Bali Travel Insurance

Secure Your Trip to Bali with the Right Travel Insurance

Bali is an Indonesian province and a major tourist destination in Southeast Asia. For centuries, its mystical landscapes have mesmerized travellers. Today, Bali is one of Indonesia's main tourist hotspots, and Indians love to go there because of the deep connections it has with the sub-continent. However, travellers need to be aware of the health issues and also must know the vaccinations required before arriving at the destination.

Health and travel safety are crucial for any traveller. At the same time, it is important to realize the uncertainties of travelling and the various risks. Facing a medical emergency can cause a great degree of discomfort. Although tourists will find several medical clinics offering quality medical services, the expenses one may incur due to hospitalization can be high. Having a travel insurance plan for Bali is advisable since it would provide comprehensive coverage for emergency medical treatment and save you from financial difficulty.

Do I Need Travel Insurance Before Visiting Bali?

Yes, travel insurance is mandatory for all Indian citizens visiting Bali. Also, Indians are required to carry COVID-19 vaccination certificates as per the travel guidelines of Bali. It is to ensure that your trip to Bali is backed by adequate funds for any unprecedented illnesses, injuries, infections, or worse total disability. Also, a travel cover gives a sense of security during many common travel-related issues such as cancellations, flight delays, loss of baggage, and more.

Explore Asia- A Suitable Travel Insurance for Bali from India

At Care Health Insurance, we provide financial back-up to your trip plans with a comprehensive travel insurance plan- Explore Asia- covering most Asian destinations, including Bali. With optimum coverage for hospitalization and travel contingencies, the Explore Asia travel policy is your perfect health safeguard in a foreign land. Whether you are travelling with your family, spouse, or business partners, we ensure your travel cover meets your healthcare needs and travel budget.

What’s more?

You can customize the Bali travel plan with several sum insured options of US $ 10k, 25k, 50k, and 100k including single and multi-trip options. It promises access to quality medical care through a cashless facility with our dedicated claims team at your service. Read more about how Care Health Insurance offers one of the best travel insurances for Bali with unique features and superior coverage.

Features of Bali Travel Cover by Care Health Insurance

The Care travel insurance for Bali is packed with the following unique and valuable features:

• Affordably Priced Premium: We offer an affordable travel cover for Bali to ensure a budget-friendly trip that does not cut down on your essentials and trip fund.
• Automatic Trip Extension: During prolonged hospitalization, or natural calamity, the policy automatically extends travel cover for up to 7 consecutive days.
• Cashless Claim Processing: No need to drain your savings abroad, as our wide network of cashless healthcare providers promises access to quality medical care.
• All-inclusive Protection: From healthcare services to loss of checked-in baggage, the policy has your back with comprehensive coverage starting right from the airport.
• Valuable Add-on Benefits: The policy helps you customize and secure your trip as per your health status with optional covers like PED coverage, refund of visa fees, etc.

*Please refer to the brochure for more details on product features.

Policy Details of Bali Travel Health Insurance

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility and plan details.

What is Covered Under Our Travel Insurance for Bali?

The ideal insurance for Bali travel should meet your travel needs while fitting your trip budget. That’s how the Explore Asia plan stands out with the following coverage benefits:

• Emergency Hospitalization: The policy offers complete hospitalization coverage, including in-patient and out-patient expenses for accidental injuries and illnesses.
• Daily Allowance: The facility of reimbursement of the daily allowance helps you cover the hospital’s additional everyday expenses as per policy terms.
• Compassionate Visit: We help your family members to support you during hospitalization with a reimbursement facility for flight ticket costs subject to terms.
• Personal Accident: The policy offers a lump sum payout up to the sum insured, in the unfortunate event of the insured’s death or permanent total disability.
• COVID-19 Coverage: COVID-19 treatment costs cannot burden you anymore with the policy offing standard medical expenses for COVID-19 treatment in Bali.
• Trip Delay & Cancellation: Don’t let trip delays, interruptions, and cancellations stress you as we cover them under defined situations as per the policy.
• Delay & Loss of Checked-in Baggage: Don’t panic about the checked-in baggage loss and delay at the airport as we reimburse for it up to a specified amount under the policy.
• Loss of Passport & International DL: Worry not if you lose your passport and international driving license in Bali, as we offer coverage for it as per policy terms.

Exclusions under Bali Travel Cover

Bali travel policy does not offer coverage in the following scenarios:

• Drug Misuse: Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.
• World War: Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof.
• Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death shall not be covered.
• Hazardous Activities: Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy document.
• Breach of Law: Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.
• Dental Treatment: The policy will not cover the expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Cost of Travel Insurance for Bali from India?

The travel policy premium depends on several factors, including the traveller’s age, destination covered, trip duration, insured person’s health status, and the types of coverage. Our Bali travel plan’s premium rates start from as low as INR 380* for a single traveller on a week-long journey.

*The above-mentioned insurance premium is calculated subject to no pre-existing medical conditions suffered by the insured. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

How to Calculate Bali Travel Insurance Premium with Care Health Insurance?

Want to calculate the premium amount for Bali travel cover? Here are the five steps:

• Step 1: Visit the official website of CHIL, go to the travel insurance section and click on the ‘Get Quote’ option. Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.
• Step 2: Click ‘Next and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days.
• Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.
• Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: US $ 10K, 25K, 50K & 100K.
• Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Please note: The premium cost is subject to several factors, including the number of travellers, their age, destination country/countries, trip duration, and the type of coverage selected.

Things to Know Before Buying the Right Travel Cover for Bali

You may be amazed by several options available under various travel covers for Bali available in the market. At Care Health Insurance, we help you in choosing the right one with the following tips:

• Frequency of Trip: While a once-in-a-while trip needs single-trip insurance, frequent flyers should go with a multi-trip travel insurance plan.
• Trip Duration: The insurance premium is calculated based on the number of days you plan to spend in Bali. The shorter the trip, the lower the premium.
• Medical History: If you have a pre-existing ailment like diabetes or heart illness, you must ensure that the policy covers the required treatment costs.
• High-Risk Zones: Destinations that are high-risk zones have insurance plans with a higher premium requirement. Also, check if your policy covers adventure sports.
• Review the Exclusion: Travel plans come with many conditions; make sure you read them carefully when comparing different travel covers.

How to File a Claim under Bali Travel Policy?

Types of Visas in Bali

If you are visiting Bali, then you must be aware of the visa regulations for Indian tourists. As stated earlier, you do not require a visa if you are staying up to 30 days. You must get the visa exemption stamp from the immigration centre after landing in Bali. Do remember that this 30-day free visa cannot be extended. You must also provide the following proofs to the authorities:

• Return tickets
• Valid passport
• Sufficient funds to cover expenses

If you are a tourist and planning to stay in Bali between 30 to 60 days, you can avail yourself any of the below two options:

(1) A 30-day visa on arrival:

You can avail visa on arrival facility by paying a fee of USD 35 per person. You can extend the same for 30 more days by paying an additional amount of USD 45. Provide the following documents to avail the visa:

• Passport with validity for at least 6 months after your return from Bali
• Purpose of visit viz. tourism, work, social, etc.
• Sufficient funds to cover expenses, minimum 100 USD per day

(2) A social and cultural visa for Indians (B - 211):

This facility is available at the Indonesian Embassy if you are visiting Bali for social and cultural purposes. This visa is valid for up to 60 days. Provide the following documents to get the visa:

• Sponsor letter from an Indonesian citizen residing in the country
• Passport with validity for at least 6 months after your return from Bali.
• Photocopy each of - the main page of the passport with the page containing the stamp of entry in the country, identity card of the sponsor, and bank account statement of the sponsor
• Visa application form and two passport-sized photo
• Copy of confirmed return ticket from Bali

You can also avail a multiple entry visa for tourism purposes only and can get each stay extended up to 60 days. To avail of this visa, you should have completed 90 days of your stay in Bali. This visa has validity for a 12 months period. The fee required is USD 230 per person.

Provide the following documents to avail of this visa:

• One scanned copy of the first two pages of your passport, and
• One copy of your bank account statement

>>Also Read: Guide on Bali Visa on Arrival for Indians

Spend a Memorable Time in Bali with these Travel Tips

Bali is a diverse place so when you finalize plans, catch up on some Bali travel tips before you choose your base. The popularity of the place means that there will always be a fair share of crowds. If you like your solitude but you also need your WiFi, then a place like Canggu will suit you while families can enjoy the multiple attractions of Ubud.Below are some pro- tips for your Bali stay:

• Enjoy Bali's tropical climate and abundance of street food while also sticking to best hygiene practices.
• Stay hydrated and observe a place before you choose to eat there.
• Make sure that you have an updated travel insurance program that gives you basic health coverage.
• Don't carry only your beachwear when you are in Bali - many of the best dining establishments have a dress code.
• Bali is a deeply religious place so make sure that you do not cause inconvenience to the locals with some presumably harmless behaviour. Dress appropriately at the holy sites.
• The low season is also a fun season as you get to see the misty, more secluded version of Bali. At the same time, be prepared to miss out on a few activities if the rains increase.
• Catch up on the weather reports and trends before you go so you can plan your daily schedules around the rains - one tip is that the rains are usually restricted to afternoon downpours.
• Bali has many wild and stray animals living close to human habitation, prominently dogs and monkeys. Restrain yourself from getting closer to them - you can get scratched or bitten, which would mean precious vacation time spent getting to a doctor.

If you are preparing your Bali budget, remember that some of the prices in many establishments are pretty much the same as in a developed western country. There are many options for cheaper travel and amenities - you just need to dig around a little more. Overall, Bali remains a great place for budget vacations but you need to be smarter with your choices.

>>Check: International travel insurance (Explore) to know more about the Inclusions and Exclusions in Bali travel insurance plan

Things to Do in Bali

A treat for vacationers, Bali promises some of the most cherishable memories. Here’s how you can make the most of your trip to the Lands of the Gods.

Explore the Paddy Fields of Bali

Explore the paddy fields of Tegalalang, home to one of Bali's most recognizable visuals. From honeymooning couples ready to set their Instagram on fire to photographers looking for that special golden hour moment, this region of Bali is a must-visit place on your itinerary. Apart from pretty pictures, there is some impressive engineering to observe. The rice fields are in a terrace formation and follow a uniquely local irrigation system that has prevailed for hundreds of years. Pejeng and Campuhan are also good places to check out the rice terraces.

Have Fun on the Beaches of Bali

The beaches of Bali are known for their dramatic surrounding landscapes and azure waters. Seminyak Beach is around 5 km long - a monster seaside attraction that has pretty much the widest spectrum of attractions within. You can opt to plonk yourself into an old-fashioned beach shack and watch the world go by, over cocktails of course, or you can head over to one of the clubs for some party time. Family vacationers in Bali will love Nusa Dua Beach, known for its clean sands and very steady waters that are ideal for frolicking children. A shopping complex on the beach provides an added attraction while there are water sports facilities.

Engage in Popular Bali Water Activities

When in Bali, you have to eventually plunge into the sea for a next-level experience. It can be something as silly and fun as the rolling donut - basically, where you strap yourself on a donut boat and get pulled across the water. Jet-skiers have plenty of options in Bali - Tanjung Benoa Beach is known for its well-maintained machines and facilities. Snorkelling is a moderate-level water activity that almost anyone can enjoy in most of the coastal waters here. Bali has many good scuba spots for those who want to venture deep into the clear waters.

Take a Trip into the Interiors

It is not just about the sun, surf, and parties when you are in Bali. Escape into a verdant haven that is punctuated by the sound of birds and ripples of streams and gushing waterfalls. The island interiors are primaeval beauty, lush and abundant with life and myriad hues. The Munduk region is known for its jungle landscapes. Hike through the greenery and visit the Munduk waterfall. The Banyumala Twin waterfall is another popular attraction. Twin Lake is one of Munduk's most famous landmarks. It is surrounded by forested mountains and you can enjoy panoramic views from the cafes nearby. You can even step on to a bamboo walkway that overlooks the stunning lake or sits on a swing to enjoy the cinematic views. The famous Balinese coffee is grown in the fertile volcanic soil of the central mountains. A coffee tasting session in Munduk should be on the cards if you are someone who loves local brews.

Information on Bali

The Bali capital, Denpasar is also the largest city on the island. It is located on the southern coast, not too far from the tourist-friendly Kuta town. Denpasar has a lot of cultural attractions and is the main administrative centre of the island. A two-hour flight away from the Indonesian capital Jakarta, Bali is not a very large island and spans 150 km from east to west. Getting around is fairly easy, but because of the high number of attractions, at least a week's stay, if not more, is needed to enjoy the place.

Embassy Information

When travelling to a foreign country it is always smart to know your basic embassy information. Luckily, even though Bali is far from the capital, it has a significant embassy reach on the island. In case you need some ad-hoc documentation done or there is an emergency scenario, the Indian embassy, and its consulate general offices can be of great help. India's embassy is in Jakarta, the capital of Indonesia. It also has an office of the consulate general in Medan and Bali, due to the strong cultural ties and a large number of Indians who visit these places. In Bali, the Indian Consulate General is located in the town of Denpasar, and it is currently headed by Mr R.O. Sunil Babu, who is the consul general. The following is the address and contact information, along with office hours:

Indian Consulate General Address - Jl. Raya Puputan No. 163, Renon Denpasar, Bali-80235
Telephone - (+62) (361) 259 500, (+62) (361) 259 502
Fax - (+62) (361) 222 253, (+62) (361) 259 505
Email - info@cgibali.in
Website - cgibali.in
Office Hours - 09:00-13:00 and 13:30-17:30

Quick Facts About Bali