Health Insurance in Lucknow

How to Avail Cashless Treatment in Lucknow?

To avail of cashless hospitalization facilities in Lucknow, you should get a comprehensive health insurance plan with a vast network hospitals in Lucknow. To access cashless hospitalization, you must inform your insurer within 24 hours of the hospitalization. Whereas, if the hospitalization is pre-planned, you can notify your insurer 48 hours before admission.

By buying health insurance in Lucknow, you can get access to 11400+ cashless network hospitals across the city. At Care health insurance, we ensure the cashless hospitalization process by providing 24-hour access to our claim settlement team. Health insurance policy in Lucknow from Care Health Insurance ensures that you have a helping hand in each phase of recovery from an illness.

What's Covered under Care Health Insurance Plans in Lucknow?

The expenses that are covered in a comprehensive mediclaim policy at Care Health Insurance are:

• Advanced Medical Treatment: Through our mediclaim policy in Lucknow, you can access advanced medical treatments such as robotic surgeries and advanced diagnostic tests such as CT scans and Magnetic Resonance Imaging (MRI).
• Pre-hospitalisation Expenses: Under our health insurance policies in Lucknow, we cover you against medical expenses such as doctor's consultation fees, diagnostic tests, and medications up to 30 days before getting admitted to the hospital.
• In-patient Hospitalisation: Buying a health plan in Lucknow from Care Health Insurance ensures that you remain covered by the expenses incurred during hospitalisation, such as room rent, ICU charges, doctor's fees etc.
• Coronavirus Treatment: Keeping in mind the losses that Covid-19 has caused us, the comprehensive health insurance plan by Care Health Insurance also covers the unforeseen impacts of Covid-19.
• Domiciliary Hospitalisation: At Care Health Insurance, we provide listed domiciliary hospitalisation coverage in some of our medical insurance policies in Lucknow for up to a specified period.
• Post-Hospitalisation Medical Expenses: When you purchase a health insurance policy in Lucknow from Care Health Insurance, you may also receive post-hospitalisation coverage, which covers expenses such as doctor's follow-up visits and medical tests for up to 60 days after discharge from the hospital.
• Daily Allowance: At Care, we provide a fixed amount to cover the everyday expenses during hospitalisation.
• AYUSH treatments: At Care Health Insurance, we also cover expenses incurred towards availing AYUSH treatments in our health insurance policy in Lucknow.

At Care Health Insurance, we also cover expenses incurred towards availing AYUSH treatments in our health insurance policy in Lucknow.

Steps to File a Cashless and Reimbursement Insurance Claim in Lucknow

Claiming for the expenses incurred during a medical crisis is a seamless process if you have bought your health insurance plan in Lucknow from Care Health Insurance. You have to follow the steps mentioned below regarding your claim type and leave the further procedure to us!

How to Renew Your Medical Insurance Policy in Lucknow?

Online purchasing and renewing a health insurance policy has made the process a lot easier! A health insurance policy at Care health insurance features lifelong renewal features. Once you bought your health insurance policy, there's no need to repurchase the policy; you can follow the below-mentioned steps for the renewal:

• Visit the official website of care health insurance and navigate to the renew tab on the top right of the page.
• Click on the page to get redirected to a new page for policy renewal.
• On the page, fill in your policy number and personal details asked and clicked on 'let's renew'.
• Further, verify the policy details and proceed to the renewal payment through an online mode.

Need help to do the renewal of the health insurance policy? Let our representatives help you. Just give us a call and share the policy number and other asked details. Next, after making an online payment, the representatives will easily review your health insurance plan.

Tips to Find the Best Health Insurance Company in Lucknow

Haven't you bought your health insurance plan yet? Here are a few tips that will help you choose the best health insurance policy in Lucknow for you:

• Estimate: The medical costs for basic healthcare in Lucknow are increasing day by day. These increasing costs are enough to derail your financial stability within a single encounter with a health crisis. Thus, the first tip to buy the best health insurance plan in Lucknow is to estimate everything you need in your health insurance policy. Once you have decided on the health plan that best suits your medical needs, now estimate your premium budget. Always remember to buy a premium that doesn't derail your monthly budget and still provides you coverage for your unique medical needs.
• Check for Network Hospitals Around: Network hospitals are the hospitals that have tie-ups with health insurance companies in Lucknow. These healthcare bodies help you access cashless treatments by charging your insurance company for all the expenses incurred. Before purchasing a health insurance plan in Lucknow, it is always advised to assess the number of network hospitals your insurance company provides in your city so that you can access cashless treatments in times of emergency.
• Calculate Your Premium with the Premium Calculator: Before buying a health insurance policy in Lucknow, always estimate your premium amount with the help of a health insurance premium calculator. After calculating the insurance premium, it is very important to compare your current policy with the other plans to choose the most affordable plan for your desired coverage.
• Check for the Coverage: Once you have decided on your premium amount, move on to checking the plan's coverage. Read the plan's brochure to understand what is covered in your health insurance plan in Lucknow.
• Also, Check What is Not Covered: When buying a health insurance plan in Lucknow, always refer to the brochure to know the policy's exclusions. Knowing the exclusion can make the customisation of your mediclaim policy an easier task to do.
• Know Your Notice Period: Before buying a medical insurance plan in Lucknow, it is important to know your policy's waiting period. At Care, for instance, the waiting period for a health insurance plan is 30 days from the commencement of the policy period and 36 months for any pre-existing diseases.
• Check for Eligibility: Before buying health insurance in Lucknow, you should also check eligibility va.