What is the Importance of Heart Health Insurance?

• Written by Mudit Handa

• favorite0Like

  favoriteBe the First to Like

  • content_copy Copy Link Copied! Share on Facebook Share on Linkedin Share on Twitter Share on WhatsApp

  ios_shareShare

The number of cardiovascular diseases across the globe is rising. India being one of the leading countries with active heart cases, it is estimated that one in four deaths in the country is due to CVDs. Stress-ridden and inactive routines, unhealthy habits and genes are the prominent reasons behind this situation. While you may not always be able to avoid such medical issues, when it comes to being prepared, a cardiac care health insurance policy is your safest bet. When you invest in the best health insurance policy for heart patients it goes beyond the benefits of financial security. Along with the protection of your hard-earned savings, you can get the peace of mind even when things go wrong, you will have the right backup. 

Importance of Heart Health Insurance

People who are at risk of cardiovascular diseases must pay attention to a cardiac care health insurance policy. Here is a list of reasons why you may want to invest in the best health insurance for cardiac patients:

The Rising Cases

With the passing years, the cases of cardiovascular diseases are increasing. As per the World Health Organisation (WHO), every year, around 17.9 million people lose their lives due to heart diseases. Lack of quality treatment is one of the major reasons that you need a cardiac health insurance policy immediately. 

Financial Backup

The financial burden caused by substantial medical bills during the treatment procedure can be daunting and stressful. People often even have to compromise treatment because of the hefty medical expenses of heart diseases. With the best health insurance for cardiac patients, you have the solid financial back-up.

Better Treatment

When you know you have a financial back-up, you no longer have to worry about the expenses. It gives you the freedom to avail the best available medical treatment without compromise.

What Makes Care Heart Insurance the Best Health Coverage for Heart Patients?

When it comes to heart insurance, people often look for a comprehensive plan that aligns with their health needs. The financial impact caused by heart disease can be exhausting, and so people look for the best heart health insurance policy for heart patients. With Care Health Insurance, you can personalise your health insurance plan with multiple benefits that make this plan unique from others:

Variety of Plans

Care Health Insurance offers two types of heart insurance policy: Heart Health insurance and Heart Mediclaim. You may choose one as per your preferences and needs. 

A Comprehensive Policy

Upon diagnosis of a heart disease, your health insurance plan will pay out a lump sum amount that helps with upcoming expenses. From medical treatments to hospitalisation costs and pre- and post-medical expenses, a cardiac care health insurance policy covers all these expenses. Both these policies offer comprehensive sum insured options up to crores. 

Wide Network of Hospitals for Cashless Treatment

Care Health Insurance has a wide network of hospitals, where one can easily avail of cashless hospitalisation. With 22900+ network healthcare providers, you can easily find one in your vicinity and avail cashless treatment without paying from your pocket. 

Optional Benefits for Personalised Plans 

Optional covers help in creating personalised heart health plans. Along with the basic insurance policy, you can purchase optional covers such as Care Shield, OPD cover, home care etc. to increase the basic coverage. 

Lifelong Renewability 

Care Heart Health Insurance offers Lifelong renewability where you can renew the plan and enjoy the coverage as long as you want.

The Do’s and Don'ts for a Healthy Heart

To promote overall well-being and especially that of heart health, here are certain do’s and don'ts:

Do’s for a Heart-healthy Lifestyle 

Your heart is one of the essential organs and keeping it healthy is a must. With some basic changes in your life, you can ensure the safety and security of your essential organs, like:

• Get Moving: Regular exercise is a must for anyone. You must dedicate some time in your daily routine to exercise and meditation. If you are a working person, try to avoid sitting for long hours and keep moving in between as long sitting hours can affect your overall health.
• Follow a Balanced Diet: A healthy gut keeps you healthy. Try to eat healthy and avoid highly processed or fried food items. A balanced diet can be the best deal.
• Say YES to Healthy Snacks: If you like snacking, you need not give up on them. You can switch to healthy snacking ideas instead. This way, you can enjoy your evening without compromising your snacking time.
• Maintain Workplace Ergonomics: Working people are more vulnerable to poor heart health. This is because of wrong posture, long sitting hours, lack of exercise, and a sedentary lifestyle. Focus on improving your workplace ergonomics, like standing and walking in between, drinking enough water, and maintaining good posture.
• Take Adequate Sleep: Enough sleep is extremely essential. Lack of proper sleep can affect your heart health and also decrease efficiency at work and home.
• Learn  to Manage Stress: Stress is a major source of high blood pressure and poor heart health. You may talk to friends, family, or a professional for better stress management.
• Regular Health Check-ups: Go for a regular health check-up. Not all diseases show signs and symptoms. For timely diagnosis and treatment, regularly monitoring your health is needed. 
• Keep Yourself Hydrated: Drink plenty of water. A hydrated body is a healthy body and also helps keep off stress, manage a healthy weight, control blood pressure, etc.
• Monitor Your Blood Pressure Level: If you have hypertension, make sure you visit your doctor regularly and follow the medications and habits as prescribed by your doctor.

Don'ts for a Heart-healthy Lifestyle 

Now that you know how to keep your heart healthy and happy, here are a few don'ts to maintain the same:

• Stop Smoking and Alcohol: Smoking is bad for health, and every smoker knows that. Leaving a habit like smoking or alcohol intake can be challenging but not impossible. You may get professional help if needed.
• Stop Taking Excessive Sugar and Salt: Consumption of excessive sodium or sugar cannot be a good idea. It can worsen your blood sugar problem or high blood pressure. So, ensure mindful consumption.
• Avoid Processed and Fried Foods: Highly processed foods like junk food, fries items, and unhealthy dishes can impact your heart in numerous ways. Try to cut on unhealthy diets. 
• Don't Ignore Signs: If you experience any symptoms or signs like chest pain, congestion, discomfort, etc. do not ignore it. Visit a doctor immediately.

To Sum it Up

For cardiovascular well-being, prioritising various heart-healthy lifestyles and practices is a must. Effective stress management, switching to a balanced and healthy diet, regular exercise and meditation, and enough sleep are all a part of this process. Over time, due to the challenges of life and other issues, people often tend to ignore the need for a heart-healthy lifestyle until there's a problem. Do not be one but follow a healthy daily routine.

With Care Health Insurance, you can further ensure a safety financial net for an unforeseen medical emergency. A cardiac care health insurance policy such as Care Heart comes to your rescue in times of medical needs arising due to a heart emergency. The policy comes with comprehensive sum insured options to choose from along with other benefits. Choose the best health insurance policy for heart patients, and let us take care of your medical needs.

>> Also Read: Benefits of Heart Mediclaim

Disclaimers: All plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.