International Travel Insurance

An international travel insurance plan is a type of insurance plan that covers a range of medical and non-medical expenses the insured may incur during an emergency when travelling outside India.

An international travel insurance policy is not a mandatory requirement in many countries. However, in some destinations, a valid international travel insurance plan is a pre-requisite for visa application and during entry at the time of immigration check, e.g. a Schengen Visa. It is advisable to check the visa application rules of the country you intend travelling.

Here are some reasons why international travel insurance is essential:

• 1. Medical treatment in some countries may be unaffordable
• 2. Travel insurance is a mandatory document for getting a visa for some countries
• 3. It protects you against medical expenses, including pre-existing diseases in life-threatening conditions
• 4. Covers trip cancellation, delays or interruption
• 5. Provides coverage for delay/loss of checked-in baggage
• 6. Covers loss of travel documents like passport and driving license
• 7. Provides cover for non-medical expenses due to personal accident, personal liability

Care International travel insurance plan gives you adequate financial support against various events that can occur during an emergency while travelling overseas. That includes trip cancellation, loss of baggage, and medical treatment.

The policyholder can apply for policy extension online by paying the premium. One can extend a single trip policy up to a maximum trip duration of 365 days. The policyholder must apply for an extension before the policy expires and submit requisite documents, including health declaration. Our team will verify the information and grant permission for an extension of the policy. One cannot extend a multi-trip policy.

Under the Care travel insurance plans, the claim processing can be done either as a cashless facility or reimbursement. Here are the steps to file the claim:

• 1.Notify us on the number given in the policy document during an emergency hospitalization
• 2.For claims related to non-hospitalization expenses, duly fill and submit a claim form along with the original bills of incurred expenses

After verification by our claim management team, we will process your claim, subject to the policy T&C. You can contact our Care Insurance Customer care for filing claims.

• 1. USA & Canada : +18443013135 or +18443013146;
• 2. Any other Country +911244498760(Call Back Facility)
• 3. Fax +911244006674
• 4. E-mail to travelassistance@careinsurance.com

In case of reimbursement of claims, you can contact on the toll free numbers:

• - 1800-102-4499

One need not undergo a pre-policy medical check-up for buying the EXPLORE policy. However, the customer must submit a health declaration mentioning any existing medical condition. It will not have impact the policy issuance, or premium cost.

Our Explore travel insurance cover is available for the following geographies

• 1. Asia
• 2. Australia & New Zealand
• 3. Africa
• 4. Europe
• 5. Worldwide Excluding USA & Canada
• 6. Worldwide Excluding USA
• 7. Worldwide Including USA & Canada

Our Explore travel platinum plan offers a high sum insured and has no sub-limits on in-patient care expenses . Please refer the policy T&C.

You cannot opt for the policy after your trip starts. International travellers must apply for an international travel insurance policy before the start of their visit from India.

A policyholder is not allowed to change the policy sum insured & geographical scope after the start of the international trip. However, one can opt for policy extension if one requires extending the duration.

You can purchase EXPLORE plan for your international trip of:

The Explore plan offers coverage for a minimum trip duration of 2 days and maximum trip duration of 365 days, in our single trip plans. Our multi-trip plans (Explore Asia, Explore Silver, Explore Gold, and Explore Platinum) offer coverage for 30, 45, or 60 days. The policy can be extended up to a maximum duration of 365 days. A single trip policy will not cover once the coverage duration reaches 365 days, whereas a multi-trip policy cannot be extended.

Yes. You can opt for international travel insurance for your elderly parents. Please check the maximum entry age eligibility in the travel plan that you have selected.

We offer cashless facility at our network hospitals for all emergency hospitalization (with a duration exceeding 24 hours). Contact on the helpline numbers to know the nearby network hospital during a medical emergency.

Any Indian citizen can opt for our travel insurance plan. The eligibility criteria include:

• 1. Minimum entry age is one day for a child and 18 years for adult
• 2. Maximum entry age is 24 years for a child and no upper age limit for adult
• 3. The age of a proposer is at least 18 years or above
• 4. The maximum entry age for an adult is as specified in the plan

Yes. Schengen travel insurance plan is a mandatory proof/document for any person applying for a Schengen Visa. Opt for our customized plan for your foreign travel to European countries.