Infinity Bonus
We boost 100% of your base sum insured annually upon consecutive renewal whether or not you file a claim.
Unlimited Automatic RechargeWe add up recharge of your policy's base SI if the coverage exhausts due to multiple hospitalisation during the policy year. This recharge can be claimed for same or different illnesses during the policy period.
Unlimited E-consultationGet unlimited e-consultations from general physicians through mobile app.
Instant CoverInsured members having Diabetes/ Hypertension/ Hyperlipidemia / Asthma /Obesity / Hypothyroidism/ Coronary Artery Disease (PTCA of 1 year), can file a hospitalisation claim after an initial waiting period of 30 days.
21700+Cashless Healthcare Providers^^9 Crore+Lives Covered Since Inception58 Lakh+Claims Settled**
When you choose Care Health Insurance, you choose comprehensive coverage, affordable premiums, convenient claim process, and many more rewarding benefits. Simply put, we do not only offer financial protection but also peace of mind.
Care in the palm of your hands
Care Health App
A one-stop solution to assist you around the clock
Policy Related Services
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21700+ Healthcare providers offering cashless treatment across the country
I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.
Samanway Barik Asst. Marketing Manager, State Gov.Kolkata
Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!
Rahul Sangwan Vice President, Paul MerchantsChandigarh
I bought Care Supreme recently, and I am impressed with the kind of benefits I have been offered under this plan. After comparing other options, I found Care Health Insurance to be the best service provider in terms of customer service and healthcare. Kudos!!
Prafulla Shukla Lead Data Scientist, BlinkitGurugram
Vikas DwivediKanpur
5
I made the best decision this year by choosing Care Insurance as my insurer. The plans are highly affordable, and the team is quick in responding. Recommendable plans.
Soubhagya K KulkarniBengaluru
5
Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.
Nirupama VermaLucknow
5
I ported my policy to Care Supreme. The best part about this experience was the agent. Unlike my previous insurer, he patiently explained all the coverage and took my doubts. Happy to be associated with Care.
Kishan ShrivastavaDelhi
5
I am highly satisfied with the range of benefits offered by Care Insurance under the Care Advantage insurance policy and appreciate the speedy claim settlement offered for the well-being of my family.
Rajesh KumariGurugram
5
Care ensured that my expenses are taken care of! Thank you for helping me through my first-ever cashless hospitalisation experience!
Vaibhav RaiNew Delhi
5
Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.
Awards & Recognition
Recognized for Excellence and Customer Service
Best Claim Settlement Company of the Year
India Insurance Summit & Awards 2025
Overall Achievement Award 'SAHI' Category
ASSOCHAM 16TH Global Insurance Summit & Awards 2024
Best Health Insurance Plan - Care Plus
Global Financial Planner’s Summit 2024
Smart Insurer Award
ET NOW Insurance Summit & Awards 2024
Sales Champion Award
ET NOW Insurance Summit & Awards 2024
Frequently asked questions
Q. How are Care's Products different from those of its Competitors?
Choosing Care means choosing a insurance plan that rewards you for staying healthy. Ultimate Care’s unique premium payback benefit gives you a refund of the first year’s premium for five consecutive claim-free years. Further, the loyalty benefit doubles your base sum insured and waives the waiting period for this additional amount.
Q. What is the turnaround time for claim settlement at Care Insurance?
Company shall comply to mandated claim settlement turnaround time of 1 hour for Cashless Preauthorisation, 3 hours for Cashless Discharge request processing & 15 days for settlement of Reimbursement claim from the time of provision of all requirements of claim.
Q. What does Care travel insurance cover?
Our travel insurance offers comprehensive coverage, including medical emergencies, trip cancellations, lost baggage, trip delays, etc.
Q. What is covered under the emergency hospitalisation benefit of Care travel insurance?
Care travel insurance covers inpatient and outpatient medical expenses incurred due to unforeseen emergencies during your trip.
Q. Does Care travel insurance cover pre-existing medical conditions?
Yes, our travel insurance covers pre-existing medical conditions, ensuring you're protected in case of an emergency caused by a pre-existing ailment.
All Insurance Plans
Health
Travel
Mediclaim
Group
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Existing policy enquiry for assistance with your existing policy
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Feb 2025
**Number of Claims Settled as of 31st March 2024
^In a block of 5 claim-free years, you get your first year’s base premium amount.
*Premium for "Ultimate Care" calculated as ₹19/day for an insured member 18 years who has coverage of 5 Lacs in a zone 3 city.
1. Premium for "Ultimate Care Senior" includes add-ons (Smart Select, Sub Limit, Co-Pay, Deductible and Room Rent Modification) for a 60-year-old individual in Zone 3 cities with a 5 lakh sum insured.
~~Awarded as "Best Claim Settlement Company of the Year" at the 9th Annual India Insurance Summit & Awards 2025.
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