
Coverage for life-threatening PED conditions##
Coverage for life-threatening PED conditions##
USA Travel Insurance is a travel policy that covers you from unforeseen mishaps that might otherwise bring financial strain to your trip budget. When you think of the USA, you’re probably imagining iconic landmarks like the Statue of Liberty, bustling cities like New York, or breathtaking natural wonders like the Grand Canyon. Planning a trip to the USA can be incredibly exciting, but ensuring you’re prepared for the unexpected is essential.
Thus, visiting the USA without overseas travel insurance could be a risk. Therefore, before heading out for the US, one must always consider buying travel insurance for USA trip to ensure financial safety for oneself from mishaps.
At Care Health Insurance, we offer one of the best travel insurance for USA, here are the key features tabulated below:
Parameter | Definition |
---|---|
Affordable Premium | Travel insurance for USA premiums start from as low as INR 474~ for a week-long journey for an individual with no pre-existing disease. The plan ensures optimum coverage during your trip, while also ensuring comfort for your trip budget. |
Automatic Trip Extension | Suppose you must extend your stay in the USA due to a natural calamity, hospitalisation, or death. In that case, the international health travel insurance for United States automatically extends the duration of your policy for up to 7 consecutive days. |
Cashless Claim Processing | Care Health Insurance is powered by UnitedHealth Group (UHG), in partnership with Falck. This ensures hassle-free cashless hospitalisations at the vast network of hospitals in the USA. |
All-inclusive Protection | Whether you have missed your checked-in baggage or lost your passport in a burglary during your trip to the USA, Care travel insurance helps by being your financial backup. |
Travelling to the USA can open doors to great experiences, but protecting yourself from unexpected situations is essential. Start by selecting the type of holiday insurance for USA plan that best suits your needs: individual, family, or student travel insurance. Next, decide whether you need insurance for a single trip or multiple trips throughout the year. The Explore travel insurance for the USA from Care Health Insurance offers comprehensive coverage. It provides peace of mind to travellers and takes care of their health and safety while they explore the world.
With flexible coverage options, the Explore plan is perfect for different types of travellers. Now, you can choose the level of protection that best suits your needs. The plan is divided into three options: Silver, Gold, and Platinum. Each plan offers unique coverage, with personalised benefits to ensure your peace of mind, no matter your destination.
Description | Explore: Silver, Gold, and Platinum |
---|---|
Sum Insured | US $ 25K, 50K, 100K, 200K, 300K & 500K (Vary according to the premium) |
Trip Options
|
Yes Yes |
Entry Age (Single Trip) |
Minimum: Child- 1Day; Adult - 18 Years Maximum: Child- 24 Years; Adult - Lifelong |
Entry Age (Multi-trip) |
Minimum: Child- 1Day; Adult - 18 Years Maximum: Child- 24 Years; Adult - Lifelong |
*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.
When planning your trip to the USA, it is important to choose the right travel insurance for travel to the USA that fits your needs. Different types of insurance plans provide various levels of protection, so it is essential to consider what is most important for your trip. Based on your needs, you can select from a variety of options.
Here’s a breakdown of the most common types of USA travel insurance:
This plan is ideal for solo travellers. It covers unexpected situations such as medical emergencies, trip cancellations, lost luggage, and accidents that may happen during your trip.
If you're travelling with your family, instead of buying separate travel insurance for US travel for each family member, the family travel insurance covers everyone under a single policy, making it more affordable and convenient.
This is an ideal plan for students travelling to the USA for higher studies. The plan covers medical expenses, study interruptions, lost belongings, and other unforeseen events, ensuring you can focus on your studies without having to worry about the unforeseen.
Older travellers have specific needs, and this insurance plan is designed to cover those needs. The senior citizen travel insurance plan covers unexpected medical costs, life-threatening conditions due to PED, trip cancellations, lost luggage, and other emergencies that could arise while you’re travelling.
This plan is a good choice if you’re taking a one-time trip to the USA. The single-trip travel insurance covers medical emergencies, cancellations, delays, lost baggage, and personal liability for the entire trip.
Annual travel insurance plan offers excellent value if you travel often. It covers multiple trips throughout the year at a lower cost. It is great for frequent travellers and can save you from hassles caused by managing multiple policies for individual trips.
When an unprecedented mishap occurs, you are unlikely to have the means to deal with it efficiently in a country abroad. Here, your overseas travel insurance for the USA will come to your rescue. Below are the inclusions and exclusions that Care Health Insurance’s travel medical insurance provides:
*Refer to the policy documents for more detailed information regarding the Coverage.
The travel insurance to the States comes with many benefits, providing possible financial protection across various issues. Let us discuss the key benefits of USA travel insurance:
The premium that an insured person must pay will be based on various factors, including the age of the traveller, the country they are travelling to, trip duration, and the type of coverage selected. The travel and health insurance for the USA offered by Care Health Insurance is a budget-friendly plan to suit all the insured's needs. Our travel medical premium for the USA starts from as low as Rs. 474~ for a single traveller on a 7-day trip. You can use the Travel Insurance Premium Calculator to calculate the cost of your travel insurance premium.
For instance, if you are travelling from India to the USA for 7 Days, a one-time visit, the approximate premium cost of your travel insurance with a sum insured of $25k is calculated as below:
Insured Member(s) | Age | Any Pre-existing Disease | Sum Insured | Policy Duration | Premium Amount (approx.) |
---|---|---|---|---|---|
1 | 24 years | No | $ 25,000 | 7 Days | ₹474~ |
*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.
When selecting travel insurance for America, you must ensure the plan suits your requirements without derailing your budget. Here are the factors to be considered:
Buying travel health insurance for USA is simple and can be done in just a few steps. Here's how:
Step 1
Visit the travel insurance quote page. Enter your travel destination and duration. Check the available sum insured and then click "Buy Now."
Step 2
Complete the KYC process and enter the details of the person buying the insurance. When you're done, click "Next."
Step 3
Enter the information of the person being insured. If anyone has any existing medical conditions, mention them here.
Step 4
After filling in the details, make the payment. Your travel insurance policy documents will be immediately sent to your registered email and phone number.
Travelling from India to the USA requires specific documents, primarily a valid US visa and a passport. The documents you need can vary slightly depending on the purpose of your visit (tourism, business, study, work, etc.).
To ensure that you do not get rejected while applying for a visa to the USA, you must abide by all the rules and regulations. By following the steps below, you can ensure a successful visa application:
Step 1: Choose the type of Visa you wish to apply for.
Step 2: Fill in the non-immigration visa application form.
Step 3: Pay your US visa application fee online.
Step 4: Schedule your visa interview with the embassy.
Step 5: Compile the documents file and ensure everything is in place.
Step 6: Attend the visa interview.
Step 7: Wait until your visa processing starts.
To apply for a US visa from India, you will generally need the following documents:
The claim settlement team at Care Health Insurance ensures that you do not have to go through unnecessary rejections while filing a claim. The team also ensures that you get appropriate answers for rejections, if there are any.
The United States is known for being a tourist-friendly nation, offering top-notch facilities and a generally safe environment. With that being said, keeping a few key travel tips in mind can help you make the most of your journey:
Some emergencies can go beyond regular help. Suppose you're in a crisis requiring diplomatic intervention. In that case, you must get in touch with the Indian Embassy in the US through the following means:
Office | Name | Working Hours | Address |
---|---|---|---|
Embassy of India | Indian Embassy, Washington, D.C. | Mon-Fri: 9:00 AM - 5:30 PM | 2101 Wisconsin Ave NW, Washington, D.C. 20007 |
Consulate General of India | New York City | Mon-Fri: 9:00 AM - 5:30 PM | 3 East 64th Street, New York, NY 10065 |
Consulate General of India | San Francisco | Mon-Fri: 9:00 AM - 5:30 PM | 540 Arguello Blvd, San Francisco, CA 94118 |
Consulate General of India | Chicago | Mon-Fri: 9:00 AM - 5:30 PM | 455 North Cityfront Plaza Dr, Chicago, IL 60611 |
Consulate General of India | Houston | Mon-Fri: 9:00 AM - 5:30 PM | 4300 Scotland St, Houston, TX 77007 |
The USA sees a steady stream of tourists throughout the year, but the ideal time to visit is during the spring months from April to June. With mild weather and nature in full bloom, spring is perfect for outdoor sightseeing, adventure sports, shopping, and experiencing the vibrant festival culture across the country. Summer, from June to August, is also a great time to explore, offering lively cities and a full calendar of events, though it comes with larger crowds and higher travel costs. On the other hand, winter is less suited for sightseeing due to cold weather and potential travel disruptions, unless you're specifically looking for snow-filled adventures.
You might think all flights from India go straight to the US, but that's not usually the case. Only a handful of direct flights head to a few big US international airports.
Airport | City | IATA Code |
---|---|---|
Hartsfield-Jackson Atlanta International Airport | Atlanta | ATL |
Los Angeles International Airport | Los Angeles | LAX |
John F. Kennedy International Airport | New York City | JFK |
Chicago O'Hare International Airport | Chicago | ORD |
San Francisco International Airport | San Francisco | SFO |
Miami International Airport | Miami | MIA |
Dallas/Fort Worth International Airport | Dallas/Fort Worth | DFW |
Denver International Airport | Denver | DEN |
Seattle-Tacoma International Airport | Seattle | SEA |
Washington Dulles International Airport | Washington, D.C. | IAD |
From iconic city skylines to nature’s grandest masterpieces, the United States offers an endless treasure trove of travel adventures. Whether you crave bustling urban energy or serene escapes, this country promises something extraordinary at every turn.
Here’s a handpicked selection of must-visit destinations that continue to captivate globetrotters across the globe:
In the USA, there are countless experiences in which you can be immersed. Here are a few for you to do on your visit to make the trip memorable:
Note: The per-day premium has been calculated for an individual aged 24 for a 90-day trip, with starting coverage available in that region.
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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Travellers Served till Jan'25
**Number of Claim Amount Paid as of Apr'25
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.
##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $10,000) if disclosed during policy purchase.