Exploring No Claim Bonus with Care Health Insurance

Care Health Insurance believes health insurance should be rewarding, not just protective. The No Claim Bonus (NCB) rewards policyholders for claim-free years by increasing their sum insured, offering enhanced coverage at renewal. This boost helps combat rising medical costs and supports better preparedness against inflation. Each claim-free year accumulates NCB, creating a financial buffer and making health insurance more affordable. For instance, a policy with a ₹10 lakh coverage and 10% NCB increases to ₹11 lakh after a claim-free year. NCB is a testament to good health, enhancing coverage and financial protection against unexpected medical emergencies.