Save tax up to ₹75,000~ u/s 80D
Save tax up to ₹75,000~ u/s 80D
At Care Health Insurance, we continuously strive to make quality healthcare accessible for individuals of all groups. As a result, our experts have developed a comprehensive health insurance plan, Care Supreme-Vikas, which combats three significant concerns of any health insurance plan: coverage, savings, and accessibility! Besides being available at an economical premium, Care Supreme-Vikas is tailored with new-age coverage benefits such as in-patient care, daycare treatments, ICU coverage, Room rent modification, advanced technology treatments, etc. The comprehensive plan is ideal for individuals seeking economic coverage over their corporate insurance plan.
Care Supreme-Vikas offers several sum-insured options backed with unique benefits. Below are the major highlights of the plan:
Cover Highlights
KEY FEATURES |
₹
5L/7L/10L
|
---|---|
In-patient Care
info
Coverage of treatment expenses that require you to
stay in the hospital for more than 24 Hours.
|
Up to SI |
Day Care Treatment
info
Coverage of treatment expenses that require you to
stay in a hospital for less than 24 hours. We offer
coverage for daycare treatment such as cataracts,
chemotherapy, dialysis, stone removal, etc.
|
Up to SI |
Room Rent*
info
We offer a premium discount by limiting the room rent coverage to up to the most economical General Ward room.
|
Covers General Ward room during hospitalisation |
ICU Coverage
info
The cost of ICU rent charges is covered under
this benefit.
|
No Limit |
Advance Technology Methods
info
Coverage expenses incurred on treatment using
specified Advanced Technology methods during a
hospital stay.
|
Up to SI |
Pre-hospitalisation Medical Expenses
info
Coverage of expenses incurred on doctor’s fees,
prescribed diagnostics, and pharmacy expenses for
up to 60 days before hospitalisation.
|
60 Days |
Post Hospitalisation Medical Expenses
info
Coverage of expenses incurred on doctor’s fees,
prescribed diagnostics, and pharmacy coverage for
up to 180 days post-discharge from the hospital
|
180 Days |
AYUSH Treatment
info
Suppose the patient is hospitalised in an AYUSH-
certified clinic for more than 24 hours. In that case,
coverage for Alternative treatments such as
Ayurveda, Unani, Siddha, and Homeopathy
(collectively known as AYUSH) is provided.
|
Up to SI |
Domiciliary Hospitalisation
info
If your doctor advises treatment at home due to the
non-availability of rooms in all hospitals in your
location or you are medically unfit to reach a
hospital. A claim is payable if the treatment
exceeds 3 Days.
|
Up to SI |
Organ Donor Cover
info
In case the insured is advised of an Organ
transplant, the policy will cover the cost of the
operation performed on the donor to remove the
organ. The Policy does not cover pre-, post or
any other cost incurred on the donor
|
Up to SI |
Road Ambulance Cover
info
Expenses for hiring a road ambulance to transport
the insured to the hospital for admission or for
shifting the insured from one hospital to another for
better treatment are covered.
|
Up to Rs.10,000 per year |
Cumulative Bonus
info
We shall reward you with a 50% increase in the
sum insured upon renewal, a maximum of up to
100% of the sum insured. Claims will not affect
your eligibility for the Cumulative Bonus or the
accrued bonuses.
|
50% of SI per year, max up to 100% of SI; Claim shall not reduce Bonus Accrued |
Unlimited Automatic Recharge
info
With unlimited automatic recharge, you do not have
to worry about the exhausted sum insured due to
multiple hospitalisations in a policy year. The
insured shall be able to file claims of up to the base
policy sum insured for every hospitalisation. This
benefit works for both the same/ different person
and related/unrelated diseases.
|
Unlimited times for the same/or unrelated person/ disease |
Health Services
info
Discount vouchers are available for services such
as consultations, diagnostics, etc., and can be
availed of at our network labs and healthcare
providers.
|
Discount Connect – Discounts on services such as consultations, diagnostics, etc., through our network available in Mobile Application |
Unlimited E-Consultations
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Connect with your doctor on chat and receive health tips
and diet reminders. Our network hospital offers discounts on
services like consultations, diagnostics, maternity, etc.
|
Unlimited e-consultation through mobile app |
Smart Select*
info
Discounts on Premiums are offered in lieu of restricting cashless treatment at preferred network hospitals. The preferred network hospitals list can be checked on the website under Value-for-money network hospitals.
|
Cashless treatment is available only at a restricted smart select network hospital. |
Wellness benefit*
info
Get up to a 30% discount on renewal premiums
by participating in the wellness program.
|
Up to 30% Discount on Renewal Premium based on Health Days accumulated |
Look for hospitals around you
Disclaimer: Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024
#5% digital discount applicable as per policy terms. Renewal discounts are offered if you meet the wellness goals set under the wellness benefit program.
Get the best financial security with Care Health Insurance!
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