Care Insurance
  • Published on 9 Feb, 2024

    Updated on 26 Feb, 2026

  • 3036 Views

    5 min Read

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  • Frequently Asked Questions

  • Q. What is an intellectual disability?

    It is a condition in which a person’s cognitive abilities—such as learning, reasoning, and memory —are impaired. This affects day-to-day functioning and the ability to adapt to social situations.

    Q. What are the most common early symptoms?

    Key signs include delays in sitting, crawling, or walking; late speech development; difficulty remembering concepts; and challenges in understanding social rules or the consequences of actions.

    Q. How do medical professionals diagnose it?

    Doctors use standardised tests to measure Intelligence Quotient (IQ) alongside clinical judgment. A score between 70 and 75 typically indicates a significant lack of intellectual functioning.

    Q. How should I interact with a "differently-abled" person?

    Speak with respect and patience. Avoid treating adults like children; don't speak loudly, and always ask before offering help rather than assuming they cannot do something themselves.

    Q. Can health insurance help with these conditions?

    Yes. Specialised care and therapies can be expensive due to inflation. Providers like Care Health Insurance offer tailored plans to cover medical costs and protect your savings during emergencies.

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