Exploring Co-Payment with Care Health Insurance

Care Health Insurance explains co-payment as when the policyholder pays a fixed percentage of the claim, and the insurer covers the rest. E.g., with a 20% co-payment on a ₹1 lakh bill, the policyholder pays ₹20,000, and the insurer pays ₹80,000. Percentages vary by plans and services. Understanding co-payment aids in informed health coverage decisions and managing expenses. Care Health Insurance advises reviewing policy terms carefully for the best individual coverage, promoting accessible and responsible healthcare usage.