How Can You Enjoy a Free Vacation Using Credit Cards?

• Written by Care Health Insurance

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It’s not a vacation if you are not going over budget– they say. But what if you can enjoy a cashless vacation while earning great rewards? Enter the new age of travelling with vacation credit cards offering cashless tourism across borders. With several rewards like milestone benefits, upgradation to business class, discounts and vouchers, you can avoid huge travel expenses and keep your budget intact.

Let’s learn about how you can make the most of travel cards and their offerings while saving more with their perks. 

Travel-related Perks of Credit Cards 

With a plethora of leisure services emerging in the travel industry, credit card companies are promising wider benefits and perks as below:

Free Lounge Access

One of the most common benefits of credit cards is the free accessibility of airport lounges. Especially when you are struggling with delayed flights, complimentary lounge access is your safe haven for unlimited food and a place to relax.

Lower Forex Rates

However few, there are certain vacation-friendly credit cards offering as low as 2% foreign currency markup. This feature helps you save on the conversion charges applied to all transactions in a foreign currency. 

Special Fuel Waiver 

When planning a road trip, savings on fuel refill may appear minimal but makes a huge difference as the trip concludes. Opting for credit cards saves you from paying surcharge fees at petrol or diesel stations.

Miles Points

As a frequent flyer, if you are transacting with specific travel companies, a credit card rewards you with ‘miles’ corresponding to your spending. You can redeem the miles points to avail of free flights. 

4 Ways of Using Credit Cards to Enjoy Free Vacation

Vacation credit cards can be your best travel companion if utilised smartly. On that note here are 4 ways of using your travel credit cards to enjoy maximum benefits:

Keep a Tab on Your Offers

You might underestimate your credit card eligibility until you explore all the options. With the ease of credit card rules, you can now qualify for the best travel benefits credit card offering lots of travel benefits. You can go for a non-specific travel rewards credit card that provides welcome rewards while crediting reward points on every card purchase. The best part– you can redeem travel card points by booking flight tickets from specific portals. 

Make More Credit Card Purchases

The more you use your credit card wisely, the better rewards you earn. Plus, it is totally okay to get more than one card to enjoy greater benefits and rewards. You can use the earned reward points to save more on your shopping and everyday expenses at hotels, resorts, or gas stations. Also, you can compare the final cost of the service by applying different rewards and choosing the one offering the highest value. 

Look Out for a Miles/Loyalty Programme

To widen the scope of offers, many airlines and hotel chains offer frequent flyers a slew of loyalty benefits like upgradation to business class or free trips. It is best to enrol yourself under a rewards programme that can earn you air miles that you may redeem during flight and hotel bookings. 

Make Full Repayment

The thumb rule for using travel credit cards is to repay the monthly bills with full payment. This ensures a continuous stream of rewards and offers for the rest of the calendar year. By making complete repayments, you not only improve your credit score for better rewards but also save yourself from heavy interest charges. 

Securing Your Travel Plans with Care Travel Insurance

With the travel industry booming better than in the pre-covid times, tourism service providers are offering several lucrative methods to ease the journey. At Care Health Insurance, we ensure that your international travel plans are protected from health and financial emergencies with our overseas travel insurance. Our region-specific travel policies come with comprehensive healthcare coverage with hospitalisation expenses, daily allowance, personal accidents, and others. Also, we cover useful non-medical expenses like trip delays, cancellations, interruptions, loss of passport or checked-in baggage, and more. So, commence your overseas travel without any financial and healthcare worries with Care Insurance.

Disclaimer: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.