Overseas Travel Insurance: A Wise Choice or Unnecessary Expense?

• Written by Care Health Insurance

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The Benefits of Overseas Travel Insurance

Travelling is a respite from everyday life and lets you explore new and exciting places. It offers just the perfect way to unwind. But, for your vacation to be the ‘refreshing break’ that you intend it to be, you must take care of some important things. One of them is travel insurance. It is always a wise choice to buy online travel insurance if you are planning a trip. Travel insurance safeguards you from any unexpected emergencies that might occur during your trip. After all, no one wants to spoil the fun of travelling with unpredictable situations. So, whether it is a medical emergency or luggage delay, travel insurance acts as your true friend at the time of distress.

Even if you are not a frequent traveller, purchasing travel insurance is important. If you require more convincing, here is a list of reasons why going for travel insurance will be a wise decision: -

Helps at the Time of Unpredictable Medical Emergencies

Medical emergencies can occur at any time during your travels. Imagine a situation where you are in a foreign country and are facing a health emergency. What would you do? Travel insurance provides much-needed assistance at that time. It offers coverage for expenses incurred on your treatment, thereby shielding you from the high cost of healthcare in a foreign land.

>>Check: 5 Essential Covers to Check in Your International Travel Insurance Plan

 Covers Trip Cancellation

A situation may occur wherein your trip gets cancelled from the airline’s end or due to bad weather. If this delay is over 12 consecutive hours, your travel insurance will provide coverage for the cancellation of the trip.

Secures your Luggage and Documentation

One of the major reason’s tourists purchase travel insurance is because they wish to secure their essential documents such as passport and their baggage; you should too. In case you lose your checked-in baggage or passport, your travel insurance will cover it.

Medical Evacuation

Another thing that is included in a travel insurance plan is medical evacuation. For instance, if you are taken to a hospital (that falls under the policy network) from the scene of incidence owing to a medical problem, then you will not have to fret about the costs involved as your overseas travel insurance policy will take care of it.

Types of Travel Insurance

These are the two travel insurance types that you must know of before purchasing a travel insurance policy:

Single Trip Travel Insurance: If you are not a frequent traveller, you can opt for single trip travel insurance.

Multi-Trip Travel Insurance: This type of travel insurance is for the frequent traveller. It provides cover for multiple trips that one takes within the duration of a policy year.

All in all, going for travel insurance will never be an unnecessary expense; it is, in fact, quite a wise decision.

Care Health Insurance offers affordable international travel insurance to its customers. With an aim to protect individuals visiting international locations from non-medical and medical expenses that occur during emergencies, you can trust us when you wish to purchase travel insurance.

Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.