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India is a country with over 65% of its population under 35. It is estimated that around 27.5 million couples in the country report infertility problems, making it a more serious issue than ever before. The reasons could be a sedentary lifestyle, delayed conception, general health problems, poor diet, etc. With increasing age, the problem of infertility further increases, like poor egg quality in females and insufficient sperm generation.
Owing to these fertility barriers, alternative options like assisted reproductive treatment have become quite popular. IVF (In Vitro Fertilization) is one of the most popular solutions to infertility problems. Also, since IVF and or reproductive immunology treatment can be quite expensive, having a health insurance plan can help cope with such planned medical expenses. Read on to know more.
As the name suggests, assisted reproductive treatments are medical procedures that help individuals conceive. Gamete intrafallopian transfer (GIFT), artificial insemination, intracytoplasmic sperm injection (ICSI), and zygote intrafallopian transfer (ZIFT) are a few assisted reproductive procedures to be named. Since most of these reproductive procedures are costly, having a health plan such as Care Classic Health Insurance can be beneficial.
A health insurance plan that provides coverage for assisted reproductive treatments helps you bear the cost of these expensive treatments and focuses on the prime concern.
While your doctor may guide you through the entire scientific procedure of conception, this blog intends to educate you about the financial coverage offered for assisted reproductive treatments under Care Classic Health Insurance.
The average cost of assisted reproductive treatments in India ranges from ₹50,000 to ₹3.5 lakh and maybe more, making it a significant expense. Thus, having a health insurance plan that ensures financial coverage for such medical expenses can be helpful in times of need.
Care Classic Health Insurance is a health plan offering comprehensive benefits at a zone-based premium. The plan from Care Health Insurance ensures that you get coverage for assisted reproductive treatment at a reasonable premium based on your zone.
As discussed before, assisted reproductive treatments are aimed at curing infertility problems in couples. Considering its high success rates, in vitro fertilisation (IVF) is one of the most popular options. With Care Classic, you need not worry about the expenses incurred but get the best treatment available. Here are the features of Care Classic Health Insurance:
One must note that the IVF procedure is time-consuming and complex. Hence, patience is much needed with IVF technology. There may be recurrent implantation failure in IVF, but all you need is a little more patience to trust the process. Also, acknowledging the problems with in vitro fertilisation is equally essential. Since it is a lab performing fertilisation, there may come pregnancy challenges like miscarriage, premature delivery of the baby, ectopic pregnancy, etc. Remaining in regular touch with your doctor and following all the instructions is highly advised.
Getting the opportunity to raise a child is a blessing. In today's world of medical science, there are high hopes of fulfilling your pregnancy dream. Assisted reproductive treatments aim at targeting infertility problems in either or both couples to overcome it and help with a successful and healthy pregnancy. Consult your doctor, attend regular check-ups, and follow the treatment procedure as recommended.
Investing in a health plan like Care Classic covers the related financial expenses so you can focus more on the treatment.
>> Also Read: Health Insurance for IVF Treatment
Disclaimers: All plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.
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