While driving a car or a two-wheeler, the drivers are always at a risk of accidents and injuries—no matter how safely one drives. Yet, many often ignore road safety, leading to massive road mishaps. As of 2021, 1.5 lakh people have lost their lives to fatal road accidents in India, roughly translating into 1100+ accidents and 420+ deaths every day.
Shockingly, head injuries is the top reason why people lose their lives in road accidents. The primary cause of traumatic brain injury is usually due to traffic collisions where people either lose their life on the spot or at the hospital.
This article will highlight how head injuries and fatal road accidents are closely connected and how can you secure yourself against expensive head injury treatment cost with Care Health Insurance Plans.
What is a Head Injury?
Any injury that is caused either to your brain, skull or scalp is a head injury. It could vary from a mild bruise or bump to a traumatic head injury. Concussions, scalp wounds and skull fractures are the most common head injuries that may have severe consequences if left untreated.
Fatal car accidents may lead to a number of head injuries that could be mild or severe. Such injuries include:
- Contusions or bruises
- Skull fractures
- Concussions
- Intracranial haemorrhages (broken arteries in the brain)
- Diffuse axonal injuries (damage from the brain moving inside the skull)
Major Types of Head Injuries
Fatal road accidents could cause massive damage to your brain. Below mentioned are the head injury classification that are caused due to road accidents:
Hematoma
A hematoma is a clotting or collection of blood outside and around the blood vessels. It could be extremely severe if a hematoma happens in the brain. It could build up pressure inside your skull, and you can lose consciousness, which may lead to permanent damage to your brain.
Haemorrhage
There are two types of haemorrhage one is subarachnoid haemorrhage, and other one is intracerebral haemorrhage. You can experience uncontrolled bleeding in the space around the brain in subarachnoid haemorrhage, and in intracerebral haemorrhage, there is excessive bleeding within the brain tissue.
Concussion
It happens when the collision on the head is severe enough to injure the brain. It happens when the brain hits against the walls of your skull, or there is a sudden force of acceleration and deceleration. One may lose brain function temporarily with a concussion, but repeated concussions could lead to permanent damage.
Edema
Edema, or swelling, could be caused due to any brain injury, and it swells the surrounding tissues but gets more severe when in your brain. It forms pressure in your brain as the skull can’t stretch enough to give swelling space causing the brain to press against the skull.
Skull fracture
The human skull has 22 bones that bind together through cranial sutures. The skull acts as a shell to harden the brain. Several types of skull fractures occur when a stroke impact is strong enough to break your head bone.
Symptoms of Head Injury
Symptoms depend on the type and location of the injury. One may experience the following symptoms and complications of head injuries:
- Weak ability to concentrate
- Disturbed sleeping patterns
- Loss of balance
- Emotional disturbances
- Depression or anxiety
- Seizures
- Vomiting
- Loss of consciousness
- Disorientation and confusion
- Amnesia or memory loss
- Fatigue
- Constant Headaches
- Visual problems
Diffuse injuries cause severe consciousness. At the same time, focal injuries that affect the brain are where you are being hurt.
How are Head Injuries and Fatal Road Accidents Closely Connected?
Brain injuries can be devastating as it causes major morbidity and mortality worldwide. Road accidents are one of the major causes of fatal head injuries. Such injuries could be lethal as they could be deadly, causing hospitality. Road accidents result in the highest number of fatalities across the world. Being the well-known reason for mortality across the world, because of mobility, weight and eccentricity, road accidents make you more vulnerable to accidents when you are on the road. Thus, wearing helmets while on the road is always recommended as your head is more prone to hurt in road accidents that may cause sudden demise or lifelong disability.
Benefits of Personal Accident Insurance and Health Insurance
Personal accident and health insurance assist you when you have an accident and need immediate medical assistance. However, there is a very thin line difference in both of these insurance plans. Care Health Insurance's Personal Accident Insurance helps to minimise the impact on one’s savings by providing financial compensation, including coverage for head injury treatment, medical treatment, and even unfortunate demise. At the same time, a health insurance plan covers hospitalisation expenses. Care Health Insurance’s most comprehensive health insurance plan ensures you get covered against road accidents right after a day of policy inception. So, protect yourself from hefty hospital expenses resulting from accidents and injuries. Secure your health and wallet with the right Care Health Insurance Plan.
>> Also Read: Reasons Why You Need a Personal Accident Insurance
Disclaimer: The above-mentioned information is for reference purposes only.
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