Travel Insurance - The Most Important Part of Being a Responsible Traveler

• Written by Care Health Insurance

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Traveling to a new country is often full of excitement and fun. It was Akriti’s thought was she was heading towards Switzerland for a family holiday.  Her parents and husband were her travel companions. But, their pleasure turned into a nightmare when her father got a stroke due to extreme cold weather when they were in Zurich. Thanks to her prudent travel planning. She already covered her parents, spouse, and herself by international travel insurance. Her father was hospitalized in Zurich and offered cashless treatment under travel insurance. The little money they have kept for holidays was saved and her father got best treatment. So, being a responsible daughter and a traveller, she opted for overseas travel insurance that helped her in case of a medical emergency. What about you? Read below why travel insurance policy is the most important part of being a responsible traveller. 

Medical Benefits 

Healthcare in foreign countries is expensive. Therefore, going abroad without overseas travel insurance is a risk. A sound travel insurance plan offers protection against medical emergencies that you or your travel companions can face during your stay in a foreign country. It saves you from getting overburden financially. Read below its medical benefits:

• Emergency Hospitalization
• In-Patient and Out-Patient Treatment
• Daily Allowance for Hospitalization
• Medical Evacuation
• Air Ambulance
• Surgical Dental Treatment
• Personal Accident

Travel Benefits

Traveling without a sound travel insurance cover may cost you thousands of rupees for trip delays and cancellations. Hence, a good travel insurance policy bears your travel losses and gives you the reimbursement for the following:

• Trip Cancellation or Interruption
• Loss of Passport
• Loss of International Driving License
• Study interruption
• Terrorist attack

Baggage Benefits

When you are flying to any foreign land, you should be ready to face airline goof ups as well.   Thankfully! Overseas travel insurance plans gives you baggage benefits that include the compensation up to the sum insured against: 

• Loss of Checked-in Baggage
• Delay in Checked-in Baggage
• Loss of laptop/Tablet
• Breakage or Theft

Additional Benefits

Travel insurance acts as your rescuer and ensure that your trip continues smoothly. Its additional benefits ensure your smooth trip. Below are its additional benefits:

• Refund Visa Free
• Cover Accidental Death
• Personal Liability
• Protection
• Compassionate Visit
• Up-gradation to Business Class
• 24X7 Customer Support

Travel Insurance is Mandatory

In countries like Cuba, Schengen, USA, and Russia, travel insurance is mandatory for all foreign nationals to lessen the financial burden occurred due to unpaid medical bills of tourists and also to ensure the safety of the travellers. So, if these countries are in your bucket list, then first you have to opt for travel insurance to get the visa formalities done.

Bottom Line!

Ambiguity may raise its head anytime and become daunting during international trips. International travel insurance is one of the safest ways to make sure that you are prepared for your roller coaster holidays abroad. Check a plethora of benefits offered by Care travel insurance plans to ensure that the rising medical costs in foreign countries does not affect your savings and take care of you and your family during holidays.

Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.