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Care Supreme-Vikas

Care Supreme-Vikas is designed to meet individuals' healthcare security needs. The plan offers one-of-its-kind coverage at an affordable premium.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
    24800+ CASHLESS HEALTHCARE PROVIDERS^^
  • Claim settled ratio
    48 Lakh+INSURANCE CLAIMS SETTLED**
  • Claim settled
    24*7CLAIM AND CUSTOMER SUPPORT

Cost-effective Health Coverage for Your Loved Ones

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5% Online + upto 30% Renewal Discount#

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What is Care Supreme-Vikas?

At Care Health Insurance, we continuously strive to make quality healthcare accessible for individuals of all groups. As a result, our experts have developed a comprehensive health insurance plan, Care Supreme-Vikas, which combats three significant concerns of any health insurance plan: coverage, savings, and accessibility! Besides being available at an economical premium, Care Supreme-Vikas is tailored with new-age coverage benefits such as in-patient care, daycare treatments, ICU coverage, Room rent modification, advanced technology treatments, etc. The comprehensive plan is ideal for individuals seeking economic coverage over their corporate insurance plan.

Plan Highlights of Care Supreme-Vikas

Care Supreme-Vikas offers several sum-insured options backed with unique benefits. Below are the major highlights of the plan:

  • A cumulative Bonus of up to 50% of the Sum Insured is offered every year, with a maximum of up to 100% of the Sum Insured.
  • No sub-limits or caps for coverage of expenses incurred due to hospitalisation, domiciliary hospitalisation, AYUSH treatment, and organ donor cover.
  • Unlimited automatic recharge is available to help you get continued coverage.
  • Up to 30% discounts on renewal premiums under Wellness Benefit to encourage you to stay healthy!
  • Unlimited E-consultations with General Physicians.
  • Special discounts on premiums with the help of Smart Select and Room Rent Modification benefits.

Cover Highlights

Cumulative Bonus

Cumulative Bonus

Day Care Treatment

Day Care Treatment

ICU Coverage

ICU Coverage

Advanced Technology Method

Advanced Technology Method

AYUSH Treatment

AYUSH Treatment

Organ Donor Cover

Organ Donor Cover

Domiciliary Hospitalisation

Domiciliary Hospitalisation

Unlimited E-Consultations

Unlimited E-Consultations

What is Covered under Care Supreme Vikas

See all Sum Insured Options east

KEY FEATURES
5L/7L/10L
In-patient Care
info Coverage of treatment expenses that require you to stay in the hospital for more than 24 Hours.
Up to SI
Day Care Treatment
info Coverage of treatment expenses that require you to stay in a hospital for less than 24 hours. We offer coverage for daycare treatment such as cataracts, chemotherapy, dialysis, stone removal, etc.
Up to SI
Room Rent*
info We offer a premium discount by limiting the room rent coverage to up to the most economical General Ward room.
Covers General Ward room during hospitalisation
ICU Coverage
info The cost of ICU rent charges is covered under this benefit.
No Limit
Advance Technology Methods
info Coverage expenses incurred on treatment using specified Advanced Technology methods during a hospital stay.
Up to SI
Pre-hospitalisation Medical Expenses
info Coverage of expenses incurred on doctor’s fees, prescribed diagnostics, and pharmacy expenses for up to 60 days before hospitalisation.
60 Days
Post Hospitalisation Medical Expenses
info Coverage of expenses incurred on doctor’s fees, prescribed diagnostics, and pharmacy coverage for up to 180 days post-discharge from the hospital
180 Days
AYUSH Treatment
info Suppose the patient is hospitalised in an AYUSH- certified clinic for more than 24 hours. In that case, coverage for Alternative treatments such as Ayurveda, Unani, Siddha, and Homeopathy (collectively known as AYUSH) is provided.
Up to SI
Domiciliary Hospitalisation
info If your doctor advises treatment at home due to the non-availability of rooms in all hospitals in your location or you are medically unfit to reach a hospital. A claim is payable if the treatment exceeds 3 Days.
Up to SI
Organ Donor Cover
info In case the insured is advised of an Organ transplant, the policy will cover the cost of the operation performed on the donor to remove the organ. The Policy does not cover pre-, post or any other cost incurred on the donor
Up to SI
Road Ambulance Cover
info Expenses for hiring a road ambulance to transport the insured to the hospital for admission or for shifting the insured from one hospital to another for better treatment are covered.
Up to Rs.10,000 per year
Cumulative Bonus
info We shall reward you with a 50% increase in the sum insured upon renewal, a maximum of up to 100% of the sum insured. Claims will not affect your eligibility for the Cumulative Bonus or the accrued bonuses.
50% of SI per year, max up to 100% of SI; Claim shall not reduce Bonus Accrued
Unlimited Automatic Recharge
info With unlimited automatic recharge, you do not have to worry about the exhausted sum insured due to multiple hospitalisations in a policy year. The insured shall be able to file claims of up to the base policy sum insured for every hospitalisation. This benefit works for both the same/ different person and related/unrelated diseases.
Unlimited times for the same/or unrelated person/ disease
Health Services
info Discount vouchers are available for services such as consultations, diagnostics, etc., and can be availed of at our network labs and healthcare providers.
Discount Connect – Discounts on services such as consultations, diagnostics, etc., through our network available in Mobile Application
Unlimited E-Consultations
info Connect with your doctor on chat and receive health tips and diet reminders. Our network hospital offers discounts on services like consultations, diagnostics, maternity, etc.
Unlimited e-consultation through mobile app
Smart Select*
info Discounts on Premiums are offered in lieu of restricting cashless treatment at preferred network hospitals. The preferred network hospitals list can be checked on the website under Value-for-money network hospitals.
Cashless treatment is available only at a restricted smart select network hospital.
Wellness benefit*
info Get up to a 30% discount on renewal premiums by participating in the wellness program.
Up to 30% Discount on Renewal Premium based on Health Days accumulated
*Room Rent Modification, Smart Select and Wellness Benefit are Optional benefits pre- added on the Care Supreme-Value for Money The Smart Select Network available for customers in Care Supreme-Vikas differs from the standard Smart Select Network available with other products.
Brochure

Download the Brochure for Care Supreme Vikas Complete Plan Details

Download Care Supreme Vikas complete plan details

Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!

Add-ons to Enhance Your Policy Coverage

Be-fit

Be-fit

Prioritise your fitness without having to worry about the hefty gym membership fee.
See Details
Annual Health Checkup

Annual Health Checkup

We offer insured members one yearly Health Check-up to monitor their overall well- being.
See Details
Instant Cover

Instant Cover

Reduce the long waiting periods for complications related to accepted pre-existing diseases- Diabetes, Hypertension, Hyperlipidemia, and Asthma and get claims after an initial waiting period of 30 days.
See Details
Claim Shield

Claim Shield

Claim Shield protects your pocket from paying the expenses incurred against 68 non- payable items.
See Details
PED wait period modification

PED wait period modification

You can reduce your PED wait period by opting for the PED Wait Period Modification.
See Details
Care OPD

Care OPD

Get covered for 4 general physician consultations and any 4 Specialist Consultations from the list of 14 specified specialists. You will get a maximum reimbursement of ₹500 for each consultation.
See Details

Care Supreme-Vikas: Policy Terms

  • Entry Age - Minimum

    • Individual Adult: 24 years

    • Family Floater Adult: 18 years

  • Entry Age – Maximum

    • Adult: 99 years

    • Child: 24 Years (last birthday)

  • Exit Age

    • Adult: Lifelong

    • Child: 25 Years

  • Cover Type

    • Individual: Max up to 6 persons

    • Floater: Max up to 2A2C

  • Tenure Options

    • 1/2/3 Years

  • Relationship Covered

    • Self, spouse/live-in partner/same-sex partner, son, daughter, father, mother, mother-in-law, father-in-law, grandfather, grandmother 

  • Waiting Period

    • Initial Waiting Period: 30 days except for accidental expenses

    • Named Ailment Waiting Period: 24 months of continued coverage

    • Pre-existing Diseases Waiting Period:  36 months of continued coverage

Download Terms & Conditions
  • Any OPD Treatment 
  • Expenses attributable to suicide, attempted suicide, or any other self-inflicted injury 
  • Expenses arising due to consumption of alcohol/tobacco or drug use/misuse/abuse 
  • Expenses of spectacles/contact lenses and dental treatment that does not require hospitalisation 
  • Expenses occurring due or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences 
  • Any external congenital disease 
  • Infertility-related tests and treatment of Unlawful activities.

STEP 1

Emergency

Intimate within 24 hours of your hospitalization

Planned Hospitalization

Intimate us 48 hours prior to your hospitalization

STEP 2

Cashless

Request for pre-authorization

Reimbursement

Claim from submission

Complete the pre-authorization form available
at the hospitals insurance/TPA Desk and send us through fax.

Approval

Approval letter sent by the claim management team

Query

Hospital/Insured to response to the query raised by the claim management team

Rejected

You may initiate the treatment and file for reimbursement claim

Submission of claim form along with required
documents, as per the policy terms & conditions

Approval

Approval letter sent by the claim management team

Query

Insured to response to the query raised by the claim management team

Rejected

We will communicate the reason in case of rejection

24800+ Healthcare providers offering cashless treatment across the country

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Detailed Hospital List
24800+ Healthcare providers offering cashless treatment across the country
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Voice of Our Customer

Reviews and ratings are coming soon. Please visit again or read all product reviews here.
Rahul Sangwan

My appreciation for your prompt service

Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!

Rahul Sangwan

Health Insurance

Samanway Barik

We will continue to avail of your scheme

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

Samanway Barik

Health Insurance

Soubhagya K Kulkarni

Everything went very smooth

Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.

Soubhagya K Kulkarni

Health Insurance

Vaibhav Rai

Really helpful explaining the process in advance

Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.

Vaibhav Rai

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

48 Lakh + Claims Settled**

Cashless Claim

24800+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of 30th March 2024     *India Insurance Summit & Awards 2023

Q.Can I add my children to the Care Supreme-Vikas health plan?

Yes, under the Care Supreme-Vikas health insurance plan, you can add up to 2 children and 2 adults.

Q.Should I undergo health checkups to get Care Supreme-Vikas?

Getting a complete body checkup may or may not be required when insuring yourself and your loved ones under a health insurance from Care Health Insurance.

Q.Why should I opt for the Care Supreme-Vikas health plan?

In a world where healthcare costs are skyrocketing, Care Supreme-Vikas offers comprehensive benefits at an affordable premium. Therefore, if you are looking for new-age coverage for your loved ones, Care Supreme-Vikas is an ideal plan to rely on.

Disclaimer: Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024
#5% digital discount applicable as per policy terms. Renewal discounts are offered if you meet the wellness goals set under the wellness benefit program.

Brochure

Download the Brochure for Care Supreme Vikas Complete Plan Details

Download Care Supreme Vikas complete plan details

Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!

Secure Your Finances Now!

Get the best financial security with Care Health Insurance!

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