Save tax up to ₹75,000~ u/s 80D
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Save tax up to ₹75,000~ u/s 80D
Care Supreme-Vikas is a comprehensive yet affordable health plan that offers new-age benefits such as Cumulative Bonuses, Unlimited Automatic Recharge, Coverage for Modern Treatments, etc.
View MoreReasons to Choose Care Health Insurance?
Care Supreme-Vikas is the answer to what affordable health insurance must look like. The plan's new-age benefits, affordable premium, and optimum coverage sum insured make it ideal for your loved ones. Read on to understand Care Supreme-Vikas in detail.
The key highlights that differentiate Care Supreme-Vikas from other affordable plans available in the market are mentioned below.
| KEY FEATURES | Definition | DETAILS |
|---|---|---|
| Sum Insured | The maximum amount that the insurer pays to the policyholder in the event of an illness or injury. | 5L/7L/10L |
| In-Patient Care | Coverage of treatment expenses that require you to stay in the hospital for more than 24 Hours. | Up to SI |
| Day Care Treatment | Coverage of treatment expenses that require you to stay in a hospital for less than 24 hours. We offer coverage for daycare treatment such as cataracts, chemotherapy, dialysis, stone removal, etc. | Up to SI |
| Room Rent# | We offer premium discounts by setting a limit on the type of room where you can be hospitalised. | The most Economical General Ward Room available in the hospital |
| ICU Coverage | The cost of ICU rent charges is covered under this benefi | No Limit |
| Advance Technology Methods | Coverage of expenses incurred on treatment using specified Advanced Technology methods during a hospital stay. | Up to SI |
| Pre-hospitalisation Medical Expenses | Coverage of expenses incurred on doctor’s fees, prescribed diagnostics, and pharmacy expenses for up to 60 days before hospitalisation. | 60 Days |
| Post Hospitalisation Medical Expenses | Coverage of expenses incurred on doctor’s fees, prescribed diagnostics, and pharmacy coverage for up to 180 days post-discharge from the hospital. | 180 Days |
| AYUSH Treatment | Coverage for Alternative treatments such as Ayurveda, Unani, Siddha, and Homeopathy (collectively known as AYUSH) is available if the patient is hospitalised in an AYUSH-certified clinic. | Up to SI |
| Domiciliary Hospitalisation | If a doctor prescribes treatment at home under specified circumstances for up to 3 days, the expenses are covered under domiciliary benefit. | Up to SI |
| Organ Donor Cover | If a donor meets the specified requirements of the GOI and the organ is being donated to an insured member, then the policy may cover the surgical expense. | Up to SI |
| Road Ambulance Cover | Expenses for hiring a road ambulance to transport the insured to the hospital for admission or for shifting the insured from one hospital to another for better treatment are covered. | Up to Rs.10,000 per year |
| Cumulative Bonus | We shall reward your SI with up to a 100% increase in SI. There will be no reduction in the accrued bonus on renewal due to the claim. | 50% of SI per year, max up to 100% of SI; Claim shall not reduce Bonus Accrued |
| Unlimited Automatic Recharge | If the base SI is exhausted due to multiple claims, we shall recharge your policy with an amount equal to it unlimited times in a policy year. This additional amount can be used for multiple hospitalisations for related or unrelated illnesses. | Unlimited times for the same/or unrelated person/ disease |
| Health Services | Discount Connect—Our network offers discounts on services such as consultations, diagnostics, maternity, and more. | Discount Connect – Discounts on services such as consultations, diagnostics, etc., through our network available in Mobile Application |
| Smart Select# | Select this option to reduce your premium by up to 15% and receive cashless treatment from a list of specified network hospitals under this benefit. If taking treatment out of the smart select network, the insured has to bear a 20% co-pay. | 100% Cashless claims available at Smart Select Network Hospitals, 20% co-pay is applicable when taking treatment out of the network. |
| Criteria | Eligibility |
|---|---|
| Entry Age - Minimum | Adult: 18 years Child: 90 days |
| Entry Age – Maximum | Adult: 99 Years Child: 24 Years (last birthday) |
| Exit Age | Adult: Lifelong Child: 25 Years |
| Cover Type | Individual: Max up to 6 persons Floater: Max up to 2A2C |
| Tenure Options | 1/2/3 Years |
| Relationship Covered | Self, spouse/live-in partner/same-sex partner, son, daughter, father, mother, mother-in-law, father-in-law, grandfather, grandmother |
| Waiting Period | Initial Waiting Period: 30 days except for accidental expenses Named Ailment Waiting Period: 24 months of continued coverage Pre-existing Diseases Waiting Period: 36 months of continued coverage |
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Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
Best Health Insurance
Company of the
Year*
48 Lakh + Claims Settled**
24800+
CASHLESS HEALTHCARE PROVIDERS^^
Yes, if you have opted for the Mid-year member addition add-on, you can add your spouse within up to 91 days, given that your wedding date commences after the policy purchase. Similarly, a child of 91-180 days can be covered in the policy after the policy purchase.
No, you do not need a medical checkup to opt for this affordable coverage option.
Yes, a cumulative bonus is offered that boosts your health insurance coverage by a hundred per cent within two consecutive renewals. Additionally, value-added discounts such as Smart Select and Room Rent Modification are offered that help you reduce the premium at the time of policy purchase.
#Room Rent Modification and Smart Select are optional benefits pre-added to offer premium reduction benefits.
*Please read the policy T & C, brochure, and prospectus to know more about our medical plans cover as it may vary.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
**Number of Claims Settled as of 31st March 2024
^10% discount is applicable for a 3-year policy
^^ Number of Cashless Healthcare Providers as of 31st March 2024
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