Care Freedom - RHIHLIP21519V022021

Care Freedom Plan - 1 (30% Copay till 70 years age & 40% Copay for ages above 70 years)

Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination Individual 2 Adults
90 Days to 5 Yrs 2,118 2,390 2,682 3,044 - - - -
6 Yrs to 17 Yrs 2,183 2,475 2,801 3,174 - - - -
18 to 35 Yrs 4,203 4,544 4,907 5,236 5,814 6,308 6,830 7,305
36 to 40 Yrs 4,464 4,839 5,243 5,641 6,074 6,605 7,167 7,711
41 to 45 Yrs 5,319 5,842 6,375 6,911 7,270 7,988 8,724 9,461
46 to 50 Yrs 7,387 8,298 9,228 10,106 11,285 12,665 14,067 15,405
51 to 55 Yrs 8,321 9,485 10,651 11,822 13,476 15,362 17,255 19,124
56 to 60 Yrs 10,197 11,830 13,494 15,217 16,110 18,723 21,353 24,052
61 to 65 Yrs 13,854 16,406 18,895 19,923 21,441 25,415 29,307 31,463
66 to 70 Yrs 21,213 25,699 29,927 31,818 32,110 38,912 45,342 48,195
71 to 75 Yrs 26,609 32,953 38,673 45,096 41,532 51,416 60,391 69,087
75 to 80 Yrs 32,630 41,175 48,662 57,092 52,026 65,649 77,644 91,114
Above 80 Yrs 43,646 55,610 65,916 77,729 68,195 87,079 1,03,3861,21,964
Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination 2 Adults 1 Child 2 Adults 2 Children
18 to 35 Yrs 7,270 8,009 8,792 9,589 8,728 9,710 10,752 11,873
36 to 40 Yrs 7,588 8,381 9,236 10,112 9,104 10,157 11,304 12,512
41 to 45 Yrs 8,784 9,764 10,792 11,861 10,299 11,540 12,860 14,261
46 to 50 Yrs 12,801 14,442 16,135 17,805 14,316 16,217 18,203 20,205
51 to 55 Yrs 14,991 17,137 19,323 21,524 16,505 18,914 21,392 23,924
56 to 60 Yrs 17,625 20,498 23,421 26,453 19,139 22,274 25,490 28,853
61 to 65 Yrs 22,956 27,192 31,374 33,863 24,470 28,967 33,443 36,263
66 to 70 Yrs 33,624 40,689 47,410 50,595 35,139 42,464 49,478 52,996
71 to 75 Yrs 42,933 53,060 62,304 71,307 44,334 54,702 64,217 73,526
75 to 80 Yrs 53,428 67,291 79,556 93,333 54,829 68,935 81,470 95,553
Above 80 Yrs 69,596 88,722 1,05,299 1,24,18470,99790,364 1,07,2121,26,403
Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination 2 Adults 3 Children 2 Adults 4 Children
18 to 35 Yrs 10,185 11,411 12,712 14,158 11,642 13,112 14,673 16,443
36 to 40 Yrs 10,619 11,932 13,373 14,912 12,134 13,708 15,441 17,312
41 to 45 Yrs 11,815 13,315 14,929 16,661 13,330 15,091 16,997 19,062
46 to 50 Yrs 15,831 17,993 20,270 22,605 17,346 19,768 22,338 25,006
51 to 55 Yrs 18,019 20,690 23,460 26,325 19,533 22,467 25,529 28,725
56 to 60 Yrs 20,654 24,049 27,558 31,253 22,168 25,825 29,627 33,654
61 to 65 Yrs 25,984 30,743 35,511 38,663 27,498 32,519 37,580 41,063
66 to 70 Yrs 36,654 44,240 51,547 55,396 38,170 46,015 53,615 57,796
71 to 75 Yrs 45,735 56,344 66,130 75,746 47,136 57,986 68,043 77,966
75 to 80 Yrs 56,230 70,578 83,383 97,773 57,630 72,221 85,296 99,993
Above 80 Yrs 72,398 92,006 1,09,1251,28,62373,798 93,648 1,11,0391,30,843
Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination 1 Adult 1 Child1 Adult 2 Children
18 to 35 Yrs 5,660 6,245 6,868 7,520 7,117 7,946 8,828 9,805
36 to 40 Yrs 5,978 6,616 7,311 8,041 7,493 8,392 9,380 10,441
41 to 45 Yrs 6,833 7,618 8,442 9,311 8,349 9,393 10,511 11,712
46 to 50 Yrs 8,902 10,075 11,297 12,507 10,417 11,850 13,364 14,907
51 to 55 Yrs 9,836 11,260 12,720 14,222 11,351 13,037 14,788 16,623
56 to 60 Yrs 11,712 13,606 15,562 17,617 13,226 15,381 17,631 20,017
61 to 65 Yrs 15,369 18,183 20,962 22,322 16,883 19,958 23,031 24,722
66 to 70 Yrs 22,727 27,475 31,995 34,218 24,242 29,251 34,063 36,619
71 to 75 Yrs 28,011 34,596 40,586 47,316 29,412 36,239 42,499 49,536
75 to 80 Yrs 34,032 42,817 50,574 59,311 35,432 44,460 52,487 61,531
Above 80 Yrs 45,047 57,253 67,829 79,949 46,448 58,896 69,742 82,169
Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination 1 Adult 3 Children1 Adult 4 Children
18 to 35 Yrs 8,574 9,647 10,789 12,090 10,032 11,348 12,749 14,375
36 to 40 Yrs 9,008 10,167 11,448 12,842 10,523 11,943 13,517 15,242
41 to 45 Yrs 9,864 11,169 12,579 14,112 11,379 12,944 14,648 16,512
46 to 50 Yrs 11,932 13,626 15,432 17,307 13,447 15,401 17,499 19,707
51 to 55 Yrs 12,865 14,813 16,857 19,023 14,379 16,590 18,925 21,423
56 to 60 Yrs 14,740 17,157 19,699 22,418 16,254 18,933 21,768 24,818
61 to 65 Yrs 18,397 21,734 25,099 27,123 19,911 23,510 27,168 29,523
66 to 70 Yrs 25,758 31,026 36,132 39,019 27,273 32,802 38,200 41,419
71 to 75 Yrs 30,812 37,881 44,412 51,756 32,213 39,523 46,325 53,975
75 to 80 Yrs 36,833 46,103 54,401 63,751 38,234 47,747 56,314 65,970
Above 80 Yrs 47,849 60,538 71,655 84,389 49,249 62,180 73,568 86,608
All amounts are in INR and exclusive of Taxes
Note: These rates are applicable for 30% Copay option for New Entrants till age 70 years and then @ 40% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 30% Copay, he/she will need to pay an additional loading @ 7.5%.

Care Freedom Plan - 1 (20% Copay till 70 years age & 30% Copay for ages above 70 years)

Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination Individual 2 Adults
90 Days to 5 Yrs 2,269 2,566 2,886 3,280 - - - -
6 Yrs to 17 Yrs 2,347 2,666 3,025 3,432 - - - -
18 to 35 Yrs 4,424 4,790 5,187 5,549 6,129 6,660 7,233 7,754
36 to 40 Yrs 4,700 5,105 5,548 5,985 6,405 6,976 7,596 8,191
41 to 45 Yrs 5,621 6,181 6,767 7,356 7,688 8,459 9,267 10,077
46 to 50 Yrs 7,859 8,840 9,863 10,827 12,010 13,494 15,034 16,503
51 to 55 Yrs 8,873 10,126 11,409 12,695 14,383 16,414 18,496 20,547
56 to 60 Yrs 10,913 12,675 14,503 16,393 17,247 20,064 22,955 25,916
61 to 65 Yrs 14,886 17,643 20,377 21,301 23,041 27,333 31,606 33,726
66 to 70 Yrs 22,895 27,745 32,390 34,125 34,650 42,002 49,064 51,681
71 to 75 Yrs 28,784 35,650 41,931 48,977 44,928 55,624 65,479 74,855
75 to 80 Yrs 35,349 44,603 52,826 62,068 56,369 71,119 84,290 99,059
Above 80 Yrs 47,332 60,286 71,604 84,540 73,964 94,413 1,12,319 1,32,665
Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination 2 Adults 1 Child 2 Adults 2 Children
18 to 35 Yrs 7,720 8,518 9,378 10,249 9,311 10,375 11,521 12,743
36 to 40 Yrs 8,066 8,923 9,863 10,821 9,726 10,869 12,131 13,453
41 to 45 Yrs 9,348 10,404 11,535 12,707 11,008 12,351 13,802 15,337
46 to 50 Yrs 13,670 15,439 17,301 19,133 15,330 17,386 19,569 21,764
51 to 55 Yrs 16,043 18,360 20,763 23,178 17,704 20,306 23,031 25,808
56 to 60 Yrs 18,908 22,011 25,222 28,546 20,568 23,957 27,490 31,178
61 to 65 Yrs 24,702 29,279 33,874 36,356 26,362 31,225 36,141 38,987
66 to 70 Yrs 36,310 43,949 51,331 54,311 37,970 45,894 53,599 56,942
71 to 75 Yrs 46,464 57,423 67,576 77,287 48,000 59,224 69,674 79,721
75 to 80 Yrs 57,905 72,919 86,388 1,01,492 59,442 74,719 88,485 1,03,925
Above 80 Yrs 75,500 96,213 1,14,4161,35,098 77,03598,013 1,16,513 1,37,531
Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination 2 Adults 3 Children 2 Adults 4 Children
18 to 35 Yrs 10,903 12,233 13,664 15,237 12,495 14,090 15,807 17,730
36 to 40 Yrs 11,386 12,814 14,399 16,084 13,046 14,760 16,667 18,715
41 to 45 Yrs 12,668 14,298 16,069 17,968 14,328 16,245 18,336 20,598
46 to 50 Yrs 16,990 19,333 21,837 24,396 18,650 21,279 24,105 27,027
51 to 55 Yrs 19,365 22,252 25,299 28,438 21,026 24,197 27,567 31,068
56 to 60 Yrs 22,229 25,902 29,758 33,809 23,889 27,848 32,026 36,440
61 to 65 Yrs 28,022 33,171 38,408 41,617 29,682 35,116 40,675 44,247
66 to 70 Yrs 39,630 47,840 55,867 59,572 41,290 49,786 58,135 62,202
71 to 75 Yrs 49,536 61,025 71,772 82,155 51,072 62,826 73,870 84,589
75 to 80 Yrs 60,978 76,519 90,581 1,06,358 62,514 78,318 92,678 1,08,791
Above 80 Yrs 78,570 99,8141,18,6101,39,96480,106 1,01,615 1,20,7071,42,397
Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination 1 Adult 1 Child1 Adult 2 Children
18 to 35 Yrs 6,014 6,648 7,331 8,044 7,606 8,505 9,474 10,538
36 to 40 Yrs 6,361 7,052 7,815 8,615 8,021 8,997 10,083 11,247
41 to 45 Yrs 7,281 8,127 9,035 9,987 8,941 10,074 11,302 12,617
46 to 50 Yrs 9,519 10,786 12,130 13,457 11,179 12,732 14,398 16,088
51 to 55 Yrs 10,533 12,073 13,676 15,325 12,194 14,019 15,944 17,955
56 to 60 Yrs 12,574 14,621 16,770 19,023 14,234 16,567 19,038 21,654
61 to 65 Yrs 16,547 19,590 22,645 23,932 18,207 21,536 24,912 26,562
66 to 70 Yrs 24,555 29,692 34,657 36,755 26,215 31,638 36,925 39,386
71 to 75 Yrs 30,319 37,449 44,028 51,410 31,855 39,250 46,125 53,844
75 to 80 Yrs 36,885 46,404 54,923 64,500 38,422 48,203 57,020 66,933
Above 80 Yrs 48,868 62,085 73,702 86,973 50,403 63,886 75,798 89,405
Sum Insured 200,000 300,000 400,000 500,000 200,000 300,000 400,000 500,000
Age/ Floater Combination 1 Adult 3 Children1 Adult 4 Children
18 to 35 Yrs 9,198 10,362 11,617 13,032 10,790 12,220 13,760 15,525
36 to 40 Yrs 9,681 10,943 12,351 13,878 11,341 12,889 14,619 16,509
41 to 45 Yrs 10,601 12,020 13,569 15,247 12,261 13,967 15,836 17,877
46 to 50 Yrs 12,839 14,679 16,666 18,719 14,499 16,626 18,934 21,351
51 to 55 Yrs 13,855 15,964 18,212 20,585 15,516 17,910 20,480 23,216
56 to 60 Yrs 15,894 18,513 21,306 24,285 17,554 20,458 23,574 26,917
61 to 65 Yrs 19,867 23,481 27,179 29,192 21,527 25,427 29,446 31,822
66 to 70 Yrs 27,875 33,583 39,193 42,016 29,535 35,529 41,461 44,646
71 to 75 Yrs 33,391 41,051 48,223 56,278 34,927 42,852 50,321 58,712
75 to 80 Yrs 39,958 50,003 59,117 69,366 41,494 51,803 61,214 71,799
Above 80 Yrs 51,938 65,687 77,895 91,838 53,473 67,488 79,992 94,271
All amounts are in INR and exclusive of Taxes
Note: All amounts are in INR and exclusive of Taxes
Note: These rates are applicable for 30% Copay option for New Entrants till age 70 years and then @ 40% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 30% Copay, he/she will need to pay an additional loading @ 7.5%.

Care Freedom Plan - 2 (30% Copay till 70 years age & 40% Copay for ages above 70 years)

Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination Individual 2 Adults
46 to 50 Yrs 6,762 7,472 8,194 9,613 12,284 13,579 10,456 11,526 12,611 15,121 19,874 21,917
51 to 55 Yrs 7,553 8,474 9,399 11,062 14,386 16,108 11,773 13,175 14,582 17,443 23,377 26,081
56 to 60 Yrs 9,436 10,808 12,205 14,387 19,209 21,783 14,210 16,251 18,307 21,886 30,137 34,083
61 to 65 Yrs 12,764 14,805 16,797 18,480 25,640 30,289 19,509 22,539 25,507 28,461 40,507 47,352
66 to 70 Yrs 19,297 23,035 26,559 29,342 42,070 50,857 28,120 33,423 38,432 42,585 63,056 75,872
71 to 75 Yrs 23,285 28,446 33,099 38,694 55,333 65,968 35,133 42,754 49,674 57,472 85,594 1,02,384
75 to 80 Yrs 27,764 34,600 40,590 47,702 69,227 83,150 42,538 52,853 61,935 72,870 1,10,045 1,32,130
Above 80 Yrs 37,733 47,634 56,163 66,308 97,195 1,18,455 55,862 70,478 83,099 98,212 1,50,141 1,82,658
Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination 2 Adults 1 Child 2 Adults 2 Children
46 to 50 Yrs 11,394 12,724 14,100 16,208 22,113 24,817 13,485 15,078 16,746 19,921 26,977 30,342
51 to 55 Yrs 12,710 14,373 16,073 18,530 25,616 28,981 14,802 16,728 18,718 22,243 30,478 34,506
56 to 60 Yrs 15,146 17,449 19,798 22,974 32,376 36,983 17,239 19,803 22,443 26,687 37,239 42,508
61 to 65 Yrs 20,049 23,280 26,446 29,386 42,378 49,884 22,538 26,091 29,643 33,261 47,609 55,777
66 to 70 Yrs 28,806 34,294 39,463 43,609 64,926 78,406 31,149 36,975 42,569 47,384 70,157 84,298
71 to 75 Yrs 35,787 43,517 50,526 58,245 87,460 1,04,915 37,934 46,039 53,500 61,912 92,163 1,10,178
75 to 80 Yrs 43,311 53,716 62,849 73,704 1,11,9851,34,750 45,340 56,138 65,762 77,309 1,16,614 1,39,924
Above 80 Yrs 56,851 71,520 84,119 99,147 1,52,2011,85,430 58,665 73,764 86,925 1,02,652 1,56,7091,90,452
Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination 2 Adults 3 Children 2 Adults 4 Children
46 to 50 Yrs 15,577 17,432 19,392 22,334 31,840 35,867 17,250 19,551 22,038 24,747 36,704 41,392
51 to 55 Yrs 16,893 19,082 21,363 25,956 35,341 40,031 18,985 21,436 24,008 28,555 40,203 45,556
56 to 60 Yrs 19,332 22,157 25,088 30,400 42,103 48,033 21,424 24,511 27,733 33,370 46,967 53,558
61 to 65 Yrs 25,028 28,903 32,839 37,135 52,840 61,670 26,771 31,715 36,036 40,235 58,071 67,562
66 to 70 Yrs 33,493 39,655 45,675 51,160 75,388 90,191 35,837 42,336 48,781 54,182 80,619 96,083
71 to 75 Yrs 40,082 48,561 56,473 65,580 96,866 1,15,440 42,229 51,084 59,447 69,246 1,01,568 1,20,703
75 to 80 Yrs 47,369 58,561 68,674 80,915 1,21,244 1,45,098 49,398 60,982 71,586 84,521 1,25,872 1,50,273
Above 80 Yrs 60,478 76,007 89,732 1,06,1571,61,218 1,95,474 62,292 78,252 92,538 1,09,662 1,65,7272,00,498
Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination 1 Adult 1 Child 1 Adult 2 Children
46 to 50 Yrs 7,700 8,670 9,684 10,700 14,523 16,479 9,791 11,024 12,330 14,412 19,386 22,004
51 to 55 Yrs 8,490 9,672 10,890 12,150 16,625 19,008 10,582 12,026 13,535 15,862 21,487 24,533
56 to 60 Yrs 10,373 12,006 13,696 15,475 21,447 24,683 12,466 14,360 16,341 19,188 26,311 30,209
61 to 65 Yrs 13,304 15,545 17,737 19,405 27,511 32,822 15,793 18,357 20,933 23,280 32,742 38,715
66 to 70 Yrs 19,983 23,906 27,590 30,366 43,940 53,390 22,326 26,587 30,696 34,142 49,172 59,283
71 to 75 Yrs 23,939 29,590 34,376 39,853 58,132 69,764 26,086 32,112 37,350 43,520 62,835 75,027
Above 80 Yrs 28,538 35,894 41,961 48,952 72,136 87,080 30,567 38,317 44,873 52,558 76,766 92,254
75 to 80 Yrs 38,722 49,197 57,693 67,710 1,00,286 1,22,613 40,535 51,441 60,500 71,215 1,04,794 1,27,635
Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination 1 Adult 3 Children 1 Adult 4 Children
46 to 50 Yrs 11,674 13,378 14,976 16,464 24,250 27,529 12,811 14,819 16,776 18,105 29,113 33,054
51 to 55 Yrs 12,674 14,380 16,179 18,461 26,350 30,058 14,096 15,981 18,824 20,228 31,212 35,583
56 to 60 Yrs 14,558 16,714 18,986 21,786 31,175 35,734 15,981 18,315 21,631 23,807 36,038 41,259
61 to 65 Yrs 17,909 21,169 24,129 25,992 37,973 44,607 18,867 22,716 25,888 27,696 43,204 50,500
66 to 70 Yrs 24,670 29,268 33,802 37,918 54,403 65,176 26,076 30,876 36,908 39,731 59,634 71,068
71 to 75 Yrs 28,233 34,635 40,324 47,188 67,537 80,289 30,381 37,157 43,298 50,856 72,240 85,552
Above 80 Yrs 32,595 40,739 47,786 56,163 81,394 97,427 34,625 43,161 50,697 59,769 86,023 1,02,602
75 to 80 Yrs 42,349 53,684 63,306 74,721 1,09,3031,32,65744,163 55,928 66,112 78,226 1,13,812 1,37,679
All amounts are in INR and exclusive of Taxes
Note: These rates are applicable for 30% Copay option for New Entrants till age 70 years and then @ 40% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 30% Copay, he/she will need to pay an additional loading @ 7.5%.

Care Freedom Plan - 2 (20% Copay till 70 years age & 30% Copay for ages above 70 years)

Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination Individual 2 Adults
46 to 50 Yrs 7,130 7,893 8,688 10,173 13,111 14,540 11,019 12,170 13,361 15,974 21,189 23,440
51 to 55 Yrs 7,989 8,983 9,999 11,753 15,410 17,308 12,447 13,958 15,504 18,500 25,012 27,993
56 to 60 Yrs 10,037 11,517 13,053 15,375 20,679 23,515 15,097 17,299 19,557 23,342 32,399 36,746
61 to 65 Yrs 13,589 15,795 17,983 19,807 27,676 32,786 20,729 24,001 27,260 30,446 43,666 51,192
66 to 70 Yrs 20,699 24,740 28,611 31,646 45,636 55,294 30,098 35,829 41,332 45,841 68,314 82,403
71 to 75 Yrs 25,054 30,639 35,749 41,850 60,150 71,854 37,752 45,997 53,597 62,087 92,976 1,11,449
75 to 80 Yrs 29,940 37,342 43,920 51,682 75,353 90,673 45,826 56,994 66,968 78,885 1,19,7261,44,026
Above 80 Yrs 40,783 51,505 60,871 71,9431,05,9101,29,30060,32776,15390,0111,06,4931,63,5441,99,319
Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination 2 Adults 1 Child 2 Adults 2 Children
46 to 50 Yrs12,102 13,538 15,052 17,292 23,772 26,752 14,340 16,062 17,896 21,235 28,980 32,688
51 to 55 Yrs13,530 15,326 17,195 19,819 27,595 31,304 15,768 17,850 20,039 23,762 32,804 37,240
56 to 60 Yrs16,181 18,667 21,248 24,660 34,983 40,056 18,418 21,191 24,092 28,603 40,191 45,993
61 to 65 Yrs21,374 24,758 28,216 31,396 45,882 54,136 24,050 27,894 31,795 35,706 51,457 60,439
66 to 70 Yrs30,783 36,646 42,288 46,791 70,530 85,346 33,419 39,723 45,867 51,101 76,106 91,650
71 to 75 Yrs38,394 46,718 54,382 62,839 94,900 1,14,046 ,915 40,823 49,598 57,792 66,952 1,00,184 1,20,003
75 to 80 Yrs46,558 57,770 67,753 79,639 1,21,650 1,46,623 ,750 48,899 60,596 71,163 83,752 1,26,933 1,52,581
Above 80 Yrs61,217 77,025 90,796 1,07,2461,65,467 2,01,916 ,430 63,398 79,754 94,206 1,11,359 1,70,751 2,07,873
Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination 2 Adults 3 Children 2 Adults 4 Children
46 to 50 Yrs 16,018 17,955 20,030 23,798 34,188 38,623 17,445 19,848 22,163 25,848 39,396 44,559
51 to 55 Yrs 17,446 19,743 22,173 26,718 38,013 43,177 19,125 21,636 24,306 29,084 43,222 49,114
56 to 60 Yrs 20,096 23,084 26,226 31,560 45,399 51,930 21,775 24,977 28,359 33,926 50,607 57,867
61 to 65 Yrs 26,057 30,246 34,480 38,939 57,033 66,742 27,563 32,598 37,165 41,525 62,608 73,045
66 to 70 Yrs 35,397 42,030 48,552 54,334 81,683 97,955 37,375 44,338 51,237 57,567 87,259 1,04,259
71 to 75 Yrs 43,252 52,478 61,202 71,065 1,05,467 1,25,961 45,680 55,357 64,613 75,178 1,10,751 1,31,919
75 to 80 Yrs 51,239 63,421 74,572 87,865 1,32,217 1,58,538 53,579 66,248 77,981 91,978 1,37,501 1,64,496
Above 80 Yrs 65,579 82,483 97,616 1,15,472 1,76,035 2,13,829 67,759 85,212 1,01,0271,19,585 1,81,318 2,19,786
Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination 1 Adult 1 Child 1 Adult 2 Children
46 to 50 Yrs 8,213 9,261 10,378 11,492 15,694 17,852 10,451 11,785 13,223 15,435 20,902 23,788
51 to 55 Yrs 9,073 10,351 11,690 13,071 17,993 20,619 11,311 12,875 14,534 17,014 23,202 26,556
56 to 60 Yrs 11,121 12,886 14,743 16,694 23,263 26,825 13,358 15,410 17,588 20,637 28,471 32,762
61 to 65 Yrs 14,234 16,552 18,939 20,757 29,891 35,730 16,910 19,689 22,518 25,068 35,467 42,034
66 to 70 Yrs 21,383 25,557 29,567 32,596 47,852 58,237 24,020 28,634 33,146 36,906 53,428 64,541
71 to 75 Yrs 25,697 31,359 36,534 42,603 62,074 74,450 28,125 34,239 39,944 46,716 67,358 80,408
Above 80 Yrs 30,672 38,118 44,706 52,436 77,277 93,269 33,012 40,944 48,115 56,549 82,560 99,227
75 to 80 Yrs 41,673 52,376 61,655 72,696 1,07,834 1,31,897 43,854 55,105 65,065 76,809 1,13,118 ,794 1,37,853 ,635
Sum Insured 200,000 300,000 400,000 500,000 700,000 1,000,000 200,000 300,000 400,000 500,000 700,000 1,000,000
Age/ Floater Combination 1 Adult 3 Children 1 Adult 4 Children
46 to 50 Yrs 12,129 13,678 15,356 17,486 26,110 29,723 13,270 15,192 17,063 19,126 30,277 34,472
51 to 55 Yrs 12,989 14,768 16,668 19,380 28,411 32,492 14,331 16,282 18,374 21,272 32,578 37,241
56 to 60 Yrs 15,036 17,303 19,721 23,002 33,679 38,699 16,379 18,817 21,427 24,894 37,845 43,448
61 to 65 Yrs 18,716 22,041 25,203 27,977 41,042 48,337 19,921 23,922 27,350 30,046 45,503 53,379
66 to 70 Yrs 25,997 30,941 35,831 40,139 59,005 70,846 27,579 32,787 37,979 42,726 63,466 75,889
71 to 75 Yrs 30,554 37,120 43,355 50,828 72,641 86,366 32,496 39,423 46,082 54,119 76,868 91,132
Above 80 Yrs 35,352 43,769 51,525 60,662 87,844 1,05,185 37,225 46,030 54,252 63,952 92,071 1,09,951
75 to 80 Yrs 46,035 57,834 68,476 80,921 1,18,401 1,43,810 47,779 60,017 71,204 84,212 1,22,628 1,48,575
All amounts are in INR and exclusive of Taxes
Note: These rates are applicable for 30% Copay option for New Entrants till age 70 years and then @ 40% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 20% Copay, he/she will need to pay an additional loading @ 7.5%.

Rates for Optional Cover

Optional Cover 1: Good Health+

Per consultation 300 600 1000
payable claim limit:- Floater Combination /Copay Option 20% 30% 40% 20% 30% 40% 20% 30% 40%
Individual 1,470 1,391 1,286 2,651 2,415 2,126 4,174 3,675 3,308
2 Adults 1,444 1,365 1,286 2,599 2,389 2,100 4,095 3,623 3,255
2 Adults 1 Child 1,785 1,680 1,549 3,203 2,940 2,573 5,040 4,436 3,990
2 Adults 2 Children 1,969 1,890 1,733 3,570 3,255 2,861 5,618 4,961 4,463
2 Adults 3 Children 2,100 2,006 1,859 3,791 3,476 3,056 5,964 5,271 4,736
2 Adults 4 Children 2,153 2,037 1,890 3,854 3,539 3,108 6,069 5,355 4,820
1 Adult 1 Child 1,759 1,680 1,554 3,171 2,909 2,562 4,998 4,410 3,969
1 Adult 2 Children 1,864 1,764 1,628 3,339 3,056 2,688 5,250 4,631 4,169
1 Adult 3 Children 1,969 1,869 1,733 3,549 3,245 2,856 5,576 4,925 4,431
1 Adult 4 Children 2,021 1,911 1,764 3,612 3,318 2,909 5,691 5,019 4,515

Optional Cover 2: Home Care

Age Band Premium per Insured Person
Up to 55 Yrs 1,103
56 to 70 Yrs 1,838
Above 70 Yrs 3,780

Optional Cover 3: Health Check+

4,500 per Adult Member


Note:
1. All amounts are in INR and exclusive of Taxes
2. For premium calculation of floater policies, age of eldest member would be considered.
3. Any revision in the above rates shall only be made post approval by the IRDA.

Schedule of Discounts & Loading

Sr.# Description Rates(in %)
1 Discount for Employees and their dependents of :
A. Corporation Bank and its subsidiaries / affiliates
B. Union Bank of India and its subsidiaries / affiliates		15
2 Tenure Discount (on single premium)
2 year rate = Annual Rate x 2 x (1 - Discount applicable)
3 year rate = Annual Rate x 3 x (1 - Discount applicable)
Tenure Discount
2 Year 7.5
3 Year 10
3 Family Discount - This discount shall be applicable if more than one persons of the same family are covered in the same Policy, individually
No. of Persons Discount
2 or 3 members 5
4, 5 or 6 members 10
4 Deductible Discount – This discount shall be applicable with respect to the deductible opted.
Sum Insured (in Rs.) Deductible Amount (in Rs.)
25 K50 K 1 Lac 2 Lac 3 Lac
2 Lac 25.0 35.0 45.0 55.0 60.0
3 Lac 24.0 34.0 43.5 53.0 58.0
4 Lac 23.0 33.0 42.0 51.0 56.0
5 Lac 22.0 32.0 40.5 49.0 54.0
7 Lac 20.5 30.5 38.5 46.5 51.5
10 Lac18.5 28.5 36.0 43.5 48.5

Underwriting Loading (Applicable to Care Freedom Plan - 2 only)

Based on the Underwriter’s assessment of the extra risk on account of medical conditions of the proposed to be insured, the premium (at the time of issuance of the policy and subsequent renewals) may get loaded. Such extra premium shall be communicated to the Policyholder for their consent before issuance of the Policy. Loading will not exceed 100% of Premium. Criteria for such loading are objectively mentioned in the Underwriting Manual. In case the Policyholder requires further clarification pertaining to Underwriting Loading, he/she may contact Company’s call center or visit any branch of the Company.