How to Stay Healthy During Monsoon

• Written by Care Health Insurance

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The sound of rain, the smell of wet soil, fitters, and tea is the beginning of monsoon for every Indian. Monsoon comes as a respite from the scorching and sweaty heat but often leaves behind a trail of damage. Waterlogging, weak drainage systems, and high humidity allow germs and mosquitoes to develop and cause serious communicable diseases. The growth of bacteria and fungi leads to infections such as influenza, pneumonia, asthma, typhoid, hepatitis, conjunctivitis, leptospirosis, malaria, and dengue. As medical inflation rises, even a single hospitalization owing to these illnesses can cost you in five digits. Therefore, know some such health tips by which you can keep yourself and your loved ones healthy in monsoons. Also, this article will throw some light on the benefits of having a medical insurance policy in place.

Monsoon Health Tips

Read these monsoon tips to prevent mosquito-borne diseases during the rainy season:

• Maintain personal hygiene
• Wash your hands every hour for at least 20 seconds
• Wear clean and cotton clothes
• Drink boiled water
• To increase immunity eat ginger, cardamom, cinnamon
• Avoid eating street foodDon't get wet in the rain
• Do not allow waterlogging in or  your home
• Change the water used in coolers, planters, storage and pet bowls
• Use mosquito nets, coils,  sprays and mosquito repellent
• Fix moisture on walls
• Maintain cleanliness and wash your bathroom regularly
• Use Don't play in rainwater
• Wash fruits and vegetables before consumption
• Keep your food covered in the kitchen
• Ensure personal and environmental hygiene
• Carry hand sanitizer and a breathing mask
• Report if there are any open drains or potholes in your area
• Get your kids vaccinated
• Always cover your mouth and nose when sneezing or coughing
• Try to drink warm water every few hours
• Get the Best Medical Insurance Policy

Monsoon Diet

Health problems always increase during the rainy season, including cold, flu, viral fever, etc. It is not enough to sip a cup of hot tea. With the changing weather conditions, you also have to make changes in your lifestyle. One has to face health problems in the rainy months, like indigestion, food poisoning, and other infections. From the monsoon diet health tips given below, know what to eat to stay healthy in this season:

Liquids - Consume freshly prepared hot kadha and soup. It is important to drink plenty of water. It keeps your immune system active and healthy.

Fruits - Seasonal fruits, such as pears, berries, plums, cherries, peaches, and pomegranates, should be consumed in good quantities to get fibre, vitamins A and C, and antioxidants.

Vegetables - This is the season of gourds, like bottle gourds, bitter gourds, pointed gourds, ridge gourds, Indian squash, etc. Include these vegetables plenty in your daily diet.

Spices - Include spices like turmeric and ginger in your diet as they have antiseptic and immunity-boosting properties. Try to avoid outside food and eat more homemade food during this season.

How is a Medical Insurance Policy Beneficial?

Unforeseen illnesses can cause financial disturbances during the rainy season. Thus, to stay safe, invest in the right medical insurance policy. Read below about the benefits of a CARE medical insurance policy offered by Care Health Insurance:

• Comprehensive coverage against communicable and non-communicable diseases
• Coverage for advance treatment and also cover for AYUSH treatment
• Coverage for critical illness, chronic and pre-existing diseases like cancer, kidney failure, stroke, diabetes, high blood pressure, thyroid, etc.
• Coverage for recurring cost of treatment, medicine, therapy and dialysis which reduces the financial burden of the people
• Cashless hospitalization urgently during a medical emergency
• Sufficient sum insured at an affordable premium
• Add-on benefits like no claim bonus, global coverage, an international second vote, reduced PED waiting period, etc.
• Ambulance cover, organ donor cover, and coverage for domiciliary hospital
• Get the benefit of annual health check-ups and also keep an eye on your health
• Daycare procedures cover
• Lifelong renewal along with ambulance expenses, organ donor, and CoronaVirus cover
• Tax Benefits under Section 80D of the Income Tax Act 1961 of India
• Monsoon health insurance discount

Read about the various medical health insurance monsoon discounts that you can avail to make your health care affordable.

Family Exemption – You can get this exemption when you cover two to six family members in a single health insurance policy based on the individual sum insured.

Cross-Sell & Loyalty Discount - You can avail of this discount if you have continued with any policy for the last six months. It's like a reward to you for consistency.

Discount on  Multi-year Policies - You are entitled to a discount on multi-year policies based on a single premium.

Discounts on Long-Term Health Insurance Plans - Investing in long-term health insurance policies is always beneficial. You can purchase it for yourself to get a discount on the premium in the longer run.

Waiver of Co-payment - If the age of the eldest member insured is 61 years or above in the family floater plan, you can choose an add-on to get rid of 20% of co-payment charges per claim.

Health and Wellness Discounts - Under Health and Wellness, you can mainly avail of discounts on OPD consultation, diagnostics and pharmacy. But, it should be with our network service providers who are connected with us.

So, if you are still waiting for a good time to buy a medical insurance policy, the monsoon period is the right one. However, a medical emergency can happen during any season. Our health policies provide you with comprehensive coverage and protection to stay free from every monetary worry related to this monsoon.

Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.