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UK Travel Insurance

Explore the UK with peace of mind! Travel insurance covers costly medical expenses, lost luggage, and trip interruptions, ensuring a financially secure and enjoyable journey.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
    24800+ Cashless Healthcare Providers^^
  • Claim settled ratio
    48 Lakh+ Insurance Claims Settled**
  • Claim settled
    24*7 Claim and Customer Support

Comprehensive Travel Insurance for Worry-Free Journeys

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Save up to 20% on securing your family trip^

Protect Your Trip to the UK with Travel Insurance Online

Did you know? The cost of living in Great Britain is 6.5 times more than that in India. Suppose you spend ₹1000/day in India; you may have to spend ₹6500/day in the United Kingdom.

Thus, you may have to invest a lot of savings if you plan a trip to Great Britain, and despite that, you may have to stay prepared for any unforeseen risks you may be exposed to during your stay in the country. Fret not, as here’s when travel insurance for International journies comes into play!

International travel insurance for the UK from India ensures healthcare and financial support against emergency medical and non-medical contingencies. Read below for everything you should know about travel insurance for the UK while travelling to the UK.

When Can Travel Insurance for the UK be Helpful?

Whether travelling to the United Kingdom for leisure, studies or business, having a safety helmet that saves you from falling off the savings amidst dire circumstances can help greatly. Here are a few conditions when choosing UK travel insurance online can be helpful.

a. Expensive Medical Facilities: Getting medical treatment in a country as economically strong as London can cost you a fortune. While you should always consult your doctor before travelling with a pre-existing condition, travel insurance for international journies can help you when exposed to an unannounced medical emergency.

b. Loss of Belongings: Losing your belongings, whether to the airport authority or theft, can be an experience you didn’t sign up for! Sensing the financial stress of such circumstances, travel insurance for the UK from India backs you up under set conditions.

c. Trip Interruption: Whether you must cancel your trip or interrupt it in the middle due to an unavoidable condition, international travel cover bought from a reliable insurer can be a financial saviour!

d. For Higher Studies: Due to the expensive cost of living in the UK, universities offer health insurance at the time of admission. However, these policies have limited coverage and are offered at a very high premium. Here, student travel insurance with comprehensive coverage can be helpful as it offers exhaustive benefits at an affordable premium.

Is Travel Insurance Mandatory to Visit the UK?

Travel Insurance for the United Kingdom is not mandatory if you travel for work or leisure purposes. However, if you travel to the UK for higher studies, you may be asked to have travel health insurance throughout the term.

Although travel insurance is not mandatory when travelling to the UK, you can not deny that any unforeseen encounter with an emergency in the UK can spoil your entire trip! You may fall sick or encounter an incident in which you owe liability to a third party. To be prepared for such circumstances, you should always opt for travel insurance from a trusted insurer.

What are the Features of UK Travel Insurance

At Care Health Insurance, we aim to make your trip to the UK a seamless experience. Thus, we offer feature-packed travel insurance for the UK from India that includes vast benefits such as a cashless facility and pocket-friendly premium. Below are the features that make our Explore travel insurance for the United Kingdom unique-

Affordable Premium: Our travel insurance for the UK is curated to fit your budget by offering affordable premiums without cutting down on the scope of essential coverage.

Automatic Trip Extension: The policy automatically extends travel coverage for up to 7 consecutive days during prolonged hospitalisation, natural calamity, or unfortunate demise.

Cashless Claim Processing: Our wide network of healthcare providers helps you avail of a cashless in-patient care facility worldwide. This can be availed by simply calling us whenever the need for a claim arises.

All-inclusive Protection: Whether you need healthcare services or assistance during loss of baggage, etc., we support you with coverage for all travel contingencies.

*Please refer to the policy brochure for more details on product features.

UK Travel Insurance Online: Plan at a Glance

Description Explore Europe Student Explore
Sum Insured € 30K & 100K (Vary according to the premium) US $ 50K, 100K, 300K, 500K, and 1000K
Trip Options
  • Single Trip
  • Multi-trip (Policy will be on an annual basis)
Yes
Yes
-
Entry Age (Single Trip) Minimum: Child- 1Day; Adult- 18 Years
Maximum: Child- 24 Years; Adult- Lifelong
-
Entry Age (Multi-Trip) Minimum: Child- 1Day; Adult- 18 Years
Maximum: Child- 24 Years; Adult- Lifelong
-

Coverage Under Travel Insurance for the UK

While providing comprehensive coverage, our travel insurance from India to the UK promises access to quality medical care. Below are some of the prominent benefits included under our UK travel insurance-

Emergency Hospitalisation: The policy covers expenses incurred from any emergency illness or injury in the foreign land during the policy term.

Daily Allowance: Under Explore, we offer reimbursement for the additional expenses incurred by the companion during hospitalisation for a specified period.

Compassionate Visit: When an insured member is ill, we provide financial assistance to book the most economical flight ticket as per policy terms.

Personal Accident::In the unfortunate event of the insured’s death or permanent total disability, the policy offers a lump sum payout up to the sum insured.

COVID-19 Coverage::The policy covers standard medical expenses to protect you from COVID-19 treatment costs in a foreign land, subject to policy terms.

Trip Delay & Cancellation::The financial exertion caused by trip delays, interruptions, and/or cancellations can be worrisome. Thus, we cover the related expenses under defined situations per policy terms.

Delay & Loss of Checked-in Baggage::We offer financial help if you encounter checked-in baggage loss and/or delay at the airport with a coverage of up to a specified amount under the policy terms & conditions.

Loss of Passport & International DL::We lower the stress of losing your passport and international driving license in a foreign land by paying a fixed amount as per policy terms.

Exclusion Under Travel Insurance for the UK

The UK travel policy does not offer coverage in the following scenarios:

Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the trip.

World War: Any medical or non-medical expenses arising from national or international war, nuclear perils, or consequences.

Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of self-harm leading to hospitalisation or death.

Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.

Breach of Law: Any liability or injury expenses arising from any breach of law or particular regulations set by the destination country..

Dental Treatment: The expenses of any planned dental treatment or surgery unless necessitated due to any acute pain..

Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully..

What is the Premium of Travel Insurance for the UK from India?

Did you know? You can calculate the premium of travel insurance online with a travel insurance premium calculator, which shall be based on various factors such as the age of the traveller, trip duration, trip frequency, etc.

Suppose a person (25) travels from India to the UK for seven days for a single trip. Then, the approximate premium cost for a sum insured of € 100K shall be ₹893.

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 25 years No €100,000 7 Days Rs. 893*

*The travel insurance premium is calculated considering the insured member has not been diagnosed, hospitalised, or treated in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting the Premium of UK Travel Insurance

The premium of international travel insurance may vary based on various factors, as mentioned below:

  • Frequency of Trip: While a once-in-a-while trip needs single-trip insurance, frequent flyers should use a multi-trip travel insurance plan. This choice of travel insurance greatly affects the travel insurance premium.
  • Trip Duration: The insurance premium is calculated based on the days you plan to spend in the UK. The shorter the trip, the lower the premium.
  • Medical History: If you have a pre-existing ailment like diabetes or heart illness, you must ensure that the policy you pick provides health insurance coverage for the required treatment costs.
  • High-Risk Zones: High-risk zone destinations have insurance plans with a higher premium requirement. If you plan to undertake any adventure activities, check if your policy covers adventure or sports injuries.
  • Review the Exclusion: Travel plans have detailed conditions; read them carefully while comparing different travel insurance covers

How to File a Claim for Travel Insurance Online

At Care Health Insurance, the claim settlement team ensures you do not have to go through unnecessary hassles while filing a claim! We ask for all the requirements and meticulously analyse the set of terms & conditions while assessing claims. The team also ensures that you get the appropriate answers for rejections if there are any.

Type of UK Visa

Selecting the ideal visa is the first step when going overseas. Especially when you’re travelling to countries with strict regulations such as the UK, you must know the major kinds of visas you can apply for in the UK, which includes-

  • Work Visa
  • Business Visa
  • Study Visa
  • Visitor Visa
  • Family Visa
  • Settlement Visa
  • Transit Visa, and a few more.

Know More about the UK

Official Language English
Official Currency Pound Sterling
Popular Cities London, Edinburgh, Bath, Glasgow, Scotland
Indian Embassy India House, Aldwych, London, Wc2B 4NA
Phone no 00-44 (0) 20 8629 5950

Places to Visit in the UK

The royal kingdom is an excitingly charming destination with some of the world’s most wonderful cities and attractions. Explore the beauty of the United Kingdoms by experiencing these must-visit UK places-

London::Located across the river Thames, the UK capital city welcomes you with open arms. Big Ben, Coca-Cola London Eye, Buckingham Palace, Tower of London, and Tower Bridge are the London attractions that you can afford to miss.

Edinburgh::The hilly capital known for its Edinburgh Castle, Palace of Holyroodhouse, Arthur’s Seat, and Calton Hill are the spectacular places you should visit. It also has various monuments and memorials that depict the stories of the United Kingdom's history.

Bath::It is the largest city in England. It is well-known for its Roman-style baths. The Roman Baths, Bath Abbey, Pulteney Bridge, and Thermae Bath Spa are where you can experience the royal bath.

Glasgow::This is also known as a port city located in Scotland. Victorian architecture is the main attraction of Glasgow. Kelvingrove Art and Gallery, Glasgow Cathedral, Riverside Museum, and Glasgow Science Center are the places that can be visited.

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Voice of our Customers

DM
Divy Mishra December 19, 2023
Explore
4

Satisfied with Claim Settlement

I am satisfied with the teams behavior. Filed my claim for trip delay and got reimbursment within 10 days Commendable service.
MR
Mandakini Rao December 19, 2023
Explore
5

Dont Waste Time, Just Buy It

Mrs. Chanchal from Chembur helped me buy the best travel insurance Thank you for guidance.
BS
Babila Sangwan December 18, 2023
Explore
5

Nice Coverage

If you need a complete coverage throughout your trip, this plan is one to opt. Customer Service needs training
SC
Sunita Chaubey December 17, 2023
Explore
3

Good Plan

Good plan for medical coverage but dose not give coverage for nonchecked in luggage loss.
SM
Samiksha Mishra December 15, 2023
Explore
2

Waste of Money no refunds

I had to cancel my trip because my exams came up but the travel insurance did not compensate for my trip cancellation worse experience
TB
Tushar Bhave December 01, 2023
Explore
5

Best Plan

Care Health Insurance isbest company. Best Plan Must Buy
HV
Himanshu Verma December 01, 2023
Explore
5

Nice Service

Thanks to the humble assistance team, my father could easily take assistance when he needed to retrieve his lost baggage in Singapore. Nice services
VS
Vipul Sharma December 01, 2023
Explore
4

Nice Customer Service

The Customer service listens patiently and solves the problem. thank you.
MD
Mary Dsouza December 01, 2023
Explore
4

Nice Plan

The coverage is comprehensive however theres a lot of documents to read.
NK
Naman Kashyap December 01, 2023
Explore
5

Thank you

Thanks to Mr. Sanjay of Motihari, I could buy an affordable travel insurance for my Schengen visa application. Thanks
Rahul Sangwan

My appreciation for your prompt service

Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!

Rahul Sangwan

Health Insurance

Samanway Barik

We will continue to avail of your scheme

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

Samanway Barik

Health Insurance

Soubhagya K Kulkarni

Everything went very smooth

Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.

Soubhagya K Kulkarni

Health Insurance

Vaibhav Rai

Really helpful explaining the process in advance

Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.

Vaibhav Rai

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

48 Lakh + Claims Settled**

Cashless Claim

24800+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of 30th March 2024     *India Insurance Summit & Awards 2023

FAQs on UK Travel Insurance

Q. How do I get a travel insurance policy for UK Travel?

You can get travel insurance for the UK by visiting our website and selecting international travel insurance. Then you must enter your personal information and choose the level of coverage you require.

Q.Which Sum should be Insured for Individual Travel Insurance Plan?

Choose the Sum Insured that will best protect you in the event of an emergency. We recommend the same based on your country of the visit because average medical treatment costs differ by country.

Q. Does the policy cover pre-existing diseases?

An informed pre-existing disease is covered in Explore Europe in case of a life-threatening condition as per the policy terms.

Q.What exactly is an ASP?

ASP is an abbreviation for Assistance Service Provider, that assists you with your travel insurance claim during an emergency abroad. The most important service they offer is cashless medical services. They also provide the necessary information to deal with other non-medical claim-related issues.

 

Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Cashless Healthcare Providers till 31st March 2024
**Number of Claims Settled as of 31st March 2024
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

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