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Ireland Travel Insurance

The place of huge historical and cultural significance, Ireland is home to magnificent castles and towering mountains. However, if you are edgy about getting sick due to the temperate climate of this country, you must get the Explore Europe Plan for Ireland, so that you can travel without worrying about medical costs.

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Secure your Travel to Ireland with the appropriate Travel Cover

The Emerald Isle, Ireland is one of the favorite destinations among travelers. From the most impressive and breath-taking landscapes to the incredible castles and man-made structures, Northern Ireland is a country that reflects the vivid imagination of a dream travel destination. Plan your trip to Ireland to experience the mesmerizing beauty of the country.

A trip to Ireland sounds like an exciting plan but adversities can hit even in impeccable situations. Getting injured while exploring the country or sick due to the cold weather is highly probable in Ireland. Being prepared for such unforeseen circumstances as lost luggage, trip delays, and even hospitalization, therefore safeguarding your travel memories with the right travel insurance for Ireland is the best protection you can opt for yourself and your loved ones.

Is it mandatory to buy Travel Insurance while Traveling to Ireland?

Yes, it is mandatory to get travel insurance while traveling to Ireland. The costs of medical treatment in the country could cost you a fortune and leave you in distress.

Explore Europe- Travel Insurance for Europe

Care Health Insurance's Explore Europe plan provides complete travel coverage for travelers traveling to Ireland, and it's a specially customized plan that looks after you and your needs when you're on vacation or on business.

If you're seeking the best Ireland Travel Insurance, getting travel insurance is a wise choice. You may even buy it without having to deal with agents by buying it online. It comes with a slew of features to assist you to deal with unanticipated medical and non-medical costs in an unfamiliar country.

Also, if you are traveling for further studies then availing of a student travel insurance also assists you in times of crisis and saves you money.

Important Features of Ireland Travel Insurance

  • Affordable premium: With Explore Europe, the premium gets affordable, meeting your region-specific medical and non-medical needs.
  • Compensation for Mishaps: The travel cover compensates the nominee in case of an insured person’s death during the travel.
  • Cashless Claim Settlement: You may access a cashless hospitalization facility in our network hospitals by calling us on our 24*7 customer care whenever an emergency strikes.
  • Complete Security: The insurance is there for you, from flight onboarding to flight return, whether it's a medical or non-medical emergency.
  • Easy policy extension: You may simply extend your Ireland travel insurance coverage online for up to 365 days or the maximum trip duration mentioned in the policy terms.

Policy Details for Europe Travel Insurance

Description

Explore Europe

Sum Insured

€ 30K & 100K

Trip Options

  • Single Trip
  • Multi-trip (Policy will be on an annual basis)

Yes

Yes

Entry Age (Single Trip)

Minimum
Child- 1Day
Adult- 18 Years

Maximum
Child- 24 Years
Adult- Lifelong

Entry Age (Multi-trip)

Minimum
Child- 1Day
Adult- 18 Years

Maximum
Child- 24 Years
Adult- Lifelong

What is Covered under Travel Insurance for Ireland?

Whether you lose your passport or need an emergency evacuation due to health concerns, travel insurance will come to your rescue in any event during your overseas travel.

Below mentioned are the inclusions under Ireland Travel Insurance coverage:

  • Hospitalization Expenses: We will compensate for your expenses in emergency hospitalization due to illness or injuries and treat pre-existing diseases under life-threatening conditions.
  • Daily Allowance: We pay for a specified amount per day for each day of hospitalization as In-patient Care for up to 5 consecutive days per claim.
  • Personal Accident: We will compensate in the event of the insured person's death or Permanent Total Disablement (PTD) due to accidental injury during the Period of Insurance.
  • Trip Cancellation, Trip Interruption, or Trip Delay: Such disturbances are beyond anyone’s control but with this feature, you can meet any expenses arising from the inconvenience.
  • Loss of passport and checked-in Baggage: We may not get you your passport or luggage back, but we sure can try to cover the loss under this benefit subject to terms and conditions.
  • Delay of checked-in baggage: We will reimburse you for the belongings in case of a delay in the Checked-In Baggage beyond 12 consecutive hours.
  • COVID-19 Coverage: We will compensate for the expenses incurred due to the hospitalization for covid. There won't be any compensation for quarantining at home, hotel, or any other facility.
  • Compassionate Visit: Under this benefit, you can have your relative by your side while you are hospitalized in another country.

Under international travel insurance, you are also eligible for personal liability cover and Repatriation of mortal remains.

*Refer to the policy documents for more detailed information regarding the Coverage.

What is not covered under Travel Insurance for Ireland?

It is always wise to check your policy documents to understand the exclusions and be informed in case of any mishap during your travel:

  • Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.
  • World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences.
  • Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death.
  • Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.
  • Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.
  • Dental Treatment: The expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

*Refer to the policy documents for more details on exclusions.

What is the Premium of Ireland Travel Insurance?

The premium that an insured person must pay will be based on various factors, including the age of the traveler, the country they are traveling to, trip duration, and the type of coverage selected. Travel Insurance offered by Care Health Insurance is affordable and budget-friendly. Our travel healthcare insurance premium for Ireland starts from as low as Rs. 678* for a single traveler on an 11-day long trip.

For instance, if you are traveling from India to Ireland, a one-time visit, the approximate premium cost of your travel insurance with a sum insured of €100K is calculated as below:

 

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 30 years No €100,000 11 Days Rs. 678*

 

How to Calculate Premium for Ireland Travel Insurance with us?

You can calculate Ireland's travel insurance premium cost in below five easy steps:

  • Step 1: Fill in your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insure.
  • Step 2: Click "Next" and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.
  • Step 3: Mention if the insured members are dealing with any pre-existing medical conditions.
  • Step 4: Choose the Sum Insured according to your need. Care Travel Health Insurance provides two sum insured options: $50k and $100k.
  • Step 5: Check your calculated premium and click "Buy Now" to proceed.

Please note: The premium charged under the Policy depends upon the sum insured. Trip duration in days, the scope of geographies covered, type of trip, cover type, the individual's health status, and plan opted by the customer.

Things to consider before buying Ireland travel Insurance

When selecting travel insurance for Ireland, you must make sure that the plan suits your needs. Here are a few factors to keep in mind before you buy travel insurance:

  • Nature of the Trip: It is advisable to opt for annual plans if you are a frequent flier; others should go for a single trip plan.
  • Trip Duration: Be certain about the number of days you wish to spend at the destination.
  • Medical History: Ensure that your policy covers if you have any serious ailment.
  • Check the coverage: Go through your policy document thoroughly so that nothing comes to you as a surprise.
  • Review the Exclusions: While on a trip, you might not want to be surprised, hence, read the exclusion and plan your budget.
  • Know the Claims Procedure: Make sure you are aware of the procedure to notify the insurer and file a claim.

Under Ireland travel insurance, you are also eligible for personal liability cover and coverage for the return of the minor child.

Insurance Claim Procedure

claim process claim process

Types of Ireland Visas

Foreign tourists will require a UK Visa for traveling to Northern Ireland and an Irish Visa for traveling to the Republic of Ireland. Indian and Chinese citizens can travel to the UK and Republic of Ireland on a single visa, (UK visitor visa except for visitor in transit or visitor for marriage/civil partnership) if they are visiting on a short-stay visa or visitor visa.

Depending on the purpose of your visit, you can opt for the following types of Ireland Visas:

  • Short Stay Visa
  • Long Stay Visa
  • Re-entry Visa
  • Transit Visa

Visa Procedure for Ireland

  • Step 1: Decide the type of visa you need and fill the application form with relevant details
  • Step 2: Book appointment with the visa application center to provide biometric data and documents
  • Step 3: Visit visa application center within 30 days of completing online visa application form
  • Step 4: Pay the required visa fee, as applicable

The following documents are required for the visa application procedure:

  • Duly signed application summary sheet
  • Two-color passport-size photographs
  • Valid Passport containing minimum of one blank page
  • Appointment and receipt of payment confirmation of visa application
  • A signed letter of application
  • Supporting documents for the specific visa category
  • One photocopy of every original document

Applications for visas must be submitted at the Embassy of Ireland. The visa can be either collected from the visa application center or obtained through delivery by post.

Top Places To Visit In Ireland

Ireland is the third major island in Europe. It comprises Northern Ireland which is a part of the United Kingdom and the Republic of Ireland. Northern Ireland is known for hosting various sports events and for being a global center for arts, entertainment, textile production, and shipbuilding. Below mentioned attractions should be on your list:

  • Giant’s Causeway
  • Game Of Thrones (GoT) Sites
  • Titanic Quarter
  • Dunluce Castle
  • Belfast City Hall
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International travel insurance for cross-border trips

  • PED Cover for life-threatening conditions
  • Trip Cancellation Cover
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FAQs on Ireland Travel Insurance

Q. Is a medical check-up compulsory for a travel insurance Ireland plan?

No, it is not compulsory to get a medical check-up done if you buy Care Health Insurance’s Ireland Travel Insurance.

Q. Is the loss of baggage included in the best travel insurance for Ireland?

Yes, Care Health Insurance’s Ireland travel plan offers coverage benefits like the loss of baggage or delay in the arrival of the same.

Q. Is it mandatory to buy medical travel insurance for Ireland?

Yes, it is mandatory to have medical travel insurance for Ireland. It will keep you safe from medical and non-medical emergencies.

Q. Who do I reach out to when in trouble in Ireland?

Contact Details of High Commission
Address: 69 Merrion Rd, Ballsbridge, Dublin-4, Co. Dublin, D04 ER85, Ireland

Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Cashless Healthcare Providers till 31st March 2024
**Number of Claims Settled as of 31st March 2024
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

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