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Health Insurance in Delhi

Given the infamous health status of Delhi and ever-rising inflation, residents need to secure their health and finances from unprecedented illnesses with the right health insurance in Delhi.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
    24800+ Cashless Healthcare Providers^^
  • Claim settled ratio
    48 Lakh+ Insurance Claims Settled**
  • Claim settled
    24*7 Claim and Customer Support

Get Higher Coverage at an Affordable Premium

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Save Upto 10% on Health Insurance Premium^

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Health Insurance in Delhi: An Overview

With a rich heritage, fascinating history, and tempting street food, Delhi is the heart of India. Known as the national capital, Delhi proudly nests glorious monuments, various cultural attractions, and many exciting places. Famous for its tall minarets and longest metro lines, Delhi is home to many young aspirants, families, and senior citizens. What’s best, Delhi NCR offers some of the nation’s best healthcare facilities and medical treatment institutes. However, with advanced medical care comes burdensome costs. The multi-speciality hospitals across Delhi NCR have the latest technologies for treatment and recovery. But, the hospitalisation expenses, treatment, and medication can drain all your savings.

So, if you are a Delhi NCR resident, the best way to cope with medical uncertainties and expenditures is to opt for the best health insurance in Delhi. At Care Health Insurance, we promise India’s heart with the best of our health insurance coverage, benefits, and features. With over lakhs of happy customers across Delhi NCR, Care Insurance has become the best health insurance company in Delhi by providing reliable, quality, and affordable healthcare. Read on to find out the best health insurance for yourself and your family if you reside in the capital region.

Why Do You Need a Mediclaim Policy in Delhi?

For Delhiites, opting for comprehensive medical insurance in Delhi is indispensable to secure themselves against increasing health issues due to pollution, overpopulation, and a poor lifestyle. Further, having a financial safety net from one of the best health insurance companies in Delhi can help greatly. Here are some other pressing concerns that compel Delhi residents to opt for a health plan:

  • Unprecedented Diseases: Together with coronavirus, Delhi NCR hospitals have witnessed a sharp rise in respiratory diseases, flu-like illnesses, dengue and other conditions.
  • Illnesses Among Youngsters: Younger adults are struggling with early-age illnesses due to a sedentary lifestyle, stressful working conditions, and adulterated food items.
  • Rising Medical Costs: The uncontrollable healthcare and medical treatment cost in Delhi—especially across top private hospitals—is a nightmare for most families.

Besides medical expenses, metropolitans also need uncompromised value-added services, like annual health check-ups, no-claim bonuses, automatic recharge of sum insured, and others. These benefits support people financially during medical emergencies while helping them stay fit and healthy.

Types of Health Insurance Policies in Delhi

To meet the diverse healthcare needs of Delhiites, Care Health Insurance offers wide-ranging health plans for people from all walks of life. Whether you have a family with dependent children or elders needing special medical care, we have some of the best health insurance plans for family in Delhi. Below are some of our most trusted health plans:

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Look for best health plan that suits your need!
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Care Supreme

Ideal for families looking for capless coverage

  • Annual Health Checkup & Save Tax 
  • Modern Treatments Coverage
KNOW MORE
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Care Advantage

Health insurance for domestic and global coverage up to 6 crore

  • Upto 50% No Claim Bonus
  • Individual or Floater Option
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Care Supreme-Senior

Health insurance for elderly with no pre-policy checkup.

  • Cumulative Bonus Super up to 500%
  • 30%renewal discount under Wellness Benefit
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List of Cashless Network Hospitals in New Delhi

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

format_quote The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free.

Ganesh Kumar

format_quote Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product.

Gopinathan Pillai

format_quote It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

format_quote Hassle Free insurance buying process. Highly Recommend Care.

Priyanka Singh

format_quote Excellent health insurance plan! Covers annual health check-up for all family members.
Ankita Sharma

My appreciation for your prompt service

At the outset, I would like to express my appreciation for your prompt service in taking up the case regarding my claim. I have received timely intimation regarding the acceptance of my claim amount settled by you.

Ankita Sharma

Health Insurance

Indubala Nambiar

We will continue to avail of your scheme

Thank you for settling the claim amount. It helped me a lot during my tough time. The process is smooth and hassle-free. I will continue with Care Health Insurance and recommend it to my friends as well.

Indubala Nambiar

Health Insurance

Vikas Singh

Everything went very smooth

I would like to pass on my appreciation for Virender, who guided me during the difficult time. He helped me at every stage and didn't keep me waiting. Due to his efforts, I was relaxed and everything went very smooth.

Vikas Singh

Health Insurance

Sahil Khattar

Really helpful explaining the process in advance

I just wanted to thank you for the exceptional response from you on the recent cashless hospitalization request related to my mother's operation. You were really helpful throughout.

Sahil Khattar

Health Insurance

Aditya Sharma

Finalising my claim in a short period

I must express my profound appreciation for finalising my claim in a short period. I have heard of insurance companies holding payment or rejecting it outright on very flimsy grounds was not the case with Care health insurance, May your tribe grow more

Aditya Sharma

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

48 Lakh + Claims Settled**

Cashless Claim

24800+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of 30th March 2024     *India Insurance Summit & Awards 2023

Know How You Can Avail Cashless Treatment in Delhi

To avail of the cashless hospitalisation facility in Delhi, you should look for the best insurance comapny offering the widest network of healthcare providers across the capital region. Under a cashless process, you should inform the insurer within 24 hours of emergency hospitalisation at a network healthcare centre. If it is a planned medical procedure, you should inform the insurer at least 48 hours prior to admission. This way, you can settle the insurance claim without draining your pockets.

At Care Health Insurance, we ensure the cashless hospitalisation process is hassle-free and quick with our in-house claim settlement team. Our network hospitals in Delhi NCR include top private healthcare institutes helping policyholders avail of cashless treatment without burdening their pockets. We support customers at every step–from filling out the claims form to settling the hospital bills–without any delays and errors.

Why Choose Care Health Insurance as Your Health Partner in Delhi?

At Care Health Insurance, we offer highly reliable medical and financial security plans to match the emerging needs of Delhi NCR residents. With one of the widest networks of 24800+ healthcare providers across Delhi NCR, we ensure city dwellers receive quality medical care at the best value. Here’s why we are the best health insurance company in Delhi:

  • Quality Healthcare at Top Network Hospitals: Our vast healthcare providers’ network includes top medical centres providing the highest quality healthcare services. We ensure that metropolitans receive immediate treatment without any delays or hassle.
  • 48 Lakhs+ Claims Settled: Having settled one of the highest shares of claim requests across cities, we promise Delhiites the same credibility. Whether an emergency or planned hospitalisation, we ensure claim settlement is free of hiccups.
  • Comprehensive Healthcare Coverage: Our health plans not only cover hospitalisation expenses but also offer no-claim bonuses, annual health check-ups, global coverage, and sum insured recharge, among other healthcare and wellness benefits.

What is Covered under Care Health Insurance Plans in Delhi?

Care Health Insurance plans in Delhi offer coverage including the following:

  • 30-Day Pre and 60-Day Post Hospitalization: We cover 30-days pre and 60-days post-hospitalisation medical expenses including investigative tests, routine medications, consultation fees, etc. This way, we ensure minimum burden on your pocket.
  • In-patient Hospitalisation: In-patient care expenses are incurred when you are hospitalised for more than 24 hours. We cover ICU charges, nurse fees, room costs, doctor fees, and other expenses to ensure maximum security.
  • Ambulance Charges: We cover minor non-medical expenses, including transportation charges, to help you focus on the treatment. We shall reimburse the ambulance and transportation charges incurred during hospitalisation.
  • Day Care Treatments: We support your family during major as well as minor medical procedures by covering the expenses of more than 540-day care treatments for minor ailments or injuries completed within 24 hours.
  • AYUSH Treatment: A combination of conventional and modern therapy can sometimes lead to faster recovery. That's why our mediclaim policies in Delhi also cover AYUSH treatment up to the sum insured.
  • Annual Health Check-up: Given the rising lifestyle diseases among Delhi residents, we offer annual health check-ups to keep track of your health. Also, it helps you take preventive care in case of any chronic condition.

Steps to File a Cashless and Reimbursement Insurance Claim in Delhi

Being one of the best health insurance companies in Delhi, we offer both a reimbursement or cashless claim option:

Cashless Claim Process Reimbursement Claim Process
Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team. Step 1: Submit your claim form along with the required documents.
Step 2: You will get an approval letter once your claim is verified. Step 2: Get the approval letter from the claim management team.
Step 3: Make sure to respond to queries from the claim management team. Step 3: Respond to queries raised by our claim management team.
Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through. Step 4: In case your claim is rejected, our claims team will contact you and share the reasons of rejection at the earliest.

How to Renew Your Medical Insurance Policy in Delhi?

For the existing policyholders across Delhi NCR, the renewal of Care Health Plans became easier through our digital portal with these easy steps:

Step 1: Visit our official website

Step 2: Click on the renew tab in the top right corner. You will be directed to a new page.

Step 3: Enter your details, such as policy number, contact number, etc.

Step 4: Verify the policy details, including the premium amount

Step 5: Under the payment section, pay the renewal premium through any secure payment mode.

Once you receive the renewal confirmation, you can continue availing of the insurance benefits. Also, you can customise the policy or port it to another suitable plan at the time of renewal.

Tips to Find the Best Health Insurance Company in Delhi

Choosing the best mediclaim policy in Delhi helps to protect you and your family against any medical emergency is not easy. Below are the tips to consider before buying health insurance plans in Delhi:

  • Budget- Before you buy the best health insurance in Delhi prepare a budget for how much you can invest in health insurance. Then pick the affordable plan that gives you maximum coverage without disturbing your monthly budget.
  • Check the Network Hospitals- Network hospitals are the hospitals that have tie-ups with us, and you can avail cashless treatment facility. You can check the list of our cashless network hospitals in Delhi to avail of the cashless treatment facility. We are the best health insurance company in Delhi, with an extensive network of hospitals.
  • Use Health Insurance Premium Calculator– Calculate the health insurance premium with the help of our health insurance premium calculator available on our official website, compare the amount of premium for our health insurance plans in Delhi, and pick the best medical insurance in Delhi.
  • Maximum Coverage- Make sure to read about the coverage of our various medical insurance plans. We cover the expenses for in-patient hospitalization, pre and post-hospitalization expenses, diagnosis, treatment, and medication costs.
  • Read Exclusions- Exclusions are the situations/diseases/treatments/medical procedures excluded from health insurance, and you cannot file the claims for the same. So, you must read about our exclusions to avoid chances of claim rejection before you opt for medical insurance plans in Delhi.
  • Check Waiting Period- We have less waiting period for our health insurance plans. It’s advisable to check the waiting period. The initial waiting period is 30 days from the commencement of the policy period and 36 months for pre-existing diseases (PED). We offer the best health insurance in Delhi with a reduction in the waiting period for PED.
  • Check Eligibility-You should also check the age criteria for eligibility before you buy the best mediclaim policy in Delhi. However, most of our plans have a lifelong renewability option.

FAQs

Q.Which is the best health insurance plan in Delhi NCR?

With one of the highest claim settlement ratios, Care Health Insurance is among the best health insurance companies in Delhi NCR. Our customised health plans come with as low as 5 lakh coverage to as high as 6 crores. We have suitable plans for all kinds of health care needs—from big and small families to senior citizens and expecting mothers.

Q.What is the cost of health insurance across Delhi NCR?

What is the cost of health insurance across Delhi NCR? Given the rising cost of healthcare in the Delhi NCR region, health plans cost slightly higher as compared to remote cities. At Care Health Insurance, an individual health plan with 5 lakh coverage costs around INR 8,500 for a person under 35 years of age. This premium calculation is subject to certain policy terms and benefits.

Q.How to calculate the premium of a mediclaim policy in Delhi?

How to calculate the premium of a mediclaim policy in Delhi? You can calculate region-specific premium by simply entering the pin code of your area in the ‘Get Quote’ section. You can choose the city from the drop-down to view the premium amount.

Q.Which health insurance has the most widespread coverage in Delhi?

Care Supreme– the next-generation health plan offers the widest coverage to Delhiites with a unique base and optional benefits. It includes a no-claim bonus of up to 500% with NCB super, annual health check-ups, coverage up to the sum insured, no sub-limits, and unlimited automatic recharge of the sum insured.

Disclaimer:

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024

**Number of Claims Settled as of 31st March 2024

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

Claim Metrics

  • 24*7

    Claim and Customer Support

  • 48 Lakh+

    Insurance Claims Settled**

  • 2 hours

    Cashless Claims Approval

  • 24800+

    Cashless Healthcare Providers^^

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