Save tax up to ₹75,000~ u/s 80D
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Save tax up to ₹75,000~ u/s 80D
Ultimate Care offers new-age benefits such as premium payback, loyalty booster, infinity bonuses, medivouchers, etc.
View MoreReasons to Choose Care Health Insurance?
Ultimate Care is a health insurance plan that offers comprehensive coverage, an easy claim process and new-age benefits such as premium payback of your first year’s base premium upon every block of five claim-free years. This plan adds up your first year’s base sum insured if you do not claim for seven consecutive years under the Loyalty Boost and a 100% increase in coverage upon each renewal up to no maximum limit with the Infinity Bonus!
Keep reading to understand the coverage and features of the health insurance plan in detail.
Given below are some of the key highlights of the Ultimate Care Health Insurance:
Cover Highlights
Cumulative Bonus
Infinity Bonus
Premium Payback
Loyalty Boost
Medi Voucher
Tenure Multiplier
Advanced
Technology Treatment
Domiciliary hospitalisation
Day Care Treatments
Organ Donor Cover
| KEY FEATURES |
₹
5L/7L/ 10L/15L/ 20L/ 25L/50L/1 Cr
|
|---|---|
| Cumulative Bonus
info
A 50% increase of SI is offered on every renewal,
irrespective of claims made, max. Up to 100%
|
50% of SI per year, max up to 100% |
| Loyalty Boost
info
For the first 7 claim-free years, the base SI of the first year
is added. The waiting period is waived from this additional
sum insured.
|
2X Sum Insured on 7 claim-free policy years |
| Tenure Multiplier
info
You can make one big claim up to the limit of your
remaining SI in a multi-year policy.
|
|
| New Born – Wait Period Benefit
info
Add your newborn to your policy within 90 days of
birth, and they'll be covered with the same waiting
period as your existing plan.
|
|
| In-Patient Care
info
The treatment expenses of the insured are covered if
he/she stays hospitalised for more than 24 hours.
|
Up to SI |
| Day Care Treatment
info
The treatment expenses of the insured are covered if
he/she stays hospitalised for less than 24 hours.
|
All Day Care Procedures |
| Advance Technology Methods
info
Advanced surgeries, Radical Diagnosis, EMR, and more
advanced technological treatments are covered.
|
Up to SI |
| Pre-Hospitalisation Medical Expenses
info
Doctor consultations, medication, diagnostic tests, and other
pre-hospitalisation expenses that occur before 60 days of
hospitalisation are covered.
|
Up to SI |
| Post Hospitalisation Medical Expenses
info
Doctor consultation, medication, diagnostic tests, and other
hospitalisation expenses are covered after 90 days of
hospitalisation.
|
Up to SI |
| AYUSH Treatment
info
Ayurvedic, Yoga, Unani, Siddha, and Homeopathy are
covered if the insurer is hospitalised in an AYUSH-certified
hospital.
|
Up to SI |
| Domiciliary Hospitalisation
info
Treatment expenses are covered if the insurer is
hospitalised or treated at home on a doctor’s
recommendation in case of an immovable condition.
|
Up to SI |
| Organ Donor Cover
info
The surgical expense of the donor may be covered if the
organ donation meets Govt of India guidelines.
|
Up to SI |
| Ambulance Cover
info
Ambulance expenses are covered when the insured has to
be shifted from one hospital to another, the mode of transport
can be road/ air/ train/boat.
|
Up to SI |
| Unlimited Automatic Recharge
info
In case of multiple hospitalisations in the same year,
we won’t let your SI amount exhaust. We will recharge
your SI amount automatically for unlimited times.
|
Available for unlimited times for unrelated or from subsequent claims. |
| Health Services
info
Connect with your doctor on chat and receive health tips
and diet reminders. Our network hospital offers discounts on
services like consultations, diagnostics, maternity, etc.
|
Health Portal-Doctor on chat, healthy tips reminder, etc. Discount Connect – Discounts on consultation diagnostics, maternity, etc., are available on our network. |
| Medi Voucher
info
On the 1st policy renewal, you will get 2 pharmacy vouchers
of Rs 250 per policy.
|
2 pharmacy vouchers of Rs. 250 |
| ICU Charges
info
No limit on per-day ICU charges during hospitalisation.
|
Up to SI |
| Room Eligibility
info
No maximum limit on room rent.
|
Up to SI |
| Early Renewal Discount
info
If you renew your policy between 31 and 60 days before the renewal date, you get a 5% discount on the renewal premium. If you renew your plan 30 days before the renewal date, you get a 2.5% discount on renewal.
|
|
| Grace Period
info
Coverage benefits are offered during the grace period, i.e.
15 days after the policy expiry date.
|
Infinity Bonus
Annual Health Check-up
Instant Cover
Claim Shield
PED Wait Period Modification
OPD Benefits
Unlimited E-consultation
Look for hospitals around you
My appreciation for your prompt service
Rahul Sangwan
Health Insurance
We will continue to avail of your scheme
Samanway Barik
Health Insurance
Everything went very smooth
Soubhagya K Kulkarni
Health Insurance
Really helpful explaining the process in advance
Vaibhav Rai
Health Insurance
Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
Best Health Insurance
Company of the
Year*
48 Lakh + Claims Settled**
24800+
CASHLESS HEALTHCARE PROVIDERS^^
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024
^Get exclusive 5% off on Total premium on purchasing the plan from website
*In a block of 5 claim-free years, you get your first year's base premium amount, excluding GST back.
Get the best financial security with Care Health Insurance!
Sales:phone_in_talk1800-102-4499
Services:
8860402452
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