133	38,954	43,676	48,896	54,995	61,371	69,836	78,577	87,336	96,770
62	39,306	41,235	46,235	51,762	58,222	64,973	73,937	83,194	92,470	102,460
63	41,835	43,879	49,179	55,037	61,883	69,038	78,539	88,350	98,181	108,769
64	44,344	46,512	52,133	58,347	65,608	73,198	83,275	93,681	104,109	115,339
65	46,813	49,104	55,041	61,605	69,275	77,292	87,937	98,929	109,944	121,807
66	54,050	56,696	63,556	71,139	80,001	89,264	101,563	114,262	126,989	140,695
67	56,873	59,658	66,880	74,863	84,193	93,944	106,891	120,260	133,658	148,087
68	59,869	62,803	70,409	78,817	88,643	98,913	112,549	126,629	140,739	155,936
69	67,651	70,967	79,566	89,070	100,178	111,788	127,203	143,120	159,072	176,251
70	71,036	74,520	83,552	93,537	105,205	117,401	133,594	150,314	167,070	185,117
71	74,614	78,274	87,765	98,256	110,517	123,332	140,347	157,917	175,523	194,486
72	77,686	81,499	91,383	102,310	115,079	128,425	146,147	164,445	182,782	202,532
73	80,906	84,878	95,176	106,558	119,861	133,765	152,226	171,288	190,391	210,965
74	84,282	88,421	99,151	111,012	124,873	139,361	158,599	178,462	198,368	219,806
75	87,113	91,392	102,485	114,747	129,077	144,055	163,942	184,478	205,056	227,220
76	90,049	94,473	105,942	118,620	133,436	148,923	169,485	190,717	211,993	234,909
77	93,728	98,334	110,275	123,474	138,900	155,023	176,431	198,535	220,687	244,545
78	97,577	102,373	114,807	128,552	144,615	161,404	183,696	206,714	229,781	254,624
79	101,603	106,599	119,549	133,864	150,593	168,079	191,296	215,270	239,294	265,168
80	106,450	111,685	125,256	140,258	157,790	176,114	200,445	225,569	250,746	277,861
80+	119,373	125,247	140,475	157,308	176,980	197,541	224,841	253,031	281,281	311,705

Premium Payment Mode

1. These adjustment factor/ instalment factors will be applicable on the Gross Premium of the respective tenure and premium payment mode.

Policy Tenure	Monthly	Quarterly	Half Yearly
1 year	5.50%	3.00%	2.00%
2 year	6.00%	4.50%	3.00%
3 year	9.50%	7.50%	6.00%
4 year	13.10%	10.90%	8.60%
5 year	18.50%	15.60%	12.50%

2. Option to pay entire Premium of any tenure within a Policy Year.

Policy Tenure	Monthly	Quarterly	Half Yearly
1 year	5.50%	3.00%	2.00%
2 year	1.50%	-1.00%	-2.00%
3 year	-0.50%	-3.00%	-4.00%
4 year	-2.50%	-5.00%	-6.00%
5 year	-3.50%	-6.00%	-7.00%

Discount/Loading applicable on total tenure premium positive value is loading and -ve value is discount

Discounts & Loadings

1.Employee Discount (CHIL & its partners).
A discount of 15% for Employees and his / her dependents (Legally married Spouse, Children & Parents) of CHIL and its Promoters

2. Tenure Discount:
Tenure Discount: On account of savings in the renewal costs, a discount for multi-year policies having auto Renewal on Annual Basis (on single premium) is offered.

Policy Tenure Discount Methodology
2 7.5% (d1) 2 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1)

3 10.0% (d2) 3 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2)

4 12.50% (d3) 4 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2) + Annual Rate(Fourth year premium) x(1-d3)

5 15.0% (d4) 5 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2) + Annual Rate(Fourth year premium) x(1-d3) + Annual Rate(Fifth year premium) x(1-d4)

Policy Tenure	Discount	Methodology
2	7.5% (d1)	2 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1)
3	10.0% (d2)	3 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2)
4	12.50% (d3)	4 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2) + Annual Rate(Fourth year premium) x(1-d3)
5	15.0% (d4)	5 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2) + Annual Rate(Fourth year premium) x(1-d3) + Annual Rate(Fifth year premium) x(1-d4)

3.Direct Discount
A discount of up to 10% will be applicable on fresh and renewal policy.

4. Discount in lieu of commission
A discount of up to 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.

5. Cross Sell Discount
Cross Sell Discount of up to 15% given if Policyholder has any continuing health indemnity policy of Care Health Insurance Limited for last 6 months or has any continuing benefit/travel policy of Care Health Insurance Limited for last 6 months.

6. Renewal Discount
Renewal Discount of 2.5 % given - If the customer renews the policy within 30 days before premium payment due date. Renewal Discount of 5.0% given - If the customer renews the policy before 31 days of premium payment due date.

7. Corporate GMC Policyholder Discount
'A discount of up 5% will be applicable if the customer is covered in an existing Group Medical Policy from CHIL.

8. DISCOUNTS FOR COVERING MORE THAN 1 INDIVIDUAL - FAMILY FLOATER
Family Discount: This discount shall be applicable if more than one persons of the same family are covered in the same Policy, on individual Sum Insured basis. No discount applicable on first insured

No. of persons Discount

2,3 members 5%

4 and above members 10%

No. of persons	Discount
2,3 members	5%
4 and above members	10%

9. NRI Discount
A discount of up to 15% will be applicable on fresh and renewal policy.

10.Early Bird Discount
If a person avails this policy before the age of 36 years and continuously renewed without any break, then, on completion of 40 years of age the insured person will be offered a discount of 10%. This discount will help in retaining the appropriate age mix in the portfolio. This discount will not be applicable if optional cover Premium Freeze is opted with the base cover.

Zones & Discounts

1. Zone.

Zone	States/Cities
1	Delhi NCR, Surat, Mathura & Aligarh
1A	Telangana, Mumbai(MMR), Ahmedabad, Vadodara & Nashik
2	Pune, Indore, Bengaluru Urban, Rest of Gujarat
3	Rest of India

2. Vintage Discount.

Policy Duration	Discount
1st Year ( NEW)	-30.0%
2nd Year( 13th Month Renewal )	-20.0%
3rd Year( 25th Month Renewal )	-10.0%

*Apply below discount to get the premium corresponding to new policy, 13th month renewal and 25th month renewal policy

Optional Covers

1. Pre-post modification

Pre (No. of days)	Post (No. of days)	Premium Rate
30	60	-6.25%
60	180	3.25%
90	180	4.75%
180	180	6.25%
No limit of days	No limit of days	13.00%

Applicable on base premium

2. Infinity Bonus

Sum Insured	5L <= SI < 20L	20L <= SI < 40L	40L <= SI < 100L	SI >= 100L	Unlimited
Premium Rate	15.0%	13.0%	9.0%	4.5%	NA

Applicable on base premium

3. Unlimited Automatic Recharge Booster

Sum Insured	5L <= SI <= 100L	Unlimited
Premium Rate	2.00%	NA

Applicable on base premium

4. Premium Payback

Premium Rate
10.0%

<--Rate to be charged every year

Applicable on base premium

5. Unlimited Care

Sum Insured	5L <= SI < 20L	20L <= SI < 40L	40L <= SI < 100L	SI >= 100L	Unlimited
Premium Rate	10.0%	7.5%	5.0%	2.5%	NA

Applicable on base premium

6. Unlimited E-Consultations

Premium Rate	₹22

Applicable Per Member

7. Cover Pause

Premium Rate	4.5%

Applicable on base premium

8. Grace Period cover

Premium Rate	2.25%

Applicable on base premium

9. Tenure Multiplier

Policy Tenure / SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000	₹ 2,500,000	₹ 5,000,000	₹ 7,500,000	₹ 10,000,000	Unlimited
2 Years	4.00%	3.00%	2.75%	2.50%	2.25%	2.00%	1.00%	0.50%	0.25%	NA
3 Years	4.75%	4.00%	3.75%	3.50%	3.25%	3.00%	1.25%	0.75%	0.50%	NA
4 Years	7.00%	6.50%	5.75%	5.50%	5.00%	4.00%	1.50%	1.00%	0.75%	NA
5 Years	8.50%	7.50%	6.75%	6.50%	5.50%	4.50%	1.75%	1.25%	1.00%	NA

Applicable on base premium

10. Instant Cover

Wait Periods (Months)	0	12	24	36
0 < Age ≤ 35	10.00%	9.00%	4.00%	0.00%
36 < Age ≤ 50	30.00%	20.00%	5.50%	0.00%
Age > 50	55.00%	31.00%	10.00%	0.00%
	factor applicable on first 3 Prem	factor applicable on first 2 Prem	factor applicable on 1st Prem

11. Claim Shield

Sum Insured	Up to 5Lac	Greater than 5Lac
Premium Rate	6.5%	9.0%

Applicable on base premium

12. Inflation shield

Sum Insured	Up to 5Lac	Greater than 5Lac
Premium Rate	4.0%	2.0%

Applicable on base premium

13. Be-Fit Plus Benefit

Gross Premium	₹ 812

Applicable Per policy

14. Concierge/ Geriatric Care

Gross Premium	₹ 3,981

Applicable Per Member

15. Maternity Cover

Wait Period / Base SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000	₹ 2,500,000	₹ 5,000,000	₹ 7,500,000	₹ 10,000,000	Unlimited
Option 1 : 1% of SI upto 50k
9 months	₹ 3,961	₹ 5,546	₹ 7,923	₹ 11,884	₹ 15,846	₹ 19,807	₹ 39,614	₹ 39,614	₹ 39,614	₹ 39,614
24 months	₹ 2,216	₹ 3,103	₹ 4,432	₹ 6,649	₹ 8,865	₹ 11,081	₹ 22,162	₹ 22,162	₹ 22,162	₹ 22,162
48 months	₹ 1,788	₹ 2,503	₹ 3,576	₹ 5,364	₹ 7,152	₹ 8,940	₹ 17,881	₹ 17,881	₹ 17,881	₹ 17,881
Option 2 : 2% of SI upto 1L
9 months	₹ 7,720	₹ 10,808	₹ 15,439	₹ 23,159	₹ 30,879	₹ 38,599	₹ 77,197	₹ 77,197	₹ 77,197	₹ 77,197
24 months	₹ 4,319	₹ 6,046	₹ 8,637	₹ 12,956	₹ 17,275	₹ 21,594	₹ 43,187	₹ 43,187	₹ 43,187	₹ 43,187
48 months	₹ 3,484	₹ 4,878	₹ 6,969	₹ 10,453	₹ 13,938	₹ 17,422	₹ 34,844	₹ 34,844	₹ 34,844	₹ 34,844
Option 3 : 5% of SI upto 2L
9 months	₹ 19,299	₹ 27,019	₹ 38,599	₹ 57,898	₹ 77,197	₹ 93,957	₹ 138,143	₹ 138,143	₹ 138,143	₹ 138,143
24 months	₹ 10,797	₹ 15,116	₹ 21,594	₹ 32,390	₹ 43,187	₹ 52,564	₹ 77,283	₹ 77,283	₹ 77,283	₹ 77,283
48 months	₹ 8,711	₹ 12,196	₹ 17,422	₹ 26,133	₹ 34,844	₹ 42,409	₹ 62,353	₹ 62,353	₹ 62,353	₹ 62,353

Applicable Per Member

16. New born Baby Cover + Maternity

These rates will be charged if both maternity & new born cover are purchased together

Wait Period / Base SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000	₹ 2,500,000	₹ 5,000,000	₹ 7,500,000	₹ 10,000,000	Unlimited
Option 1 : 1% of SI upto 50k
9 months	₹ 4,170	₹ 5,838	₹ 8,340	₹ 12,510	₹ 16,680	₹ 20,850	₹ 41,699	₹ 41,699	₹ 41,699	₹ 41,699
24 months	₹ 2,333	₹ 3,266	₹ 4,666	₹ 6,999	₹ 9,331	₹ 11,664	₹ 23,328	₹ 23,328	₹ 23,328	₹ 23,328
48 months	₹ 1,882	₹ 2,635	₹ 3,764	₹ 5,647	₹ 7,529	₹ 9,411	₹ 18,822	₹ 18,822	₹ 18,822	₹ 18,822
Option 2 : 2% of SI upto 1L
9 months	₹ 8,126	₹ 11,376	₹ 16,252	₹ 24,378	₹ 32,504	₹ 40,630	₹ 81,260	₹ 81,260	₹ 81,260	₹ 81,260
24 months	₹ 4,546	₹ 6,364	₹ 9,092	₹ 13,638	₹ 18,184	₹ 22,730	₹ 45,460	₹ 45,460	₹ 45,460	₹ 45,460
48 months	₹ 3,668	₹ 5,135	₹ 7,336	₹ 11,003	₹ 14,671	₹ 18,339	₹ 36,678	₹ 36,678	₹ 36,678	₹ 36,678
Option 3 : 5% of SI upto 2L
9 months	₹ 20,315	₹ 28,441	₹ 40,630	₹ 60,945	₹ 81,260	₹ 98,902	₹ 145,413	₹ 145,413	₹ 145,413	₹ 145,413
24 months	₹ 11,365	₹ 15,911	₹ 22,730	₹ 34,095	₹ 45,460	₹ 55,330	₹ 81,350	₹ 81,350	₹ 81,350	₹ 81,350
48 months	₹ 9,170	₹ 12,837	₹ 18,339	₹ 27,509	₹ 36,678	₹ 44,641	₹ 65,635	₹ 65,635	₹ 65,635	₹ 65,635

Applicable Per Member

17. New born External Congenital Disease/Defects

Limit	₹ 50,000	₹ 100,000
Premium	₹ 398	₹ 756

Applicable Per Policy

18. New Born Vaccination

Period	Premium
9 months	₹ 3,726
24 months	₹ 1,638
48 months	₹ 848

Applicable Per Policy

19. Assisted Reproductive Treatment

Wait Period / Limit	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000
1 year	₹ 7,563	₹ 15,127	₹ 28,662	₹ 63,692
2 year	₹ 3,782	₹ 7,563	₹ 14,331	₹ 31,846

Applicable Per Policy

20. OPD Reward

Limit	₹ 5,000	₹ 10,000
Premium	₹ 358	₹ 667

<--To be charged annually for 3 years Applicable Per Policy

21. Policyholder – Child Protection

Premium Rate	3.0%

Applicable on base premium

22. Spouse Care

SI	Up to 5Lac	Greater than 5Lac
Premium Rate	6.00%	5.50%

This benefit to be sold only to new policy Applicable on base premium

23. Smart Select

Discount of 15% on Base

24. Room Rent Modification

Room Rent Category	Discount
General Ward (upto INR 3,000 per day)	30.00%
General Ward	25.00%
Twin sharing	20.00%
Single A/C room	10.00%

Applicable on base premium

25. PED Wait Period Modification

Wait Periods (Months)	0	12	24	36
0 < Age ≤ 35	12.0%	10.5%	5.0%	0.00%
36 < Age ≤ 50	38.0%	23.5%	7.5%	0.00%
Age > 50	66.5%	37.0%	12.5%	0.00%
	factor applicable on first 3 Prem	factor applicable on first 2 Prem	factor applicable on 1st Prem

26. Named Ailments wait period Modification

Wait Periods (Months)	0	12	24	36
All Ages	125.0%	75.0%	0.0%	-25.0%
	factor applicable on first 3 Prem	factor applicable on first 2 Prem		factor applicable on 1st Prem

27. Initial Wait Period Modification

Premium Rate	8.5%

Applicable on base premium

28. Deductible

SI / Deductible	₹ 5,000	₹ 25,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000	₹ 1,000,000
₹ 500,000	2.70%	8.50%	19.90%	33.40%	49.20%	64.20%	76.40%	79.70%
₹ 700,000	2.40%	7.80%	18.30%	31.10%	45.90%	60.30%	73.10%	79.20%
₹ 1,000,000	2.00%	6.30%	15.10%	26.30%	40.50%	55.20%	68.60%	77.50%
₹ 1,500,000	1.60%	5.10%	12.40%	22.20%	35.40%	50.20%	62.70%	75.20%
₹ 2,000,000	1.60%	5.00%	12.10%	21.80%	34.80%	49.50%	61.10%	74.50%
₹ 2,500,000	1.50%	4.90%	11.80%	21.30%	34.20%	48.80%	59.40%	73.80%
₹ 5,000,000	1.40%	4.40%	10.60%	19.30%	31.40%	45.40%	51.10%	70.40%
₹ 7,500,000	1.30%	4.20%	10.30%	18.80%	30.90%	45.00%	48.50%	70.20%
₹ 10,000,000	1.30%	4.10%	10.00%	18.30%	30.40%	44.60%	45.90%	70.00%
Unlimited	1.00%	3.20%	7.80%	15.40%	29.30%	42.80%	44.10%	67.20%

Discount applicable on base premium

29. Co-payment

Co-Payment Option	Discount
5.0%	5.0%
10.0%	10.0%
20.0%	20.0%
30.0%	30.0%
50.0%	50.0%

Applicable on base premium

30. Plus benefit

Premium for additional sum insured to be calculated from respective rate chart by linear interpolation.

Example - 5Lac base SI opted with additional 20%, so new SI is 6Lac. This will be calculated by interpolating rates of 5Lac with next available SI in rate chart.

31. Wellness benefit

Gross Premium	₹36

Applicable per member

32. Women Care

Age-Band/ Limit	₹ 10,000	₹ 25,000	₹ 50,000
18-35	₹ 2,933	₹ 3,218	₹ 4,011
36+	₹ 4,654	₹ 5,156	₹ 6,273

Applicable per member

33. Mental Health well being

Limit	₹ 25,000	₹ 50,000
Premium	₹ 2,266	₹ 2,483

Applicable per member

34. Annual Health check up

Age/SI	5L - 10L	10L+
00-17	₹ 53	₹ 53
18-35	₹ 303	₹ 405
36-45	₹ 329	₹ 439
46-55	₹ 367	₹ 489
56-65	₹ 459	₹ 612
65+	₹ 492	₹ 656

Applicable per member

35. Smoking & Alcohol Rehab

Gross Premium	₹5,179

Applicable per member

36. Durable Medical Equipment

Limit	₹ 10,000	₹ 25,000	₹ 30,000	₹ 35,000	₹ 40,000	₹ 50,000
Gross Premium	₹ 115	₹ 288	₹ 346	₹ 404	₹ 462	₹ 577

Applicable per member

Deductible (INR)	Discount
₹ 2,000	-20.0%	-8.0%	-6.5%	-5.5%	-5.0%	-4.0%
₹ 5,000	-50.0%	-20.0%	-16.5%	-14.5%	-12.5%	-10.0%

37. Surrogacy Care

Limit	₹ 10,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000	₹ 1,000,000
Gross Premium	₹ 36	₹ 164	₹ 273	₹ 472	₹ 908	₹ 1,272

Applicable Per Member

38. Oocyte Care

Limit	₹ 10,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000	₹ 1,000,000
Gross Premium	₹ 34	₹ 152	₹ 254	₹ 440	₹ 846	₹ 1,185

Applicable Per Member

39. Travel Plus

Travel Plus rates for duration coverage 2 days
Plan / Age Band	<40	41 - 60	61 - 70	71 - 75	76 - 80	81 - 85	> 85
Asia (USD 50K)	43	48	51	103	131	160	198
Asia (USD 100K)	49	54	60	119	152	184	242
Asia (USD 200K)	57	61	66	154	164	225	292
Asia (USD 500K)	79	83	89	230	222	341	447
Europe (euros 30K)	46	54	96	152	206	237	335
Europe (euros 100K)	59	75	135	165	290	361	527
Worldwide (USD 50K)	74	99	178	208	488	534	649
Worldwide (USD 100K)	85	113	212	255	579	634	801
Worldwide (USD 200K)	94	121	224	315	609	689	1,004
Worldwide (USD 500K)	131	161	322	473	752	1,050	1,537
WW excl US/Canada (USD 50K)	53	71	108	126	237	263	378
WW excl US/Canada (USD 100K)	60	81	127	153	280	323	465
WW excl US/Canada (USD 200K)	73	94	143	187	295	401	531
WW excl US/Canada (USD 500K)	102	130	183	278	437	607	815

Applicable Per Member

Travel Plus rates for duration coverage 7 days
Plan / Age Band	<40	41 - 60	61 - 70	71 - 75	76 - 80	81 - 85	> 85
Asia (USD 50K)	81	98	165	233	349	471	640
Asia (USD 100K)	90	111	194	279	423	574	783
Asia (USD 200K)	108	139	234	350	473	696	891
Asia (USD 500K)	174	199	344	521	676	1,057	1,370
Europe (euros 30K)	87	112	232	345	553	745	1,085
Europe (euros 100K)	116	162	354	535	850	1,169	1,643
Worldwide (USD 50K)	173	249	482	673	1,423	1,558	2,100
Worldwide (USD 100K)	206	291	585	824	1,702	1,864	2,593
Worldwide (USD 200K)	240	315	672	1,020	1,808	2,230	3,249
Worldwide (USD 500K)	345	450	997	1,530	2,436	3,399	4,978
WW excl US/Canada (USD 50K)	113	151	281	408	655	851	1,224
WW excl US/Canada (USD 100K)	128	174	337	495	787	1,044	1,498
WW excl US/Canada (USD 200K)	145	237	408	607	943	1,298	1,514
WW excl US/Canada (USD 500K)	260	337	594	899	1,416	1,966	2,339

Age Band	Sub-limit
Age Band	10% of SI or $10K	25% of SI or $25K	100% of SI or $1L
<40	5.0%	10.0%	15.00%
41 - 60	7.5%	15.0%	22.50%
61 - 70	15.0%	30.0%	45.00%
71 - 75	17.5%	35.0%	52.50%
76 - 80	20.0%	40.0%	60.00%
81 - 85	22.5%	45.0%	67.50%
> 85	25.0%	50.0%	75.00%

Loading on "Travel Plus" optional premium

40. Out-patient Consultations

Gross Premium	₹1,440

Applicable Per Member

Gross Premium	₹2,304

Applicable Per Policy

41. Out-patient Dental and Ophthalmic Treatments

Per Consultation Limit	₹ 5,000	₹ 10,000	₹ 20,000
Gross Premium	₹ 743	₹ 1,059	₹ 1,570

<--Premium for 6 months waiting period Applicable Per Member

42. Physical Consultations with General Physicians

Per Consultation Limit	₹ 300	₹ 500	₹ 700	₹ 1,000
Gross Premium	₹ 281	₹ 442	₹ 555	₹ 643

Applicable Per Member

43. Physical Consultations with Specialist Doctors

Per Consultation Limit	₹ 500	₹ 1,000	₹ 1,500	₹ 2,000
Gross Premium	₹ 238	₹ 374	₹ 426	₹ 468

Applicable Per Member

44. OPD Diagnostic tests

Limit	₹ 500	₹ 1,000	₹ 2,000	₹ 3,000	₹ 4,000	₹5,000	₹ 10,000	₹ 15,000	₹ 20,000
Gross Premium	₹ 191	₹ 346	₹ 682	₹ 1,004	₹ 1,317	₹ 1,622	₹ 3,214	₹ 4,765	₹ 6,169

Applicable Per Member

45. OPD Pharmacy

Limit	₹ 1,000	₹ 2,500	₹5,000	₹ 10,000	₹ 15,000	₹ 20,000
Gross Premium	₹ 789	₹ 1,188	₹ 1,521	₹ 1,877	₹ 2,247	₹ 2,530

Applicable Per Member

46. OPD Care

Limit	₹ 5,000	₹ 10,000	₹ 15,000	₹20,000	₹ 25,000	₹ 30,000	₹ 35,000	₹ 40,000	₹ 45,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000
Gross Premium	₹ 3,501	₹ 5,783	₹ 6,556	₹ 7,669	₹ 8,971	₹ 9,764	₹ 10,626	₹ 12,275	₹ 12,587	₹ 12,875	₹ 15,796	₹ 16,193	₹ 17,885

Applicable Per Member

Limit	₹ 5,000	₹ 10,000	₹ 15,000	₹20,000	₹ 25,000	₹ 30,000	₹ 35,000	₹ 40,000	₹ 45,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000
Gross Premium	₹ 4,167	₹ 8,333	₹ 10,489	₹ 12,270	₹ 14,353	₹ 15,622	₹ 17,002	₹ 19,641	₹ 20,140	₹ 20,600	₹ 25,273	₹ 25,909	₹ 28,616

Applicable Per Policy

47. Women Support Program

Gross Premium	₹ 1,364

Applicable Per Member

48. Premium Freeze

Policy Duration	Loading
1st Year ( NEW)	5.0%
2nd Year ( 13th Month Renewal )	15.0%
3rd Year ( 25th Month Renewal )	25.0%
4rd year onwards	35.0%

Loading on base premium Vintage based discount already included in above loading. Hence no additional vintage discount would be applicable once this option is taken

Illustration :

Notional Premium (INR)	₹ 100
New Policy Vintage Discount	-30%

<--Premium for Vintage > 3 years

	Final Premium (INR)
Scenario 1
New Policy without Premium Freeze	₹ 70
Scenario 2
New Policy with Premium Freeze	₹ 105
Scenario 3
Port Policy with vintage 4 year with Premium Freeze	₹ 135

49. Cancer Care

* Same rates applicable for the zones

* No other add-on can opted once "Cancer Care" option is opted

* Only individual 1A policy will be issued for Cancer Care

Option 1: 25% of SI per Year for any Cancer diagnosed after policy issuance

Age / SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000
0	₹ 15,978	₹ 21,061	₹ 28,881	₹ 41,653	₹ 54,512
1	₹ 16,016	₹ 21,101	₹ 28,925	₹ 41,703	₹ 54,568
2	₹ 16,054	₹ 21,141	₹ 28,970	₹ 41,753	₹ 54,625
3	₹ 16,093	₹ 21,181	₹ 29,016	₹ 41,804	₹ 54,682
4	₹ 16,132	₹ 21,222	₹ 29,061	₹ 41,856	₹ 54,740
5	₹ 16,171	₹ 21,264	₹ 29,108	₹ 41,908	₹ 54,798
6	₹ 16,211	₹ 21,305	₹ 29,155	₹ 41,960	₹ 54,857
7	₹ 16,251	₹ 21,348	₹ 29,202	₹ 42,013	₹ 54,917
8	₹ 16,292	₹ 21,390	₹ 29,250	₹ 42,067	₹ 54,978
9	₹ 16,333	₹ 21,433	₹ 29,298	₹ 42,121	₹ 55,039
10	₹ 16,375	₹ 21,477	₹ 29,347	₹ 42,176	₹ 55,100
11	₹ 16,417	₹ 21,521	₹ 29,397	₹ 42,231	₹ 55,163
12	₹ 16,459	₹ 21,566	₹ 29,447	₹ 42,287	₹ 55,226
13	₹ 16,502	₹ 21,610	₹ 29,497	₹ 42,344	₹ 55,289
14	₹ 16,545	₹ 21,656	₹ 29,548	₹ 42,401	₹ 55,353
15	₹ 16,589	₹ 21,702	₹ 29,600	₹ 42,458	₹ 55,418
16	₹ 16,633	₹ 21,748	₹ 29,652	₹ 42,517	₹ 55,484
17	₹ 16,678	₹ 21,795	₹ 29,704	₹ 42,576	₹ 55,550
18	₹ 16,941	₹ 22,071	₹ 30,014	₹ 42,923	₹ 55,941
19	₹ 17,055	₹ 22,191	₹ 30,148	₹ 43,073	₹ 56,110
20	₹ 17,171	₹ 22,313	₹ 30,285	₹ 43,227	₹ 56,283
21	₹ 17,291	₹ 22,438	₹ 30,426	₹ 43,384	₹ 56,460
22	₹ 17,413	₹ 22,567	₹ 30,570	₹ 43,546	₹ 56,642
23	₹ 17,538	₹ 22,698	₹ 30,718	₹ 43,711	₹ 56,828
24	₹ 17,667	₹ 22,833	₹ 30,869	₹ 43,881	₹ 57,019
25	₹ 17,799	₹ 22,971	₹ 31,024	₹ 44,054	₹ 57,215
26	₹ 17,889	₹ 23,066	₹ 31,130	₹ 44,173	₹ 57,348
27	₹ 17,980	₹ 23,162	₹ 31,238	₹ 44,294	₹ 57,484
28	₹ 18,073	₹ 23,259	₹ 31,347	₹ 44,417	₹ 57,622
29	₹ 18,168	₹ 23,359	₹ 31,459	₹ 44,541	₹ 57,763
30	₹ 18,264	₹ 23,459	₹ 31,572	₹ 44,668	₹ 57,905
31	₹ 18,361	₹ 23,562	₹ 31,687	₹ 44,797	₹ 58,050
32	₹ 18,461	₹ 23,666	₹ 31,804	₹ 44,928	₹ 58,198
33	₹ 18,562	₹ 23,772	₹ 31,923	₹ 45,061	₹ 58,348
34	₹ 18,664	₹ 23,880	₹ 32,044	₹ 45,196	₹ 58,500
35	₹ 18,768	₹ 23,989	₹ 32,166	₹ 45,334	₹ 58,655
36	₹ 18,875	₹ 24,100	₹ 32,291	₹ 45,474	₹ 58,812
37	₹ 19,133	₹ 24,372	₹ 32,596	₹ 45,815	₹ 59,196
38	₹ 19,402	₹ 24,654	₹ 32,913	₹ 46,170	₹ 59,596
39	₹ 19,682	₹ 24,948	₹ 33,242	₹ 46,539	₹ 60,011
40	₹ 19,973	₹ 25,253	₹ 33,584	₹ 46,923	₹ 60,443
41	₹ 20,275	₹ 25,570	₹ 33,940	₹ 47,321	₹ 60,892
42	₹ 20,537	₹ 25,845	₹ 34,249	₹ 47,667	₹ 61,280
43	₹ 20,807	₹ 26,129	₹ 34,567	₹ 48,024	₹ 61,682
44	₹ 21,087	₹ 26,422	₹ 34,897	₹ 48,393	₹ 62,097
45	₹ 21,376	₹ 26,725	₹ 35,237	₹ 48,774	₹ 62,526
46	₹ 21,674	₹ 27,038	₹ 35,588	₹ 49,167	₹ 62,969
47	₹ 22,203	₹ 27,593	₹ 36,210	₹ 49,865	₹ 63,754
48	₹ 22,761	₹ 28,179	₹ 36,868	₹ 50,602	₹ 64,583
49	₹ 23,351	₹ 28,799	₹ 37,563	₹ 51,380	₹ 65,460
50	₹ 23,975	₹ 29,453	₹ 38,298	₹ 52,203	₹ 66,386
51	₹ 24,050	₹ 29,532	₹ 38,386	₹ 52,302	₹ 66,497
52	₹ 24,614	₹ 30,124	₹ 39,050	₹ 53,046	₹ 67,335
53	₹ 25,206	₹ 30,745	₹ 39,747	₹ 53,826	₹ 68,213
54	₹ 25,826	₹ 31,395	₹ 40,477	₹ 54,644	₹ 69,134
55	₹ 26,475	₹ 32,077	₹ 41,242	₹ 55,502	₹ 70,099
56	₹ 27,157	₹ 32,792	₹ 42,045	₹ 56,401	₹ 71,110
57	₹ 28,364	₹ 34,059	₹ 43,466	₹ 57,993	₹ 72,903
58	₹ 29,669	₹ 35,429	₹ 45,004	₹ 59,716	₹ 74,842
59	₹ 31,082	₹ 36,911	₹ 46,667	₹ 61,579	₹ 76,938
60	₹ 32,868	₹ 38,773	₹ 48,725	₹ 63,853	₹ 79,466
61	₹ 34,520	₹ 40,507	₹ 50,670	₹ 66,033	₹ 81,919
62	₹ 36,005	₹ 42,065	₹ 52,419	₹ 67,992	₹ 84,124
63	₹ 37,591	₹ 43,729	₹ 54,286	₹ 70,083	₹ 86,478
64	₹ 39,284	₹ 45,506	₹ 56,280	₹ 72,317	₹ 88,992
65	₹ 41,092	₹ 47,403	₹ 58,409	₹ 74,702	₹ 91,676
66	₹ 43,022	₹ 49,429	₹ 60,682	₹ 77,249	₹ 94,543
67	₹ 44,748	₹ 51,240	₹ 62,714	₹ 79,525	₹ 97,105
68	₹ 46,571	₹ 53,153	₹ 64,861	₹ 81,931	₹ 99,812
69	₹ 48,498	₹ 55,175	₹ 67,130	₹ 84,473	₹ 102,673
70	₹ 50,534	₹ 57,312	₹ 69,528	₹ 87,159	₹ 105,697
71	₹ 52,685	₹ 59,570	₹ 72,061	₹ 89,998	₹ 108,892
72	₹ 54,172	₹ 61,131	₹ 73,812	₹ 91,959	₹ 111,099
73	₹ 55,714	₹ 62,749	₹ 75,628	₹ 93,994	₹ 113,389
74	₹ 57,314	₹ 64,427	₹ 77,512	₹ 96,104	₹ 115,764
75	₹ 58,972	₹ 66,168	₹ 79,465	₹ 98,292	₹ 118,227
76	₹ 60,692	₹ 67,973	₹ 81,490	₹ 100,56	₹ 120,781
77	₹ 63,181	₹ 70,585	₹ 84,422	₹ 103,84	₹ 124,477
78	₹ 65,799	₹ 73,332	₹ 87,504	₹ 107,29	₹ 128,364
79	₹ 68,553	₹ 76,222	₹ 90,747	₹ 110,93	₹ 132,452
80	₹ 71,449	₹ 79,261	₹ 94,157	₹ 114,75	₹ 136,753
81+	₹ 74,495	₹ 82,458	₹ 97,744	₹ 118,77	₹ 141,275

Option 2 : Any Cancer - 2 times the base SI for lifetime

Age / SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000
0	₹ 26,796	₹ 36,205	₹ 50,515	₹ 74,105	₹ 97,781
1	₹ 26,833	₹ 36,245	₹ 50,560	₹ 74,155	₹ 97,837
2	₹ 26,872	₹ 36,285	₹ 50,605	₹ 74,205	₹ 97,894
3	₹ 26,910	₹ 36,326	₹ 50,650	₹ 74,256	₹ 97,951
4	₹ 26,949	₹ 36,366	₹ 50,696	₹ 74,307	₹ 98,009
5	₹ 26,989	₹ 36,408	₹ 50,743	₹ 74,360	₹ 98,068
6	₹ 27,028	₹ 36,450	₹ 50,789	₹ 74,412	₹ 98,127
7	₹ 27,069	₹ 36,492	₹ 50,837	₹ 74,465	₹ 98,186
8	₹ 27,109	₹ 36,535	₹ 50,885	₹ 74,519	₹ 98,247
9	₹ 27,150	₹ 36,578	₹ 50,933	₹ 74,573	₹ 98,308
10	₹ 27,192	₹ 36,621	₹ 50,982	₹ 74,628	₹ 98,370
11	₹ 27,234	₹ 36,665	₹ 51,031	₹ 74,683	₹ 98,432
12	₹ 27,276	₹ 36,710	₹ 51,081	₹ 74,739	₹ 98,495
13	₹ 27,319	₹ 36,755	₹ 51,132	₹ 74,796	₹ 98,558
14	₹ 27,362	₹ 36,800	₹ 51,183	₹ 74,853	₹ 98,623
15	₹ 27,406	₹ 36,846	₹ 51,234	₹ 74,910	₹ 98,688
16	₹ 27,450	₹ 36,892	₹ 51,286	₹ 74,969	₹ 98,753
17	₹ 27,495	₹ 36,939	₹ 51,339	₹ 75,028	₹ 98,819
18	₹ 27,758	₹ 37,216	₹ 51,649	₹ 75,375	₹ 99,210
19	₹ 27,872	₹ 37,335	₹ 51,783	₹ 75,525	₹ 99,379
20	₹ 27,988	₹ 37,457	₹ 51,920	₹ 75,679	₹ 99,552
21	₹ 28,108	₹ 37,582	₹ 52,061	₹ 75,836	₹ 99,730
22	₹ 28,230	₹ 37,711	₹ 52,205	₹ 75,998	₹ 99,911
23	₹ 28,356	₹ 37,842	₹ 52,352	₹ 76,163	₹ 100,097
24	₹ 28,484	₹ 37,977	₹ 52,504	₹ 76,333	₹ 100,288
25	₹ 28,616	₹ 38,116	₹ 52,659	₹ 76,506	₹ 100,484
26	₹ 28,706	₹ 38,210	₹ 52,765	₹ 76,625	₹ 100,618
27	₹ 28,797	₹ 38,306	₹ 52,873	₹ 76,746	₹ 100,753
28	₹ 28,890	₹ 38,404	₹ 52,982	₹ 76,868	₹ 100,891
29	₹ 28,985	₹ 38,503	₹ 53,093	₹ 76,993	₹ 101,032
30	₹ 29,081	₹ 38,604	₹ 53,207	₹ 77,120	₹ 101,174
31	₹ 29,179	₹ 38,706	₹ 53,322	₹ 77,249	₹ 101,320
32	₹ 29,278	₹ 38,810	₹ 53,438	₹ 77,380	₹ 101,467
33	₹ 29,379	₹ 38,916	₹ 53,557	₹ 77,513	₹ 101,617
34	₹ 29,481	₹ 39,024	₹ 53,678	₹ 77,648	₹ 101,769
35	₹ 29,586	₹ 39,133	₹ 53,801	₹ 77,786	₹ 101,924
36	₹ 29,692	₹ 39,245	₹ 53,926	₹ 77,926	₹ 102,082
37	₹ 29,951	₹ 39,516	₹ 54,231	₹ 78,267	₹ 102,466
38	₹ 30,219	₹ 39,798	₹ 54,547	₹ 78,622	₹ 102,865
39	₹ 30,499	₹ 40,092	₹ 54,877	₹ 78,991	₹ 103,280
40	₹ 30,790	₹ 40,397	₹ 55,219	₹ 79,374	₹ 103,712
41	₹ 31,092	₹ 40,714	₹ 55,575	₹ 79,773	₹ 104,161
42	₹ 31,354	₹ 40,989	₹ 55,883	₹ 80,119	₹ 104,550
43	₹ 31,625	₹ 41,273	₹ 56,202	₹ 80,476	₹ 104,951
44	₹ 31,904	₹ 41,566	₹ 56,531	₹ 80,845	₹ 105,367
45	₹ 32,193	₹ 41,869	₹ 56,871	₹ 81,226	₹ 105,795
46	₹ 32,491	₹ 42,183	₹ 57,223	₹ 81,619	₹ 106,238
47	₹ 33,020	₹ 42,737	₹ 57,845	₹ 82,317	₹ 107,023
48	₹ 33,578	₹ 43,323	₹ 58,503	₹ 83,053	₹ 107,853
49	₹ 34,169	₹ 43,943	₹ 59,198	₹ 83,832	₹ 108,729
50	₹ 34,793	₹ 44,598	₹ 59,933	₹ 84,655	₹ 109,655
51	₹ 34,867	₹ 44,676	₹ 60,020	₹ 84,754	₹ 109,766
52	₹ 35,431	₹ 45,268	₹ 60,685	₹ 85,498	₹ 110,604
53	₹ 36,023	₹ 45,889	₹ 61,381	₹ 86,278	₹ 111,482
54	₹ 36,643	₹ 46,539	₹ 62,112	₹ 87,096	₹ 112,403
55	₹ 37,293	₹ 47,221	₹ 62,877	₹ 87,954	₹ 113,368
56	₹ 37,974	₹ 47,936	₹ 63,679	₹ 88,853	₹ 114,380
57	₹ 39,181	₹ 49,203	₹ 65,101	₹ 90,445	₹ 116,172
58	₹ 40,487	₹ 50,573	₹ 66,638	₹ 92,168	₹ 118,111
59	₹ 41,899	₹ 52,055	₹ 68,301	₹ 94,031	₹ 120,208
60	₹ 43,686	₹ 53,918	₹ 70,359	₹ 96,305	₹ 122,735
61	₹ 45,338	₹ 55,651	₹ 72,305	₹ 98,484	₹ 125,188
62	₹ 46,823	₹ 57,210	₹ 74,053	₹ 100,444	₹ 127,393
63	₹ 48,408	₹ 58,874	₹ 75,920	₹ 102,535	₹ 129,747
64	₹ 50,101	₹ 60,650	₹ 77,914	₹ 104,769	₹ 132,261
65	₹ 51,909	₹ 62,548	₹ 80,043	₹ 107,154	₹ 134,946
66	₹ 53,839	₹ 64,573	₹ 82,316	₹ 109,701	₹ 137,812
67	₹ 55,565	₹ 66,384	₹ 84,348	₹ 111,977	₹ 140,374
68	₹ 57,388	₹ 68,298	₹ 86,495	₹ 114,383	₹ 143,081
69	₹ 59,315	₹ 70,320	₹ 88,764	₹ 116,925	₹ 145,942
70	₹ 61,351	₹ 72,456	₹ 91,162	₹ 119,611	₹ 148,966
71	₹ 63,503	₹ 74,714	₹ 93,696	₹ 122,450	₹ 152,161
72	₹ 64,990	₹ 76,275	₹ 95,447	₹ 124,411	₹ 154,369
73	₹ 66,532	₹ 77,893	₹ 97,263	₹ 126,446	₹ 156,658
74	₹ 68,131	₹ 79,571	₹ 99,146	₹ 128,556	₹ 159,033
75	₹ 69,789	₹ 81,312	₹ 101,099	₹ 130,744	₹ 161,496
76	₹ 71,510	₹ 83,117	₹ 103,125	₹ 133,013	₹ 164,050
77	₹ 73,999	₹ 85,729	₹ 106,056	₹ 136,297	₹ 167,746
78	₹ 76,616	₹ 88,476	₹ 109,139	₹ 139,751	₹ 171,633
79	₹ 79,370	₹ 91,366	₹ 112,381	₹ 143,383	₹ 175,722
80	₹ 82,266	₹ 94,405	₹ 115,792	₹ 147,204	₹ 180,022
81+	₹ 85,312	₹ 97,602	₹ 119,379	₹ 151,222	₹ 184,545

Ultimate Care - CHIHLIP25044V012425

Base Gross premium

Office Premium corresponding to Individual (1A) - Zone 1 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A1C) - Zone 1 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A2C) - Zone 1 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A) - Zone 1 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A1C) - Zone 1 - for Policy Duration >3 Years

Office Premium corresponding to Individual (2A2C) - Zone 1 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A) - Zone (1A) - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A1C) - Zone (1A) - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A2C) - Zone (1A) - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A)-Zone(1A)- for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A1C) - Zone (1A)- for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A2C)-Zone(1A)- for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A)-Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual(1A1C) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A2C) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A1C) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A2C) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A1C) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A2C) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A1C) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A2C) - Zone 3 - for Policy Duration > 3 Years

Premium Payment Mode

Discounts & Loadings

1.Employee Discount (CHIL & its partners). A discount of 15% for Employees and his / her dependents (Legally married Spouse, Children & Parents) of CHIL and its Promoters

3.Direct Discount A discount of up to 10% will be applicable on fresh and renewal policy.

4. Discount in lieu of commission A discount of up to 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.

5. Cross Sell Discount Cross Sell Discount of up to 15% given if Policyholder has any continuing health indemnity policy of Care Health Insurance Limited for last 6 months or has any continuing benefit/travel policy of Care Health Insurance Limited for last 6 months.

6. Renewal Discount Renewal Discount of 2.5 % given - If the customer renews the policy within 30 days before premium payment due date. Renewal Discount of 5.0% given - If the customer renews the policy before 31 days of premium payment due date.

7. Corporate GMC Policyholder Discount 'A discount of up 5% will be applicable if the customer is covered in an existing Group Medical Policy from CHIL.

9. NRI Discount A discount of up to 15% will be applicable on fresh and renewal policy.

Zones & Discounts

1. Zone.

2. Vintage Discount.

Optional Covers

1. Pre-post modification

2. Infinity Bonus

3. Unlimited Automatic Recharge Booster

4. Premium Payback

5. Unlimited Care

6. Unlimited E-Consultations

7. Cover Pause

8. Grace Period cover

9. Tenure Multiplier

10. Instant Cover

11. Claim Shield

12. Inflation shield

13. Be-Fit Plus Benefit

14. Concierge/ Geriatric Care

15. Maternity Cover

16. New born Baby Cover + Maternity

17. New born External Congenital Disease/Defects

18. New Born Vaccination

19. Assisted Reproductive Treatment

20. OPD Reward

21. Policyholder – Child Protection

22. Spouse Care

23. Smart Select

24. Room Rent Modification

25. PED Wait Period Modification

26. Named Ailments wait period Modification

27. Initial Wait Period Modification

28. Deductible

29. Co-payment

30. Plus benefit

31. Wellness benefit

32. Women Care

33. Mental Health well being

34. Annual Health check up

35. Smoking & Alcohol Rehab

36. Durable Medical Equipment

37. Surrogacy Care

38. Oocyte Care

39. Travel Plus

40. Out-patient Consultations

41. Out-patient Dental and Ophthalmic Treatments

1.Employee Discount (CHIL & its partners).
A discount of 15% for Employees and his / her dependents (Legally married Spouse, Children & Parents) of CHIL and its Promoters

3.Direct Discount
A discount of up to 10% will be applicable on fresh and renewal policy.

4. Discount in lieu of commission
A discount of up to 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.

5. Cross Sell Discount
Cross Sell Discount of up to 15% given if Policyholder has any continuing health indemnity policy of Care Health Insurance Limited for last 6 months or has any continuing benefit/travel policy of Care Health Insurance Limited for last 6 months.

6. Renewal Discount
Renewal Discount of 2.5 % given - If the customer renews the policy within 30 days before premium payment due date. Renewal Discount of 5.0% given - If the customer renews the policy before 31 days of premium payment due date.

7. Corporate GMC Policyholder Discount
'A discount of up 5% will be applicable if the customer is covered in an existing Group Medical Policy from CHIL.

9. NRI Discount
A discount of up to 15% will be applicable on fresh and renewal policy.