Save tax up to ₹75,000 ~ u/s 80D.
Save tax up to ₹75,000 ~ u/s 80D.
Ageing causes several health issues that necessitate extensive care and, if not addressed promptly, can result in hospitalisation. Rising medical inflation and the escalating cost of care might ruin your finances and deplete your life savings after retirement.
Fortunately, a senior citizen health insurance plan allows you to be financially secure and receive the greatest care when you need it the most. For the same, Care Supreme Senior from Care Health Insurance is the most comprehensive health insurance plan available for people over 60.
The plan protects elderly people, allowing them to access the best medical facilities without financial strain. With a reasonable premium that won't strain their finances, especially after retirement, senior citizens can choose the sum insured options according to their healthcare needs. This policy can be purchased without any pre-policy medical checkup beforehand. However, an underwriter may seek information about your pre-existing medical conditions, if any.
Plan Highlights of Care Supreme Senior Health Insurance
With an affordable premium and several sum-insured options, Care Supreme Senior stands out for the following unique and valuable features:
Cover Highlights
Plan Offering | Coverage Details |
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In-Patient Care
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Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.
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Up to SI |
Day Care Treatment
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Coverage of treatment expenses that required you to stay in a hospital for less than 24 Hours. We cover all Day Care Procedures like Cataract, Chemotherapy, Dialysis, removal of Stone etc.
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All Day Care Procedures |
Advance Technology Methods
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Coverage of Expenses incurred on treatment using specified Advanced Technology methods during hospital stay.
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Up to SI |
Pre-Hospitalisation Medical Expenses
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Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 60 days prior to hospitalization
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60 days prior to hospitalisation |
Post-Hospitalisation Medical Expenses
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Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 180 days post discharge from hospital
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180 days post hospitalisation |
AYUSH Treatment
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Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.
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Up to SI |
Domiciliary Hospitalisation
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Coverage of treatment expenses that required you to start treatment at home under specified circumstances. The Treatment at home should continue for atleast 3 Days.
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Up to SI |
Organ Donor Cover
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Coverage of expenses incurred on an operation performed on donor to remove the organ.Removed Organ should be used for insured member. Pre and Post Hospitalization expenses incurred on donor not payable. The Donor should meet all the requirement as speciefied by GOI.
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Up to SI |
Ambulance Cover
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Coverage of expenses for hiring a road ambulance for transporting insured to hospital for admission or for shifting insured from one hospital to another for better treatment or for moving insured from hospital to home.
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Upto Rs.10,000 per Year for SI < 15 Lacs & Upto SI for SI >= 15 Lacs |
Cumulative Bonus
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we will reward you with upto 100% increase in SI. There will be no reduction in accrued bonus on renewal due to claim
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50% of SI per year, max up to 100% of SI |
Cumulative Bonus Super
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With CB Super policy, an incremental increase of 100% SI every year is applicable on the base Sum Insured. You will get Up to a 500% increase in coverage in 5 consecutive years of coverage.
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Included for Eldest Member <= 45 years & >=76 yrs; Optional for Eldest Member > 46 years |
Unlimited Automatic Recharge
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You will never run out of coverage due to multiple hospitalization in a policy year. We will recharge policy with an amount equal to SI opted unlimited times in a policy year. This additional amount can be used for multiple hospitalization for related or unrelated illness
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Unlimited E-Consultations
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Avail Unlimited e-consultation from a general Physician by booking appointmemnt through mobile application
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Health Care Services
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Discount Connect - Discounts on services such as consultations, diagnostics, maternity etc at our network.
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Special Benefits for *Elderly Insured Members | |
Co-Payment
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To ensure you get affordable health coverage, we have applied a copayment of 20% on all claims.
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Room Rent Modification
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Your cost of treatment can cost you a fortune and adds no value to the treatment process. We have modified your Room category so that you get the best care with the comfort of the Most Economical Single Pvt AC room
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Sub-limits on Specific Disease
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We offer sub-limits on pre-specified ailments based on the sum insured chosen.
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Treatments | Sub-Limit |
Cataract (Per Eye) | (SI <Rs.10L ) - up to Rs.30,000 (SI=Rs.10L- Rs.20L ) – up to Rs.40,000 (SI > Rs.20L ) – up to Rs.50,000 |
Knee Replacement (Per Knee) | (SI <Rs.10L ) - up to Rs.1,25,000 (SI=Rs.10L- Rs.20L ) – up to Rs.1,50,000 (SI > Rs.20L ) – up to Rs.2,00,000 |
Treatment for every Ailment / Procedure mentioned below:- | |
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(SI <Rs.10L ) - up to Rs.3,00,000 (SI=Rs.10L- Rs.20L ) – up to Rs.4,00,000 (SI > Rs.20L ) – up to Rs.5,00,000 |
Treatment for Every Ailment / Procedure mentioned below:- | |
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(SI <Rs.10L ) - up to Rs.1,00,000 (SI=Rs.10L- Rs.20L ) – up to Rs.1,50,000 (SI > Rs.20L ) – up to Rs.2,00,000 |
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Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024
~~5% digital discount applicable as per policy terms. Renewal discounts are offered if you meet the wellness goals set under the wellness benefit program.
Get the best financial security with Care Health Insurance!
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