Buy Health Insurance for Heart Patients

Features of Care Health Insurance for Heart Patients

Heart ailments may cause health discomforts and even pinch your pocket! Thus, Care Heart is designed to meet the criteria for the best medical insurance for heart patients. The plan offers comprehensive coverage through the following features:

• Cashless Hospitalisation- Protect your health & finances by getting treatment across our 24800+ cashless healthcare providers’ network.
• Cardiac Health Checkup- Keep track of your heart health by getting cardiac health checkups yearly under the care heart plan.
• Lifelong Coverage- The lifelong renewability feature allows you to continue the policy through regular renewal.
• Coverage for Alternate Treatments- You are covered for a combination of conventional and alternative treatments, such as AYUSH, so you can opt for Alternative methods for a speedy recovery.
• Domiciliary Hospitalisation Coverage- We pay medical expenses incurred during your treatment at home for a period exceeding three consecutive days.

Why Should You Buy a Care Heart Health Insurance Policy?

Even though family health insurance plans are adequate to protect your family’s health and finances, specialised heart insurance becomes prudent if you or a loved one has a heart ailment.

Cardiovascular diseases are increasing alarmingly in our country, affecting the young and the elderly alike! In most cases, heart and blood vessel abnormalities, such as high blood pressure, diabetes, and cholesterol issues, cause a surge in cardiovascular diseases.

Thus, Care Health Insurance offers Care Heart, a specific heart care insurance policy designed to cover prolonged medical treatment expenses, helping you lead a healthy and stress-free life.

What is Covered under Care Heart Health Insurance?

With the surge in cardiac ailments in India and rising medical costs, it is necessary to have the best health insurance for heart patients. We at Care offer Care Heart to provide financial protection to your loved ones undergoing pre-existing heart illness. Below are the coverage benefits of our heart insurance-

What is Not Covered Under Care Heart Health Insurance?

Mediclaim policy for a heart patient covers major medical treatment expenses. However, some expenses are not covered, as listed under exclusions. They include costs related to:

• Self-inflicted injury (resulting from suicide or attempted suicide)
• Alcohol or drug use, misuse, or abuse
• Pregnancy and childbirth, miscarriage, abortion, and its consequences
• Infertility treatment and in vitro fertilisation
• Hospitalisation due to war, riot, strike, nuclear weapons
• External congenital diseases

How Does Heart Health Insurance Work?

Heart health insurance provides coverage for heart conditions and covers treatments, surgeries, and expenses of hospitalisation, medications and consultations. Know how does heart health insurance work:

• Buy the policy: Research and purchase a plan that covers heart health needs, including treatments and preventive care.
• Pay premiums: Make regular payments to keep your coverage active and accessible.
• Preventive care: Take advantage of heart health screenings and consultations to identify risk factors.
• Diagnosis and treatment: Covers diagnostic tests, medications, and surgeries related to heart conditions.
• Hospitalisation and surgery: Insurance covers treatment costs, hospital stays, and surgeries.
• Rehabilitation and follow-up: Use the policy for cardiac rehabilitation and ongoing care after treatment.
• File claims: Submit required documents and medical bills to the insurance provider to claim benefits.
  • Reimbursement: Once approved, receive reimbursement for covered medical expenses.
  • Cashless: Fill out a pre-authorization form in the network hospital to get cashless benefits.
• Renew the policy: Renew your insurance yearly and adjust coverage if necessary.

About Care Heart Insurance

Care Heart Insurance offers several unique benefits such as automatic recharge of the sum insured, no claims bonus, cardiac health check-ups, and other benefits. It covers the following-

• Patients with cardiac surgery.
• Individual and Floater basis for up to 2 adults.
• Lifelong renewability option for continued coverage.
• Automatic recharge of sum insured once every policy year if your sum insured is exhausted.
• Keep track of your heart’s health with Cashless Cardiac Health Check-ups on our network labs.

Care Heart Insurance is most suitable for individuals with a heart ailment who have undergone heart surgery within the past seven years. So, buy this medical insurance for heart patients and prepare yourself for any medical emergencies.