Coverage for life-threatening PED conditions##
Coverage for life-threatening PED conditions##
Explore is a travel insurance policy for international journeys, promising complete protection from health and travel risks throughout your overseas tour. As a travel and health cover, Explore offers coverage for emergency hospitalisation, in-patient care, compassionate visit, daily allowance, and personal accident expenses. Also, the travel policy supports you during any non-medical trip-related contingencies such as trip delays, cancellations, interruptions, loss of checked-in baggage or passport, and medical evacuation.
Amid these uncertain times when infections are spreading uncontrollably and foreign treatment expenses are unbearable– you cannot afford to travel without a travel cover. The right travel insurance – Explore – saves your trip and budget from draining due to any unforeseen health and travel emergency. Whether you are travelling for leisure, work, or as a student– with the Explore travel policy, you can enjoy your tour without worrying about expenditure on unexpected health and travel issues. Read on to learn more about the Explore policy’s coverage, eligibility, and add-on benefits in detail.
Explore Plan Highlights
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Worldwide |
Gold
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Benefit | Benefit Coverage Amount | Deductible | ||
Hospitalization Expenses | Yes | - | ||
In-patient Care | Up to SI | US $ 100 / € 75 | ||
Life Threatening Condition for PED | 10% of SI | US $ 100 / € 75 | ||
Out-patient Care | US $ 50,000 | US $ 100 / € 75 | ||
Daily Allowance
In case of Hospitalization we even pay an extra specified amount per day of stay at the hospital to meet numerous allied expenses such as attendant meals, transportation and communication incurred etc.
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US $ 25 per day, max 5 days | 2 days | ||
Dental Expenses | US $ 300 | US $ 100 / € 75 | ||
Personal Accident | US $ 15,000 | - | ||
Medical Evacuation
Covers all costs incurred for any emergency transportation and evacuation services, to transfer you to an appropriate medical facility within our network.
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US $ 50,000 | - | ||
Trip Options | ||||
Single Trip | Yes | - | ||
Multi Trip (Policy will be on annual basis) | Yes | - | ||
Trip Duration (days) | Minimum:2, Maximum (Single Trip):365 | - | ||
Maximum (Multi Trip) | 45 or 60 days | - | ||
Entry Age - Single Trip | Minimum:1 day,Maximum:No Age Bar | - | ||
Entry Age - Multi Trip | Minimum:1 day,Maximum 70 years | - | ||
Sub-limits applicable as per Appendix | Yes | - | ||
Family Option* | Yes | - |
^Optional Benefit: Life Threatening Condition Due To PED - provides coverage for Pre-existing diseases for Life Threatening Conditions under Hospitalization Expenses up to the limits mentioned in the Policy schedule . |
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Claim Notification
In case of claim notify us immediately on any of the below touch-points for hastle free processing and speedy settlement.
US and Canada
Toll Free Number- +1 8443013135/ +18443013146
Email ID- travelassistance@careinsurance.com
Reimbursement
In case of reimbursement of treatment expenses reach us at the below touch-points
Care Health Insurance Limited
Care Health Insurance Limited , Unit no. 604-607, 6th Floor, Tower C, Unitech Cyber Park, Gurgaon – 122001
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Most Frequently Asked Questions
The refund of your travel insurance depends on various factors, such as the type of policy purchased and the trip duration utilised before the cancellation. You may be eligible for a partial refund based on the calculations done by your insurer.
Rather than purchasing individual policies for each trip, we recommend you opt for multi-trip travel insurance if you are to take multiple trips in a year. A multi-trip travel insurance is an annual policy that covers all your trips throughout the policy year.
You should immediately contact your emergency assistance provider, as mentioned in your policy schedule, if you are stuck in an emergency abroad.
Yes, you can purchase a travel insurance plan anytime before leaving your country of residence.
You can contact your emergency assistance provider in a medical emergency, who may connect you with a third-party administrator. The third party will inform you about the nearest network hospital, where you can get hospitalised and get the required cashless treatment. Additionally, In case of unavailability of a network hospital, you may get your treatment and the reimbursement after returning to your home country.
Yes. we offer coverage for life-threatening conditions that may arise from a pre-existing medical condition. All you have to do is inform us about your existing health conditions at the time of policy purchase.
Yes. We offer coverage for trip interruptions that may be incurred due to an unforeseen natural disaster.
Yes. You can cover multiple individuals under a single Explore International travel insurance policy.
You should apply for a policy extension before the policy expires and submit the requisite documents. Our team will verify the information and grant permission to extend the policy. You should note that single-trip travel insurance is extendable for up to 365 days, whereas a multi-trip policy is non-extendable.
*Please read the policy terms and conditions carefully to verify the benefits and exclusions in detail.
^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024
Download the Brochure for Explore Complete Plan Details
Download Explore complete plan details
Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!
Get the best financial security with Care Health Insurance!