Save tax up to ₹75,000 ~ u/s 80D.
Save tax up to ₹75,000 ~ u/s 80D.
Did you know? The cost of living in Great Britain is 6.5 times more than that in India. Suppose you spend ₹1000/day in India; you may have to spend ₹6500/day in the United Kingdom.
Thus, you may have to invest a lot of savings if you plan a trip to Great Britain, and despite that, you may have to stay prepared for any unforeseen risks you may be exposed to during your stay in the country. Fret not, as here’s when travel insurance for International journies comes into play!
International travel insurance for the UK from India ensures healthcare and financial support against emergency medical and non-medical contingencies. Read below for everything you should know about travel insurance for the UK while travelling to the UK.
Whether travelling to the United Kingdom for leisure, studies or business, having a safety helmet that saves you from falling off the savings amidst dire circumstances can help greatly. Here are a few conditions when choosing UK travel insurance online can be helpful.
a. Expensive Medical Facilities: Getting medical treatment in a country as economically strong as London can cost you a fortune. While you should always consult your doctor before travelling with a pre-existing condition, travel insurance for international journies can help you when exposed to an unannounced medical emergency.
b. Loss of Belongings: Losing your belongings, whether to the airport authority or theft, can be an experience you didn’t sign up for! Sensing the financial stress of such circumstances, travel insurance for the UK from India backs you up under set conditions.
c. Trip Interruption: Whether you must cancel your trip or interrupt it in the middle due to an unavoidable condition, international travel cover bought from a reliable insurer can be a financial saviour!
d. For Higher Studies: Due to the expensive cost of living in the UK, universities offer health insurance at the time of admission. However, these policies have limited coverage and are offered at a very high premium. Here, student travel insurance with comprehensive coverage can be helpful as it offers exhaustive benefits at an affordable premium.
Travel Insurance for the United Kingdom is not mandatory if you travel for work or leisure purposes. However, if you travel to the UK for higher studies, you may be asked to have travel health insurance throughout the term.
Although travel insurance is not mandatory when travelling to the UK, you can not deny that any unforeseen encounter with an emergency in the UK can spoil your entire trip! You may fall sick or encounter an incident in which you owe liability to a third party. To be prepared for such circumstances, you should always opt for travel insurance from a trusted insurer.
At Care Health Insurance, we aim to make your trip to the UK a seamless experience. Thus, we offer feature-packed travel insurance for the UK from India that includes vast benefits such as a cashless facility and pocket-friendly premium. Below are the features that make our Explore travel insurance for the United Kingdom unique-
Affordable Premium: Our travel insurance for the UK is curated to fit your budget by offering affordable premiums without cutting down on the scope of essential coverage.
Automatic Trip Extension: The policy automatically extends travel coverage for up to 7 consecutive days during prolonged hospitalisation, natural calamity, or unfortunate demise.
Cashless Claim Processing: Our wide network of healthcare providers helps you avail of a cashless in-patient care facility worldwide. This can be availed by simply calling us whenever the need for a claim arises.
All-inclusive Protection: Whether you need healthcare services or assistance during loss of baggage, etc., we support you with coverage for all travel contingencies.
*Please refer to the policy brochure for more details on product features.
Description | Explore Europe | Student Explore |
---|---|---|
Sum Insured | € 30K & 100K (Vary according to the premium) | US $ 50K, 100K, 300K, 500K, and 1000K |
Trip Options
|
Yes Yes |
- |
Entry Age (Single Trip) | Minimum: Child- 1Day; Adult- 18 Years Maximum: Child- 24 Years; Adult- Lifelong |
- |
Entry Age (Multi-Trip) | Minimum: Child- 1Day; Adult- 18 Years Maximum: Child- 24 Years; Adult- Lifelong |
- |
While providing comprehensive coverage, our travel insurance from India to the UK promises access to quality medical care. Below are some of the prominent benefits included under our UK travel insurance-
Emergency Hospitalisation: The policy covers expenses incurred from any emergency illness or injury in the foreign land during the policy term.
Daily Allowance: Under Explore, we offer reimbursement for the additional expenses incurred by the companion during hospitalisation for a specified period.
Compassionate Visit: When an insured member is ill, we provide financial assistance to book the most economical flight ticket as per policy terms.
Personal Accident::In the unfortunate event of the insured’s death or permanent total disability, the policy offers a lump sum payout up to the sum insured.
COVID-19 Coverage::The policy covers standard medical expenses to protect you from COVID-19 treatment costs in a foreign land, subject to policy terms.
Trip Delay & Cancellation::The financial exertion caused by trip delays, interruptions, and/or cancellations can be worrisome. Thus, we cover the related expenses under defined situations per policy terms.
Delay & Loss of Checked-in Baggage::We offer financial help if you encounter checked-in baggage loss and/or delay at the airport with a coverage of up to a specified amount under the policy terms & conditions.
Loss of Passport & International DL::We lower the stress of losing your passport and international driving license in a foreign land by paying a fixed amount as per policy terms.
The UK travel policy does not offer coverage in the following scenarios:
Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the trip.
World War: Any medical or non-medical expenses arising from national or international war, nuclear perils, or consequences.
Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of self-harm leading to hospitalisation or death.
Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.
Breach of Law: Any liability or injury expenses arising from any breach of law or particular regulations set by the destination country..
Dental Treatment: The expenses of any planned dental treatment or surgery unless necessitated due to any acute pain..
Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully..
Did you know? You can calculate the premium of travel insurance online with a travel insurance premium calculator, which shall be based on various factors such as the age of the traveller, trip duration, trip frequency, etc.
Suppose a person (25) travels from India to the UK for seven days for a single trip. Then, the approximate premium cost for a sum insured of € 100K shall be ₹893.
Insured Member(s) | Age | Any Pre-existing Disease | Sum Insured | Policy Duration | Premium Amount (approx.) |
---|---|---|---|---|---|
1 | 25 years | No | €100,000 | 7 Days | Rs. 893* |
*The travel insurance premium is calculated considering the insured member has not been diagnosed, hospitalised, or treated in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.
The premium of international travel insurance may vary based on various factors, as mentioned below:
At Care Health Insurance, the claim settlement team ensures you do not have to go through unnecessary hassles while filing a claim! We ask for all the requirements and meticulously analyse the set of terms & conditions while assessing claims. The team also ensures that you get the appropriate answers for rejections if there are any.
Selecting the ideal visa is the first step when going overseas. Especially when you’re travelling to countries with strict regulations such as the UK, you must know the major kinds of visas you can apply for in the UK, which includes-
Official Language | English |
Official Currency | Pound Sterling |
Popular Cities | London, Edinburgh, Bath, Glasgow, Scotland |
Indian Embassy | India House, Aldwych, London, Wc2B 4NA Phone no 00-44 (0) 20 8629 5950 |
The royal kingdom is an excitingly charming destination with some of the world’s most wonderful cities and attractions. Explore the beauty of the United Kingdoms by experiencing these must-visit UK places-
London::Located across the river Thames, the UK capital city welcomes you with open arms. Big Ben, Coca-Cola London Eye, Buckingham Palace, Tower of London, and Tower Bridge are the London attractions that you can afford to miss.
Edinburgh::The hilly capital known for its Edinburgh Castle, Palace of Holyroodhouse, Arthur’s Seat, and Calton Hill are the spectacular places you should visit. It also has various monuments and memorials that depict the stories of the United Kingdom's history.
Bath::It is the largest city in England. It is well-known for its Roman-style baths. The Roman Baths, Bath Abbey, Pulteney Bridge, and Thermae Bath Spa are where you can experience the royal bath.
Glasgow::This is also known as a port city located in Scotland. Victorian architecture is the main attraction of Glasgow. Kelvingrove Art and Gallery, Glasgow Cathedral, Riverside Museum, and Glasgow Science Center are the places that can be visited.
You can get travel insurance for the UK by visiting our website and selecting international travel insurance. Then you must enter your personal information and choose the level of coverage you require.
Choose the Sum Insured that will best protect you in the event of an emergency. We recommend the same based on your country of the visit because average medical treatment costs differ by country.
An informed pre-existing disease is covered in Explore Europe in case of a life-threatening condition as per the policy terms.
ASP is an abbreviation for Assistance Service Provider, that assists you with your travel insurance claim during an emergency abroad. The most important service they offer is cashless medical services. They also provide the necessary information to deal with other non-medical claim-related issues.
Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Cashless Healthcare Providers till 31st March 2024
**Number of Claims Settled as of 31st March 2024
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.
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