What Is Covered In USA Travel Insurance?

• Written by Care Health Insurance

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The USA is all about bustling modern cities, brilliant highways, beautiful beaches, lush green meadows, and much more. It is a country where every kind of traveller will find something to do. With a perfect balance of well-planned urban cities, exotic locations, beautiful valleys and waterfalls, the US draws a lot of travellers from all around the world. But visiting any international destination calls for some measures that must be taken, like keeping all the documents before you leave and ensuring that you have travel insurance. When you have travel insurance during your trip to the USA, a lot of exigencies are accounted for and covered. These include: -

1. Emergency Medical Expenses

A medical emergency can happen anywhere and at any given point of time; it is only then that we realize the importance of having travel insurance. With that, you are covered for emergency medical services. Furthermore, a travel insurance has benefits like in-patient care, out-patient treatment as well as treatment for pre-existing illnesses, coverage for treatment in the home country, and a lot more. 

2. Personal Accident

While buying any international travel insurance plan, make sure that it has a personal accident facility. In this, the nominee or the policyholder gets the sum insured if there is a permanent total disability to the policyholder or if he/she dies during the period when the travel insurance plan is active. Many policy providers give this as a benefit that’s available on a worldwide basis. 

3. Delay in Trip

In a scenario like this, the insurer pays the policyholder a specific sum or expense that is incurred due to the delay of the trip beyond 12 consecutive hours, provided this delay is due to specified perils.

These are the three most important benefits that travel insurance provides. Apart from these, you can also look for an insurance that covers loss of checked-in baggage, loss of passport, delay of check-in baggage, and a cover of medical evacuation. The whole idea of travelling is to discover and explore new destinations without worrying about the emergencies that will come along the way – travel insurance takes care of that.

You can always bank on CHI for the best travel insurance plans. Avail the convenience of cashless claim settlements, coverage for loss of belongings, treatment for pre-existing ailments, and a lot more. Be it travel insurance for Schengen countries, USA travel insurance, or any other country in Europe, Asia, Canada or Africa - we have got you covered. 

Disclaimer: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.