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Care Supreme - The Most Rewarding Health Insurance Plan

A health insurance plan that safeguards families and individuals while offering maximum coverage, extra savings, and unique wellness benefits that not only covers you for healthcare expenditure but also keep you healthy.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
    24800+ CASHLESS HEALTHCARE PROVIDERS^^
  • Claim settled ratio
    48 Lakh+INSURANCE CLAIMS SETTLED**
  • Claim settled
    24*7CLAIM AND CUSTOMER SUPPORT

Unrestricted Coverage for Your Health and Fitness

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5% Online + upto 30% Renewal Discount~~

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What is Care Supreme?

In an effort to offer superior health and financial security, we introduce Care Supreme– a complete health plan with extensive and unique benefits at the best value. Care Supreme is a newly launched health insurance cover for individuals and families. The primary aim of Care Supreme is to help families expand the healthcare safety net without paying hefty premium amounts. With expansive coverage, the policy takes care of major healthcare expenses, like hospitalisation, AYUSH treatment, day-care procedures, domiciliary care, and organ donor coverage up to the sum insured.

As a top-notch health plan, Care Supreme comes with noteworthy optional benefits, including the "Cumulative Bonus Super” that increases the Sum Insured 5 times in just 5 consecutive years. Also, the policy offers a useful add-on benefit enabling insured members to avail of 30% discounts on renewal premium as a reward for achieving pre-specified fitness goals. That makes Care Supreme a special plan that sits at the centre of– savings, healthcare security, and fitness – the three significant insurance concerns. Read more about the coverage and features of Care Supreme while checking the policy and eligibility details.

Plan Highlights of Care Supreme Health Insurance

With an affordable premium and several sum insured options, Care Supreme stands out for the following unique and valuable features:

  • The highest Cumulative Bonus Super of up to 500% to boost sum insured
  • No sub-limits and caps on expenses for hospitalisation, AYUSH treatment, domiciliary hospitalisation, and organ donor cover
  • Unlimited automatic recharge of the sum insured to help families get continued coverage
  • Wellness Benefit offers 30% discounts on premium to encourage your fitness level
  • Unlimited E-consultations and special discounts on Diagnostics, Pharmacy, & Consultation with Discount Connect

Cover Highlights

Annual Health Check-up

Annual
Health check-up

Day Care Treatment

Day Care Treatment

Emergency Ambulance

Emergency Ambulance

Cumulative Bonus

Cumulative Bonus

Organ Donor

Organ Donor

AYUSH TREATMENT

AYUSH Treatment

Coverage Under Care Supreme

See all Sum Insured Options east

KEY FEATURES
7 L, 10 L, 15 L, 25 L, 50 L & 1 Cr. info New S.I added
In-Patient Care
info Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.
Up to SI
Day Care Treatment
info Coverage of treatment expenses that required you to stay in a hospital for less than 24 Hours. We cover all Day Care Procedures like Cataract, Chemotherapy, Dialysis, removal of Stone etc.
All Day Care Procedures
Advance Technology Methods
info Coverage of Expenses incurred on treatment using specified Advanced Technology methods during hospital stay.
Up to SI
Pre-Hospitalisation Medical Expenses
info Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 60 days prior to hospitalization
60 days prior to hospitalisation
Post-Hospitalisation Medical Expenses
info Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 180 days post discharge from hospital
180 days post hospitalisation
AYUSH Treatment
info Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.
Up to SI
Domiciliary Hospitalisation
info Coverage of treatment expenses that required you to start treatment at home under specified circumstances. The Treatment at home should continue for atleast 3 Days.
Up to SI
Organ Donor Cover
info Coverage of expenses incurred on an operation performed on donor to remove the organ.Removed Organ should be used for insured member. Pre and Post Hospitalization expenses incurred on donor not payable. The Donor should meet all the requirement as speciefied by GOI.
Up to SI
Ambulance Cover
info Coverage of expenses for hiring a road ambulance for transporting insured to hospital for admission or for shifting insured from one hospital to another for better treatment or for moving insured from hospital to home.
Upto Rs.10,000 per Year for SI < 15 Lacs & Upto SI for SI >= 15 Lacs
Cumulative Bonus
info we will reward you with upto 100% increase in SI. There will be no reduction in accrued bonus on renewal due to claim
50% of SI per year, max up to 100% of SI
Cumulative Bonus Super
info With CB Super policy, an incremental increase of 100% SI every year is applicable on the base Sum Insured. You will get Up to a 500% increase in coverage in 5 consecutive years of coverage.
Included for Eldest Member <= 45 years & >=76 years; Optional for Eldest Member > 46 years
Unlimited Automatic Recharge
info You will never run out of coverage due to multiple hospitalization in a policy year. We will recharge policy with an amount equal to SI opted unlimited times in a policy year. This additional amount can be used for multiple hospitalization for related or unrelated illness
check
Unlimited E-Consultations
info Avail Unlimited e-consultation from a general Physician by booking appointmemnt through mobile application
check
Health Care Services
info Discount Connect - Discounts on services such as consultations, diagnostics, maternity etc at our network.
check
*Please read the policy terms and conditions carefully to verify the benefits and exclusions in detail.
Brochure

Download the Brochure for Care Supreme Complete Plan Details

Download Care Supreme complete plan details

Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!

Add-ons to Cover Your Specific Needs

Annual Health Check-up

Annual Health Check-up

We care for your wellbeing. Hence we allow One Health Check-up every year for insured members.
See Details
Cumulative Bonus Super

Cumulative Bonus Super

Boost your sum insured amount up to a maximum of 500% in 5 consecutive years.
See Details
Wellness Benefit

Wellness Benefit

We offer up to 30% discount on renewal premium for achieving your active days’ target.
See Details
Air Ambulance Cover

Air Ambulance Cover

With the add-on benefit of the air ambulance, the expenses of shifting patients via air ambulance are covered.
See Details
Claim Shield

Claim Shield

An add-on cover to provide coverage for non-payable items.
See Details
Instant Cover

Instant Cover

Instant coverage is available for pre-existing diseases like Diabetes, Hypertension, Hyperlipidemia, and Asthma.
See Details
Reduction In PED Wait Period

Reduction In PED Wait Period

You can reduce your PED wait period by opting for this benefit.
See Details
Care OPD

Care OPD

Get covered for 4 general physician consultations and any 4 Specialist Consultations from the list of 14 specified specialists. You will get a maximum reimbursement of ₹500 for each consultation.
See Details
Annual Health Check-up

Be-fit

Unlimited visits to Fitness centres can be availed by Insured members aged above 12 years

Care Supreme Policy Details

  • Entry Age - Minimum

    • Adult: 18 years

    • Child: 90 days

  • Entry Age – Maximum

    • Adult: 99 Years

    • Child: 24 Years (last birthday)

  • Exit Age

    • Adult: Lifelong

    • Child: 25 Years

  • Cover Type

    • Individual: Max up to 6 persons

    • Floater: Max up to 2A2C

  • Tenure Options

    • 1/2/3 Years

  • Relationship Covered

    • Self, spouse/live-in partner/same sex partner, son, daughter, father, mother, mother-in-law, father-in law, grandfather, grandmother

  • Waiting Period

    • Initial Waiting Period: 30 days except for accidental expenses

    • Named Ailment Waiting Period: 24 months of continued coverage

    • Pre-existing Diseases Waiting Period:  36 months of continued coverage

Download Terms & Conditions
  • Any OPD Treatment

  • Expenses attributable to suicide, attempted suicide, or any other self-inflicted injury

  • Expenses arising due to consumption of alcohol/tobacco or drug use/misuse/abuse

  • Expenses of spectacles/contact lenses and dental treatment that does not require hospitalisation

  • Expenses occurring due or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences

  • Any external congenital disease

  • Infertility related tests and treatment

  • Unlawful activities

STEP 1

Emergency

Intimate within 24 hours of your hospitalization

Planned Hospitalization

Intimate us 48 hours prior to your hospitalization

STEP 2

Cashless

Request for pre-authorization

Reimbursement

Claim from submission

Complete the pre-authorization form available
at the hospitals insurance/TPA Desk and send us through fax.

Approval

Approval letter sent by the claim management team

Query

Hospital/Insured to response to the query raised by the claim management team

Rejected

You may initiate the treatment and file for reimbursement claim

Submission of claim form along with required
documents, as per the policy terms & conditions

Approval

Approval letter sent by the claim management team

Query

Insured to response to the query raised by the claim management team

Rejected

We will communicate the reason in case of rejection

24800+ Healthcare providers offering cashless treatment across the country

Look for hospitals around you

Detailed Hospital List
24800+ Healthcare providers offering cashless treatment across the country
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Voice of Our Customer

MV
Masidda vitthal biradar October 22, 2024
Care Supreme
5

confident in the service....

I had no issues with my claim, and the approval process was quick. I am very happy to give a 5 Star rating and confident in the service....
SB
Sunil babu, Palakkad October 22, 2024
Care Supreme
5

Absolutely give care for you

This health insurance cashless claim process timely done there I am so happy with this product. And thank to my consultant Mr Shukla ji, he was adding me to his family care insurance. So thanks to care health policy.
RS
Rajkumar saraf October 22, 2024
Care Supreme
5

Good care service

NP
Nitin Padegaonkar August 23, 2024
Care Supreme
5

Thanks to care health insurance

Fantastic company accross the India wide cashless network... good service
MK
Manoj kumar August 23, 2024
Care Supreme
5

Family

SP
Satya Prakash August 23, 2024
Care Supreme
5

Hassle free treatment

Whenever I got treatment done, I never faced any kind of policy related problem. I got the operationtreatment done in the hospital without any worries. I thank CARE. I would suggest everyone to join Care, because only after joining will you know the truth and goodness.
NK
Naresh kumar August 23, 2024
Care Supreme
5

Care health Best health insurance company

I am very happy for care health insurance , very fast service for claim settlement. Thankyou care
SN
Sai nagendra reddy August 23, 2024
Care Supreme
5

Best forever

I recommend going with care health insurance to save your life and expenses ...
DG
D GANGADHAR July 08, 2024
Care Supreme
5

Tension Free Service

I admitted my child due illness.I just intimated the company regarding the admission into hospital.within in the 30min.they approved pre authorisation for cashless treatment.really its wonderful....Thank God being a care policy holder because no one expects that hardles in our life .
A
abhishek April 23, 2024
Care Supreme
5

best health insurance

care is best health insurance best plan supreme
RK
Reema Kumari April 23, 2024
Care Supreme
5

Mrs Reema Kumari

very good claim settlement care health support Mr Tushar Chandok And Chetan Sharma My Spouse Hospitalization Very good service i am happy care health insurance
KR
Keshav Rawat January 18, 2024
Care Supreme
5

Best Health Insurance Company

Best Health Insurance Company
RD
Rupali DHAINJE December 26, 2023
Care Supreme
5

Best Service in Claim

Care Health give us full Claim settlement in cashless and Reimbursement cases. With Advisor Mr. Rakesh Wani help us time to time in claim support services. Thank You CHIL Team and Mr. Wani.
M
Mahima December 19, 2023
Care Supreme
5

Nice service

This review is for the call centre person who suggested me to buy care supreme. I believe it is the best plan with best benefits and services.
SS
Sandeep Singh December 18, 2023
Care Supreme
2

bad experience

6 months after buying this plan, i got gal bladder stones. I had to undergo surgery for which company did not settle my reimbursement claim saying I have to serve waiting period. Whats the point of buying insurance if i dont get claim Bad experience
MG
Mahadeb Ghatak December 18, 2023
Care Supreme
5

Great Customer Service

I got full cooperation from care health Insurance specially Manicanchan Gupta regarding our claim under care supreme. Thanks
MS
Megha Shailesh Gupta December 17, 2023
Care Supreme
4

Satisfied

Thank you for providing me plan like care supreme and your team gives good response regarding services and helps a lot. ek star wait karane ka kaatungi
VC
Vinayak Chaturvedi December 15, 2023
Care Supreme
3

Disappointed

The claim team asked for too many bills and receipts i did not keep all of them with me. so only got partial claim approval.
MT
Mithilesh Tyagi December 01, 2023
Care Supreme
5

Good product

I had a good experience bcz good product given for my father in law and mother in law.. i would like to inform to my relatives and friends to take insurance in care health. Thank you CARE HEALTH INSURANCE.
RS
Rashmi Sharma December 01, 2023
Care Supreme
5

Helpful plan

I got care supreme for myself and my husband. My husband had dengue and care health insurance helped me with fast claim process. Amazing service
ST
Snigdha Tripathi December 01, 2023
Care Supreme
5

Good plan but average service

I buy this plan for myself last year and i needed to get hospitalised due to knee injury. Claim process took time but it happened. Please make your claim process fast.
M
Mahima December 01, 2023
Care Supreme
4

Nice service

This review is for the call centre person who suggested me to buy care supreme. I believe it is the best plan with best benefits and services.
VG
Vikram Gupta December 01, 2023
Care Supreme
5

Nice product

The product seems extensive with the kind of riders provided. Highly recommended.
Rahul Sangwan

My appreciation for your prompt service

Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!

Rahul Sangwan

Health Insurance

Samanway Barik

We will continue to avail of your scheme

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

Samanway Barik

Health Insurance

Soubhagya K Kulkarni

Everything went very smooth

Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.

Soubhagya K Kulkarni

Health Insurance

Vaibhav Rai

Really helpful explaining the process in advance

Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.

Vaibhav Rai

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

48 Lakh + Claims Settled**

Cashless Claim

24800+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of 30th March 2024     *India Insurance Summit & Awards 2023

FAQs About Care Supreme

Q. Can I add my children to the Care Supreme health plan?

Yes, you can add up to 2 children and 2 adults under the Care Supreme plan on a family floater basis.

Q. Do I need to undergo medical tests before buying the Care Supreme policy?

Yes, depending on your current health status, you might be required to undergo pre-policy health check-ups before opting for the Care Supreme policy.

Q. Does Care Supreme offer annual health check-ups?

Yes, the policy offers the benefit of annual health check-ups as an optional benefit with the base policy. It helps you keep track of your health and take timely preventive measures.

Q. What if I exhaust the sum insured limit of the Care Supreme policy?

We got you covered throughout a policy year with unlimited automatic recharge of the sum insured under the Care Supreme policy. Your coverage amount will be replenished automatically once you exhaust the limit every time in a given policy year.

Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024

~~5% digital discount applicable as per policy terms. Renewal discounts are offered if you meet the wellness goals set under the wellness benefit program.

Brochure

Download the Brochure for Care Supreme Complete Plan Details

Download Care Supreme complete plan details

Read Through it!
Get Complete Policy Details in the Brochure With Our Expert Assistance!

Secure Your Finances Now!

Get the best financial security with Care Health Insurance!

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