Key Features of a Travel Insurance Plan

• Written by Care Health Insurance

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Introduction to Travel Insurance

Travelling is fun and full of excitement. Whether it is for work, vacation, or studies; travelling provides you with an opportunity to explore many new places, cultures, customs, and traditions. It is all about experiencing new places and learning new things. However, travelling is, sometimes, uncertain too. There are not one but many things that might make your experience inconvenient and not-so-happy. This is where travel insurance may help. Having travel insurance enables you to deal with many unforeseen situations during your trip.

Travel insurance is a kind of insurance that covers loss of baggage, medical expenses, trip cancellation or delays, and more. Today, with several choices available in the market, it is very important for you to choose a travel insurance plan that is as per your needs and offers the right set of benefits. Here are some key features look for while choosing one: - 

Trip Delay or Cancellation

Owing to bad weather conditions and mechanical faults, trip cancellation is a common occurrence. Something like this is bound to dampen your travel experience. However, the right travel insurance plan provides financial compensation for it. In such a case, you are covered for a specified sum or expenses if your trip is delayed beyond specified consecutive hours. 

Cover for Delay or Loss of Checked-in Baggage

Loss of baggage is one of the most common risks associated with travelling. This is a situation that can interrupt your trip experience. If such an incident happens post-check-in at the airport, a good travel insurance plan will cover it. In case there is a delay in receipt of checked-in baggage beyond specified consecutive hours, travel insurance covers that as well. 

>> Check: The Importance of Travel Insurance

Medical Cover

Health problems and medical crises are unpredictable, and they can befall a person anytime. To stay covered against medical emergencies during a trip, it is wise to have a travel insurance plan that provides coverage for hospitalisation and treatment. Also, in case the health condition of an insured individual needs instant transfer from the place of accident or illness to the nearest healthcare centre, travel health insurance plan shall cover such costs as well. 

Other than these key benefits, travel insurance plans also come with other important advantages. These include: -

• Visa Rejection Refund
• Hijack distress allowance 
• Option of annual multi-trip plan
• Option to cover the family under a single travel insurance plan

Care Health Insurance offer comprehensive international travel insurance in India that has a vast range of affordable features and benefits. So, opt for it now and fly worry-free.

Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.