Care Supreme - CHIHLIP27061V032627

Base Gross Premium - Zone 1

Notes:
> Premium excludes GST and are in INR
> Rates provided are on annual basis
> Sum insured in between can be calculated using linear interpolation
> The Renewal premium for Senior Citizen shall be determined by applying a 10% increase to the last paid premium.

Individual (1A)

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
00-04 6,727 6,827 7,590 9,090 9,907 10,599 12,278 13,991 15,596 25,066
05-17 5,046 5,126 5,707 6,842 7,466 7,998 9,276 10,571 11,786 18,946
18-35 10,882 11,049 12,292 14,730 16,197 17,483 20,195 22,962 25,598 41,155
36-40 13,100 13,322 14,842 17,812 19,532 21,040 24,353 27,754 30,865 49,622
41-45 14,905 15,153 16,898 20,297 22,193 23,823 27,612 31,461 34,986 56,250
46-50 18,546 18,873 21,068 25,329 27,723 29,791 34,577 39,506 43,801 70,423
51-55 23,450 23,887 26,690 32,118 35,191 37,855 44,004 50,290 55,732 89,607
56-60 31,113 31,725 35,481 42,739 46,876 49,866 58,060 66,341 73,519 118,207
61-65 36,965 37,729 42,238 50,928 55,918 59,331 69,203 79,054 87,607 140,861
66-70 48,404 49,426 55,308 66,630 73,168 78,910 92,096 105,086 116,384 186,718
71-75 66,122 67,598 75,745 91,388 100,489 108,514 126,942 144,848 160,450 257,575
76-80 83,732 85,698 96,146 116,151 127,876 138,256 162,110 184,963 204,905 329,059
80+ 105,405 107,863 121,010 146,189 160,928 173,967 203,875 232,587 257,684 413,925

1A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 11,851 12,030 13,381 17,309 19,302 20,772 24,300 27,651 30,825 49,553
36-40 13,727 13,953 15,541 20,083 22,290 23,974 28,018 31,930 35,532 57,123
41-45 15,432 15,681 17,480 22,585 24,983 26,813 31,333 35,698 39,722 63,863
46-50 20,778 21,126 23,561 29,301 32,557 35,021 40,993 46,773 51,942 83,511
51-55 25,171 25,615 28,592 35,486 39,389 42,405 49,636 56,655 62,880 101,098
56-60 32,477 33,082 36,963 46,171 51,172 54,598 63,909 72,949 80,943 130,141
61-65 37,753 38,499 43,063 53,111 58,765 62,518 73,194 83,551 92,679 149,014
66-70 51,239 52,285 58,467 71,775 79,266 85,493 100,041 114,100 126,462 202,922
71-75 68,071 69,546 77,883 95,543 105,493 113,912 133,493 152,274 168,765 270,944
76-80 84,801 86,742 97,264 119,315 131,785 142,465 167,254 190,783 211,443 339,569
80+ 106,444 108,878 122,093 149,632 165,150 178,516 209,421 238,868 264,731 425,250

1A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 15,758 15,995 17,789 23,130 25,970 27,907 32,847 37,391 41,685 67,006
36-40 16,214 16,479 18,350 23,822 26,625 28,611 33,621 38,313 42,653 68,568
41-45 17,307 17,581 19,590 25,419 28,322 30,393 35,691 40,662 45,265 72,770
46-50 26,161 26,585 29,636 37,328 41,827 45,019 52,940 60,362 67,091 107,866
51-55 30,878 31,403 35,031 43,993 49,219 53,011 62,307 71,064 78,946 126,927
56-60 38,508 39,197 43,767 55,158 61,562 65,813 77,306 88,181 97,925 157,443
61-65 42,976 43,796 48,956 60,896 67,764 72,232 84,796 96,743 107,387 172,660
66-70 55,191 56,285 62,912 77,769 86,279 93,064 109,133 124,430 137,994 221,471
71-75 72,011 73,534 82,310 101,519 112,488 121,463 142,557 162,571 180,263 289,436
76-80 90,024 92,039 103,157 127,100 140,784 152,179 178,857 203,976 226,151 363,216
80+ 110,613 113,096 126,777 155,935 172,513 186,462 218,951 249,696 276,818 444,688

2A

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 14,375 14,596 16,238 20,841 24,091 26,005 31,064 35,320 39,378 63,306
36-40 17,546 17,837 19,867 25,528 29,447 31,733 37,969 43,251 48,123 77,367
41-45 19,887 20,214 22,538 28,990 33,345 35,821 42,923 48,909 54,389 87,446
46-50 24,567 24,996 27,896 34,417 39,592 42,536 51,039 58,279 64,660 103,959
51-55 32,881 33,488 37,409 45,664 52,587 56,556 67,968 77,674 86,087 138,412
56-60 44,697 45,567 50,951 62,822 72,420 77,207 92,936 106,194 117,684 189,217
61-65 54,509 55,626 62,261 76,270 88,017 93,437 112,666 128,710 142,637 229,341
66-70 75,298 76,880 86,030 105,004 121,211 130,307 157,248 179,461 198,774 319,015
71-75 101,133 103,365 115,785 141,445 163,455 176,462 213,370 243,461 269,668 432,825
76-80 131,683 134,740 151,121 184,861 213,896 231,197 280,197 319,696 354,151 568,663
80+ 166,790 170,684 191,479 234,301 271,149 293,125 355,275 405,313 449,033 721,225

2A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 18,282 18,561 20,646 26,661 30,760 33,140 39,611 45,061 50,236 80,759
36-40 20,871 21,214 23,624 30,494 35,141 37,833 45,281 51,583 57,412 92,300
41-45 23,100 23,474 26,165 33,783 38,850 41,726 50,000 56,970 63,377 101,893
46-50 29,951 30,456 33,970 42,442 48,862 52,533 62,987 71,868 79,809 128,314
51-55 38,588 39,276 43,849 54,171 62,416 67,163 80,640 92,085 102,152 164,240
56-60 50,727 51,683 57,756 71,809 82,810 88,422 106,332 121,426 134,666 216,518
61-65 59,732 60,923 68,155 84,054 97,016 103,151 124,270 141,904 157,345 252,988
66-70 79,515 81,151 90,775 111,379 128,583 138,271 166,741 190,246 210,815 338,379
71-75 105,453 107,740 120,647 147,956 170,982 184,585 223,054 254,466 281,951 452,576
76-80 135,505 138,604 155,407 190,671 220,610 238,442 288,811 329,479 365,081 586,240
80+ 170,293 174,221 195,399 239,665 277,347 299,810 363,208 414,321 459,105 737,424

2A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 22,189 22,524 25,053 32,482 37,429 40,275 48,160 54,802 61,094 98,212
36-40 24,197 24,591 27,382 35,458 40,836 43,933 52,594 59,916 66,700 107,231
41-45 26,313 26,732 29,792 38,576 44,356 47,632 57,077 65,032 72,364 116,341
46-50 35,336 35,916 40,046 50,468 58,131 62,531 74,935 85,456 94,958 152,668
51-55 44,295 45,064 50,288 62,677 72,246 77,769 93,313 106,495 118,218 190,068
56-60 53,920 54,908 61,331 76,757 88,540 94,655 113,742 129,825 144,065 231,630
61-65 63,332 64,565 72,196 89,543 103,365 110,043 132,476 151,219 167,753 269,720
66-70 81,457 83,102 92,925 114,546 132,250 142,249 171,433 195,556 216,783 347,994
71-75 106,578 108,852 121,856 149,962 173,304 187,090 225,953 257,733 285,655 458,558
76-80 136,366 139,441 156,302 192,298 222,485 240,457 291,095 332,043 368,008 590,968
80+ 171,032 174,933 196,152 241,125 279,027 301,613 365,234 416,589 461,704 741,622

Base Gross Premium - Zone 2

Notes:
> Premium excludes GST and are in INR
> Rates provided are on annual basis
> Sum insured in between can be calculated using linear interpolation
> The Renewal premium for Senior Citizen shall be determined by applying a 10% increase to the last paid premium.

Individual (1A)

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
00-04 5,682 5,767 6,411 7,678 8,368 8,953 10,370 11,818 13,175 21,174
05-17 4,263 4,330 4,821 5,780 6,307 6,756 7,836 8,930 9,955 16,004
18-35 9,192 9,333 10,384 12,443 13,681 14,768 17,058 19,396 21,624 34,765
36-40 11,067 11,253 12,538 15,046 16,499 17,773 20,572 23,444 26,072 41,916
41-45 12,590 12,800 14,274 17,145 18,746 20,124 23,324 26,575 29,553 47,514
46-50 15,667 15,944 17,796 21,396 23,418 25,164 29,207 33,371 37,000 59,488
51-55 19,809 20,178 22,545 27,131 29,726 31,977 37,171 42,481 47,078 75,692
56-60 26,282 26,799 29,971 36,102 39,597 42,122 49,044 56,039 62,102 99,851
61-65 34,455 35,169 39,371 47,471 52,121 55,303 64,504 73,686 81,659 131,298
66-70 45,117 46,071 51,552 62,107 68,201 73,553 85,843 97,950 108,482 174,041
71-75 61,632 63,008 70,603 85,183 93,666 101,147 118,323 135,015 149,556 240,087
76-80 78,048 79,880 89,619 108,266 119,194 128,870 151,103 172,405 190,994 306,718
80+ 98,247 100,540 112,794 136,263 150,002 162,156 190,033 216,797 240,189 385,822

1A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 10,010 10,162 11,304 14,622 16,305 17,546 20,526 23,357 26,039 41,858
36-40 11,595 11,787 13,128 16,965 18,829 20,251 23,668 26,971 30,014 48,252
41-45 13,035 13,247 14,766 19,078 21,104 22,650 26,467 30,155 33,554 53,946
46-50 17,551 17,845 19,902 24,751 27,502 29,583 34,626 39,510 43,876 70,543
51-55 21,263 21,637 24,152 29,976 33,273 35,820 41,928 47,856 53,116 85,399
56-60 27,433 27,945 31,223 39,002 43,226 46,119 53,985 61,621 68,374 109,933
61-65 35,189 35,885 40,139 49,505 54,775 58,274 68,225 77,878 86,387 138,897
66-70 47,760 48,734 54,497 66,902 73,884 79,688 93,249 106,354 117,875 189,145
71-75 63,449 64,825 72,595 89,056 98,331 106,179 124,430 141,935 157,308 252,549
76-80 79,044 80,853 90,660 111,214 122,838 132,793 155,898 177,830 197,088 316,514
80+ 99,216 101,485 113,804 139,473 153,937 166,395 195,203 222,650 246,758 396,379

1A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 13,311 13,511 15,027 19,538 21,938 23,573 27,746 31,586 35,211 56,601
36-40 13,696 13,920 15,500 20,123 22,490 24,167 28,400 32,364 36,029 57,921
41-45 14,619 14,850 16,549 21,472 23,924 25,673 30,149 34,349 38,235 61,470
46-50 22,098 22,457 25,034 31,530 35,332 38,028 44,719 50,988 56,673 91,116
51-55 26,083 26,526 29,591 37,161 41,577 44,780 52,632 60,029 66,687 107,216
56-60 32,527 33,111 36,970 46,593 52,002 55,593 65,301 74,487 82,718 132,994
61-65 40,058 40,823 45,632 56,761 63,163 67,328 79,039 90,176 100,097 160,938
66-70 51,445 52,464 58,641 72,489 80,422 86,745 101,723 115,982 128,625 206,434
71-75 67,122 68,542 76,722 94,626 104,851 113,216 132,877 151,533 168,024 269,785
76-80 83,913 85,790 96,153 118,470 131,226 141,847 166,714 190,127 210,797 338,555
80+ 103,103 105,418 118,170 145,349 160,801 173,802 204,086 232,742 258,024 414,496

2A

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 12,142 12,329 13,716 17,604 20,350 21,967 26,240 29,835 33,262 53,476
36-40 14,821 15,067 16,782 21,564 24,874 26,805 32,073 36,534 40,650 65,354
41-45 16,799 17,075 19,037 24,488 28,167 30,258 36,258 41,313 45,944 73,866
46-50 20,753 21,114 23,564 29,072 33,444 35,930 43,113 49,230 54,619 87,815
51-55 27,775 28,288 31,600 38,573 44,421 47,774 57,413 65,612 72,719 116,918
56-60 37,756 38,491 43,039 53,066 61,174 65,219 78,504 89,703 99,410 159,834
61-65 50,808 51,849 58,034 71,091 82,042 87,093 105,018 119,971 132,953 213,770
66-70 70,185 71,661 80,189 97,875 112,983 121,461 146,572 167,276 185,280 297,356
71-75 94,267 96,347 107,924 131,841 152,359 164,481 198,883 226,932 251,359 403,439
76-80 122,743 125,593 140,861 172,311 199,374 215,501 261,173 297,991 330,108 530,054
80+ 155,465 159,095 178,479 218,393 252,739 273,223 331,153 377,794 418,547 672,258

2A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 15,443 15,678 17,440 22,521 25,984 27,993 33,460 38,063 42,435 68,218
36-40 17,630 17,920 19,955 25,758 29,684 31,958 38,250 43,574 48,497 77,967
41-45 19,513 19,828 22,102 28,537 32,817 35,247 42,236 48,123 53,535 86,070
46-50 25,300 25,727 28,695 35,852 41,274 44,376 53,206 60,708 67,416 108,388
51-55 32,597 33,177 37,040 45,759 52,724 56,734 68,118 77,785 86,289 138,735
56-60 42,850 43,657 48,787 60,658 69,951 74,692 89,820 102,570 113,753 182,896
61-65 55,677 56,787 63,528 78,347 90,430 96,147 115,832 132,269 146,663 235,812
66-70 74,116 75,641 84,611 103,817 119,853 128,883 155,420 177,329 196,502 315,405
71-75 98,294 100,425 112,456 137,909 159,373 172,053 207,910 237,189 262,808 421,849
76-80 126,305 129,194 144,856 177,726 205,632 222,253 269,202 307,109 340,293 546,437
80+ 158,731 162,393 182,133 223,392 258,516 279,455 338,549 386,191 427,934 687,357

2A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 18,744 19,027 21,164 27,438 31,617 34,021 40,680 46,292 51,607 82,960
36-40 20,439 20,772 23,130 29,952 34,495 37,110 44,427 50,612 56,342 90,579
41-45 22,227 22,581 25,166 32,587 37,468 40,236 48,214 54,933 61,127 98,274
46-50 29,847 30,339 33,827 42,631 49,105 52,821 63,299 72,187 80,213 128,961
51-55 37,418 38,067 42,479 52,945 61,028 65,693 78,822 89,957 99,860 160,553
56-60 45,547 46,382 51,807 64,837 74,791 79,957 96,080 109,665 121,694 195,660
61-65 59,032 60,182 67,295 83,464 96,347 102,572 123,482 140,952 156,364 251,407
66-70 75,926 77,460 86,616 106,768 123,271 132,590 159,793 182,278 202,065 324,367
71-75 99,342 101,462 113,582 139,780 161,538 174,387 210,612 240,235 266,261 427,425
76-80 127,107 129,975 145,690 179,243 207,380 224,130 271,332 309,500 343,023 550,844
80+ 159,420 163,056 182,834 224,754 260,083 281,135 340,436 388,306 430,358 691,270

Base Gross Premium - Zone 3

Notes:
> Premium excludes GST and are in INR
> Rates provided are on annual basis
> Sum insured in between can be calculated using linear interpolation
> The Renewal premium for Senior Citizen shall be determined by applying a 10% increase to the last paid premium.

Individual (1A)

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
00-04 5,556 5,639 6,269 7,508 8,182 8,754 10,140 11,556 12,882 20,703
05-17 4,168 4,234 4,714 5,652 6,167 6,606 7,662 8,732 9,734 15,649
18-35 8,988 9,126 10,153 12,166 13,377 14,440 16,679 18,965 21,143 33,992
36-40 10,821 11,003 12,260 14,711 16,133 17,378 20,115 22,923 25,493 40,985
41-45 12,310 12,516 13,957 16,764 18,329 19,677 22,805 25,984 28,896 46,459
46-50 15,319 15,589 17,401 20,921 22,898 24,605 28,558 32,629 36,178 58,166
51-55 19,369 19,730 22,044 26,528 29,065 31,266 36,345 41,537 46,032 74,010
56-60 25,698 26,203 29,305 35,300 38,717 41,186 47,955 54,793 60,722 97,632
61-65 33,690 34,387 38,496 46,416 50,963 54,074 63,071 72,049 79,845 128,380
66-70 44,114 45,047 50,406 60,727 66,685 71,918 83,936 95,774 106,071 170,173
71-75 60,262 61,608 69,034 83,290 91,585 98,899 115,694 132,014 146,233 234,752
76-80 76,314 78,104 87,627 105,860 116,545 126,006 147,745 168,574 186,749 299,902
80+ 96,064 98,306 110,287 133,235 146,669 158,553 185,810 211,979 234,851 377,248

1A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 9,788 9,936 11,053 14,297 15,942 17,156 20,070 22,838 25,461 40,928
36-40 11,338 11,525 12,836 16,588 18,411 19,801 23,142 26,371 29,347 47,180
41-45 12,746 12,953 14,438 18,654 20,635 22,146 25,879 29,484 32,809 52,747
46-50 17,161 17,448 19,460 24,201 26,891 28,926 33,857 38,632 42,901 68,976
51-55 20,790 21,156 23,615 29,310 32,534 35,024 40,996 46,793 51,935 83,501
56-60 26,824 27,324 30,529 38,135 42,265 45,095 52,786 60,251 66,855 107,490
61-65 34,407 35,088 39,247 48,404 53,558 56,979 66,708 76,148 84,467 135,810
66-70 46,698 47,651 53,286 65,415 72,243 77,917 91,177 103,991 115,256 184,942
71-75 62,039 63,384 70,982 87,077 96,146 103,819 121,664 138,780 153,812 246,937
76-80 77,287 79,056 88,646 108,743 120,108 129,842 152,434 173,878 192,708 309,481
80+ 97,011 99,230 111,275 136,374 150,516 162,698 190,865 217,702 241,274 387,571

1A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 13,015 13,211 14,693 19,104 21,450 23,049 27,129 30,884 34,429 55,343
36-40 13,391 13,610 15,156 19,676 21,990 23,630 27,768 31,645 35,229 56,634
41-45 14,295 14,520 16,181 20,995 23,393 25,102 29,479 33,585 37,386 60,104
46-50 21,607 21,958 24,477 30,830 34,547 37,183 43,725 49,855 55,414 89,091
51-55 25,504 25,937 28,933 36,335 40,653 43,784 51,462 58,695 65,205 104,833
56-60 31,804 32,375 36,148 45,558 50,846 54,358 63,850 72,832 80,880 130,039
61-65 39,168 39,916 44,618 55,499 61,760 65,832 77,283 88,172 97,873 157,362
66-70 50,302 51,299 57,338 70,879 78,635 84,818 99,462 113,405 125,766 201,847
71-75 65,630 67,019 75,017 92,523 102,521 110,700 129,924 148,166 164,291 263,790
76-80 82,048 83,884 94,016 115,838 128,310 138,695 163,009 185,902 206,113 331,032
80+ 100,812103,076115,544 142,119 157,227 169,940 199,551 227,570 252,291 405,285

2A

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 11,872 12,055 13,411 17,213 19,898 21,479 25,656 29,172 32,523 52,287
36-40 14,491 14,732 16,409 21,085 24,321 26,210 31,360 35,723 39,746 63,901
41-45 16,425 16,696 18,614 23,944 27,541 29,586 35,452 40,395 44,923 72,225
46-50 20,292 20,645 23,041 28,426 32,701 35,132 42,155 48,136 53,405 85,864
51-55 27,158 27,660 30,898 37,716 43,434 46,713 56,137 64,154 71,103 114,320
56-60 36,917 37,635 42,083 51,887 59,815 63,769 76,759 87,710 97,200 156,283
61-65 49,679 50,697 56,745 69,511 80,219 85,158 102,684 117,305 129,998 209,020
66-70 68,626 70,069 78,407 95,700 110,472 118,762 143,315 163,559 181,162 290,748
71-75 92,172 94,206 105,525 128,911 148,973 160,826 194,464 221,889 245,773 394,473
76-80 120,016 122,802 137,731 168,482 194,943 210,712 255,369 291,369 322,772 518,275
80+ 152,010 155,560 174,513 213,540 247,123 267,152 323,794 369,399 409,246 657,319

2A1c

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 15,100 15,330 17,052 22,021 25,407 27,371 32,716 37,217 41,492 66,702
36-40 17,238 17,522 19,512 25,186 29,025 31,248 37,400 42,605 47,419 76,234
41-45 19,080 19,388 21,611 27,903 32,088 34,464 41,297 47,054 52,346 84,158
46-50 24,738 25,155 28,058 35,055 40,357 43,390 52,023 59,359 65,918 105,980
51-55 31,873 32,440 36,216 44,743 51,553 55,473 66,604 76,056 84,371 135,652
56-60 41,898 42,687 47,703 59,310 68,397 73,032 87,824 100,290 111,225 178,831
61-65 54,440 55,525 62,116 76,606 88,420 94,010 113,258 129,329 143,404 230,572
66-70 72,469 73,960 82,731 101,510 117,190 126,019 151,966 173,389 192,135 308,396
71-75 96,109 98,194 109,957 134,845 155,832 168,230 203,290 231,919 256,968 412,475
76-80 123,498 126,323 141,637 173,777 201,062 217,314 263,220 300,285 332,731 534,294
80+ 155,203 158,784 178,086 218,428 252,771 273,244 331,025 377,609 418,425 672,082

2A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 18,327 18,604 20,693 26,828 30,914 33,265 39,776 45,263 50,460 81,116
36-40 19,985 20,310 22,616 29,286 33,728 36,286 43,440 49,487 55,090 88,567
41-45 21,733 22,079 24,607 31,863 36,636 39,342 47,143 53,712 59,769 96,091
46-50 29,184 29,665 33,075 41,683 48,014 51,647 61,893 70,583 78,430 126,095
51-55 36,586 37,221 41,535 51,768 59,672 64,233 77,070 87,958 97,640 156,985
56-60 44,535 45,351 50,656 63,396 73,129 78,180 93,944 107,228 118,989 191,312
61-65 57,720 58,845 65,800 81,609 94,206 100,293 120,738 137,820 152,889 245,820
66-70 74,239 75,738 84,691 104,396 120,531 129,644 156,242 178,228 197,574 317,159
71-75 97,134 99,207 111,058 136,674 157,948 170,512 205,932 234,896 260,344 417,926
76-80 124,282 127,086 142,452 175,260 202,772 219,150 265,302 302,622 335,400 538,603
80+ 155,878 159,433 178,771 219,759 254,304 274,888 332,871 379,677 420,794 675,908

Base Gross Premium - Zone 4

Notes:
> Premium excludes GST and are in INR
> Rates provided are on annual basis
> Sum insured in between can be calculated using linear interpolation
> The Renewal premium for Senior Citizen shall be determined by applying a 10% increase to the last paid premium.

Individual (1A)

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
00-04 4,943 5,114 5,686 6,810 7,422 7,940 9,198 10,481 11,684 18,780
05-17 3,708 3,841 4,276 5,127 5,594 5,992 6,949 7,920 8,830 14,193
18-35 7,996 8,278 9,209 11,035 12,134 13,097 15,128 17,202 19,177 30,832
36-40 9,626 9,980 11,119 13,343 14,633 15,762 18,245 20,792 23,123 37,175
41-45 11,622 12,061 13,450 16,156 17,665 18,962 21,979 25,041 27,848 44,774
46-50 14,461 15,024 16,769 20,162 22,067 23,713 27,523 31,446 34,866 56,057
51-55 18,285 19,014 21,245 25,566 28,012 30,132 35,027 40,030 44,361 71,325
56-60 24,260 25,253 28,243 34,019 37,313 39,692 46,215 52,806 58,520 94,091
61-65 29,285 30,513 34,158 41,187 45,221 47,983 55,966 63,932 70,849 113,918
66-70 38,346 39,972 44,728 53,886 59,173 63,816 74,480 84,985 94,122 151,003
71-75 52,383 54,668 61,257 73,907 81,267 87,758 102,661 117,142 129,759 208,306
76-80 66,334 69,306 77,755 93,933 103,416 111,811 131,101 149,583 165,712 266,117
80+ 83,503 87,232 97,863 118,226 130,146 140,691 164,878 188,097 208,394 334,750

1A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 8,708 9,013 10,02512,967 14,460 15,562 18,205 20,715 23,093 37,123
36-40 10,086 10,454 11,643 15,045 16,699 17,961 20,990 23,920 26,619 42,795
41-45 12,034 12,482 13,914 17,977 19,887 21,343 24,940 28,415 31,619 50,833
46-50 16,201 16,815 18,754 23,324 25,915 27,877 32,629 37,231 41,345 66,473
51-55 19,627 20,388 22,759 28,246 31,354 33,754 39,509 45,096 50,051 80,472
56-60 25,323 26,333 29,422 36,752 40,732 43,460 50,870 58,066 64,430 103,591
61-65 29,908 31,135 34,825 42,951 47,525 50,560 59,193 67,569 74,951 120,511
66-70 40,593 42,283 47,283 58,046 64,104 69,140 80,905 92,276 102,272164,107
71-75 53,927 56,244 62,986 77,267 85,315 92,123 107,957123,147136,484219,119
76-80 67,181 70,150 78,659 96,492 106,577115,215135,262154,290170,998274,617
80+ 84,326 88,052 98,739 121,011133,560144,369169,364193,177214,093343,909

1A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 11,578 11,983 13,327 17,328 19,457 20,907 24,608 28,013 31,228 50,199
36-40 11,913 12,345 13,747 17,847 19,946 21,434 25,187 28,703 31,954 51,368
41-45 13,494 13,994 15,594 20,233 22,543 24,193 28,410 32,367 36,030 57,923
46-50 20,399 21,162 23,590 29,711 33,294 35,835 42,139 48,047 53,404 85,859
51-55 24,076 24,996 27,884 35,018 39,178 42,196 49,596 56,566 62,839 101,031
56-60 30,025 31,201 34,838 43,906 49,003 52,386 61,534 70,190 77,947 125,322
61-65 34,046 35,419 39,591 49,248 54,802 58,415 68,577 78,239 86,847 139,634
66-70 43,724 45,519 50,878 62,894 69,775 75,263 88,258 100,628 111,598 179,108
71-75 57,048 59,469 66,565 82,101 90,972 98,230 115,289131,475 145,782 234,073
76-80 71,318 74,434 83,424 102,788113,855123,071144,646164,959 182,894 293,740
80+ 87,629 91,464 102,527126,108 139,516150,795177,070201,934 223,869 359,628

2A

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 10,562 10,934 12,165 15,614 18,048 19,482 23,271 26,460 29,500 47,427
36-40 12,892 13,363 14,883 19,125 22,060 23,773 28,445 32,402 36,051 57,961
41-45 15,507 16,090 17,940 23,076 26,542 28,513 34,165 38,930 43,293 69,605
46-50 19,157 19,896 22,204 27,395 31,515 33,857 40,626 46,390 51,468 82,749
51-55 25,639 26,656 29,777 36,348 41,859 45,018 54,102 61,827 68,524 110,173
56-60 34,852 36,270 40,556 50,004 57,646 61,456 73,976 84,528 93,674 150,614
61-65 43,184 44,986 50,353 61,681 71,182 75,564 91,116 104,090 115,353 185,473
66-70 59,653 62,175 69,574 84,919 98,026 105,383 127,170 145,133 160,753 257,994
71-75 80,119 83,594 93,638 114,389 132,190 142,708 172,556 196,892 218,086 350,034
76-80 104,321 108,967 122,215 149,501 172,982 186,974 226,601 258,544 286,410 459,888
80+ 132,133 138,036 154,853 189,483 219,283 237,056 287,317 327,785 363,142 583,270

2A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 13,432 13,905 15,468 19,973 23,045 24,827 29,676 33,758 37,635 60,502
36-40 15,335 15,893 17,699 22,845 26,327 28,343 33,923 38,645 43,010 69,147
41-45 18,011 18,684 20,827 26,892 30,925 33,213 39,799 45,347 50,447 81,105
46-50 23,354 24,242 27,040 33,784 38,893 41,816 50,137 57,206 63,526 102,136
51-55 30,089 31,263 34,903 43,119 49,682 53,461 64,188 73,298 81,312 130,732
56-60 39,554 41,138 45,972 57,158 65,916 70,383 84,639 96,653 107,192 172,346
61-65 47,321 49,269 55,118 67,977 78,459 83,420 100,500 114,760 127,249 204,597
66-70 62,992 65,628 73,411 90,075 103,988 111,823 134,847 153,856 170,490 273,654
71-75 83,542 87,132 97,569 119,654 138,277 149,278 180,388 205,791 228,019 366,008
76-80 107,349 112,092 125,681 154,200 178,412 192,833 233,567 266,456 295,248 474,104
80+ 134,909 140,896 158,023 193,821 224,296 242,463 293,734 335,070 371,287 596,369

2A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 16,304 16,875 18,769 24,334 28,040 30,173 36,079 41,055 45,769 73,576
36-40 17,779 18,422 20,514 26,564 30,593 32,913 39,401 44,887 49,970 80,333
41-45 20,517 21,278 23,714 30,706 35,306 37,914 45,433 51,764 57,601 92,605
46-50 27,552 28,589 31,876 40,172 46,271 49,774 59,647 68,023 75,585 121,522
51-55 34,539 35,871 40,029 49,890 57,507 61,903 74,275 84,769 94,099 151,292
56-60 42,043 43,706 48,819 61,097 70,477 75,345 90,537 103,339 114,673 184,374
61-65 50,172 52,215 58,387 72,416 83,594 88,994 107,136 122,294 135,666 218,127
66-70 64,532 67,206 75,151 92,635 106,952 115,039 138,641 158,149 175,316 281,429
71-75 84,433 88,031 98,547 121,277 140,154 151,303 182,734 208,434 231,015 370,845
76-80 108,031 112,769 126,405 155,516 179,928 194,462 235,414 268,530 297,615 477,927
80+ 135,494 141,472 158,632 195,002 225,654 243,921 295,372 336,904 373,390 599,764

Base Gross Premium - Zone 5

Notes:
> Premium excludes GST and are in INR
> Rates provided are on annual basis
> Sum insured in between can be calculated using linear interpolation
> The Renewal premium for Senior Citizen shall be determined by applying a 10% increase to the last paid premium.

Individual (1A)

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
00-04 3,836 3,969 4,413 5,284 5,759 6,162 7,137 8,134 9,067 14,573
05-17 2,877 2,981 3,318 3,978 4,340 4,649 5,392 6,146 6,852 11,014
18-35 6,204 6,424 7,146 8,563 9,416 10,164 11,740 13,349 14,882 23,926
36-40 7,469 7,744 8,628 10,355 11,355 12,231 14,158 16,135 17,943 28,848
41-45 9,018 9,360 10,43712,537 13,708 14,715 17,056 19,433 21,611 34,745
46-50 11,223 11,659 13,013 15,646 17,124 18,401 21,358 24,402 27,056 43,500
51-55 14,190 14,755 16,486 19,839 21,736 23,383 27,180 31,064 34,425 55,348
56-60 18,826 19,596 21,916 26,399 28,955 30,802 35,863 40,978 45,411 73,015
61-65 25,558 26,629 29,811 35,944 39,466 41,875 48,843 55,796 61,832 99,419
66-70 33,466 34,885 39,036 47,027 51,642 55,695 65,000 74,168 82,142 131,784
71-75 45,716 47,710 53,460 64,501 70,924 76,588 89,594 102,233 113,244 181,794
76-80 57,892 60,485 67,859 81,979 90,253 97,580 114,416 130,546 144,621 232,247
80+ 72,876 76,130 85,408 103,178 113,581 122,786 143,893 164,158 181,871 292,145

1A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 6,757 6,994 7,780 10,063 11,222 12,076 14,127 16,075 17,920 28,808
36-40 7,827 8,112 9,034 11,676 12,958 13,937 16,289 18,562 20,656 33,209
41-45 9,338 9,686 10,797 13,951 15,432 16,562 19,353 22,050 24,536 39,447
46-50 12,572 13,049 14,553 18,099 20,110 21,633 25,321 28,891 32,084 51,583
51-55 15,231 15,822 17,661 21,919 24,331 26,192 30,659 34,995 38,840 62,446
56-60 19,651 20,434 22,831 28,519 31,608 33,725 39,476 45,059 49,997 80,386
61-65 26,102 27,172 30,393 37,485 41,476 44,126 51,659 58,970 65,412 105,172
66-70 35,426 36,901 41,265 50,659 55,945 60,341 70,608 80,531 89,256 143,221
71-75 47,064 49,085 54,969 67,434 74,457 80,399 94,218 107,473 119,114 191,230
76-80 58,630 61,221 68,648 84,211 93,013 100,551 118,046 134,654 149,234 239,665
80+ 73,594 76,845 86,172 105,609 116,562 125,995 147,808 168,591 186,845 300,139

1A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 8,985 9,299 10,342 13,447 15,098 16,223 19,096 21,737 24,233 38,954
36-40 9,245 9,580 10,667 13,849 15,478 16,632 19,545 22,273 24,796 39,862
41-45 10,472 10,859 12,100 15,701 17,494 18,773 22,046 25,117 27,959 44,949
46-50 15,830 16,422 18,306 23,056 25,836 27,808 32,700 37,284 41,441 66,628
51-55 18,684 19,397 21,638 27,173 30,403 32,744 38,487 43,896 48,763 78,400
56-60 23,300 24,212 27,034 34,071 38,026 40,651 47,750 54,467 60,487 97,250
61-65 29,713 30,911 34,553 42,980 47,827 50,981 59,848 68,281 75,793 121,862
66-70 38,159 39,726 44,403 54,890 60,895 65,685 77,025 87,822 97,395 156,313
71-75 49,788 51,900 58,093 71,651 79,394 85,727 100,615 114,741 127,228 204,281
76-80 62,241 64,960 72,808 89,706 99,365 107,407 126,236 143,965 159,617 256,355
80+ 76,476 79,823 89,478 110,058 121,759 131,604 154,535 176,233 195,377 313,857

2A

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 8,196 8,485 9,439 12,115 14,006 15,118 18,058 20,533 22,892 36,803
36-40 10,004 10,370 11,549 14,841 17,119 18,448 22,073 25,144 27,976 44,978
41-45 12,034 12,486 13,921 17,907 20,597 22,126 26,513 30,209 33,595 54,013
46-50 14,865 15,440 17,230 21,259 24,456 26,273 31,526 35,998 39,940 64,214
51-55 19,896 20,685 23,107 28,206 32,482 34,935 41,983 47,978 53,175 85,494
56-60 27,045 28,145 31,472 38,803 44,733 47,691 57,405 65,594 72,692 116,877
61-65 37,687 39,261 43,944 53,830 62,122 65,947 79,519 90,842 100,672 161,867
66-70 52,061 54,262 60,720 74,112 85,551 91,970 110,984 126,662 140,293 225,159
71-75 69,922 72,954 81,720 99,830 115,366 124,545 150,595 171,833 190,330 305,484
76-80 91,044 95,099 106,660 130,473 150,966 163,177 197,761 225,639 249,957 401,357
80+ 115,316 120,467 135,145 165,368 191,375 206,885 250,749 286,066 316,924 509,035

2A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 10,424 10,790 12,003 15,500 17,883 19,266 23,028 26,196 29,204 46,949
36-40 11,900 12,333 13,734 17,727 20,430 21,994 26,325 29,987 33,376 53,658
41-45 13,977 14,499 16,162 20,868 23,997 25,774 30,884 35,189 39,147 62,937
46-50 18,123 18,812 20,983 26,215 30,182 32,450 38,907 44,392 49,297 79,258
51-55 23,350 24,260 27,085 33,460 38,554 41,485 49,810 56,879 63,098 101,448
56-60 30,694 31,923 35,674 44,356 51,151 54,617 65,680 75,003 83,181 133,740
61-65 41,299 43,000 48,103 59,325 68,473 72,803 87,708 100,155 111,053 178,557
66-70 54,976 57,276 64,068 78,611 90,753 97,590 117,684 134,274 148,792 238,825
71-75 72,910 76,043 85,152 104,426 120,678 130,279 157,429 179,600 198,998 319,425
76-80 93,686 97,826 109,685 134,574 155,705 168,290 203,840 232,544 257,671 413,763
80+ 117,738 122,964 137,911 169,154 195,750 211,603 256,350 292,424 324,032 520,468

2A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 12,651 13,095 14,565 18,883 21,759 23,414 27,997 31,858 35,517 57,095
36-40 13,797 14,296 15,918 20,614 23,741 25,540 30,575 34,832 38,777 62,339
41-45 15,922 16,513 18,402 23,828 27,398 29,422 35,256 40,170 44,698 71,862
46-50 21,381 22,185 24,735 31,173 35,908 38,625 46,286 52,785 58,653 94,301
51-55 26,802 27,836 31,063 38,715 44,626 48,037 57,638 65,780 73,022 117,402
56-60 32,626 33,916 37,883 47,411 54,689 58,467 70,257 80,191 88,987 143,074
61-65 43,787 45,570 50,955 63,199 72,955 77,668 93,501 106,729 118,398 190,366
66-70 56,319 58,652 65,586 80,845 93,341 100,397 120,995 138,022 153,003 245,611
71-75 73,686 76,827 86,005 105,841 122,316 132,046 159,476 181,906 201,613 323,647
76-80 94,282 98,417 110,316 135,723 157,028 169,712 205,453 234,354 259,737 417,100
80+ 118,250 123,466 138,442 170,184 196,935 212,877 257,779 294,025 325,867 523,431

Base Gross Premium - Zone 6

Notes:
> Premium excludes GST and are in INR
> Rates provided are on annual basis
> Sum insured in between can be calculated using linear interpolation
> The Renewal premium for Senior Citizen shall be determined by applying a 10% increase to the last paid premium.

Individual (1A)

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
00-04 3,670 3,796 4,221 5,055 5,509 5,894 6,827 7,780 8,672 13,939
05-17 2,752 2,851 3,174 3,805 4,151 4,447 5,158 5,878 6,554 10,535
18-35 5,935 6,145 6,835 8,191 9,007 9,722 11,230 12,769 14,235 22,886
36-40 7,145 7,407 8,253 9,904 10,861 11,700 13,542 15,433 17,163 27,594
41-45 8,626 8,953 9,984 11,992 13,112 14,076 16,314 18,588 20,671 33,234
46-50 10,735 11,152 12,448 14,966 16,379 17,601 20,429 23,341 25,880 41,609
51-55 13,573 14,113 15,770 18,976 20,791 22,366 25,999 29,713 32,929 52,942
56-60 18,007 18,744 20,963 25,252 27,696 29,462 34,304 39,196 43,437 69,840
61-65 24,446 25,472 28,515 34,382 37,750 40,054 46,719 53,370 59,144 95,096
66-70 32,011 33,369 37,338 44,982 49,397 53,273 62,174 70,943 78,571 126,055
71-75 43,728 45,636 51,136 61,697 67,840 73,258 85,699 97,788 108,320 173,890
76-80 55,375 57,856 64,909 78,415 86,329 93,337 109,441 124,870 138,333 222,149
80+ 69,707 72,820 81,695 98,692 108,643 117,447 137,636 157,021 173,964 279,443

1A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 6,464 6,690 7,442 9,625 10,734 11,551 13,512 15,376 17,141 27,555
36-40 7,487 7,759 8,642 11,168 12,395 13,331 15,580 17,755 19,758 31,765
41-45 8,932 9,265 10,328 13,344 14,761 15,842 18,512 21,091 23,470 37,732
46-50 12,025 12,482 13,921 17,312 19,236 20,692 24,220 27,635 30,689 49,341
51-55 14,568 15,134 16,893 20,966 23,273 25,054 29,326 33,473 37,151 59,731
56-60 18,797 19,546 21,838 27,279 30,234 32,259 37,760 43,100 47,824 76,891
61-65 24,967 25,991 29,072 35,856 39,673 42,207 49,413 56,406 62,568 100,599
66-70 33,886 35,297 39,471 48,456 53,513 57,717 67,538 77,030 85,375 136,994
71-75 45,018 46,951 52,579 64,502 71,220 76,903 90,122 102,801 113,935 182,916
76-80 56,081 58,560 65,663 80,550 88,969 96,180 112,914 128,799 142,746 229,244
80+ 70,395 73,504 82,425 101,017 111,494 120,517 141,382 161,261 178,721 287,089

1A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 8,594 8,895 9,892 12,862 14,442 15,518 18,266 20,792 23,179 37,260
36-40 8,843 9,163 10,204 13,247 14,805 15,909 18,696 21,305 23,718 38,129
41-45 10,017 10,387 11,574 15,018 16,733 17,956 21,087 24,025 26,743 42,995
46-50 15,142 15,708 17,510 22,054 24,713 26,599 31,279 35,663 39,640 63,731
51-55 17,872 18,554 20,698 25,992 29,081 31,320 36,814 41,987 46,643 74,991
56-60 22,287 23,159 25,859 32,590 36,373 38,884 45,674 52,099 57,857 93,022
61-65 28,421 29,567 33,051 41,111 45,748 48,764 57,246 65,313 72,498 116,564
66-70 36,500 37,998 42,472 52,503 58,247 62,829 73,676 84,004 93,160 149,516
71-75 47,623 49,643 55,568 68,536 75,942 82,000 96,240 109,753 121,696 195,400
76-80 59,535 62,136 69,642 85,806 95,044 102,737 120,747 137,706 152,677 245,209
80+ 73,151 76,352 85,588 105,273 116,465 125,882 147,816 168,571 186,882 300,211

2A

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 7,840 8,116 9,029 11,589 13,397 14,461 17,273 19,641 21,897 35,203
36-40 9,569 9,919 11,047 14,196 16,375 17,646 21,113 24,050 26,760 43,022
41-45 11,510 11,943 13,316 17,128 19,701 21,164 25,361 28,896 32,134 51,665
46-50 14,219 14,769 16,481 20,335 23,393 25,131 30,155 34,433 38,203 61,422
51-55 19,031 19,786 22,102 26,980 31,070 33,416 40,158 45,892 50,863 81,777
56-60 25,869 26,921 30,104 37,116 42,788 45,617 54,909 62,742 69,531 111,795
61-65 36,048 37,554 42,033 51,490 59,421 63,080 76,062 86,892 96,295 154,829
66-70 49,797 51,902 58,080 70,890 81,831 87,971 106,159 121,155 134,193 215,369
71-75 66,882 69,782 78,167 95,490 110,350 119,130 144,047 164,362 182,054 292,202
76-80 87,086 90,965 102,023 124,801 144,403 156,082 189,163 215,829 239,089 383,907
80+ 110,303 115,229 129,269 158,178 183,054 197,890 239,847 273,628 303,145 486,903

2A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 9,970 10,321 11,481 14,826 17,105 18,428 22,026 25,057 27,935 44,908
36-40 11,383 11,796 13,137 16,957 19,542 21,038 25,180 28,684 31,925 51,325
41-45 13,369 13,869 15,459 19,961 22,954 24,653 29,542 33,659 37,445 60,201
46-50 17,335 17,994 20,071 25,076 28,870 31,039 37,215 42,462 47,154 75,812
51-55 22,334 23,206 25,907 32,006 36,878 39,681 47,644 54,406 60,355 97,038
56-60 29,359 30,535 34,123 42,427 48,927 52,242 62,824 71,742 79,564 127,926
61-65 39,503 41,130 46,012 56,746 65,496 69,638 83,895 95,800 106,225 170,794
66-70 52,586 54,786 61,282 75,193 86,808 93,347 112,567 128,436 142,322 228,441
71-75 69,740 72,736 81,450 99,886 115,431 124,615 150,585 171,791 190,346 305,537
76-80 89,613 93,573 104,916 128,723 148,936 160,973 194,977 222,433 246,468 395,773
80+ 112,619 117,618 131,915 161,799 187,239 202,403 245,204 279,710 309,944 497,839

2A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 12,101 12,526 13,932 18,062 20,813 22,396 26,780 30,473 33,972 54,613
36-40 13,197 13,674 15,226 19,718 22,708 24,430 29,246 33,318 37,091 59,629
41-45 15,230 15,795 17,602 22,792 26,206 28,142 33,723 38,423 42,755 68,738
46-50 20,451 21,220 23,660 29,818 34,346 36,946 44,274 50,490 56,103 90,201
51-55 25,637 26,626 29,712 37,032 42,686 45,948 55,132 62,920 69,847 112,298
56-60 31,207 32,441 36,236 45,350 52,312 55,925 67,202 76,704 85,118 136,853
61-65 41,884 43,589 48,740 60,452 69,783 74,291 89,436 102,089 113,251 182,090
66-70 53,870 56,102 62,734 77,330 89,283 96,032 115,734 132,021 146,351 234,933
71-75 70,483 73,487 82,266 101,240 116,998 126,305 152,543 173,997 192,848 309,575
76-80 90,182 94,138 105,520 129,822 150,201 162,334 196,521 224,165 248,444 398,966
80+ 113,109 118,098 132,422 162,785 188,373 203,621 246,572 281,241 311,699 500,673

Base Gross Premium - Zone 7

Notes:
> Premium excludes GST and are in INR
> Rates provided are on annual basis
> Sum insured in between can be calculated using linear interpolation
> The Renewal premium for Senior Citizen shall be determined by applying a 10% increase to the last paid premium.

Individual (1A)

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
00-04 3,670 3,796 4,221 5,055 5,509 5,894 6,827 7,780 8,672 13,939
05-17 2,752 2,851 3,174 3,805 4,151 4,447 5,158 5,878 6,554 10,535
18-35 5,935 6,145 6,835 8,191 9,007 9,722 11,230 12,769 14,235 22,886
36-40 7,145 7,407 8,253 9,904 10,861 11,700 13,542 15,433 17,163 27,594
41-45 8,626 8,953 9,984 11,992 13,112 14,076 16,314 18,588 20,671 33,234
46-50 10,735 11,152 12,448 14,966 16,379 17,601 20,429 23,341 25,880 41,609
51-55 13,573 14,113 15,770 18,976 20,791 22,366 25,999 29,713 32,929 52,942
56-60 18,007 18,744 20,963 25,252 27,696 29,462 34,304 39,196 43,437 69,840
61-65 24,446 25,472 28,515 34,382 37,750 40,054 46,719 53,370 59,144 95,096
66-70 32,011 33,369 37,338 44,982 49,397 53,273 62,174 70,943 78,571 126,055
71-75 43,728 45,636 51,136 61,697 67,840 73,258 85,699 97,788 108,320 173,890
76-80 55,375 57,856 64,909 78,415 86,329 93,337 109,441 124,870 138,333 222,149
80+ 69,707 72,820 81,695 98,692 108,643 117,447 137,636 157,021 173,964 279,443

1A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 6,464 6,690 7,442 9,625 10,734 11,551 13,512 15,376 17,141 27,555
36-40 7,487 7,759 8,642 11,168 12,395 13,331 15,580 17,755 19,758 31,765
41-45 8,932 9,265 10,328 13,344 14,761 15,842 18,512 21,091 23,470 37,732
46-50 12,025 12,482 13,921 17,312 19,236 20,692 24,220 27,635 30,689 49,341
51-55 14,568 15,134 16,893 20,966 23,273 25,054 29,326 33,473 37,151 59,731
56-60 18,797 19,546 21,838 27,279 30,234 32,259 37,760 43,100 47,824 76,891
61-65 24,967 25,991 29,072 35,856 39,673 42,207 49,413 56,406 62,568 100,599
66-70 33,886 35,297 39,471 48,456 53,513 57,717 67,538 77,030 85,375 136,994
71-75 45,018 46,951 52,579 64,502 71,220 76,903 90,122 102,801 113,935 182,916
76-80 56,081 58,560 65,663 80,550 88,969 96,180 112,914 128,799 142,746 229,244
80+ 70,395 73,504 82,425 101,017 111,494 120,517 141,382 161,261 178,721 287,089

1A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 8,594 8,895 9,892 12,862 14,442 15,518 18,266 20,792 23,179 37,260
36-40 8,843 9,163 10,204 13,247 14,805 15,909 18,696 21,305 23,718 38,129
41-45 10,017 10,387 11,574 15,018 16,733 17,956 21,087 24,025 26,743 42,995
46-50 15,142 15,708 17,510 22,054 24,713 26,599 31,279 35,663 39,640 63,731
51-55 17,872 18,554 20,698 25,992 29,081 31,320 36,814 41,987 46,643 74,991
56-60 22,287 23,159 25,859 32,590 36,373 38,884 45,674 52,099 57,857 93,022
61-65 28,421 29,567 33,051 41,111 45,748 48,764 57,246 65,313 72,498 116,564
66-70 36,500 37,998 42,472 52,503 58,247 62,829 73,676 84,004 93,160 149,516
71-75 47,623 49,643 55,568 68,536 75,942 82,000 96,240 109,753 121,696 195,400
76-80 59,535 62,136 69,642 85,806 95,044 102,737 120,747 137,706 152,677 245,209
80+ 73,151 76,352 85,588 105,273 116,465 125,882 147,816 168,571 186,882 300,211

2A

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 7,840 8,116 9,029 11,589 13,397 14,461 17,273 19,641 21,897 35,203
36-40 9,569 9,919 11,047 14,196 16,375 17,646 21,113 24,050 26,760 43,022
41-45 11,510 11,943 13,316 17,128 19,701 21,164 25,361 28,896 32,134 51,665
46-50 14,219 14,769 16,481 20,335 23,393 25,131 30,155 34,433 38,203 61,422
51-55 19,031 19,786 22,102 26,980 31,070 33,416 40,158 45,892 50,863 81,777
56-60 25,869 26,921 30,104 37,116 42,788 45,617 54,909 62,742 69,531 111,795
61-65 36,048 37,554 42,033 51,490 59,421 63,080 76,062 86,892 96,295 154,829
66-70 49,797 51,902 58,080 70,890 81,831 87,971 106,159 121,155 134,193 215,369
71-75 66,882 69,782 78,167 95,490 110,350 119,130 144,047 164,362 182,054 292,202
76-80 87,086 90,965 102,023 124,801 144,403 156,082 189,163 215,829 239,089 383,907
80+ 110,303 115,229 129,269 158,178 183,054 197,890 239,847 273,628 303,145 486,903

2A1C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 9,970 10,321 11,481 14,826 17,105 18,428 22,026 25,057 27,935 44,908
36-40 11,383 11,796 13,137 16,957 19,542 21,038 25,180 28,684 31,925 51,325
41-45 13,369 13,869 15,459 19,961 22,954 24,653 29,542 33,659 37,445 60,201
46-50 17,335 17,994 20,071 25,076 28,870 31,039 37,215 42,462 47,154 75,812
51-55 22,334 23,206 25,907 32,006 36,878 39,681 47,644 54,406 60,355 97,038
56-60 29,359 30,535 34,123 42,427 48,927 52,242 62,824 71,742 79,564 127,926
61-65 39,503 41,130 46,012 56,746 65,496 69,638 83,895 95,800 106,225 170,794
66-70 52,586 54,786 61,282 75,193 86,808 93,347 112,567 128,436 142,322 228,441
71-75 69,740 72,736 81,450 99,886 115,431 124,615 150,585 171,791 190,346 305,537
76-80 89,613 93,573 104,916 128,723 148,936 160,973 194,977 222,433 246,468 395,773
80+ 112,619 117,618 131,915 161,799 187,239 202,403 245,204 279,710 309,944 497,839

2A2C

Age-Band/ SI 500,000 700,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 7,500,000 10,000,000 60,000,000
18-35 12,101 12,526 13,932 18,062 20,813 22,396 26,780 30,473 33,972 54,613
36-40 13,197 13,674 15,226 19,718 22,708 24,430 29,246 33,318 37,091 59,629
41-45 15,230 15,795 17,602 22,792 26,206 28,142 33,723 38,423 42,755 68,738
46-50 20,451 21,220 23,660 29,818 34,346 36,946 44,274 50,490 56,103 90,201
51-55 25,637 26,626 29,712 37,032 42,686 45,948 55,132 62,920 69,847 112,298
56-60 31,207 32,441 36,236 45,350 52,312 55,925 67,202 76,704 85,118 136,853
61-65 41,884 43,589 48,740 60,452 69,783 74,291 89,436 102,089 113,251 182,090
66-70 53,870 56,102 62,734 77,330 89,283 96,032 115,734 132,021 146,351 234,933
71-75 70,483 73,487 82,266 101,240 116,998 126,305 152,543 173,997 192,848 309,575
76-80 90,182 94,138 105,520 129,822 150,201 162,334 196,521 224,165 248,444 398,966
80+ 113,109 118,098 132,422 162,785 188,373 203,621 246,572 281,241 311,699 500,673

Discounts & Loadings

1. Employee Discount (CHIL & its partners)

A discount of 15% for Employees and his / her dependents (Legally married Spouse, Children & Parents) of Corporation Bank & its subsidiaries / affiliates, Union Bank of India & its subsidiaries / affiliates.

2. Tenure Discount:

Policy TenureDiscounts Rates
2 7.5%(d1) "2 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1)"
3 10%(d2) "3 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x (1-d2)"

3. Family Discount

This discount shall be applicable on each additional member if more than one person of the same family is covered in the same Policy, on individual Sum Insured basis.

No. of Persons Discount
2,3 members 5.0%
4 members and above 10.0%

4. Direct Discounts

A discount of up to 15%will be applicable on fresh policy and on renewal of the policy through direct channel.

5. Discount in lieu of commission

A discount of upto 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.

6. Cross Sell Discount

A discount of upto 15% will be applicable if Policyholder has any continuing policy of Care Health Insurance Limited for last 6 months.

7. Renewal Discount

Renewal Discount of 2.5 % given - If the customer renews the policy within 30 days before premium payment due date.


Renewal Discount of 5.0% given - If the customer renews the policy before 31 days of premium payment due date.

8. Corporate GMC policyholder discount

'A discount of up 10% will be applicable if the customer is covered in an existing Group Medical Policy from Care Health Insurance Limited.

9. NRI Policyholder Discount

A discount of up to 15% will be applicable on fresh and renewal policy for a NRI policyholder.

10. Welcome Discount

Welcome Discount
Policy Year Discount
1st Year (New Policy) 7.5%
2nd Year (13th Month Renewal) 5.0%
3rd Year (25th Month Renewal) & Above 0.0%

factors applicable on the base rate

Premium Payment Mode

These adjustment factor/ instalment factors will be applicable on the Gross Premium of the respective tenure and premium payment mode.

#1 Option to pay the premium in any mode within the policy tenure
Policy Tenure Monthly Quarterly Half Yearly
1 year 5.50% 3.00% 2.00%
2 year 6.00% 4.50% 3.00%
3 year 9.50% 7.50% 6.00%
#2 Option to pay entire Premium of any tenure within a Policy Year
Policy Tenure Monthly Quarterly Half Yearly
1 year 5.50% 3.00% 2.00%
2 year 1.50% -1.00% -2.00%
3 year -0.50% -3.00% -4.00%

Discount/Loading applicable on total tenure premium


positive value is loading and -ve value is discount

Zonal Region

Care Supreme
Zone 1 Delhi NCR, Surat, Mathura, Aligarh, Alwar, Bharatpur
Zone 2 Mumbai MMR
Zone 3 Rest of Gujarat
Zone 4 Telangana, Ahilyanagar (previously Ahmednagar), Indore, Nashik, Pune
Zone 5 Alwaye, Asansol, Aurangabad, Bangalore (Urban), Barasat, Bhusaval, Dehradun, Guntur, Gwalior, Hisar, Hoshangabad, Howrah, Jalgaon, Kolkata, Mangalore, Nagpur, Quilon, Vijayawada, Visakhapatnam, Haridwar
Zone 6 Rest of Karnataka, Rest of Maharashtra, Agra, Amritsar, Chandigarh, Chennai, Cuttack, Ernakulam, Hooghly, Jaipur, Ludhiana, Patiala, Patna, Trivandrum, Ujjain
Zone 7 ROI

Optional Benefit 1: Smart Select

Adjustment Factor will be applicable on the Base Premium.

Factor -15.0%

Optional Benefit 2: Room Rent Modification

Adjustment Factor will be applicable on the Base Premium.

Room Category Factor
Single Private Room -10.0%
Twin Sharing Room -22.5%

Optional Benefit 3: PED Wait Period Modification

Adjustment Factor will be applicable on the Base Premium.

Age-Band/ Wait Period 1 year 2 year
00-04 3.0% 2.0%
05-17 3.0% 2.0%
18-35 10.0% 7.0%
36-55 18.5% 12.5%
56-60 27.5% 18.0%
61-70 27.5% 18.0%
71-75 33.0% 22.0%
76+ 33.0% 22.0%

Optional Benefit 4: Named Ailment Wait Period Modification

Adjustment Factor will be applicable on the Base Premium.

Age-Band/ Wait Period 1 year
00-04 75.0%
05-17 75.0%
18-35 75.0%
36-40 75.0%
41-55 75.0%
56-60 75.0%
61-65 75.0%
66-70 75.0%
71-75 75.0%
76+ 75.0%

Optional Benefit 5: Instant Cover

Adjustment Factor will be applicable on the Base Premium.

Wait Periods (Months) Factor
36 32.5%
24 29.9%
12 25.7%

Optional Benefit 6: Deductible

Adjustment Factor will be applicable on the Base Premium.

SI / Deductible ₹ 10,000 ₹ 25,000 ₹ 50,000 ₹ 100,000 ₹ 200,000 ₹ 500,000 ₹ 1,000,000
₹ 500,000 8.50% 19.90% 33.40% 49.20% 64.20% 76.40% 79.70%
₹ 700,000 7.80% 18.30% 31.10% 45.90% 60.30% 73.10% 79.20%
₹ 1,000,000 6.30% 15.10% 26.30% 40.50% 55.20% 68.60% 77.50%
₹ 1,500,000 5.10% 12.40% 22.20% 35.40% 50.20% 62.70% 75.20%
₹ 2,000,000 5.00% 12.10% 21.80% 34.80% 49.50% 61.10% 74.50%
₹ 2,500,000 4.90% 11.80% 21.30% 34.20% 48.80% 59.40% 73.80%
₹ 5,000,000 4.40% 10.60% 19.30% 31.40% 45.40% 51.10% 70.40%
₹ 7,500,000 4.20% 10.30% 18.80% 30.90% 45.00% 48.50% 70.20%
₹ 10,000,000 4.10% 10.00% 18.30% 30.40% 44.60% 45.90% 70.00%
₹ 60,000,000 3.20% 7.80% 15.40% 29.30% 42.80% 44.10% 67.20%

Optional Benefit 7: Co-Payment

Adjustment Factor will be applicable on the Base Premium.

Co-Payment Factor
5% -4.0%
10% -8.0%
20% -16.0%
30% -24.0%
50% -40.0%

Optional Benefit 8: New Born Cover

Premium will be calculated as 20% of the differential premium pro-rated for the endorsement period on mid-term inclusion of a child upon birth in the policy.

Optional Benefit 9: Plus Benefit

Premium for additional sum insured to be calculated from respective rate chart.

Optional Benefit 10: Cumulative Bonus Super

Adjustment Factor will be applicable on the Base Premium.

Age Band/ SI <= 10L 10L < SI < 50L 50L to 1Cr Above 1Cr
00-45 11.0% 9.0% 8.0% 5.0%
46+ 16.0% 15.0% 15.0% 12.5%

Optional Benefit 11: Annual Health Check Up

Premium per member for all Zones

Age Band/ SI 5Lakhs-10Lakhs Above 10 Lakhs
00-17 29 29
18-35 285 457
36-45 294 470
46-55 378 604
56+ 504 806

Optional Benefit 12: Be-Fit Benefit

Premium per member for all Zones 664

Optional Benefit 13: Wellness Benefit

Premium per member for all Zones 47

Optional Benefit 14: Air Ambulance

Premium per member for all Zones 459

Optional Benefit 15: Women Care

Premium per female member for all Zones

Age Band / Limit 10,000 25,000 50,000
18-35 2,812 3,085 3,845
36+ 4,461 4,943 6,014

Optional Benefit 16: Mental Health Well Being

Limit 10,000 25,000 50,000
Premium per member for all Zones 1,859 2,134 2,380

Optional Benefit 17: Claim Shield

Adjustment Factor will be applicable on the Base Premium.

Sum Insured Up to 5Lac Greater than 5Lac
Factor 5.0% 7.0%

Optional Benefit 18: Unlimited Care

Age Band / Limit5L <= SI < 20L 20L <= SI < 40L 40L <= SI < 100L SI >= 100L
Premium Rate 10.0% 7.5% 5.0% 2.5%

Applicable on base premium

Optional Benefit 19: True Connect

Factor -10%

Optional Benefit 20: Health Management Program

Premium per policy for all Zones 1770
Note:

Optional Benefits - 11, 12, 13, & 16 shall be available to all Insured Persons under floater policy unless specifically mentioned/catered to in the Policy wordings