Save tax up to ₹75,000 ~ u/s 80D.
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Save tax up to ₹75,000 ~ u/s 80D.
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Care Heart health insurance has got you covered if you are diagnosed with a cardiac ailment and have undergone surgery in the past. Acquiring heart insurance beforehand saves you from paying hefty hospital bills in an emergency.
View MoreReasons to Choose Care Health Insurance?
Care Health Insurance offers a health insurance for heart patients that offers comprehensive coverage to people with cardiac ailments or someone who has undergone a Cardiac surgery or medical procedure related to the heart. Care Heart reflects our commitment to offering access to Quality Healthcare to people suffering from pre-existing cardiac ailments/disorders and who have undergone cardiac surgery/procedures. So, the best mediclaim for heart patients, like Care Heart will help you in the long run and provide lifelong renewability.
Heart ailments may cause health discomforts and even pinch your pocket! Thus, Care Heart is designed to meet the criteria for the best health insurance for heart patients. The plan offers comprehensive coverage through the following features:
Even though family health insurance plans are adequate to protect your family’s health and finances, specialised heart insurance becomes prudent if you or a loved one has a heart ailment.
Cardiovascular diseases are increasing alarmingly in our country, affecting the young and the elderly alike! In most cases, heart and blood vessel abnormalities, such as high blood pressure, diabetes, and cholesterol issues, cause a surge in cardiovascular diseases.
Thus, Care Health Insurance offers Care Heart, a specific heart care insurance policy designed to cover prolonged medical treatment expenses, helping you lead a healthy and stress-free life.
Care Health Insurance offers heart health insurance, heart mediclaim, and operation insurance to cover the finances that may be spent on heart-related issues. Know more about the plans by clicking on the icons below!
Health Insurance that Covers Pre-existing Heart Ailments
Health Insurance Covering 16 Major Health Aliments
Coverage for wide array of defined surgeries
With the surge in cardiac ailments in India and rising medical costs, it is necessary to have the best health insurance for heart patients. We at Care offer Care Heart to provide financial protection to your loved ones undergoing pre-existing heart illness. Below are the coverage benefits of our heart insurance-
Mediclaim policy for a heart patient covers major medical treatment expenses. However, some expenses are not covered, as listed under exclusions. They include expenses related to:
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Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
Best Health Insurance
Company of the
Year*
48 Lakh + Claims Settled**
24800+
CASHLESS HEALTHCARE PROVIDERS^^
Yes. Yes, you can buy Care Heart Health Insurance after a heart attack. Please carefully review the policy’s terms and conditions to understand inclusions and exclusions.
Yes, there are sub-limits applicable on room rent, ICU charges, cataract treatment, and Total Knee Replacement. Do refer to the policy T&C.
Yes, we have a co-payment clause in the policy. The policyholders will have to bear a certain percentage of every claim amount from their pocket. Please refer to the policy T&C to know more.
Yes, it is for those who already have pre-exisitng heart disease.
Care Heart has a 30-day initial waiting period and a waiting period of 24 months for pre-existing diseases and specified ailments.
Individuals above 18 can opt for the Care Heart policy without restricting the maximum entry age. The policy offers lifelong coverage.
Disclaimer: The information above is just for reference. Kindly read the T & C of the policy thoroughly. Do refer to IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
**Number of Claims Settled as of 31st March 2024
^10% discount is applicable for a 3-year policy
^^Number of Cashless Healthcare Providers as of 31st March 2024
Premium calculated for an individual (Age 18) for sum insured 3 lakhs
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