Health Insurance in Delhi

Types of Health Insurance in Delhi

The below table explains the types of health insurance in Delhi from which you can choose as per your needs;

Benefits of Buying Medical Insurance in Delhi

With rising medical costs and health emergencies, buying health insurance is not a choice but a necessity. Here are some key benefits of having medical insurance in Delhi:

• Financial Security Sudden health issues can create a financial burden on individuals and families, especially on those belonging to the middle class. Medical insurance keeps their medical expenses covered, easing the burden on their shoulders.
• Peace of Mind With a medical insurance policy in a bustling metro like Delhi, you can stay assured that your savings will not get used up in paying for burdensome medical bills. Rest assured, you can peacefully focus on your recovery.
• Tax Benefits Under Section 80D of the Income Tax Act, you can claim tax deductions on the premiums paid for health insurance. These are applicable to both individual and family floater plans.

Policy Coverage Breakdown: Inclusions and Exclusions

Below is the list of inclusions and exclusions in our health insurance policy. Knowing these will help you make an informed decision.

Note:For complete lists of coverage options, refer to the policy documents.

How Much Health Insurance Coverage Do You Need in Delhi?

Evaluating your required coverage amount before purchasing health insurance in Delhi helps in filtering the plan that aligns with your requirements. The amount of coverage you need while living in Delhi depends on several factors such as whether you’re looking for individual coverage or family coverage. Also, your age, lifestyle, existing medical condition and the increasing healthcare expenses in Delhi are the additional factors that decide the ideal coverage amount. To make an informed decision, it is advisable to compare various policies based on the types of diseases covered, network hospitals, claim settlement ratio, critical illness cover, etc.

Why is Care Health Insurance the right choice for you ?

At Care Health Insurance, we offer highly reliable and customizable plans to match the emerging needs of Delhi-NCR residents. Here are some solid reasons for choosing us as your health insurance provider;

• Quality Healthcare at Top Network Hospitals:  With a wide network of more than 2400 network hospitals, we ensure that you receive quality treatment without any delays.
• 48 Lakhs+ Claims Settled: Having settled one of the highest shares of claim requests across cities, we promise Delhiites the same credibility. Whether an emergency or planned hospitalisation, we ensure a seamless claim settlement process
• Comprehensive Healthcare Coverage: Our health insurance policy offers a wide range of coverage including in-patient care, day care treatment, pre and post-hospitalisation expenses, road ambulance, organ donor, etc.
• Additional Benefits:You can choose from numerous add-ons as per your needs. These include smart select, instant cover, room rent modification, newborn cover, annual health check-up, room rent modification, PED wait period modification, etc.
• Rewards and Bonus:Cumulative bonus, Cumulative bonus super, no claim bonus, wellness benefits, loyalty booster, etc.

Care Health Insurance Branches in Delhi

Locality	Address	Phone	Map Location
Azadpur	107-108 situated at 1st floor at Kundan Bhawan Commercial Complex, Azadpur, Delhi-110033	9289454688
Green Park Ext	S-13, Green Park Ext., OPP Uphaar Cinema, New Delhi -110016	9289454689
Dwarka	Shop N0 12 and 13, Second Floor, Manish Mega Plaza, Plot no 13, Secto-5, MLU Pocket, Dwarka, Delhi-110075	9289454690
Janakpuri	Flat no 301, DDA Building no 5, District Centre, Janakpuri, New Delhi, Delhi-110058	9289454691
Laxmi Nagar	Office No.415-416, 4th Floor, Roots Tower, Plot No.7, District Centre, Laxmi Nagar, New Delhi-110092	9289454692
Nehru Place	5th Floor, 19th Chawala House,Nehru Place,New Delhi, Delhi - 110019	9289454693
Rajendra Place	2nd Floor , Office no 202 & 203, Prabhat Kiran, Rajendra Place, New Delhi-110008	9289454695
Connaught Place	Unit no 216,218 and 220, 2nd Floor, Antriksh Bhawan,22, Kasturba Gandhi Marg, Connaught Place, New Delhi-110001	9289454814
Shahdara	1/337, First floor, Main G. T Road, Shahdara, UCO Bank Building, Delhi-110032	8527916611
Vasant Vihar	Building No 38,II floor Community Centre Basant lok Vasant Vihar New Delhi -110057	9599540624
Kirti Nagar	SCO - B-12 Tagore market, Kirti Nagar, New Delhi-110015	9319272189
Paschim Vihar	Office number 218, LSC DDA Market, A-6 Block, Paschim Vihar, New Delhi-110063	9205087357
Rohini	Office No- 431, 4th Floor, SG Shopping Mall Community Center, DC Chowk Sector 9, Rohini, Delhi 110085	9811736172
Naraina Industrial Area	C-190, 2nd floor, Northern side Phase1, Naraina Industrial Area, Delhi-110028	9205089662
Lajpat Nagar II	First Floor of L-96, Lajpat Nagar II, New Delhi-110024	9811736172

Tips to Find the Best Health Insurance Company in Delhi

Choosing the best mediclaim policy in Delhi to protect you and your family against any medical emergency is not easy. Below are the tips to consider before buying health insurance plans in Delhi:

• Evaluate Your Insurance Needs: Purchasing health insurance in Delhi becomes a streamlined process once you evaluate your age, medical history, and existing conditions. Knowing this will help you choose the policy that matches your financial and healthcare goals.
• Budget: Before you buy the best health insurance in Delhi prepare a budget for how much you can invest in health insurance. Then pick the affordable plan that gives you maximum coverage without disturbing your monthly budget.
• Check the Network Hospitals:These hospitals have tie-ups with insurance companies and allow you to avail yourself of cashless treatments. Checking the list of network hospitals will help you find the ones available in your vicinity.
• Use Health Insurance Premium Calculator:Use online health insurance Calculate the health insurance premium calculators to calculate the premium of the shortlisted plans. Choose the one that aligns with your budget.
• Maximum Coverage: Look for insurance plans offering comprehensive coverage to have a bigger financial safety net to fall back upon. Opt for policies that offer critical illness coverage to ensure protection during serious health conditions.
• Read Exclusions: Exclusions are the situations/diseases/treatments/medical procedures excluded from health insurance, and you cannot file the claims for the same. So, you must read about our exclusions to avoid chances of claim rejection before you opt for medical insurance plans in Delhi.
• Check Waiting Period: Insurance companies don’t allow you to avail claims for a specific duration after purchasing a policy. This is known as a waiting period. Opt for a policy with a minimum waiting period to ensure coverage in times of need. Availing benefits in less time.
• Check Eligibility: You should also check the age criteria for eligibility before you buy the best mediclaim policy in Delhi. However, most of our plans have a lifelong renewability option. Before purchasing a health insurance policy in Delhi, you must check the eligibility criteria including age limit, pre-existing health conditions and other requirements of the insurer.

Steps to File a Cashless and Reimbursement Insurance Claim in Delhi

Being one of the best health insurance companies in Delhi, we offer both a reimbursement or cashless claim option:

How to Renew Your Medical Insurance Policy in Delhi?

Since medical insurance in Delhi would only be valid for a year, you would be required to renew your policy to continue availing the benefits it offers. Here is how you can seamlessly do the same:

Step 1: Visit our official website

Step 2: Click on the renew tab in the top right corner. You will be directed to a new page.

Step 3: Enter your details, such as policy number, contact number, etc.

Step 4: Verify the policy details, including the premium amount

Step 5: Under the payment section, pay the renewal premium through any secure payment mode.

Once you receive the renewal confirmation, you can continue availing of the insurance benefits. Also, you can customise the policy or port it to another suitable plan at the time of renewal.