Care Heart UIN - CHIHLIP26053V032526

Notes:

1. All amounts are in INR

2. All Rates are GROSS PREMIUM excluding service tax

3. Sum Insured mentioned is the Base Medical Sum Insured

BASE COVER

Gross Premium - IPD + Other Benefits Covers

ZONE1- Option 1: 20% COPAY Applicable

Please Note:These rates are applicable for 20% Copay option for New Entrants till age 70 years and then @ 30% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 20% Copay, he/she will need to pay an additional loading @ 7.5%.

ZONE1- Option 2: 30% COPAY

Please Note:These rates are applicable for 30% Copay option for New Entrants till age 70 years and then @ 40% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 30% Copay, he/she will need to pay an additional loading @ 7.5%.

ZONE2- Option 1: 20% COPAY Copay Applicable

Please Note:These rates are applicable for 20% Copay option for New Entrants till age 70 years and then @ 30% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 20% Copay, he/she will need to pay an additional loading @ 7.5%.

ZONE2- Option 2: 30% COPAY

Please Note:These rates are applicable for 30% Copay option for New Entrants till age 70 years and then @ 40% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 30% Copay, he/she will need to pay an additional loading @ 7.5%.

ZONE3- Option 1: 20% COPAY Copay Applicable

Please Note:These rates are applicable for 20% Copay option for New Entrants till age 70 years and then @ 30% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 20% Copay, he/she will need to pay an additional loading @ 7.5%.

ZONE3- Option 2: 30% COPAY

Please Note:These rates are applicable for 30% Copay option for New Entrants till age 70 years and then @ 40% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 30% Copay, he/she will need to pay an additional loading @ 7.5%.

ZONE4- Option 1: 20% COPAY Copay Applicable

Please Note:These rates are applicable for 20% Copay option for New Entrants till age 70 years and then @ 30% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 20% Copay, he/she will need to pay an additional loading @ 7.5%.

ZONE4- Option 2: 30% COPAY

Please Note:These rates are applicable for 30% Copay option for New Entrants till age 70 years and then @ 40% Copay for subsequent renewals/new entrants. If a renewal customer (whose age at entry was 70 years or below) opts to stay at 30% Copay, he/she will need to pay an additional loading @ 7.5%.

Notes:

1. All amounts are in INR

2. All the rates for Optional covers are GROSS PREMIUM excluding service tax

OPTIONAL COVER 1: OPD Care

OPTIONAL COVER 2: International Second Opinion

OPTIONAL COVER 3: Home Care

Scenario 1: Applicable for Sum Insured 2/3/4/5 Lacs

Up to Rs.1,000 per day; Max. 7 days per occurrence & Max. 45 days per policy year per Insured Person; Covered after a deductible of 1 day

Scenario 2: Applicable for Sum Insured 7 and 10 Lacs

Up to Rs.2,000 per day; Max. 7 days per occurrence & Max. 45 days per policy year per Insured Person; Covered after a deductible of 1 day

OPTIONAL COVER 4: Active Health Check-Up

Discounts & Loadings

1. Employee Discount (CHIL & its partners)

A discount of 15% for Employees and his / her dependents (Legally married Spouse, Children & Parents) of CHIL and its Promotors.

2. Tenure Discount:

3. Family Discount

This discount shall be applicable on the Gross Premium of all the members, if 2 to 6 persons of the same family are covered in the same policy, on individual Sum Insured basis

4. Direct Discounts

A discount of up to 10% will be applicable on fresh policy and on renewal of the policy through direct channel.

5. Discount in lieu of commission

A discount of upto 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.

6. Cross Sell Discount

A discount of upto 15% will be applicable if Policyholder has any continuing policy of Care Health Insurance Limited for last 6 months.

7. Renewal Discount

Renewal Discount of 2.5 % given - If the customer renews the policy within 30 days before premium payment due date.

Renewal Discount of 5.0% given - If the customer renews the policy before 31 days of premium payment due date.

8. Corporate GMC policyholder discount

A discount of up 5% will be applicable if the customer is covered in an existing Group Medical Policy from Care Health Insurance Limited.

9. NRI Policyholder Discount

A discount of up to 15% will be applicable on fresh and renewal policy for a NRI policyholder.

Zonal Region

Deductible Option - Applicable on Aggregate basis(Discounts)-

Following discounts are applicable on the premiums if person opts for deductible plan: