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Save tax up to ₹75,000~ u/s 80D
Ultimate Care
India’s 1st Policy with Premium Payback^
Plan starting @₹19/day*
- Infinity Bonus We boost 100% of your base sum insured annually upon consecutive renewal whether or not you file a claim.
- Unlimited Automatic RechargeWe add up recharge of your policy's base SI if the coverage exhausts due to multiple hospitalisation during the policy year. This recharge can be claimed for same or different illnesses during the policy period.
- Unlimited E-consultationGet unlimited e-consultations from general physicians through mobile app.
- Instant CoverInsured members having Diabetes/ Hypertension/ Hyperlipidemia / Asthma /Obesity / Hypothyroidism/ Coronary Artery Disease (PTCA of 1 year), can file a hospitalisation claim after an initial waiting period of 30 days.
5% Exclusive Direct Discount
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Why Choose
Care Health Insurance…
When you choose Care Health Insurance, you choose comprehensive coverage, affordable premiums, convenient claim process, and many more rewarding benefits. Simply put, we do not only offer financial protection but also peace of mind.
22100+ Healthcare providers offering cashless treatment across the country
Hospital Locator
Hospital ListPopular Cities
- Mumbai
- Chennai
- Kolkata
- Bengaluru
- Pune
- Hyderabad
- New Delhi
- Ahmedabad
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Our Extensive Network
22100+
Cashless Healthcare Providers^^
1400+
Cities Across India
Great words from our customers
Sanjogini Devi | FaridabadClaim Settled: ₹16.5 Lakh
"In my toughest time, I got financial help."
My husband suddenly had to be hospitalised and I was really worried about bills. Care Health Insurance settled our ₹16.5 lakh claim smoothly.
Sanjay Kumar Agrawal | Indore, MP | Claim Settled: ₹11.5 Lakh
"More than 11 lakhs saved!"
My wife needed surgery for a leg cyst. Care Health Insurance handled the ₹11.5 lakh cashless claim smoothly and I got the reimbursement within about 15 days.
Prasanna Shah | PolicyholderPlan: Secure Child ₹1 Cr Cover
"I got ₹1 lakh every week"
After I slipped on the stairs and injured my ligament, I had to take complete rest for weeks. The weekly ₹1 lakh benefit from my policy helped manage expenses during recovery.
Abhishek Prakash Devrukhakar Mumbai | Claim Settled: ₹11.5 Lakh
"I’m glad I purchased this policy"
My mother needed knee replacement surgery which cost around ₹5.5 lakh. I’ve had this policy for about 5 years and the claim was settled fully.
Manohar S. Shetty | Policyholder
"A big financial relief"
During my cancer treatment, I didn’t have to stress about finances. The claim process with Care Health Insurance was smooth and I genuinely rate the experience 100/100 and recommend it to people around me.
Satyajit Roy | KolkataPlan: Care Supreme
"A Smooth Transition to Peace of Mind"
I was initially skeptical after a bad experience with a previous insurer, but Care Supreme changed my perspective. When my 11-year-old son was hospitalized for 5 days with a bill of ₹1,48,000, Care settled everything directly with the hospital. I only paid ₹1,100 out of pocket. It significantly reduced our financial stress during a medical emergency.
Nikhil Bothra | Buldhana/MumbaiTenure: 3 Years
"Seamless Support for Major Heart Surgery"
My father’s bypass surgery at Hinduja Hospital, Mumbai, cost over ₹12.5 Lakhs. Since the hospital had a cashless tie-up with Care, the entire amount was sanctioned and recovered smoothly. The customer care support was excellent throughout the hospitalization. Highly recommended for their transparency.
Hitesh Gada | MumbaiTenure: 7+ Years
"Trusted for 7 Years and Counting"
“I’ve insured my family of four and my parents with Care since 2017. The true test was my father’s heart valve replacement. From the pre-approval to the final discharge, the process was flawless. Being able to track everything through the mobile app makes a huge difference. When the hospital confirmed the claim was settled, I just took a pause and thanked the company.
Chandan Bora | Policyholder
"Unexpected Speed and Transparency"
I filed a reimbursement claim after my surgery on March 21st. I was surprised at how easy the intimation was—I just submitted the documents at the branch and received the exact amount I filed for within 15–20 days. If you are looking for Mediclaim, look no further than Care.
Awards & Recognition
Recognized for Excellence and Customer Service
Best Claim Settlement Company of the Year
India Insurance Summit & Awards 2025
Overall Achievement Award 'SAHI' Category
ASSOCHAM 16TH Global Insurance Summit & Awards 2024
Best Health Insurance Plan - Care Plus
Global Financial Planner’s Summit 2024
Smart Insurer Award
ET NOW Insurance Summit & Awards 2024
Sales Champion Award
ET NOW Insurance Summit & Awards 2024
Frequently asked questions
Q. How are Care's Products different from those of its Competitors?
Choosing Care means choosing a insurance plan that rewards you for staying healthy. Ultimate Care’s unique premium payback benefit gives you a refund of the first year’s base premium for five consecutive claim-free years. Further, the loyalty benefit doubles your base sum insured and waives the waiting period for this additional amount.
Q. What is the turnaround time for claim settlement at Care Insurance?
Company shall comply to mandated claim settlement turnaround time of 1 hour for Cashless Preauthorisation, 3 hours for Cashless Discharge request processing & 15 days for settlement of Reimbursement claim from the time of provision of all requirements of claim.
Q. What does Care travel insurance cover?
Our travel insurance offers comprehensive coverage, including medical emergencies, trip cancellations, lost baggage, trip delays, etc.
Q. What is covered under the emergency hospitalisation benefit of Care travel insurance?
Care travel insurance covers inpatient and outpatient medical expenses incurred due to unforeseen emergencies during your trip.
Q. Does Care travel insurance cover pre-existing medical conditions?
Yes, our travel insurance covers pre-existing medical conditions, ensuring you're protected in case of an emergency caused by a pre-existing ailment.
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Services:
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~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Dec 2025
**Number of Claims Settled as of Dec 2025
~~Claim Settlement Ratio for the period April 2025 to Dec 2025
^In a block of 5 claim-free years, you get your first year’s base premium amount.
*Premium for "Ultimate Care" calculated as ₹19/day for an insured member 18 years who has coverage of 5 Lacs in a zone 3 city.
1. Premium for "Ultimate Care Senior" includes add-ons (Smart Select, Sub Limit, Co-Pay, Deductible and Room Rent Modification) for a 60-year-old individual in Zone 3 cities with a 5 lakh sum insured.
2. Awarded as "Best Claim Settlement Company of the Year" at the 9th Annual India Insurance Summit & Awards 2025.
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22100+
Cashless Healthcare Providers^^ -
![Claim Settlement]( "Claim Settlement")
74.5 Lakh+
Claims Settled Since Inception** -
![Claim Settlement]( "Claim Settlement")
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